Valley Estate & Elder Law

Holistic estate planning and asset protection.

Owner

U.S. House of Representatives

Intern

I help families and small businesses plan for the future by crafting a life and estate plan. 

Together, we’ll plan for what we know will happen (death) as well as what might happen. We’ll plan to protect assets from creditors, predators, and spenders.  We’ll maximize family harmony.

I also help individuals and families with the buying and selling of real estate as well as adoptions.

Follow me on TikTok @alabamalawyerzach



Zach Anderson

Nagashima Pavarini Ltd.

At AmericasTopInsurance.com, we offer Coverage from America's Top Insurance Carriers℠ like CNA Surety, MSA/NGM (American Family), RLI, West Bend, and can access ALL of the top bonding companies.

Offering Probate Court Bonds to individuals, professional guardians and attorneys, and business liability and property coverage for niche business markets including Child Care, Food Trucks, Pest Control, Private Investigations, Security, Fairgrounds.

We offer an alternative to a local generalist agent who may know little about your industry, and an alternative to unauthorized brokered coverage offered by far away national agents.   

Unlike many local neighborhood agents, we are familiar with your industry and directly appointed agents with binding authority for specialty business coverage.  We offer coverage tailored for your market, from insurance carriers that know your market.  

Unlike brokered coverage from far away agents, we are licensed and located in Ohio.  We work closely with other agencies to offer you a full line - over 40 carriers - of insurance.  If you're looking for personal insurance, home, auto, life, we can help connect you with agents from popular carriers such as Chubb, Erie, Grange, MetLife, Progressive, Safeco, Travelers & more!

Are you a licensed insurance agent?  We offer aggressive lifetime residuals on all referral business placed with our directly appointed carriers.  Let me be your go-to guy for specialty markets, I'll handle your accounts with care.

Licensed in Florida, Indiana, Michigan, & Ohio, we offer specialty insurance & bond programs for:
*Probate Court Bonds, Guardianship Bonds, Guardians Bond, VA Custodian Bonds, Estate Bond
*Child Care Insurance, Daycare Insurance
*Food truck Insurance, Mobile Catering Insurance
*Pest Control Insurance, Wildlife Control Insurance
*Private Investigator Insurance, Security Guard Insurance
*Fairground Insurance, Fairground Vendor Insurance
*Haunted House Insurance, Christmas Tree Lot Insurance

Independent Insurance Agent, Arizona, Florida, Indiana, Michigan & Ohio

Blue Ridge Mountain Retreat Co.

Rugged Rental Cabins: Fully furnished turn-key log cabins with 'treehouse' decks in the southern Blue Ridge Mountain escarpment. Our specialty is month-to-month rentals up in the mountains, with rough roads and 4x4 vehicles required. We are conveniently close to town, only 25 minutes to the AVL airport, yet provide the feeling of being 2 hours away.

Co-Owner

Cleveland Service Agency Ohio Process Service

Specializing in services to mortgage default industry, such as skip tracing, field interviews, property preservation, and process service.  Can help with Missing heirs.

Founder, Private Investigative Agency

Pavarini Greer Construction Co.

General Contractor - Qualifying Agent

New City Investments

CSA Bonding Co.

Underwrote book $1mil/yr+ surety bail bond business on fully liable contract. Maintained zero loss ratio for duration of business - we always found and arrested our bail jumpers and gave them a ride back to the pokey.  Our multiple brands included top organic search engine placement since 2006. Sold business in 2012.

President, Surety Bond Agency

Cleveland Municipal Court

Ran against long time politically entrenched career incumbent supported by the local political machine.  Walked & knocked on approximately 30k doors in our city of about 400k people.  Enjoyed the experience, met many and learned fascinating stories about people from all walks of life.  Captured approximately 20% of vote, won in all precincts walked.

Candidate

Over the road truck driver

Schneider and JB Hunt, Over the road commercial truck driver covering all 48 states, southern Canada and northern Mexico.  Included 'NAFTA style' cross-border shipments and HAZMAT. Dedicated clients included Proctor & Gamble, General Motors, Wayne Dalton Garage Doors, PPG, and Joanne Fabrics.

OTR Commercial Truck Driver

Reposessions

KP Adjusters and Falcon International, Repossession field agent responsible for skip tracing, interviewing, locating and recovering motor vehicles from debtors in default.  Streamlined productivity by designing, specifying & implementing one of first in-vehicle GIS routing systems utilized by small businesses in industry.

Recovery Agent

With a diverse background in network administration, auto repossession, commercial truck driving, marketing, investigations, and an Army Reserve veteran, I’ve had a diverse career that’s given me the skill set to tackle any problem. In 2000, I founded a licensed private investigations company & then bail bond agency that are still in business today.

I became frustrated at high rates for insurance coverage required as an investigator. So, I took matters into my own hands and became licensed as an insurance agent so I could offer my fellow investigators the best value coverage. Today, I insure about 1 out of every 5 Ohio private investigators. During this initial foray into the world of insurance, I found that I enjoyed helping people find good insurance values so much, I decided to do it full time.

I don't need to sell you a policy – or that extra unnecessary coverage – to feed my family. I won't sell you something I wouldn't buy myself. I'll find you appropriate coverage at a great value. And if I'm not the best option, I'll tell you which agent or carrier to call.

Have 5 minutes & want better value? If your current agent only sells one carrier, or you're insured through 3rd party broker: I can usually find you much better coverage at a lower cost.

Have a general question about insurance? Just ring me ... my opinions are always free of charge & without obligation.

Special Focus Programs: Probate Court Bonds, Business insurance for social services & non-profits, canoe/kayak livery rental, pest control insurance, mobile food trucks, hair salon & stylist liability, and private investigative & security providers.

taplio

The Battle

Zach Anderson

Phil E. Pavarini Jr.

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