With over 19 years of experience across finance, business strategy, and entrepreneurship, I am the founder of multiple successful ventures — including OYU Botanica, a clean and high-potency skincare brand, and my own consulting firm, where I mentor startups and established businesses in tech, funding strategy, and growth execution.

I am the author of four books: FitFast, Unlock Yourself, Amazon Selling Mastery, and Women Empowerment, all reflecting my commitment to helping others unlock potential and achieve success.

Recognized as one of the 100 Successful Women in Business, I am a proud TEDx speaker, public speaker, mentor, and honored recipient of the Woman of Limelight, Marquis Who’s Who and Wall of Inspiration awards.

I thrive on building, scaling, and guiding — whether it’s helping founders secure funding, writing business plans that inspire action, or developing products that connect with consumers on a deeper level.

Core strengths:
	•	Business strategy, consulting, and mentorship
	•	Startup and tech funding accessibility
	•	Public speaking & motivational leadership
	•	Writing and content creation for business success
	•	High-performance team building and innovation

I believe in leading with authenticity, empowering others, and making an impact that lasts beyond business.

#Entrepreneurship #Author #Consulting #Mentor #PublicSpeaker #Leadership #WomenInBusiness #Sustainability #Innovation

Specialties:
- Languages: Fluent in Russian, Mongolian and English understand Chinese (Mandarin); beginner in French and German.
- Technical Proficiency: Advanced skills in Microsoft Word, Excel, PowerPoint, and Outlook.
- Software Expertise: Extensive experience with various software including Windows, Mac OSX, QuickBooks, NetSuite, Yardi, waveapps, bill.com, and invoiced.com.

Tugsoyun’s comprehensive background and multifaceted skill set make her an invaluable asset to any organization, demonstrating a consistent ability to drive success and innovation.

Tugs-Oyun Davaadorj

Cheers to 2026 🥂
Building globally, thinking strategically, and creating sustainable businesses.
The future is entrepreneur-led.

Founder of OYU Botanica | 2x Entrepreneur | Best-Selling Author (FitFast, Unlock Yourself, Amazon Selling Mastery) | TEDx Speaker

CSAA Insurance Group, a AAA Insurer

Personal Lines Reserving (Sep 2022 - Present):
- Regularly review loss experience for property damage liability and auto physical damage coverages using ResQ and explain findings to leadership
- Update and maintain programming infrastructure to synthesize claims data for financial reports
- Identify and effectuate process improvements to data organization methods and other workstreams
- Spearhead actuarial intern recruiting efforts, identifying and interviewing talented candidates through a variety of networking groups and universities

Eastern Region Pricing (Apr 2022 - Aug 2022):
- Assumed sole responsibility for the Python rating engine serving over 20 different states' auto insurance products. Programmed, validated, and documented new updates prior to significant rate change initiative. Trained a new team of analysts to become familiar with the tool before transitioning to reserving role.
- Oversaw four summer interns on the Non-CA Pricing team, planned their internship schedule, and provided training, support, and feedback leading up to their capstone presentations

Senior Actuarial Analyst

- Coordinated with State Product Management, IT, regulatory examiners, and other stakeholders to execute numerous auto and home rate changes of varying complexity as part of the Eastern Region Pricing team
- Conducted regular competitive analyses, trend studies, and premium calculation audits to ensure well-informed ratemaking decisions
- Trained newer analysts on internal tools and contributed to process improvements
- Served as co-lead of the Rewards & Recognition (R&R) Committee throughout 2022, working within a team of 10 volunteers to plan, budget, and oversee a variety of virtual and in-person team bonding events and awards deliberations for a division of 160 employees

Actuarial Analyst

Abacus Actuaries

- Plan, facilitate, and document the proceedings of Abacus Actuaries board meetings
- Deliberate on strategies to achieve Abacus Actuaries' mission and vision with the rest of the board
- Coordinate between the board and the Marketing committee to ensure thorough and consistent communication with membership and the public

Secretary & Board Member

Directed collaboration between Abacus Actuaries and other affinity groups, actuarial credentialing societies, and universities

Strategic Partnerships Lead

Contributed to development of the framework for fundraising efforts and relationship management with corporate sponsors of Abacus Actuaries

Corporate Relations and Sponsorship Volunteer

Milliman

- Collaborated with consulting actuaries and fellow analysts to serve a broad spectrum of clients
- Composed rate indications and filing materials for multiple home insurance carriers writing business in the southeastern US
- Supported client reserve reviews and construction of SAOs using Arius
- Evaluated and summarized information from rate filings to inform client competitive analyses

- Utilized GLMs and loss ratio analyses to propose rating algorithm revisions for home insurance products
- Updated and debugged rating engines in Excel and SAS to on-level client premium data

Actuarial Intern

California Actuarial League

- Led the departments of a student organization to provide resources for aspiring actuaries
- Planned and oversaw the execution of meetings, workshops, recruiting events, and all club functions

President

- Administered club-sponsored courses (“DeCals”) preparing students for Exams 1/P and 2/FM
- Reviewed and revised lectures, problem sets, and exams for relevance to CAS/SOA syllabi

Director of DeCal

- Instructed the Exam 1/P DeCal in conjunction with the DeCal Coordinator and DeCal Intern
- Provided guidance to students on concepts and homework problems during weekly office hours

Exam 1/P DeCal Assistant

- Studied, summarized, and presented insights on California auto and home mix-of-business data
- Collaborated with fellow interns on group activities such as business case workshops and volunteer events

Actuary with background in personal lines insurance ratemaking and reserving

Committed to advancing DEI in the actuarial discipline

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Jonathan Boyle, ACAS

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The Battle

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Jonathan Boyle, ACAS

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