Raymond Whitby

Realtor

Real T Homes

Contact me at ☎ 480-251-1313
★ Known for Paying More than any other Real Estate Buyer & Closing Fast…Long & Successful Business History in the Arizona Real Estate Industry ★
✔ Do You know of any distressed real estate for sale or for holders of portfolio homes to buy or sell?  
✔ Do you know of any discounted homes which are an excellent deal and can close quickly that I can buy or add to my investor and buyer portfolio?
✔ Are you an Arizona Real Estate Investor or a working for a Hedge Fund that wants to liquidate AZ real estate for the highest and best price?
If so, I offer the solutions.
Licensed in AZ since 1998, I’m a Licensed Arizona Real Estate Broker with over 21 years of experience, and I’m blessed to have owned 2 very successful AZ Real Estate Brokerages.
My passion is to help people in every area of real estate. We specialize in buying Arizona homes in “as is” condition, paying the highest price and FAST closes. 
We sell homes on behalf of Investors and Hedge Funds by liquidating Arizona real estate for the highest and best price on behalf of entities looking to "unload" some of their portfolio. We successfully worked with FreddieMac/Wells Fargo/FannieMae/BofA to liquidate  their REO assets at the highest and best market prices. 
★ NEXT STEP ★ 
Please contact me at ✉ callraywhitby@gmail.com or ☎ 480-251-1313. For more information visit 🌎  www.realthomes.com 
★ What Clients Say ★
✔ “Professional” ✔ “Very Knowledgeable” ✔ “Direct” ✔ “Honest”
★ What Differentiates Us ★
Proven to pay more than any other buyer, and we have a long and successful business history in the Arizona Real Estate industry.
★ Specialties Include ★
Buying AZ Homes “As Is”(no matter condition) & FAST Closes, *Trustee Sales*(we help/advise purchases at auction) *Coordinate Flip Process For Investors From Start to Finish* (from acquisition-to-rehab-to retail) *Hedge Funds property liquidators, Experts in *Probate* Death? Divorce? (we save you tens of thousands with our legal team*1031's#

Senior Managing Partner

Our Easy 3-Step Process - Real estate is already complicated enough—we’re not in the business of making it any harder.
Contact: Tell us what you’re looking for as a buyer, or if you’re selling, tell us about your property, goals, and timeline.
Review:  We’ll show you some properties that meet your criteria or come look at the home you’d like to sell.
Offer:  We’ll make you our best offer and handle all the paperwork, or refer you to one of our trusted partners in your area.

Owner

Realty Innovations

Helping Clients Achieve Their Real Estate Goals with Integrity and Skill;   / Retail/Wholesale; / REO; Short Sales; /Re-Habs & Re-builds;/

Pres/Broker/Owner

Excellent Equities

Our company specialized in liquidating foreclosed homes for Banks, and Short Selling homes for people that were stuck in a large negative equity position in their home. We managed and sold hundreds+ and +hundreds of foreclosed homes for FreddiMac , Wells Fargo, and several smaller mortgage service companies. . 
*Completed thousands of BPO's (Broker Price Opinions) and property evaluations for mortgage note servicers, and a vast number of banks and lending institutions over the years that also included contractor bids to get assets back to a sellable condition to minimize the banks loss.

Owner/Broker

Real Estate Agent

Contact me at ☎ 480-251-1313
★ Known Real Estate Buyer/Seller & Closing Fast…Long & Successful Business History in the Arizona Real Estate Industry ★
✔ Do You know of any distressed real estate for sale or for holders of portfolio homes to buy or sell?  
✔ Do you know of any discounted homes which are an excellent deal and can close quickly that I can buy or add to my investor and buyer portfolio?
✔ Are you an Arizona Real Estate Investor? Work for a Hedge Fund that wants to liquidate AZ real estate for the highest and best price?
We offer the solutions.
Licensed in AZ since 1998, I’m a Licensed Arizona Real Estate Broker with over 24 years of experience, Proven track record and have owned 2 very successful AZ Real Estate Brokerages.
Our passion is to help people in every area of real estate. We specialize in buying/selling at the best prices the market will bear! 
We sell homes on behalf of Investors and Hedge Funds by liquidating Arizona real estate for the highest and best price on behalf of entities looking to "unload" some of their portfolio. We successfully worked with FreddieMac/Wells Fargo/FannieMae/BofA to liquidate  their REO assets at the highest and best market prices. 
★ NEXT STEP ★ 
Please contact me at ✉ callraywhitby@gmail.com or ☎ 480-251-1313. For more information visit 🌎  www.realthomes.com 
★ What Clients Say ★
✔ “Professional” ✔ “Very Knowledgeable” ✔ “Direct” ✔ “Honest”
★ What Differentiates Us ★
Proven to pay more, and we have a long and successful business history in the Arizona Real Estate industry.
★ Specialties Include ★
Buying AZ Homes “As Is”(no matter condition) & FAST Closes, *Trustee Sales*(we help/advise purchases at auction) *Coordinate Flip Process For Investors From Start to Finish* (from acquisition-to-rehab-to retail) *Hedge Funds property liquidators, Experts in *Probate* Death? Divorce? (we save you tens of thousands with our legal team. *1031's*- large or small we manage them all even the most "tricky ones"
*Proven &*Honest

Contact me at ☎ 480-251-1313
★ Known for Paying More than any other Real Estate Buyer & Closing Fast…Long & Successful Business History in the Arizona Real Estate Industry ★
✔ Do You know of any distressed real estate for sale or for holders of portfolio homes to buy or sell?  
✔ Do you know of any discounted homes which are an excellent deal and can close quickly that I can buy or add to my investor and buyer portfolio?
✔ Are you an Arizona Real Estate Investor or a working for a Hedge Fund that wants to liquidate AZ real estate for the highest and best price?
If so, I offer the solutions.
Licensed in AZ since 1998, I’m a Licensed Arizona Real Estate Broker with over 21 years of experience, and I’m blessed to have owned 2 very successful AZ Real Estate Brokerages.
My passion is to help people in every area of real estate. We specialize in buying Arizona homes in “as is” condition, paying the highest price and FAST closes. 
We sell homes on behalf of Investors and Hedge Funds by liquidating Arizona real estate for the highest and best price on behalf of entities looking to "unload" some of their portfolio. We successfully worked with FreddieMac/Wells Fargo/FannieMae/BofA to liquidate  their REO assets at the highest and best market prices. 
★ NEXT STEP ★ 
Please contact me at ✉ callraywhitby@gmail.com or ☎ 480-251-1313. For more information visit 🌎  www.realthomes.com 
★ What Clients Say ★
✔ “Professional” ✔ “Very Knowledgeable” ✔ “Direct” ✔ “Honest”
★ What Differentiates Us ★
Proven to pay more than any other buyer, and we have a long and successful business history in the Arizona Real Estate industry.
★ Specialties Include ★
Buying AZ Homes “As Is”(no matter condition) & FAST Closes, *Trustee Sales*(we help/advise purchases at auction) *Coordinate Flip Process For Investors From Start to Finish* (from acquisition-to-rehab-to retail) *Hedge Funds property liquidators, Experts in *Probate* Death? Divorce? (we save you tens of thousands with our legal team*1031's#



University of Nebraska at Omaha

I am part of the Marketing and Entrepreneurship faculty group teaching Principles of Marketing, Marketing Management, International Marketing, and Consumer Behavior courses to undergraduate and graduate students.

Assistant Professor

University of Nebraska–Lincoln

Pursuing doctoral program in Marketing. 
My research aims to illuminate consumer decision making for financial products, effects of financial literacy on consumer adoption of financial products, and public policy initiatives that may further consumer welfare. More specifically, my research aims at examining consumer money management practices through the lens of marketplace transactions. Consumers may choose to pay immediately (as with cash, checks, and debit cards) or pay deferred (as with credit cards, loans). Consumer’s preference for different transaction types in the marketplace may lead to different behaviors. With debit and credit cards as the primary source of funding marketing transactions in the US, a qualitative study shows that fear of debt persuades consumers to pay now while the motivation for easy credit, rewards, and status inferences may promote paying later.

Graduate Student

FLAME University

Taught MBA Classes - Global Marketing, Business Development and Revenue Optimization, B2B Marketing, Services Marketing, and Customer Relationship Management. 
Co-chaired an International conference “Knowledge Globalization Conference: 2012.” FLAME University-Pune, India and the Suffolk University, Boston, MA.

Associate Professor

American Express GNS

Designed and implemented an end-to-end card acquisition program to create a branded offering for partner banks. Programs components included prospect data development, lifetime value estimation, product designs, campaign tests, credit risk evaluation, propensity to response modeling and then activation/usage tracking.

Director Partner Cards Acquisitions, Asia-Pacific region

Fair Isaac

Launched services business for Fair Isaac in seven countries in the Asia-Pacific region. My division 
developed statistical models for credit risk - origination, behaviour and collections, marketing propensity models, Basel II models for capital adequacy and insurance models.

Principal Consultant & Head Asia Pacific Region

Visa International

Visa Debit card re-launch strategy in the Asia-Pacific region; Marketing data-warehouse for Visa Asia-Pacific region; and managed and administered the marketing budget for 14-countries.

Director Marketing Analysis, Asia Pacific

GE Capital

Launched a personal loan product with a unique "pre-approved" status to a select 200,000 customer base. Customers carried a unique ID card that allowed for remote, over the telephone access of funds to them.

Consultant CRM

Contract Advertising

Launched a DM agency with fee-based advertising contracts.

V P Direct Marketing

American Express

Was part of the team that launched the card in India. Supported growth of the Consumer card, corporate card, TC and travel business in India.

Head - Marketing Services

NIIT Limited

Launched Corporate education, software products and corporate training programs

Business Manager

Having been a marketing professional for over 30 years, I have expertise in multiple aspects of marketing strategy. My depth of varied experience has given me hands-on understanding with a variety of consumers within the financial services industry – in both India as well as Asia-Pacific regional marketing roles at multiple Fortune 500 Companies (American Express, GE Capital, VISA International) and smaller companies (Contract Direct, Fair Isaac Global and NIIT). Through these professional experiences, I have launched multiple financial products successfully and effectively by focusing on not just the launch itself, but also pre-launch activities and the post-launch experience. 

After a successful professional career, I chose to relive my college days and return for my Ph.D., where I researched Consumer Behavior and the factors that motivate purchase decisions. I now share knowledge with undergraduate and masters students at the University of Nebraska-Omaha as an Assistant Professor. I’m passionate about educational equality, promoting cutting edge marketing techniques, and supporting applied learning. I enjoy mentoring students and professionals, as well as sharing my expertise via speaking engagements at universities, businesses and conferences. 

If you’d like to meet to talk about Marketing, Product launches, or potential speaking engagements or board service, please reach out via aagrawal@unomaha.edu.

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The Battle

Raymond Whitby

Arvind Agrawal Ph.D.

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