Head of Finance @ Google • Posts on how to increase profits, improve cash flow, and leverage technology in your business • 48K+ followers on X (formerly Twitter) • 1,100+ people read my newsletter • Microsoft & GE Alum

I'm a high-energy finance executive with more than 15 years in Fortune 500 companies. Currently, I'm a Group Vice President at PVH (one of the company's top 400 positions out of 28,000 employees), and serve as the Chief Financial Officer for the South West European region. I'm responsible for leading financial strategy and operational excellence throughout the entire 2,000+ organization.

I have been fortunate enough to work in the fashion, technology, and industrial sectors in the past two decades, leading big teams (30+) in high-stakes environments around the world (10+ countries). 

I've had the pleasure of working in the most iconic companies in the world: Google, Microsoft, GE, and now PVH.

I speak English, Spanish, French, and Portuguese fluently, and have a passion for developing talent. 

I love writing about business, technology, and sports.

Antonio Reza

First Savings Bank

-The only Credit Analyst for the Southwest Division overseeing a portfolio of $400 million dollars. 
-Conduct in-depth financial analysis of loan applications including financial statements, tax returns, cash flow projections, and credit reports.
-Evaluate creditworthiness of prospective borrowers based on financial data, industry trends, and economic conditions.
-Prepare comprehensive credit presentations outlining the recommended credit structure, terms, and conditions.
-Monitor the credit risk of the existing portfolio by reviewing financial statements and conducting regular portfolio reviews.
-Work closely with the relationship managers to ensure timely and accurate credit decisions are made.

Credit Analyst - Southwest Division

Bank of San Francisco

- Coordinate with clients and the Client Service Department to facilitate the opening of
new depository accounts. This involves completing new account forms and working with
Relationship Managers to complete CIP forms and Enhanced Due Diligence forms when
necessary.
- Coordinate with clients and the Cash Management Department for the set-up of online
banking, cash management, remote deposit and merchant services.
- Coordinate with clients and the Loan Servicing Department for the set-up of new loans
and/or renewals of existing ones. This entails working with Relationship Managers
during the preparation of documentation request forms and the gathering of required
information from clients, as well as, at times, arranging for the signing of loan documents.
- Handle/coordinate client inquiries related to their accounts (e.g., balance information, stop
payment requests, loan pay downs and/or advances, etc.).
- Work with Relationship Managers to gather financial information required by the Bank’s
loan tickler system and in coordinating the receipt of such information by the Underwriting Department.

Commercial Banking Associate

Columbia Bank

(Formerly Pacific Premier Bank)

Treasury Management Intern - 2022

Commercial Banking Intern -2021

Legal Intern - 2020

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