Investec Wealth & Investment UK

Helping clients to meet their financial goals. 

I work with individuals, companies and charities in order to build tailored investment solutions that focus on building and preserving wealth.

Investment Director

Smith & Williamson

I consistently demonstrated a strong technical knowledge of a broad range of potential investment solutions throughout the entire economic cycle. 

This enabled me to ensure that all clients were provided with bespoke investment portfolios in line with their various objectives and requirements.

Associate Director

I will help you reach your financial goals.

Reach out to me if you have:

   Sold a business
   Received an inheritance
   Need expert help managing your investments

I get to know you and your life objectives, so I can make sure you put the right investment strategy in place.

Speak to me if you are:

	Building wealth towards retirement / financial freedom
	Using passive income or accumulated assets to supplement your lifestyle
	Aiming to preserve or pass on your wealth in a tax-efficient way

Or if you want to know how I can help the following professionals with their roles:

	Solicitors
	Accountants
	Financial Advisors / Financial Planners
	Trustees/board members of Charities with investable reserves

I have 15 years of investment experience. 

I am a Fellow of the Chartered Institute for Securities and Investment (CISI) and a holder of the CISI Wealth Management diploma.

If you would like further details, please message me on LinkedIn, or drop me an email at ryan.cornett@investecwin.co.uk

When I'm not working I am generally excited about:

	Sports (I can always make time for a round of golf!)
	Good coffee
	Reading non-fiction books (please send me your recommendations)

Ryan Cornett

Infinitus Consulting UK

Founder

CD Fairfield Capital

Director

Bank of England

Member of Bank of England Decision Maker Panel

CDF Financial

Managing Director

Glenavon Football Club

Excel Financial

Principal

Town and Country Property Services

Estate Agent

Most business owners think their finances are sorted.

But when we look properly:

→ They’re overpaying tax

→ They have no real succession plan

→ Their accountant is focused on filing accounts, not strategy

I work with entrepreneurs and family businesses to help them take control - structuring their
affairs in a way that protects wealth, reduces exposure to tax, and sets their family up for the
long term.

This isn’t a product.

It’s a bespoke structure built with input from leading legal, tax and banking professionals.

It’s effectively a Self-Administered Family Office, made accessible to those who have outgrown
traditional advice.

If you want a clear plan, built around your family and your business, let’s connect.

If you’re ready to talk, get in touch -

https://linktr.ee/infinitusconsulting

Tom Cardwell

There’s a famous Churchill quote: you can’t lift yourself to prosperity by taxing the same bucket you’re standing in.


It’s glib, but there’s a serious point entrepreneurs feel every day. 

Profit is taxed. 
Then dividends are taxed. 
Then what you leave behind is taxed again. 

By the time wealth reaches your children, the “bucket” is lighter than it should be.

I’m not anti-tax. 

I’m anti-waste and anti-chaos.

What matters is making sure the capital you created keeps working for your family and for the real economy. 

That means structure over slogans. 
Clean holding companies, voting where it belongs, income policies that don’t force you to raid the wrong asset when a bill arrives, and a plan that still works if the Chancellor changes their mind.

Prosperity isn’t a speech. 
It’s design.

If you’d like to pressure-test your design, DM me.

Helping business owners reduce tax, mitigate IHT, and build long-term control of their wealth | Private Client Adviser | Self-Administered Family Office

No alternative text description for this image

Stefan Boyle. Great post. I've been thinking about this a lot. Not just my clientèle.  But what is the honest advice to give the school leavers, the entrepreneurs with embryonic businesses, the young "big" thinkers?

Encouraging them all to leave the UK feels a bit like treason, but also it's disingenuous to suggest they stay to have their dreams stymied by an incompetent regime.

LinkedIn ghostwriter for 40+ consultants & recruiters | I turn 20+ years experience into 3–5 warm opportunities a month without daily posting or spam

Dear Keir Starmer

This is on behalf of people you say you want to help.

Entrepreneurs, founders, business owners, CEOs.

You say you want growth.

Yet everything you do has the opposite effect.

Right now, Britain feels like a hostile environment for people like us.

We get up early.
We worry about payroll.
We sign personal guarantees.
We lie awake at 3am wondering how to keep the lights on.

Yet get treated like the unlimited tax cash cow.

We have a culture that resents success and rewards dependency.

After the war, 2%of working age adults were not working.

Today there are 40 million eligible to work and 11 million simply do not.

You are encouraging failure and killing work ethic.

The state has swollen to the point where nearly half of everything this country produces is spent by government. 

Yet nothing works.

The NHS is creaking.
Trains are a joke.
Roads are crumbling.
Schools are stretched.

We have: 

More tax.
More dystopian rules.
More hostility to people who take risk.

And lying to justify tax increases.

You talk about growth while you quietly suffocate the people who create it.

If you work hard, take risk, put your own money on the line and try to build something, we will treat you like a walking wallet!

If you opt out, if you stay on the sidelines, if you let the state carry you, we will cushion you.

That is how you kill a country.

It's not just billionaires and non doms leaving.

It is the 25 to 40 year olds.
 
The people who would have built the next generation of British businesses.

They look at their tax bill, house prices, the sheer weight of red tape and they leave.

That should shame every serious person in Westminster.

This country should be a magnet for ambition.
 
We have world class talent.
 
We have a reputation for innovation, creativity and graft.
 
We should be the best place in the world to start a business and build a life.

Instead, it feels like we are punishing the people who try.

Most entrepreneurs I know are happy to pay their share.
 
We want good hospitals, good schools, safe streets.
 
We want the country to work.

What we are tired of is being treated as an endless source of money while watching a bloated system burn it.

Reward work, not idleness.
 
Make it worthwhile to take a job instead of staying on benefits.
 
Back small businesses with simple rules rather than endless red tape.
 
Encourage investment and risk taking instead of driving it offshore.
 
Send a clear signal that Britain is open for business, not open season on wealth creators.

If you cannot or will not do that, then be honest and say it.

Because out here in the real world, entrepreneurs, leaders and hard working people have had enough.

We will keep taking personal responsibility.
 
We will keep finding ways to look after our families.
 
We will keep building.

The question is whether we will still be doing it here.

Yours in frustration and in hope,

British Entrepreneurs.

Most people think “family office” means yachts and Monaco.

It doesn’t.


A Self-Administered Family Office (SAFO) is clear architecture for a normal, successful family business.

At the top sits a bespoke holding company.

Under it sit your trading companies, property company, investments, and retirement arrangements.

Around it sit the rules... 

Who votes. 
Who gets paid. 
How cash moves. 
What happens if someone leaves, divorces, or dies.

Why it works:

You separate control from benefit. 
Voting stays where it belongs. Income can pass without handing over the steering wheel.

You contain risk. 
If one company has a problem, it doesn’t infect the rest.

You buy options, choices and control.
Dividends can move inside the structure, so you can reinvest, de-risk, or raise family cash without panic.

And you plan in decades, not tax years. 
Wills, articles and shareholder agreements match how the family actually wants things to work.

It isn’t a loophole. 

We don't do loopholes or schemes!

It’s a blueprint.

If you want a calm, practical run-through of how this could look for your family, DM me.

“Later” turns into “never,” then into panic

 Nobody plans to overpay.

They plan to sort it after the next quarter.

Then after the next deal.

Then after the sale.

Later becomes never.

Never becomes probate delays, rushed sales, and arguments no one wanted.

The fix isn’t heroic.

It’s disciplined.

Put ownership on one clear page.

Write voting and income rules you’ll actually follow.

Document how cash is raised for tax so nobody scrambles.

You can do this in weeks, not years.

The hard part is deciding to start.

 
If you’re planning ahead and want a practical route, DM me.

taplio

The Battle

Ryan Cornett

Tom Cardwell

Followers

Posts

Engagements

Likes

Performance ScoreTom Cardwell's LinkedIn Performance

Ready to grow your LinkedIn presence?

taplio

The Battle

Ryan Cornett

Tom Cardwell

Followers

Posts

Engagements

Likes

Performance Score.css-goub6s{font-size:var(--chakra-fontSizes-md);font-weight:500;color:var(--chakra-colors-gray-600);display:block;margin-top:var(--chakra-space-1);}Tom Cardwell's LinkedIn Performance

Ready to grow your LinkedIn presence?

Performance ScoreTom Cardwell's LinkedIn Performance