Hi, I’m Sean Shahkarami, I’m glad you’re here and I don’t believe in coincidences, so whether you know it or not there’s a bigger reason you’re reading this right now.

Over my life, I've realized most people don’t lose sleep over money itself.

They lose sleep over the questions money represents.

Questions like:

• What happens if life throws a curveball and I can’t work?
• How do I retire comfortably and with peace of mind?
• What happens to me, and the people I love, when I’m gone?

I help people answer those questions before they become emergencies.

My background is intentionally interdisciplinary.

I’m a CPA, a Robbins-Madanes certified coach, and I bring over 13 years of experience spanning:
	•	Corporate M&A
	•	Healthcare and mental health finance & operations
	•	Ministry and leadership development

That combination allows me to work with clients holistically and relationally, not transactionally.

My process is built across five integrated pillars:
	1.	Financial
	2.	Spiritual
	3.	Mental
	4.	Physical
	5.	Communal

Because real peace of mind doesn’t live in spreadsheets alone — it lives at the intersection of clarity, alignment, and action.

The people I work best with come from many backgrounds, but they tend to share common traits:

• Values- and faith-driven
• High integrity
• Builders — families, businesses, careers, or all three
• Long-term thinkers with a track record of follow-through
• Vision-oriented and impact-minded
• Open to guidance, coaching, and honest feedback
• Willing to take meaningful action rather than stay stuck in analysis

In other words, they’re not looking for quick fixes.
They’re ready to make aligned decisions.

If that sounds like you, or someone you care about, I’d be happy to connect and walk you through how I work.

The easiest way to start is simple:
Send me a direct message here on LinkedIn.

Sean Shahkarami

Re-introducing myself for all the new connections!

Hi, I’m Sean Shahkarami.

Over the years, I’ve realized that most people don’t struggle with money because they lack intelligence or work ethic.

They struggle because money sits at the intersection of risk, identity, responsibility, and legacy—and those questions rarely get addressed holistically.

Questions like:
• What happens if life throws a curveball and I can’t work?
• How do I build long-term peace of mind, not just short-term returns?
• What happens to the people I love when I’m gone?

I’m a CPA & coach, and I help values-driven builders make aligned decisions across money, life, and legacy.

My background spans corporate M&A, healthcare and mental health, leadership development, and ministry. That range shaped how I work today, integrated, relational, and holistic.

The people I work best with aren’t chasing quick fixes.
They’re long-term thinkers.
They value integrity.
They’re open to guidance.
And when they decide, they take action.

This isn’t for everyone—and that’s intentional.

If this resonates with you, or if you’re in a season where clarity matters more than complexity, I’m glad you’re here.

Sean K. Shahkarami, CPA, CFF, MAc

CPA & Certified RMT Business Coach | Helping Values-Driven Builders Make Aligned Decisions Across Money, Life & Legacy

Before you ask God for more…
pause.

More health.
More money.
More impact.
More clarity.

What if the question isn’t “Why hasn’t God increased this yet?”
but “Am I stewarding what I already have?”

This article is an invitation to examine posture before provision,
defense before offense,
and stewardship before overflow.

If you’re starting the year with hope and hesitation, this may be for you.

👉 Link in comments

Translating Vision into Winning Strategies for Growth, Impact, and Legacy

Why do so many financial decisions feel heavier than they should?

It’s rarely because of a lack of intelligence or effort.

Most financial decisions sit at the intersection of risk, identity, responsibility, and legacy—and when those layers aren’t addressed together, even capable people feel stuck or reactive.

In my latest LinkedIn newsletter, I explore:
• Why avoidance is often psychological, not informational
• Why only a small percentage of people are truly ready to act at any given time
• The difference between reactive decision-making and aligned building
• Why peace of mind is built through clarity, not complexity

I wrote this for values-driven builders who care about making decisions that align money, life, and legacy—without pressure or quick fixes.

👉 Read the article here today!

If it resonates, feel free to share your thoughts or reach out.

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Why do so many of us delay the life God is inviting us into?

Not because we don’t love God.
Not because we lack faith.

Often, it’s because the next step feels heavier than the place we’re standing.

Fear dresses itself up as wisdom.

Waiting sounds spiritual.
Comfort feels safer than obedience.

I wrote today’s piece for The Overflowing Life as a quiet reflection on avoidance, readiness, and alignment—and how God’s invitation is rarely rushed, but always forward.

If you’re in a season of discernment…

If you feel like you’re standing at the edge of a step you already know you’re meant to take…

This one is for you.

 Link to article in the comments!

Freedom comes when you give up the moral high ground.

Rejection isn’t fun.
But it isn’t evil either.

It’s just part of life.
Part of business.
Part of sales.

The problem starts when we moralize it.

We turn “no” into judgment.
We turn outcomes into identity.
We turn disappointment into blame.

And suddenly we’re stuck—
not because of rejection,
but because of the meaning we attached to it.

Let it go.

Bless and release.
Move forward.

That’s freedom.


Where are you still holding onto the moral high ground—and paying for it with your peace?

Over the last two weeks, I’ve been asked to contribute to four different GoFundMe campaigns.

Each one came from a heartbreaking place—unexpected illness, sudden accidents, or the loss of a loved one.

And this isn’t just an “average family” issue. Even public figures aren’t immune.

Here’s the uncomfortable truth most people don’t want to say out loud:

GoFundMe is not a financial plan.

Crowdfunding can help in a moment—but it was never meant to replace responsibility, preparation, or protection.

When we take ownership of protecting ourselves and our families, we aren’t just helping us.
We’re reducing the burden on others.
We’re strengthening the whole community.

That’s why I believe planning isn’t selfish.
It’s an act of responsibility—for the greater good.

If this resonates, reach out.
And if you know someone who needs to hear this, share it with them.

I don’t set New Year’s resolutions anymore.

I choose a word.

In 2025, mine was Intentionality.
In 2026, the word chose me:

Reciprocation.

This article is part reflection, part confession, and part invitation—about writing into silence, learning to ask, and building something together instead of alone.

If you’ve ever felt called to more connection, more meaning, or more mutuality this year, I think this will resonate.

👉 Link in comments
What’s your word for 2026?

Daniel is one of the smartest people I know. And although I have left the “AI game”…. He’s right.

Why can't software solve retail customer problems in 2026?  Because it's not meant to.

-------

Customer problems in 2026, from first principles:

1.) Producers (of goods, services, and content) have access to plentiful personal data, plus complex tools.  Think Facebook, Google, Series B startups, etc.
2.) Producers use their advantage to create complexity.  Complexity gives the upper hand to sellers.  Make something harder to understand, and you can make a higher profit from selling it.
3.) Producers can manufacture complexity faster than consumers can understand that complexity.
4.) In an effort to gain some reprieve, consumers __pay__ for simplicity and to escape complexity.

----

Pre-AI, we paid extra for better products.  Post-AI, we will pay extra for __simpler__ products.

Producers figured this out.  We pay money to avoid ads, to skip lines, to have ice cream delivered.  These are sellers of simplicity.  AI, however, stretches these principles to extremes.

Broadly, this pattern is everywhere.

1.) In 2025, it is much more difficult to order food at a kiosk than it used to be in the 90s.  In the 90s, you simply said to a cashier, "I'll have the #2 combo with a Coke."  Now, you must click many buttons yourself and probably consider your "points balance" with each retailer.

2.) Consider that nearly every store now puts consumers through a "checkout corral" tempting consumers with lots of cheap products before payment.  It's not just candy bars in the checkout line anymore.  It's now sometimes 50+ feet or more of clearance products and high-margin junk.

-------

This is end-state of capitalism in a post-AI society.  AI becomes a tool for arbitrage, a tool for constant attention-getting, for rent-seeking, for regulatory capture, and for the monetization of simplicity.

Complexity is introduced by producers because it benefits them.  Complexity cannot be easily reduced by consumers, not without payment.  Wild.

-------

More examples of assymetry:

Profit margin in gambling is UP, not down.  How is this possible?  Shouldn't AI spread information faster, and thus reduce the information advantage that a broker has?

AI increased the availability of information, but due to information assymetry, the benefit of additional information accretes mostly to gambling companies, not gamblers.

-------

The end of all of this?

People end up renting their lives from corporations.  Ownership isn't a thing anymore.  It becomes too complex to own anything.  There are too many risks, too much red tape, too much to think about.  You end up renting your life just to keep your head above water, because renting comes with the promise of simplicity in a world that is engineered for high complexity.

-------

What does this suggest to me?  To me, it suggests that companies selling  general-purpose AI agents that reduce consumer complexity will win major market share and consumer trust in 2026 and beyond.

Most people know what they should do long-term. Save more. Prepare earlier. Make decisions today that protect tomorrow. And yet… Many of us struggle t

Open article: Why Long-Term Planning Feels So Hard (and Why It’s Not Your Fault) by Sean K. Shahkarami, CPA, CFF, MAc • 3 min read

Why Long-Term Planning Feels So Hard (and Why It’s Not Your Fault)

Authorized IBC Practitioner | Teaching families and businesses to control their banking function

"Whole life insurance is always a bad deal."

I hear this regularly from business owners who listen to popular financial media. And I understand why it sounds convincing.

The comparison usually goes like this: buy cheap term insurance, invest the premium difference in mutual funds, and you'll come out ahead.

Here's what that comparison leaves out:

→ Term insurance expires. After 20-30 years, you have no coverage. If your health has changed, you may not qualify for new coverage at any price.

→ The "invest the difference" strategy assumes perfect discipline over decades. Most people don't execute it. Life gets in the way.

→ It completely ignores the banking function. A properly designed dividend-paying whole life policy from a mutual company creates a personal banking system. You can finance business equipment, vehicles, real estate — and recapture the interest you'd otherwise pay to a commercial bank.

As a business owner, the question worth asking isn't "whole life vs. term."

It's: do I want to control the banking function in my business and personal life, or continue outsourcing it?

— This is educational only and not meant to serve as financial advice.

**Edit: Gotta run — helping clients capitalize their first whole life policy. Will catch up on comments later.**

I started Taylor Welch’s newest book tonight, “The Currency of Heaven”

And was stunned…he uses the same publisher as me, huge shout out to Cris Cawley at Game Changer Publishing.

Such an awesome, amazing, God-connected world we live in!

1 out of 4 people set financial related new year resolutions.

I actually find that statistic low.


I think more people would set and achieve their financial goals with better education and partnership.

Because the truth is financial goals are long term in nature and you’re not just fighting inflation, interest, and economic pressure…

You’re fighting biology. Our brains are designed to keep us alive, to survive. Not thrive.

My DMs are always open if you want to learn not just the math but the psychology of financial prosperity.

The good news of Jesus can be made complex, or joyfully simple:

God is FOR YOU!

Out of the 6 books I’ve read this year, Tony Robbins  was quoted and/or referenced in 5 of them.

So cool!

A traditional CPA looks at historical numbers.

When it comes to taxes, it's important for compliance and timely filing.

A CPA who works in planning is looking ahead.

When it comes to tax strategy, it's important because the goal is to remain compliant, efficient, and avoiding unnecessary taxes in the future.

Both are important, and both are different.

Remember, failure to plan is planning to fail.

It’s tax season. My family filed yesterday.

And it has little to do with being a “tax expert”

And way more to do with:

1. Having a plan
2. Implementing the plan 
3. Staying organized and sticking to the plan throughout the year

Remember failing to plan is planning to fail.

Happy to help you develop your plan.

Freelancer

I could write very good Chinese traditional metrical peom. The following are some for your enjoyment:

Dark fragrance.Love/liwenguan

Not too cold at the moment when moon is in the middle sky. What a joy to evidence that the matters in the world are blossoming their shadow.I Don’t expect my pretty baby, the red candlestick is held from far away. The faith is directly beating from my heart, in a sudden I am implied for consciousness. If we meet, don’t be afraid of too much impliment,let’s travelling to the heaven with wind and rain blessing.

How fortunate. Movement and quietness. I am fond of the snowy and jade mountains,and thousands of fairylands. Grow melons and draw wells, and we love to the deepest where our necks crossing and touching. Why not driving our car, willing to dash, life is complete. My heart has shy and red face,who is displeased at how can I,broke one red branche of apricot flower?

暗香.爱/李文冠

月中未冷。乐世间种种，皆发花影。莫盼玉人，红烛茫茫远来秉。曲意流衷独醒，观天星、一时心领。若相逢、休怕殷勤，云雨抵心境。

何幸。动与静。爱玉山挺焉，瑶池千顷。种瓜汲井，情到深鸳鸟交颈。何不香车宝马，愿驰骋、人生完整。女儿红，嗔我怎、折枝红杏？


Wind into the pine.Spanish wine/Li wenguan
http://www.pombares.com/en/white-wine/5-pombares-seleccion-godello-2015.html
http://www.pombares.com/en/5-red-wines
http://www.pombares.com/en/

The sunny valley leads to the clock of the church building,where  rich and full of the green and astringency.
Within the hundreds years of monasticism,people heard of the coming and going,eventually the grape grows, what a beauty like the moon and flowers.
The fairy is drunk by holding a bottle, and the pope leaves the church palace after stretching his nose.

The characters are topping the peeks. Long rainbow is dewing.
Everyone drinks after fighting the fierce bull,well the whole nation drinks a lot as heros.
The heaven and sea know well about the temper of the wine, further more the god and his people prefer the Spanish fashion.

风入松.西班牙的酒/李文冠

艳阳山谷引楼钟。青涩长丰。
百年修道闻来往，葡萄长、月貌花容。
仙子持瓶醉卧，红衣伸鼻离宫。

万般心气在奇峰。露结长虹。
狂牛斗罢人人饮，称英雄、举国三盅。
天海最知酒性，人神却爱西风。

Poet for industry,profession and life of arts in regard of arts

Guangdong Changheng Intelligent Technology Co.,Ltd.

1,Oversees operations at an industrial plant.
2,Proficient in organizational leadership.
3,Experienced in international commerce.
4,Fluent in English.
5,Accomplished in crafting traditional Chinese poetry.
6,Enthusiast of music.
7,Aficionado of fine wines.
8,Automobile aficionado.
9,Representative of brand and cultural values.
Yet to be discovered.

Our enterprise specializes in creating advanced conveyor and sorting solutions tailored for warehousing, logistics, and customs inspection needs.

One，We've established robust partnerships with prestigious companies both domestically and internationally, including significant collaborations with JD.com and projects in Shenzhen, Guangzhou, and Changchun airports and customs; internationally with Japanese customs and notable American firms such as Encompass, L'Oreal, and Starbucks, alongside numerous lesser-known entities.
Two, We offer competitive pricing, generally 20-30% less expensive than comparable Western products.
Three, As a non-public, quality-focused manufacturer in China, we hold ISO, CE, and other certifications, and we collaborate with clients to obtain additional certifications as needed.
Four, Our team of designers and engineers, boasting decades of extensive experience, provides rapid responses to any technical inquiries or requirements.
Five, Our dedicated commercial staff is ready to facilitate communication at any moment.
Six, We provide comprehensive installation, fine-tuning, and after-sales support, ensuring a reliable service policy that alleviates customer concerns.
Seven, Changheng is committed to serving our clients with a focus on mutual benefit and profitability, offering rebates based on certain order volumes.
Eight, Our robust software engineering team, consisting of 25 skilled members, assists clients with system integration and optimization for seamless operation.

Visit our international platform at www.chimconveyor.com for more insights into our capabilities and services.

Foreign Trade Manager

Zhongshan Weixin Industrial Co.,Ltd

Established in 2007, Zhongshan Weixin Industrial Co., Ltd. is a leading manufacturer of eco-friendly paper hangers, located in Zhongshan City, China. Our 30,200-square-meter facility is staffed by over 400 dedicated employees. We offer a wide range of products including adult and baby cardboard hangers, pet paper hangers, and accessory hangers, with fully customizable options for materials, designs, and packaging. In addition to hangers, we produce eco-friendly packaging and serve markets in Europe and America, with clients like Disney, Hasbro, KFC, Walmart, and LiDL. Our commitment to sustainability and innovation drives everything we do.

www.wxtop.com

外贸销售经理

McCartney Pro-Guitars Factory

Dear Customer,
Greetings! I am delighted to introduce McCartney Pro-guitars HK Limited, an enterprise specializing in guitar manufacturing and import-export trade since 2011. We have always been dedicated to providing high-quality guitar products and excellent services to meet the growing market demands worldwide.
As a company mainly focusing on foreign trade, we undertake OEM and ODM orders, equipped with world-class guitar production facilities and an R&D team composed of experienced technical personnel. With our outstanding product quality and professional services, we have earned the trust and recognition of our clients, creating more competitive guitar products for you.
Looking ahead, we will continue to adhere to the customer-first principle and prioritize quality, constantly innovating and expanding. We believe that by focusing on product quality and service level, we can remain invincible in the competitive market. Therefore, we will consistently strive to provide better products and services for our customers, achieving a win-win development.
We sincerely appreciate your support and trust in McCartney Pro-guitars HK Limited and hope to join hands with you to create a bright future together. Let us contribute our wisdom and strength to the continuous development of the global musical instrument industry and compose a new brilliant chapter!
We look forward to establishing a long-term partnership with you and creating more value for you!
Best regards,
The McCartney Pro-guitars HK Limited Team

WhatsApp and WeChat: 008613537124581

Foreign Sales Manager

Qaeding Co.,Ltd

Sourcing and trading make me smooth around while making less money and have more fun.

Boss

Guangzhou Linghai Medical Technology Co.,Ltd

WELCOME TO Linghai Medical
Linghai Medical Techonology Co.,Ltd was established in April 2014. Leveraging the advantages of time,place and humanbeing, which nestled in the Guangfo Digital Creative Park,Guangzhou. It is a place with outstanding people, magnificent atmosphere, convenient transportation and communication with the world. 

Guangzhou Linghai Medical Technology Co., Ltd. Under the leadership of the company's general manager Mr.Liu, the company focused on humanistic care and human health, pooled its strengths, united together, and deeply immersed in the medical device industry, and achieved great results. 
At the beginning of six years of establishment, in order to supply the most complete medical solutions to the world, Linghai Company began to focus on the international market, and in the face of catastrophes, we strive to contribute the best medical concepts and the best medical technology to the need for rehabilitation to every corner of the dynamic world. 
The company has 5 professional and technical procurement personnel, more than 30 sales teams, 5 international trade personnel, and 10 after-sales personnel. A company team of more than 50 people strives for excellence and perfection. 
Knowing that every medical product in the Chinese domestic market we have perfect procurement and sales channels, being working hard and moving forward in the front of global health. 
Looking forward to every opportunity to shake hands and bring health and happiness, the best things in the world, to you and your family, friends, community and country. 
The world is always there, and Linghai is always there, so we can be your most intimate health consultant. 
The following is the main business scope of Linghai Company: 
Medical Equipment Permitted Business Scope of the People's Republic of China:
2002 Catalogue: 6807, 6815, 6823, 6824, 6825, 6826, 6828, 6830, 6832, 6833, 6840, 6845, 6846, 6854, 6858, 6863, 6864, 6865, 6866, 6870, 6877 *** 
2017 catalogue: ＊＊

Manager for foreign trade department

Freelancer for nothing

Juihui Insole Co.,Ltd

JIUHUI is founded by professionals who have expertise in the foot-care industry. It cover an area of 20,000 S.Q.M with two factories. We are dedicated to keeping the feet of people in good health. It's what we've been doing for over 8 years. As a professional manufacturer. We combine experience, know-how, innovative products, technology along with ultimate service tailored specially to our customers needs, of which OEM service is included. Our expanding range of professionally recommended products help our customers look, feel and perform better. The feet are the foundations of the body, and We give them the attention they deserve. We have received international recognition as a highly effective, quality line of insoles and foot care products since its creation in DongGuan of Guang Dong, China .

Manager

Hongfuyuan labels,HFYlabels

www.hfylabels.com;
http://hfylabels.en.alibaba.com

As the head of the foreign trade department, I organize and manage all the online and offline resources,develop the overseas market for the company by attending wine and food exhibitions,calling overseas wine companies and search customers online.I also try to root and cultivate the brands and culture of the company by my SEO on Youtube and Google with my amazing writing Chinese ancient metrical poetry.Some time I use my contacts of wine companies overseas and domestically to help wine to meet the business opportunity between high and low price,knowing and unknowing.

Head of foreign trade department

www.mariciengery.com

Solar products of panels,inverters and other especially the AC-panels marketing and sales globally online.

Foreign trade director for Marici energy Hong Kong based.

1. General manager for a factory
2. management expertise.
3. professional in foreign business
4. Skillful command of English.
5. Talented poet especially for Chinese traditional poetry
6. Music lover.
7. wine enthusiast.
8. Car fans
9. Brand and culture ambassador.
10. To be found


胜州令.世界多难（郑意孃体）
文/李文冠（湖南）

那堪北雨日。檐飞飘絮，故园秋秩。 岭南客、四方凡望，鼎盛却图闲适。 西迁人物，战和勒出余生疾。 可惜了，迁谪从新役。 定居未购宅。零落江山悉。
原来到海，彼岸徐、生平望，望夫望妻方毕。 未知返、战火前头，金枝玉叶旧迹。 人将洗脚上田，九州闻生息。 又见路长，辗转衣衫湿。 驾长车未觅。梦寐逢霹雳。
零落是秋笛。涨衰汪洋见得顺逆。 勉强笑、命也时也，爱恨怎分颜色。 高潮时分，已是败柳残花，日日泡沫，口吹寻龙易。 恰恰几载后，世界风雨急。
成杀伐、腥风血雨，写春秋、敢问涕泣。 四方战火起，焚琴煮鹤，只求无敌。 敢怜日下苍生，我和他，同执多事笔。立那北南极。

"Magistrate of Sheng Prefecture: A World in Turmoil"
In the Style of Zheng Yiniang
By Li Wenguan (Hunan)

How can one endure the northern rains, day after day?
Drifting plumage from the eaves, as autumn settles in the old land.
A wanderer in the southern hills, gazing afar in all directions,
Once at the height of glory, now seeking only simple comforts.
Westward, lives uprooted, struggling for survival amidst war and peace.
Alas, their exile brings fresh labors, settling without a home to claim,
Scattered lands now laid bare.

Looking towards the sea, to distant shores—where life’s dreams wait fulfilled,
Where husbands and wives long for reunions, their vigils coming to an end.
Yet the return remains uncertain, as flames of war still loom ahead.
Golden branches and jade leaves, echoes of a bygone era.
Men wash their feet to toil in fields, while the Nine Provinces hear the breath of life anew.
Once again, the roads lengthen, and in the turns, garments grow damp with sweat.
Chariots drive on without finding a path, as dreams meet with the thunder’s strike.

Autumn flutes sing of scattered souls,
The tides rise and fall, revealing fate’s ebb and flow.
One forces a smile, for destiny and time move as they please—
How can love and hate be told apart?
At the peak, even the graceful willow has withered,
Day after day, bubbles rise, and in a fleeting breath, a dragon’s lair is sought.
Only a few years pass, and the world plunges into fierce storms.

Slaughter reigns, with blood and winds tainting the pages of history.
In a bold stroke, who will ask if tears are shed?
Fires of war erupt on all sides, burning zithers and boiling cranes,
Seeking only to conquer all.
Who will pity the fallen souls beneath the sun?
Together, we wield pens that speak of tumult,
Marking out the poles, North and South, in defiance of fate.

taplio

The Battle

Sean Shahkarami

wenguan Li

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The Battle

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wenguan Li

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Performance Score.css-goub6s{font-size:var(--chakra-fontSizes-md);font-weight:500;color:var(--chakra-colors-gray-600);display:block;margin-top:var(--chakra-space-1);}Sean Shahkarami's LinkedIn Performance

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