Loyalty Now

✅Joined Loyalty Now, a leading player in loyalty & customer engagement solutions, company specialized in Card Linked Offers #CLO, Aggregators Payments Linked Offers #APLO, as its Chief Product & Innovation Officer in its senior executive leadership team ELT.

✅Loyalty Now a scaleup company that is specialized Card-Linked Offers (CLO), Aggregator Payment Linked Offers (APLO) Space, they are a platform of choice in Australia, APAC Delivering unmatched services and expanding globally now.

✅Highly Secure PCI DSS Level 1 certified, robust & infinitely scalable the Loyalty Now SaaS platforms can be deployed globally seamlessly in weeks' time. Esteem Clienteles includes AmEx, Qantas, Telstra, Bupa, Union shopper Plus and a growing number of program operators EFTPOS in Australia, Singapore & Hong Kong.

✅Seamless CLO/APLO experience Customers checkout as usual, whether it’s online or in-store. Smart messages are triggered in real-time informing them of points, cashback earnt, relevant special offers pushed. 
✅All with zero effort, absolutely zero friction, pure happiness in play!
Our Programs have a proven history of being revenue-generating for all clients. Delighting client's membership while simultaneously increasing their merchant partner's sales.

Thanks a lot for kindly following Loyalty Now Page!

Chief Product & Innovation Officer

Collinson

Since 2015 taken over Support & Managed Operated Services Addon functions.
✅As a Director & Head lead Our FS&R Global Software R&D Team delivering Projects, Products, PoCs within time cost budget with Good Quality via our Agile SCRUM Teams & Resource Labs. 
✅Also been Responsible for delivering FS&R Global IT Services Production Application Support, Managed Operated Services Team within agreed OLAs/SLAs with Good QoS. 
✅As a Director take Care of Team’s & FSR IT Budget & Strategies. Well versed in Cloud Computing AWS/Azure/Oracle Cloud for our various computing needs over & above our VM Ware ESX setups..
✅As part of Senior Leadership Team, Work Closely With GM/Business Owner, Product Owner+ PS Team Heads & all Lab Managers do weekly optimal Production Resource Planning FSR to ensure all in our team here have maximum planned billable works for 3-4 months in advance. 
✅As Director ASPAC/Auth signatory for APAC I take care of supplier/vendor/Customer agreements.
✅Part of proposal committee, actively contribute in Presales/Sales RFQ/RFIs. Help in leading R&D demo.
✅With rich domain/Tech knowledge in Loyalty help in Complex Solution/Business Analysis &  Problem Solving for FSR Core Team that I lead the product transformation from SDC along with product owner.
✅As main lead of our Software Engineering Process Group (SEPG) improve Software Processes S/W Development Life Cycle (SDLC) both Agile/RUP/Waterfall models & Strive for its Continuous Improvements.
✅Leading & Being part of a successful Digital transformation Journey of Agile/DevSecOPS & Microservices Rest APIs for our Product.

Director, Head Software R&D, IT Services

In Jan 2014 was given additional responsibility of Singapore Company Director with authorized signatory for our ASPAC operations over and above Head Software/IT role I was managing.

Director, Head R&D, IT Services

Collinson (Formerly Welcome Real Time)

✅Director for Software Development Centres in Singapore and Manila for managing projects, products Development and Research & also in-charge of our global IT Systems in Welcome.
✅Contribute in business decisions as part of top management, help in growing one Corporate culture & Core Values.
✅Effective regular communications with team (FS&R IT Core group) also meetings with Labs, finalize best solution design choices.
✅Ensure Effective Enterprise Knowledge Management/Tech training companywide.

Global Head Software Development & Research

✅Lead as Enterprise Architect and delivered successfully over 10000MDs in technical Solution Development/integrations/Project Management/Enterprise Architecture (EA)/Knowledge Management (KM) areas in big projects like Visanet Cielo, Alphabank, AIMIA and various XLS product lines.
✅Executed Large size project 5K MDs for Cielo, AIMIA/CBA benchmarked in WRT as best Model Projects. Involves complex technical program management of multiple code drops/stages/phases.. 
✅Involves Daily Standups/Checkpoints coordinating with various streams/outsourcing teams.. Proactive Risk Management & Mitigation Planning..
✅Helped in product predictive analytics capabilities, smart messaging notifications for OmniConnect.

Enterprise Architect

✅Ravisankar joined Welcome in 2003 as Senior Solution Architect; he has lead and delivered successfully in technical Solution Development/integrations/Project Program Management in lots of big size software projects (>5K MDs) and products. 
✅Being handson always work closer with team to leading implementing identified solution/ evangelizing them on the process as a team..
✅Part of design authority done quite a few Build or Buy Analysis.
✅Process mature in Agile/CMMI/ISO/CC-EAL4+/PCI Security. Facilitated Process improvements in all my companies. Part of PCMM3/CMM5 pre assessment in Mastek. Certified ISO9001 Internal QMS Lead Auditor. Lead Product PA DSS audit few times from front..
✅Was part of CMMI-3 Appraisal/renewals as a SEPG Team Member (Part of 2 SCAMPI A Audits) & hence be CMMI Lead Appraiser. 
✅Evolved best practices metrics/models for successfully executing large sized projects (like Visa/Cielo).

Senior Solutions Architect

iSmart International Ltd, India

✅Manager of projects, products in smart card, POS, host end to end solution delivery, EMV and its consultancies. Major project involved loyalty, VSDC on MULTOS for Credit Mutuel, CBT for MasterCard, Sodexho, Indian Oil Corporation IOCL contactless Loyalty, JCB JSMART EMV applications in Java and MULTOS Smart Cards..
✅VSDC in MULTOS: Product for Credit Mutuel; as Director handled team of 10; project size 4MY
•Environment:  ICC SIM CT6.0 Visa Test Bed, Clear Case/Quest, SmartDeck, IngenicoM62 EMV Kernel (for Test), Infineon Cards SLE66CX160S/320P with MULTOS v4 in 1Q Mask
•Description:  VSDC product got CC/EAL4+ cert via Thales & VISA VIS1.4 cert via Axalto
✅M/Chip 4 & JSMART2 in MULTOS: Similar Products as above & JSMART delivered to JCB (2MY) 
✅LOYALTY: Product; as Technical PM, handled team of 8; project size 8MY
•Dione/Ingenico POS with Java Loyalty Host Application
•MultiMerchant Loyalty in Smart card; POS Param init Awards/Redemption, EOD
✅VCEPS in MULTOS: Product; as Technical PM, handled team of 6; project size 4MY
•Ingdev, MULTOS, Ingenico M62, eCash Host in VB, Oracle; CardBase CEPS 
•CEPS/VCEPS eCash Card & POS applications.
✅SODEXHO PASS:  Dione terminals for Sodexho canteens in Mumbai for Lunch Pass redemptions 
✅Credit/Debit PayApp for EFT-POS: Client HDFC; as Technical PM, handled team of 6; size 5MY
•Exta - C, ACI BASE24 AuthHost, SPDH, NCC Concentrator,  Dione Excelsior POS (ISO 8583)
✅ Mandi e-Agriculture: Smart auction.
✅Petro-Wallet: Client IOCL (Indian Oil Corp); as Tech Manager, handled team of 20; size 16MY  
•MS SQL, VB, CRW7, IBM, Inside ContactlessReader	
•E2E solution for Gas Stations & its Regional, HO for its Sales/eCash/Loyalty..
✅Given recommendations for Multi-Application Smart-Card Apps & POS to Ministry of IT, India as part of Consultancy. Was part of Bank Of Punjab EMV Payments consultancy.
✅Delivered speech in Bankers CEO/CIO Smart Card/e-iSA Security Forums in India on Smart Card/EMV/Payments/Security.

Manager Solutions Support

Mastek

✅As Software Analyst worked in Mastek as part of core product development team in ERP Goldmine specializing in Supply Chain Management and delivered SCM customization projects to many MNC clientele including Bausch & Lomb, Britannia, Wyeth, Lynx Financial.

As Software Analyst & Lead worked in Mastek as part of core product development team in ERP Goldmine specializing in Supply Chain Management and delivered SCM customizations projects.	
✅	Deployed Goldmine in Big MNC clients Bausch & Lomb, Wyeth, Danone, Videocon 
✅	GOLDMINE: Its SCM Product as Analyst/Lead, was part of team of 15; with Project size 20MY  
•Environment: ASP, Oracle, VC++ components, before in OPEN ROAD, Ingress, Unix	
•Descriptions:  Full fledge ERP for Supply Chain Management (SCM)
✅	LYNX: Client LYNX Australia/UK as a Tech Lead, was part of team of 20; with Project size 30MY  
•Environment:  Oracle Stored packages/Forms/D2K in Offshore Dev Centre in Mumbai	
•Descriptions:  Retail Banking & Mortgage/leasing software customizations on core summit product.

Software Programmer Analyst

Chief Product & Innovation Officer @Loyalty Now. My Mission: Evangelize Loyalty/SPREAD Positivism/Holistic Health/Happiness😃ValueAdd/GrowAll Around To Their Next Levels & HELP Them Finding their Lifes BiggerPurpose!

🚀 Transformative leader with 29+ years' expertise in Engineering Software Products Management Design & Development across ERP/EMV/Payments/Loyalty Domains. 

From Jul-2023 I joined as Chief Product & Innovation Officer (CPIO) in "Loyalty Now" company that is specialized Card-Linked Offers (CLO), Aggregator Payment Linked Offers (APLO) Loyalty Space, they are platform of choice in APAC Delivering unmatched services. 

Highly Secure PCI DSS Level 1 certified, robust & infinitely scalable the Loyalty Now SaaS platforms can be deployed globally seamlessly in weeks' time. Esteem Clienteles includes AmEx, Qantas, Telstra, Bupa, Union shopper Plus and a growing number of program operators EFTPOS in Australia, Singapore & Hong Kong. 

Seamless CLO experience Customers checksout as usual, whether it’s online or in-store. Smart messages are triggered in real-time informing them of points earned, cashback, relevant special offers. zero effort, absolutely zero friction, pure happiness in play!  Their Programs have a proven history of being revenue-generating for all clients. Delighting client's membership while simultaneously increasing their merchant partner's sales.

💡 Innovation Catalyst: Spearheaded groundbreaking projects, including world's 1st Visa Smart Debit Credit on MULTOS Smart Card in iSmart. Was responsible for Realtime-XLS SE product forming and evolving the roadmap since past 2 decades! 

🏆 Recognitions:
Customer Delight Award for successful Commonwealth Bank Australia project.
Elevated VISA's confidence during supplier audit with end-to-end expertise.
Highflier Award at Mastek for exceptional business contributions.
"DNA Man" - Core Value Evangelist at Collinson/WRT/iSmart/Mastek.

🌐 Global Impact: Managed software/IT labs globally; pivotal role in Leveraged Buy Out with AXA Private Equity.

🏢 Company Impact: Played an integral role in the evolution of Welcome Real-Time (WRT) into Collinson, contributing to its growth, leveraging a Leveraged Buy Out with AXA Private Equity, and aligning teams with shared core values.

Passionate about driving innovation and excellence in product design and management. Open to collaboration and new opportunities. Had demonstrate the skills and values in iSmart and Mastek Ltd.

#InnovationLeader #ProductDesign #EngineeringExcellence #GlobalImpact

🛠️ Tech Proficiency: Java, JavaScript, Oracle/MySQL/Couchbase, POS/ePOS, mPOS, DevOps, Cloud Computing. TOGAF/Zachman certified. Adherence to ITIL/PCI/ISO/CMMI Standards.

🧠𝑺𝒊𝒎𝒖𝒍𝒂𝒕𝒆 𝒀𝒐𝒖𝒓 𝑺𝒖𝒄𝒄𝒆𝒔𝒔 𝒊𝒏 𝒕𝒉𝒆 𝑺𝒖𝒃𝒄𝒐𝒏𝒔𝒄𝒊𝒐𝒖𝒔 𝑴𝒊𝒏𝒅 ❤️  #𝑺𝒑𝒊𝒓𝒊𝒕𝒖𝒂𝒍𝑭𝒓𝒊𝒅𝒂𝒚𝑰𝒏𝒔𝒑𝒊𝒓𝒂𝒕𝒊𝒐𝒏 
➡️ Before Sachin Tendulkar ever stepped onto the pitch, in his childhood his brother taught him something basic and profound:
 👉 Pack your own best kit. Iron your own best clothes, simulate the match in advance with those acts  
 👉 NOT just for discipline but to mentally rehearse every move, every moment.
 👉 As he folded each item, Sachin visualized his game/ shots, his stance, his mindset along with those bat/cloth etc.
 👉 Even our favourite perfume became part of the ritual ~ priming his brain to perform at peak.
 👉 This wasn’t superstition. It was #Subconscious simulation.
 A quiet rehearsal of greatness.

➡️ While others scrambled with gear till the last minute, Sachin had already played the match in his mind. 
👉I heard famous soccer and tennis player also win the game already in their simulations in subconscious levels, I had listened to many such leadership lessons in Mindvalley App! 

➡️ Lesson? 
 👉 Success starts before the spotlight.
 👉 It’s coded in your rituals, your energy, your subconscious alignment.
🧘‍♂️💫 Simulate your success. Feel it. Smell it. Live it—before it arrives. 
 #SimulateYourSuccess #PowerOfSubconscious #SpiritualFridayInspiration

✅ Don’t get into thinking of 97% stuck in fixed mindsets.
 I would like to advocate New Age Entrepreneurship NOT just for income, but for impact, legacy, and freedom over fear.

 ✅This is the spirit of New Age Entrepreneurship. 
 👉 Where legacy is architected not just by hustle, but by inner harmony.
 👉 If you’re ready to align impact, time freedom, and soulful leadership…
 👉 Let’s co-create something extraordinary. 
 #NewAgeEntrepreneurship #LegacyMoves #CraftsmanshipInThinking #MovementDrivenLeadership
🚀 Let’s make this week a masterpiece.
 👉 Let’s make life a movement.
 👉 Let’s ℝ𝔸𝕀𝕊𝔼 Y/ourselves to help mankind.

📩 Comment “IMPACT” or DM me to explore #NewAgeEntrepreneurship, futuristic loyalty, payments, and fintech ecosystems✨
 📧 ravisankar@soulperks.com

❤️ Wishing you Fantastic Friday & Wonderful Weekend, Holistic health, inner peace, & prosperity. Here’s to closing 2025 powerfully & stepping into a prosperous 2026.

RaviSankar Sundararaj

🚀 Transformative leader with 28+ years' expertise in Engineering Software Products Management Design & Development across ERP/EMV/Payments/Loyalty Domains. 

From 1-Jul-2023 I joined as Chief Product & Innovation Officer (CPIO) in "Loyalty Now" company  that is specialized Card-Linked Offers (CLO), Aggregator Payment Linked Offers (APLO) Loyalty Space, they are platform of choice in APAC Delivering unmatched services. 

Highly Secure PCI DSS Level 1 certified, robust & infinitely scalable the Loyalty Now SaaS platforms can be deployed globally seamlessly in weeks' time. Esteem Clienteles includes AmEx, Qantas, Telstra, Bupa, Union shopper Plus and a growing number of program operators EFTPOS in Australia, Singapore & Hong Kong. 

Seamless CLO experience Customers checksout as usual, whether it’s online or in-store. Smart messages are triggered in real-time informing them of points earned, cashback, relevant special offers. zero effort, absolutely zero friction, pure happiness in play!  Their Programs have a proven history of being revenue-generating for all clients. Delighting client's membership while simultaneously increasing their merchant partner's sales.

💡 Innovation Catalyst: Spearheaded groundbreaking projects, including world's 1st Visa Smart Debit Credit on MULTOS Smart Card in iSmart. Was responsible for Realtime-XLS SE product forming and evolving the roadmap since past 2 decades! 

🏆 Recognitions:
Customer Delight Award for successful Commonwealth Bank Australia project.
Elevated VISA's confidence during supplier audit with end-to-end expertise.
Highflier Award at Mastek for exceptional business contributions.
"DNA Man" - Core Value Evangelist at Collinson/WRT/iSmart/Mastek.

🌐 Global Impact: Managed software/IT labs globally; pivotal role in Leveraged Buy Out with AXA Private Equity.

🏢 Company Impact: Played an integral role in the evolution of Welcome Real-Time (WRT) into Collinson, contributing to its growth, leveraging a Leveraged Buy Out with AXA Private Equity, and aligning teams with shared core values.

Passionate about driving innovation and excellence in product design and management. Open to collaboration and new opportunities. Had demonstrate the skills and values in iSmart and Mastek Ltd.

#InnovationLeader #ProductDesign #EngineeringExcellence #GlobalImpact

🛠️ Tech Proficiency: Java, JavaScript, Oracle/MySQL/Couchbase, POS/ePOS, mPOS, DevOps, Cloud Computing. TOGAF/Zachman certified. Adherence to ITIL/PCI/ISO/CMMI Standards.

Mindvalley

🚀Sr.Advisor @Beyondperks | Loyalty Reimagined For Holistic Growth | Empowering Innovation | Former CPIO@LoyaltyNow/R&D Director@Collinson | Championing #Loyalty#FintechPay InFSR #CyberSecIT#Entrepreneurship #HelpALLRise

Chiranjeevi .

🔥"𝑴𝒚 𝒃𝒊𝒈𝒈𝒆𝒔𝒕 𝒘𝒊𝒏𝒔 𝒄𝒂𝒎𝒆 𝒇𝒓𝒐𝒎 𝑯𝒆𝒂𝒓𝒕, 𝑰𝒏𝒕𝒖𝒊𝒕𝒊𝒐𝒏, 𝒈𝒖𝒕 𝒅𝒆𝒄𝒊𝒔𝒊𝒐𝒏𝒔 & 𝑵𝑶𝑻 𝑨𝒏𝒂𝒍𝒚𝒔𝒊𝒔"~𝑱𝒆𝒇𝒇 𝑩𝒆𝒛𝒐𝒔 #𝙂𝙪𝙩𝘿𝙧𝙞𝙫𝙚𝙣𝙇𝙚𝙖𝙙𝙚𝙧𝙨𝙝𝙞𝙥 #𝙄𝙣𝙩𝙪𝙞𝙩𝙞𝙫𝙚𝘿𝙚𝙘𝙞𝙨𝙞𝙤𝙣𝙨 
 👉 Bezos didn’t build Amazon by playing it safe.
 👉 He trusted his gut when launching AWS, Prime, acquiring Whole Foods, and even stepping down as CEO.
 👉 Each move? A masterclass in intuitive leadership; He used his
 👉 Instincts.
 👉 Clarity with calculated risks 
 👉 Courage/Conviction
➡️ He Never got caught in endless analysis paralysis & consensus gathering. 
👉 If accepts if we can do analysis; its great but always we don't have that time luxury in our hands!  

➡️ And that’s the lesson:
 👉 Gut decisions aren’t reckless. They’re refined, few percentage my backfire, but most of it will succeed. 
 👉 It is better to do something instead of doing nothing and idling around and wasting our life without any bigger purpose!
 
➡️ They’re the product of lived experience, emotional intelligence, and pattern recognition. They’re the edge that data can’t quantify.

✅ This is the spirit of New Age Entrepreneurship, I do as well. 
 👉 Where legacy is architected not just by hustle, but by inner harmony.
 👉 If you’re ready to align impact, time freedom, and soulful leadership…
 👉 Let’s co-create something extraordinary.

🚀 Let’s make next week & year 2026 a masterpiece.
 👉 Let’s make life a movement.
 👉 Let’s ℝ𝔸𝕀𝕊𝔼 Y/ourselves to help mankind.

📩 𝘾𝙤𝙢𝙢𝙚𝙣𝙩 “𝗜𝗠𝗣𝗔𝗖𝗧” 𝙤𝙧 𝘿𝙈 𝙢𝙚 𝙩𝙤 𝙚𝙭𝙥𝙡𝙤𝙧𝙚 #𝙉𝙚𝙬𝘼𝙜𝙚𝙀𝙣𝙩𝙧𝙚𝙥𝙧𝙚𝙣𝙚𝙪𝙧𝙨𝙝𝙞𝙥, 𝙛𝙪𝙩𝙪𝙧𝙞𝙨𝙩𝙞𝙘 𝙡𝙤𝙮𝙖𝙡𝙩𝙮, 𝙥𝙖𝙮𝙢𝙚𝙣𝙩𝙨, 𝙖𝙣𝙙 𝙛𝙞𝙣𝙩𝙚𝙘𝙝 𝙚𝙘𝙤𝙨𝙮𝙨𝙩𝙚𝙢𝙨✨

 📧 𝙧𝙖𝙫𝙞𝙨𝙖𝙣𝙠𝙖𝙧@𝙨𝙤𝙪𝙡𝙥𝙚𝙧𝙠𝙨.𝙘𝙤𝙢

❤️ Wishing you a Superb Sunday & Wonderful Weekend, Holistic health, inner peace, & prosperity.
#TrustYourGuts #LegacyMoves #CraftsmanshipInThinking #MovementDrivenLeadership #RaiseYourselfRaiseMankind #ImpactArchitects #SoulfulStrategy #EntrepreneurialInstinct

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