Designing Work-Optional Lifestyles for Women & Couples with Dynamic Financial Plans | Financial Consultant for Executives & Business Owners in Sports & Tech | Financial Wellness Speaker

Most financial advice wasn’t made for women with full lives.
It was made for simplicity, and usually, for men.


The people I work with aren’t starting from zero. They’re earning well, making smart choices, and juggling a lot of moving parts - work, family, and future plans all at once.

Some make financial decisions on their own, others share them with a partner. Either way, they want to see how it all fits together and feel confident that the choices they’re making now won’t limit their options later.

I’m Renee Cohen, CFP®, founder of Nexa Wealth, a life-first financial planning firm for women in their 40s and beyond, and the partners who plan life alongside them.

I started Nexa because I was tired of watching capable women follow generic advice that ignored their real lives. Money touches every choice: career shifts, equity compensation, real estate, caregiving, stepping back or leaning in and each one deserves context.

My role is to be your steady partner in decision-making:

• To make complex choices feel clear and manageable
• To help you weigh trade-offs without judgment
• To keep your plan flexible enough for both now and later

Together, we build a living financial roadmap that evolves with you, so you can move forward knowing every dollar has direction and every decision has perspective.

My clients describe me as calm, direct, and easy to talk to. I’m here to help you think things through, not judge your past decisions or tell you what you “should” do.

Most of the people who find me don’t have the time or desire to become experts about money.
They just want someone they can trust to make sense of it all, explain things clearly, and help them make smart choices without turning it into a second job.

If that sounds like you, and you’d like a partner who helps you make confident financial decisions without putting life on pause, you can reach me here or at nexawealthplanning.com.

Renee Cohen, CFP®

My brain is still buffering.

Week one of 2026 is done.

I've opened the same email three times without reading it.
I wrote 2025 on a client wide message I sent yesterday.
My to-do list looked at me and laughed.

Somewhere along the way, we decided that "back to work" means "immediately performing at peak capacity."

That's not how humans work.

But I showed up. The work got done.
Just maybe not at full speed and that's okay.

If your first week back felt more "survival mode" than "CEO mode".  Same.

We made it. That counts.

Happy Friday. 💙

→ What's the most "week one" thing you did this week?

Renee Cohen CFP®

Financial planning that puts life first | Partnering with women and couples to make confident money decisions | Founder, Nexa Wealth

“Okay, maybe a dumb question…”


“Don’t you just make money off managing investments?”

She said it halfway through our intro call.

Fair question.
You’ve probably wondered it too.

I hear that all the time.
And I don’t blame you.

The industry hasn’t done a great job of explaining how this actually works.

So let’s break it down.

Financial advice has often been pitched as a “free perk” if you buy a product:

A mutual fund.
An annuity.
An insurance policy.
(Take your pick.)

But the advice?
It’s not really free.
It’s just buried in the fine print or baked into a commission.

So the real question becomes:

Was that advice truly in your best interest
or was it about meeting someone else’s sales quota?

That’s why I charge for advice first.

When you’re paying for a plan,
you know the recommendations are built around your life, goals, and values,
not what someone’s trying to sell you.

And yes, sometimes we implement investments or insurance too.
But that comes after the strategy is clear, not before.

And when we do place a product?
It’s because it fits your plan.
Not because there’s a bonus attached.
Not because it’s the “recommended option” from a brokerage firm.

Financial planning should feel like clear, unbiased guidance across all the pieces of your financial life.

If no one’s ever walked you through how this works, that’s not on you.

This industry hasn’t always been transparent.
But you don’t have to stay in the dark.

You deserve to know who’s truly in your corner
and who’s working off a commission.

📌 What’s one thing you wish you understood more about working with a financial advisor?

My nephew checking his inbox during the holidays.

Zero unread.
Full focus.
Very serious business.

I unplugged for the holidays, but my inbox didn't get the memo. 847 emails waiting.

Hope your holidays were filled with good food, good people, and maybe even some real rest.

The kind where you actually put the phone down and didn't feel guilty about it.

Now back to reality. 😅

But I'm back now and glad you are too. Happy 2026.

What does your inbox look like this week? Clean or chaos?

Financial planning for women | Real conversations about money for women in their 40s and 50s | Financial Planner + Founder, Nexa Wealth

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The biggest drain on your money usually isn’t what you’re spending.


It’s the mental load of carrying all the decisions at once.

Not the obvious, one-time choices.
The ongoing ones that never really turn off.

Should I change this now?
Am I missing something?
Is this still the right move given everything else going on?

What wears my clients down isn’t lack of discipline.
It’s having too many moving parts living in their head at the same time.

This week alone, that showed up in a few different ways.

One client is moving overseas.
Exciting, yes. But it comes with layers of decisions around what happens to her accounts, what can stay in the U.S., what needs to change, and how to handle taxes without creating problems later.

Another client has several big expenses coming up at once, all competing for the same dollars.
The question wasn’t whether she could afford them.
It was how to prioritize them without putting unnecessary pressure on cash or derailing what she’s building.

And another client inherited a large stock position years ago.
It’s now a big part of her net worth, right as she’s planning a major home renovation.
So we had to think through diversification, taxes, timing, and how to fund the renovation without everything feeling tangled together.

This is the part of money work most people don’t see.

It’s not one decision.
It’s how every decision touches several others.

A big part of my role isn’t telling clients what to do.
It’s helping them get everything out of their head and onto the table.

We look at how the pieces connect.
We talk through trade-offs.
And we make decisions in a way that fits their life.

That’s the kind of work I do with clients, and I don’t open it all the time.
I do have two spots for my 3-month planning work right now.

If you want to talk through whether it’s a fit, just DM me.

Some of the costliest money decisions don’t look risky when you’re making them.


They look reasonable.
It’s the choice that lets you move on and get back to your life.

When clients come to me, this is usually where they are.

They haven’t made some obvious “big” mistake. For the most part, they’ve been making “good moves”. 

But they’re carrying a lot of decisions at once, and decisions feels like it impacts five other things. 

Something that worked a few years ago may not be working the best now. 

Using cash for one thing changes what’s available later.

Moving investments affects taxes and timing in ways that don’t show up right away.

Because nothing feels wrong in the moment, it’s so easy to keep going as is. 

By the time we talk, they’re usually overthinking the same questions.
And wondering if they missed something.

This is the point where I slow things down.

I don’t start by fixing anything.
I start by separating the questions that have been competing with each other.

What needs attention right now.
What can wait without causing a mess later.
And what decisions would limit you in if you made them too soon.

Once those pieces are no longer tangled together, their decisions start to feel easier to make.

Because the client isn’t trying to solve her entire financial life in one conversation anymore.

She’s deciding the next right thing, with the bigger picture present.

Most of the time, there isn’t something wrong with your money.

You’re just carrying more decisions than you should have to on your own.

And that’s usually when money starts to feel reactive, instead of something you can actually see and steer.

“I know it’s dumb, but I still feel like I’m not where I should be.”

I hear this every week.
Usually from women with more money than they’ve ever had.

You may not have said it out loud.
But you’ve probably thought it.

“I should be further along by now.”

Further along than who?

An article that says you need $3M to retire?
A calculator that doesn’t know your life?
A coworker who talks big but has no real plan?

The goalpost keeps moving because it was never yours to begin with.

What’s usually missing isn’t money.
It’s a definition that actually fits.

Most people aren’t behind.
They’re measuring against someone else’s formula.

Instead of asking “Am I on track?”
Try asking, “What does enough actually look like for me?”

→ Anyone else feel this way right now?

In your peak earning years, this feeling is common.

You're earning more than you ever have.
And yet money doesn't feel simpler.

You thought higher income would bring relief.
More confidence.
A sense that you were finally "there."

Instead, the questions got harder to answer.

This is usually when money stops being a math problem and starts becoming a decision problem.

Every choice affects something else.
Saving affects spending.
Spending affects flexibility.
Work affects energy.

Nothing exists in isolation anymore.

In your 40s, you're often carrying more at the same time.

Career expectations.
Family needs.
Future planning.
Your own health and bandwidth.

So money isn't just about growth.
It’s about support.

And that shift can feel unsettling if no one names it.

Many women I talk to assume this discomfort means they're doing something wrong.
Maybe not saving enough.
Maybe not thinking far enough ahead.

But that's rarely the issue.

More often, it means your income has outgrown the way you're thinking about money.

You're using old questions for a much more complex season of life.

Clarity at this stage doesn't come from chasing the "right" move.

It comes from understanding what your money needs to do for this phase of your life and what it doesn't.

If money feels heavier now than it used to, that's not failure.

It's a sign that your growth requires a different perspective.

→ Anyone else feel like the questions got harder, not easier?

“New year, new me.”
(The lie we tell ourselves every January.)

I don’t really have a morning ritual.
No cold plunge. No 5am journaling. No vision board.
I just start.

Some years I hit January running.
Other years I’m still mentally on the couch, halfway through a Netflix binge.

This year, I’m somewhere in between.

I keep seeing every January:

The pressure to have it all figured out by week one is another way to feel behind.

I see it show up with money, too.

The urge to treat January like a hard deadline.
New goals. New systems. All at once.

One client finally started her business at 51.
She didn’t launch in January.
She launched in March after two false starts and changing her mind more than once.

Another client left her marriage and rebuilt her finances from scratch.
It took her until April to open her new accounts.

Most meaningful financial moves don’t always happen because the calendar flipped.

They happen when someone finally has the space to look at things honestly and decide what actually matters next.

January isn’t magic.
It’s literally a calendar page we assign a lot of pressure to.

The reset happens when you’re ready.
Not when the date tells you to be.

If you’re still easing back in this week, that’s fine.
If you’re already in full work mode, also fine.

There’s no right pace.
Just the one you’re actually in.

→ Are you fully back or still mentally on vacation?

You can think you’re “on track”
and still feel unsure where it’s headed.

At some point, “Am I on track?” stops being a yes-or-no question.

You’re doing what you were told was responsible.
And yet, something doesn’t sit right.

Most advice makes this feel simple.

Hit the number and you’re fine.
Miss it and you’re behind.

But a lot of women I talk to have solid numbers.
They still don’t feel settled about where things are going.

That’s because being “on track” isn’t really about how much you’ve saved.

It’s about where all of this effort is actually leading.

You can make good decisions for years
and slowly realize you’re building toward something you never really chose.

In your 40s, this gets harder to ignore.

Career decisions are more impactful.
Family needs change.
Time and energy matter more than they used to.

One reasonable choice quietly shapes the next.
And changing direction starts to feel more costly than it once did.

So maybe the more useful question isn't
"Am I saving enough?"

It's whether the way you're using your money is still supporting the life you want now.
Not just the plan you set five years ago.

One keeps the plan intact.
The other helps you decide if the plan still fits.

→ Does anyone else's 'on track' feel different than it used to?

If money hacks could make you rich, we’d all be millionaires by now.

There’s no magic financial tip waiting to “blow up” your wealth overnight.
If there were, everyone would already be using it.

It’s why so many women earning multiple six figures still wonder if they’re missing something.

The issue isn’t income.
It’s that most advice points you toward hacks instead of building a strategy that fits your life.

When you step back and create a plan that reflects your goals and values—
Your money stops feeling scattered.
And it starts working for you.

Here’s what that looks like in real life:
→ Big decisions feel easier
→ You’re in the right financial vehicles for growth
→ You keep more of what you earn
→ And you have breathing room to actually enjoy your money today

The “secret” isn’t another hack. It’s this:
→ Knowing where every dollar goes without feeling restricted
→ Choosing investments that fit your future, not someone else’s
→ Walking into tax season without the “what if I missed something” pit in your stomach

That’s what a strategy built around you delivers.

—

📌 What’s the best money tip you’ve ever received?

Making more money doesn’t automatically make you feel safer.


For many women in their 40s, it actually makes decisions feel more complicated.

By this point, your income is higher than it used to be.
You’re more established in your career.
You’re not starting from scratch anymore.

So there’s an expectation that money should feel simpler now.
Instead, decisions start to require more thought.

Not because anything is going wrong, 
but because each choice affects more parts of your life than it used to.

In your 40s, money decisions rarely live in isolation.
They touch your time, your energy, your family, your career flexibility, and the options you want to keep available later.

Changing direction (slowing down, stepping away, or reworking priorities) feels more consequential than it did before.

I hear this a lot from women in this stage:

“I have more money than I ever thought I would…
and I’m less certain about what I want next.”

So you find yourself standing at a point where the old path doesn’t quite fit anymore.

The risk isn’t making a bad decision.
It’s staying on autopilot because everything looks fine.
That’s how drift shows up in your 40s.

That discomfort isn’t a sign you’ve failed with money.
It’s a sign that the definition of “doing well” you built earlier in your career needs to be updated for where you are now.

Feeling secure in this season comes from understanding what your money is meant to support and what it needs to stay flexible for.

When that’s clear, decisions start to feel steadier and more intentional.

→ Anyone else in this phase right now?

You shouldn’t need to justify enjoying your money.

But somehow, every time you book the flight or splurge on the birthday dinner… guilt taps you on the shoulder.

This past weekend, I bought the $1,000 shoes I’ve been eyeing.
And for a split second, I hesitated.
Not because I couldn’t afford them,
But because that little voice whispered,
“Shouldn’t you be saving this instead?”

That voice doesn’t vanish when you start earning more.
Or when you “know better.”
Or even when you build financial plans for a living.

It sticks around when your money feels disconnected from your life.

Because enjoying your money and being smart with it shouldn’t feel like opposites.
But for a lot of high-earning women—it still does.

Not because they’re reckless.
But because they’re not 100% sure what’s already handled and what isn’t.

That’s where the doubt creeps in.
That’s where the overthinking starts.

What changes everything?

→ Knowing what’s going toward the future
→ Knowing what’s fueling the life you want right now
→ And knowing you’re allowed to enjoy both

That’s the kind of permission that doesn’t come from a budgeting app.
It comes from a plan that gets you.

Not just the numbers.
The way you want to feel when you spend, invest, save, and live.

If you’ve been earning well but still feel like you have to justify every “fun” purchase…
This isn’t a money problem.
It’s a strategy gap.

And that’s fixable.

“What should my financial goals be for this year?”

I get this question every January.

But I never answer it directly.

Instead, I ask:
“What do you actually want your life to look like in December?”

If you hesitated, that’s the point.

Most people set financial goals backwards.

Save more money
Max out my 401k
Pay off debt faster

These aren’t goals.
They’re tasks without a destination.

Here’s how I work through this with clients:

1. Start with the life (not the number)

Ask yourself:
→ What do I want to say YES to this year without hesitating?
→ What would I do if money wasn’t the thing holding me back?
→ What does my ideal Tuesday look like in five years?

Write it down. Get specific.

2. Work backwards to the money

Once you see the life clearly:
→ The lake house = X amount by Y date
→ The career pivot = Z months of runway
→ Early retirement = a real drawdown strategy

Now you have targets that mean something.
Not arbitrary benchmarks from an online calculator.

3. Identify what’s actually in the way

It’s not always “not enough money.”

It’s usually:
→ Cash sitting idle instead of working
→ Tax inefficiency quietly eating gains
→ No system connecting income → investments → real life goals

4. Build the bridge

Map the gap between where you are and where you want to be.
Then reverse-engineer the quarterly actions to close it.

That’s a financial plan.
Not “save more.”

Because “enough” is a moving target.
A number on a calculator.
A fear dressed up as math.

But:
Take my daughter to Portugal without guilt.
Leave this job by 50 on my terms.
Buy the vacation home.

Those are goals.

The number isn’t the goal.
The life is.

→ What’s one thing you want to say YES to this year?

Being gifted stock can quietly turn into a tax headache if you don’t know what you’re dealing with.

On the surface, it sounds like a win.
But the rules matter more than most people expect.

A lot of people assume gifted stock works like an inheritance. It doesn’t.

There’s no step-up in basis.
You get the stock and you also get all the built-in gains that come with it.

Most of the stress isn’t about the money itself. It’s the uncertainty.

You’re holding something valuable, but you don’t really know what it costs to use it.

That’s usually when it becomes clear this isn’t a simple decision.

If you sell everything without a plan, the tax bill can be massive.
And once that happens, there’s no undo button.

Most people come in asking, “Should I sell?”

I’m usually focused on what decisions are still open before anything is final.

That’s how I worked with a client who was gifted just under $4 million in a single stock, with about $2.5 million of gains.

We sold shares over time in years when her income was lower.
We used some of the most appreciated stock for charitable giving.
And we rebuilt the portfolio so it supported her goals, not just what she inherited.

Once she could see the path forward, it stopped feeling like a guessing game.

Sometimes the most important money decision isn’t earning more.

It’s knowing how to use what you already have without creating a problem you didn’t need.

If this is something you’re navigating, it’s worth talking through early, before taxes make the decision for you.


→ Did you know gifted stock works this way?

🌐B2B Marketing Consultant ☑️ I help companies land their dream clients from LinkedIn with B2B Sales, Lead Generation, Content & Advertising☑️ Speaker & Trainer

As a specialist in B2B Marketing Strategy, LinkedIn Lead Generation, and Training, my mission is to assist businesses in driving revenue growth.

Feeling stuck with marketing efforts that don't translate into business leads? Are you a budding startup grappling with growth marketing strategies? Or do you find it challenging to engage with key decision-makers in large organizations?

🆘 𝗪𝗛𝗢 𝗜 𝗦𝗘𝗥𝗩𝗘 / 𝗖𝗛𝗔𝗟𝗟𝗘𝗡𝗚𝗘(𝗦) 𝗜 𝗔𝗗𝗗𝗥𝗘𝗦𝗦:
Navigating the complexities of marketing and lead generation can be daunting. I empathize with those challenges and have successfully guided numerous global entities in generating leads, boosting revenue, and crafting sustainable marketing strategies.

My consulting experience encompasses marketing campaigns for world-renowned enterprises such as Samsung Mobile, Disney, and Marvel Studios, to mention a few.

Additionally, I've offered training in Digital Marketing and LinkedIn Strategy to individuals from prestigious companies like Coca-Cola, Maxis Communications, Carlsberg Brewery, Ernst & Young, and Accenture.


🤝 𝗛𝗢𝗪 𝗜 𝗖𝗔𝗡 𝗛𝗘𝗟𝗣:
I offer businesses tailored solutions in:
✔️LinkedIn Lead Generation
✔️Marketing and B2B sales training
✔️Performance marketing, including LinkedIn, Google, and Facebook advertising.

Bob Low

𝗪𝗵𝗮𝘁 𝗶𝘀 𝘁𝗵𝗲 𝗺𝗼𝘀𝘁 𝗰𝗼𝗻𝗻𝗲𝗰𝘁𝗲𝗱 𝗔𝗶𝗿𝗽𝗼𝗿𝘁 𝗶𝗻 𝗔𝘀𝗶𝗮?

𝗻𝗼𝘁 𝗕𝗮𝗻𝗴𝗸𝗼𝗸...

𝗡𝗼𝘁 𝗖𝗵𝗮𝗻𝗴𝗶 𝗔𝗶𝗿𝗽𝗼𝗿𝘁.. 𝘀𝗼𝗿𝗿𝘆 Ching-Hock Chua 

According to OAG’s 2025 Megahubs index rankings, Kuala Lumpur International Airport is ranked as the most connected airport in Asia Pacific, and among the top globally, based on the number of possible flight connections on a typical day.

There are two airports serving different needs.

KLIA handles full service carriers and long haul traffic.
KLIA2 focuses on high volume, low cost regional travel.

Despite its shortcomings and yes, even the occasional spontaneous waterfall, the network itself is extensive. Airlines like AirAsia play a big role, but the overall connectivity is what puts KLIA on the map.

It’s not perfect.
But from a network point of view, you can fly to Asian cities you never thought of.

What’s your favourite thing about KLIA or KLIA2?

Mine is Oriental Kopi at KLIA2, you get a taste of home before you fly...

🌐B2B Marketing Consultant ☑️ I turn boring topics into viral conversations through podcasts, B2B Sales Consulting, Lead Generation, Content & Advertising☑️ Speaker & Trainer

𝗔𝗿𝗲 𝘆𝗼𝘂 𝘁𝗵𝗲 挑戦 (𝗰𝗵𝗼̄𝘀𝗲𝗻) 𝗼𝗻𝗲? 

Last Saturday, I tried an ice bath for the first time with Warrior Plunge.
It felt fitting, so close to the start of a new year.

Not because I enjoy discomfort.
I don’t.

𝗜 𝗱𝗶𝗱 𝗶𝘁 𝗯𝗲𝗰𝗮𝘂𝘀𝗲 𝗼𝗳 𝗮 𝗰𝗼𝗻𝗰𝗲𝗽𝘁 𝗜 𝗹𝗶𝗸𝗲 𝗳𝗿𝗼𝗺 𝗝𝗮𝗽𝗮𝗻: 挑戦 (𝗰𝗵𝗼̄𝘀𝗲𝗻).
It means to challenge oneself.

挑戦 (𝗰𝗵𝗼̄𝘀𝗲𝗻) is the idea of intentionally stepping into something new or uncomfortable, not to prove anything, but to grow through the experience.

The New Year doesn’t always need big resolutions.
Sometimes it just needs one small challenge to set the tone.

Try something once.
Learn how you react.
Notice what happens.

What’s one thing you might try this year, just once?

Thank you Warrior Plunge for having me!

𝗪𝗵𝗮𝘁 𝗱𝗼𝗲𝘀 𝗶𝘁 𝗮𝗰𝘁𝘂𝗮𝗹𝗹𝘆 𝘁𝗮𝗸𝗲 𝘁𝗼 𝗿𝘂𝗻 𝟰,𝟬𝟬𝟬+ 𝗰𝗼𝗻𝘃𝗲𝗻𝗶𝗲𝗻𝗰𝗲 𝘀𝘁𝗼𝗿𝗲𝘀 𝗲𝘃𝗲𝗿𝘆 𝗱𝗮𝘆?…


Recently I was reading the case study on how Philippine Seven Corporation, which operates over 4,000 7-Eleven stores in the Philippines, transformed its day-to-day operations using Lark (article link in the comments). 

Before Lark , the challenge wasn’t ambition or growth.
It was coordination at scale.

Store teams and HQ relied on fragmented tools.
Information was scattered across chats, emails, spreadsheets, and manual reports.
Updates took time to reach the ground.
Feedback from stores took even longer to travel back up.

𝗛𝗲𝗿𝗲 𝗮𝗿𝗲 𝘁𝗵𝗿𝗲𝗲 𝘁𝗵𝗶𝗻𝗴𝘀 𝘁𝗵𝗮𝘁 𝗰𝗵𝗮𝗻𝗴𝗲𝗱 𝗮𝗳𝘁𝗲𝗿 Lark.

𝗙𝗶𝗿𝘀𝘁, 𝗰𝗼𝗺𝗺𝘂𝗻𝗶𝗰𝗮𝘁𝗶𝗼𝗻 𝗯𝗲𝗰𝗮𝗺𝗲 𝗰𝗲𝗻𝘁𝗿𝗮𝗹𝗶𝘀𝗲𝗱.
Store teams and HQ moved onto a single platform instead of juggling multiple tools.

𝗦𝗲𝗰𝗼𝗻𝗱, 𝗽𝗿𝗼𝗰𝗲𝘀𝘀𝗲𝘀 𝗯𝗲𝗰𝗮𝗺𝗲 𝗺𝗼𝗿𝗲 𝗰𝗼𝗻𝘀𝗶𝘀𝘁𝗲𝗻𝘁.
Daily reporting, approvals, and workflows were standardised across thousands of stores.

𝗧𝗵𝗶𝗿𝗱, 𝗼𝗽𝗲𝗿𝗮𝘁𝗶𝗼𝗻𝗮𝗹 𝗰𝗹𝗮𝗿𝗶𝘁𝘆.
HQ could see what was happening on the ground faster, and stores could respond more quickly to changes.

After moving to Lark, the shift was less about “digital transformation” and more about execution.

𝗔𝘁 𝗼𝘃𝗲𝗿 𝟰,𝟬𝟬𝟬 𝘀𝘁𝗼𝗿𝗲𝘀, 𝘀𝗺𝗮𝗹𝗹 𝗱𝗲𝗹𝗮𝘆𝘀 𝗰𝗮𝗻 𝗯𝗲𝗰𝗼𝗺𝗲 𝗯𝗶𝗴 𝗶𝗻𝗲𝗳𝗳𝗶𝗰𝗶𝗲𝗻𝗰𝗶𝗲𝘀.

Store managers and HQ teams began working from a single platform.
Daily reports, approvals, and updates were standardised.
Frontline staff could respond faster.

HQ gained clearer visibility into what was happening on the ground, in near real time.
As Francis Medina , Operations Division Director at Philippine Seven Corporation shared, the goal was to move with speed, clarity, and unity so teams could work as one and make better decisions every day.

Try Lark for FREE and discover how it can scale business collaboration and operations: https://lnkd.in/gD7uEg9D

𝗬𝗼𝘂 𝗻𝗲𝘃𝗲𝗿 𝗸𝗻𝗼𝘄 𝘄𝗵𝗼 𝘆𝗼𝘂’𝗹𝗹 𝗺𝗲𝗲𝘁.
 
I was on a bus heading to Singapore recently when I realised my phone battery was running low.  

I realized I forgot to bring my powerbank...

The passenger next to me noticed and kindly offered his charger.
 
We started chatting.  One thing led to another.  Turns out he is Michael William Greenall we have quite a few mutual connections on LinkedIn.
 
It reminded me how small the world actually is.
 
For my monthly trips to Singapore, I usually take Aeroline.  

One of the pickup points has always been Corus Hotel by MUI Group Sdn Bhd Andrew Khoo , which will be closing its doors this weekend.  That stop has quietly been part of my routine.  Calm. Convenient. A nice way to start a trip.
 
Moments like these make travel feel less transactional and more human.  A short conversation. A small kindness. Familiar places along the way.
 
When was the last time you connected with someone on LinkedIn in an unusual circumstance?

Michael Teoh Su Lim ✔️ Keynote Speaker 📢 and Mentor🔥 asked me if I am introvert or extrovert...

What do you think?

The New Year Kick Off of the 𝗜 𝗔𝗠 𝗜𝗡𝗧𝗥𝗢𝗩𝗘𝗥𝗧 book event, 𝗛𝗼𝘄 𝘁𝗼 𝗯𝘂𝗶𝗹𝗱 𝗿𝗲𝗹𝗮𝘁𝗶𝗼𝗻𝘀𝗵𝗶𝗽𝘀 𝗶𝗻 𝟮𝟬𝟮𝟲.
Hosted by 𝗠𝗶𝗰𝗵𝗮𝗲𝗹 𝗧𝗲𝗼𝗵 at 𝗧𝗵𝗲 𝗟𝗶𝗯𝗿𝗮𝗿𝘆 𝗯𝘆 𝗕𝗼𝗼𝗸𝗫𝗰𝗲𝘀𝘀, Southeast Asia’s largest 24-hour bookstore, in the newly opened Sunway Square Mall.

The conversation centred on one simple question:  𝗪𝗵𝗶𝗰𝗵 𝗿𝗲𝗹𝗮𝘁𝗶𝗼𝗻𝘀𝗵𝗶𝗽𝘀 𝘀𝗵𝗼𝘂𝗹𝗱 𝘄𝗲 𝗽𝗿𝗶𝗼𝗿𝗶𝘁𝗶𝘀𝗲?

Here’s what stayed with me from the panel.
From 𝗟𝗲𝘀𝗹𝗲𝘆 𝗖𝗵𝗲𝗮𝗺, I learned that relationships are built on authenticity, not perfection. Even on the biggest stages, people connect to who you are, not who you perform to be.
From Datuk Nora A Manaf , I was reminded that relationships are not about collecting connections. You have to walk the talk. And you never want to be someone’s “person”.

I also shared my own belief.  If you want meaningful relationships, go out and do something. Start something. Build a movement. That’s how LinkOut began, stop waiting for relationships to happen!

Thank you Verena Chin and Faizal Sohaimi for dropping by.

𝗪𝗵𝗮𝘁 𝗶𝘀 𝗕𝗗𝗦𝗠?

𝗜 𝗸𝗻𝗼𝘄 𝘄𝗵𝗮𝘁 𝘆𝗼𝘂'𝗿𝗲 𝘁𝗵𝗶𝗻𝗸𝗶𝗻𝗴....


I’ve been pretty open about my back issues on LinkedIn.
Years of desk work finally caught up with me.

Recently, I chanced upon Paresh Subramaniyam new venture, Fix@15 at The MET.
Went in not fully knowing what to expect.
Came out knowing I needed that badly.

It was an intense physiotherapy session.
𝗦𝗽𝗼𝗿𝘁𝘀 𝗺𝗮𝘀𝘀𝗮𝗴𝗲.
𝗧𝗘𝗖𝗔𝗥 𝘁𝗵𝗲𝗿𝗮𝗽𝘆.
𝗖𝘂𝗽𝗽𝗶𝗻𝗴.

I walked out with bruises on my back and a lot more relief than I expected.
We ended the session with guided mobility exercises, which honestly made a big difference.

My back has felt better since.
Not magically fixed, but noticeably improved.

𝗕𝗗𝗦𝗠... 𝗕𝗼𝗯 𝗗𝗲𝘀𝗲𝗿𝘃𝗲𝘀 𝗦𝗽𝗼𝗿𝘁𝘀 𝗠𝗮𝘀𝘀𝗮𝗴𝗲.

Looking forward to being back at Fix@15 soon.

If you’ve been dealing with some niggling issues too, reach out to Paresh Subramaniyam to arrange a session.

𝗪𝗵𝗮𝘁 𝗮𝗿𝗲 𝘆𝗼𝘂 𝗲𝘅𝗰𝗶𝘁𝗲𝗱 𝗮𝗯𝗼𝘂𝘁 𝘁𝗵𝗶𝘀 𝘆𝗲𝗮𝗿?

Last week I was honoured to moderate a panel session with panelists  Winnie Loo , Kian-Ming Ong Simone Macario , and Dr Brian Wong who dialled in from Hong Kong. We spoke about what we’re looking out for and looking forward to in 2026.


𝗗𝗮𝘁𝗶𝗻 𝗪𝗶𝗻𝗻𝗶𝗲, who recently turned 70. She rejects the idea of retirement completely. Instead, she spoke about clarity, wisdom, and staying hungry. She’s excited about AI not as a shortcut, but as a tool that becomes powerful when paired with decades of experience and the right questions. Her point was clear. Age matters far less than mindset.

𝗞𝗶𝗮𝗻-𝗠𝗶𝗻𝗴 shared his excitement about meeting new people and creating opportunities through connections.

𝗗𝗿 𝗕𝗿𝗶𝗮𝗻 talked about exploring global food cultures as a way to understand societies better.

𝗦𝗶𝗺𝗼𝗻𝗲 spoke honestly about learning in a fast changing world and ended with a wish that really landed. An end to global conflicts in 2026. He shared how news of wars still keeps him up at night, even when he’s far from them.

After the panel, the mood shifted in the best way possible with a performance by Datuk Bruce and his band with guest singer Nur Farhan Azian.

This charity event contributes to the meaningful work at Nourish Malaysia, supporting underprivileged students to stay in school and break the poverty cycle.

Kudos to Bruce Lim Aun Choong Jwan Heah the organising team and thank you for this opportunity! 

𝗦𝗼 𝗜’𝗹𝗹 𝗮𝘀𝗸 𝗮𝗴𝗮𝗶𝗻.
𝗪𝗵𝗮𝘁 𝗮𝗿𝗲 𝘆𝗼𝘂 𝗲𝘅𝗰𝗶𝘁𝗲𝗱 𝗮𝗯𝗼𝘂𝘁 𝘁𝗵𝗶𝘀 𝘆𝗲𝗮𝗿?

𝗜 𝗱𝗿𝗶𝘃𝗲 𝗮 𝗣𝗲𝗿𝗼𝗱𝘂𝗮, 

𝗯𝘂𝘁 𝘁𝗵𝗶𝘀 𝗵𝗮𝗽𝗽𝗲𝗻𝘀 𝘁𝗼 𝗺𝗮𝗺𝘆 𝗯𝘂𝘀𝗶𝗻𝗲𝘀𝘀𝗲𝘀 𝘁𝗼𝗼...

Many businesses are comfortable investing heavily in assets like office renovations, equipment, or machinery. These feel tangible, easier to justify, and they sit nicely on the balance sheet.

When it comes to day to day operations, the approach is often more cautious. Costs like ingredients, staff, training, or marketing are looked at more closely because they recur every month.

It’s a bit like buying a Ferrari and choosing cheaper petrol. You still own the car, but the experience can be different.

𝗖𝗔𝗣𝗘𝗫 is usually a one time decision. 𝗢𝗣𝗘𝗫 requires ongoing commitment.

There’s no right or wrong approach.
But it’s useful to ask where investment has the biggest impact on the overall experience.

𝗦𝗼𝗺𝗲𝘁𝗶𝗺𝗲𝘀 𝘁𝗵𝗲 𝗺𝗼𝘀𝘁 𝘃𝗶𝘀𝗶𝗯𝗹𝗲 𝘀𝗽𝗲𝗻𝗱𝗶𝗻𝗴 𝗶𝘀𝗻’𝘁 𝘁𝗵𝗲 𝗺𝗼𝘀𝘁 𝗳𝗲𝗹𝘁.

𝗗𝗢𝗡𝗚 𝗗𝗢𝗡𝗚 𝗗𝗢𝗡𝗚 𝗖𝗛𝗜𝗔𝗡𝗚

We’re bringing LinkedOut back for a CNY reunion dinner.
Good food, familiar faces, new conversations.

This one is special.
CNY clothes only.
Come dressed in red, gold, cheongsam, samfu, or anything festive.

Why?
Because you’ll also get a proper CNY photo you can actually use on LinkedIn.

𝗔𝗻𝗱 𝘆𝗲𝘀, 𝘁𝗵𝗲 𝗵𝗼𝘁𝗽𝗼𝘁 𝗶𝘀 𝗱𝗶𝘁𝗮𝗻𝗴𝘂𝗻𝗴 𝗵𝗮𝗹𝗮𝗹, 𝘀𝗼 𝗲𝘃𝗲𝗿𝘆𝗼𝗻𝗲 𝗰𝗮𝗻 𝗲𝗻𝗷𝗼𝘆 𝘁𝗵𝗲 𝗺𝗲𝗮𝗹 𝗰𝗼𝗺𝗳𝗼𝗿𝘁𝗮𝗯𝗹𝘆.

📍 𝗦𝘂𝗽𝗮 𝗠𝗮𝗹𝗮 𝗛𝗼𝘁𝗽𝗼𝘁, 𝗕𝗦𝗖
🗓 𝟱 𝗙𝗲𝗯𝗿𝘂𝗮𝗿𝘆 𝟮𝟬𝟮𝟲 (𝘁𝗵𝘂𝗿𝘀𝗱𝗮𝘆)
⏰ 𝟳:𝟬𝟬 𝗣𝗠 𝘁𝗼 𝟵:𝟬𝟬 𝗣𝗠

Tentatively RSVP
Fareez Shahfiqar Mohd Fauzi Faizal Sohaimi Sasha Tan Nora A Manaf MK Choong Michael Teoh Su Lim ✔️ Keynote Speaker 📢 and Mentor🔥 Lance Cheang and many more...

So far OK to come Gary Lim 

DM me to RSVP.
Limited seats.

PS. If you want an excuse to come to KL, SG folks are welcome too!

𝗜’𝘃𝗲 𝗯𝗲𝗲𝗻 𝘁𝗵𝗶𝗻𝗸𝗶𝗻𝗴 𝗮𝗯𝗼𝘂𝘁 𝗵𝗼𝘄 𝗿𝗲𝗹𝗮𝘁𝗶𝗼𝗻𝘀𝗵𝗶𝗽𝘀 𝘄𝗶𝗹𝗹 𝗿𝗲𝗮𝗹𝗹𝘆 𝗯𝗲 𝗯𝘂𝗶𝗹𝘁 𝗶𝗻 𝟮𝟬𝟮𝟲.

It’s no longer about collecting contacts or adding people on LinkedIn.

The details matter more than ever.
Remembering names.
Small gestures.
𝗧𝗵𝗼𝘂𝗴𝗵𝘁𝗳𝘂𝗹 𝗴𝗶𝗳𝘁𝘀.
𝗔𝗰𝘁𝘂𝗮𝗹𝗹𝘆 𝘀𝗵𝗼𝘄𝗶𝗻𝗴 𝘂𝗽 𝗮𝗻𝗱 𝗽𝗮𝘆𝗶𝗻𝗴 𝗮𝘁𝘁𝗲𝗻𝘁𝗶𝗼𝗻 𝘄𝗵𝗲𝗻 𝘆𝗼𝘂’𝗿𝗲 𝘄𝗶𝘁𝗵 𝘀𝗼𝗺𝗲𝗼𝗻𝗲.

In 2026, relationships will be built in two parts.
Visibility online.
Connection offline.

𝗧𝗵𝗮𝘁’𝘀 𝘄𝗵𝘆 𝗜 𝗰𝗼𝗻𝘁𝗶𝗻𝘂𝗲 𝗼𝗿𝗴𝗮𝗻𝗶𝘀𝗶𝗻𝗴 𝘁𝗵𝗲 𝗟𝗶𝗻𝗸𝗲𝗱𝗢𝘂𝘁 𝗱𝗶𝗻𝗻𝗲𝗿𝘀 𝗲𝘃𝗲𝗿𝘆 𝗺𝗼𝗻𝘁𝗵.
𝗕𝗿𝗶𝗻𝗴𝗶𝗻𝗴 𝗰𝗼𝗻𝘁𝗲𝗻𝘁 𝗰𝗿𝗲𝗮𝘁𝗼𝗿𝘀 𝗮𝗻𝗱 𝗯𝘂𝘀𝗶𝗻𝗲𝘀𝘀 𝗹𝗲𝗮𝗱𝗲𝗿𝘀 𝗶𝗻𝘁𝗼 𝘁𝗵𝗲 𝘀𝗮𝗺𝗲 𝗿𝗼𝗼𝗺.

One thing I see holding people back is not having an online presence at all.
If people can’t find you, understand you, or recognise you, it’s hard to build trust before the first meeting even happens.

The question is
What are you doing today to make it easier for people to know you before they meet you in person?

If this resonates, come join us for this conversation in person.
𝗜’𝗹𝗹 𝗯𝗲 𝗽𝗮𝗿𝘁 𝗼𝗳 𝘁𝗵𝗲 𝗳𝗶𝗿𝗲𝘀𝗶𝗱𝗲 𝗰𝗵𝗮𝘁 𝗼𝗻 “𝗪𝗵𝗮𝘁 𝗥𝗲𝗹𝗮𝘁𝗶𝗼𝗻𝘀𝗵𝗶𝗽𝘀 𝘁𝗼 𝗕𝘂𝗶𝗹𝗱 𝘁𝗼 𝗣𝗿𝗼𝘀𝗽𝗲𝗿 𝗶𝗻 𝟮𝟬𝟮𝟲?” 𝗮𝗹𝗼𝗻𝗴𝘀𝗶𝗱𝗲 Michael Teoh Su Lim ✔️ Keynote Speaker 📢 and Mentor🔥  Datuk Nora Manaf & Lesley Cheam 𝗮𝘁 𝗕𝗼𝗼𝗸𝗫𝗰𝗲𝘀𝘀 𝘁𝗵𝗶𝘀 𝗦𝘂𝗻𝗱𝗮𝘆 𝟮𝗽𝗺!
Details are on the poster, send me a DM if you are coming!

𝗟𝗔𝗦𝗧 𝗖𝗔𝗟𝗟! 
𝗢𝗡𝗟𝗬 𝗖𝗡𝗬 𝗖𝗟𝗢𝗧𝗛𝗘𝗦 𝗔𝗟𝗟𝗢𝗪𝗘𝗗!

I was just shopping with Fareez Shahfiqar Mohd Fauzi yesterday and we were just discussing what to wear..Stay tuned to see what he has picked out for CNY. 

We already have a number of RSVPs, thank you for your interest. Last few slots left before we confirm the lousang! 

𝗖𝗡𝗬 𝗰𝗹𝗼𝘁𝗵𝗲𝘀 𝗼𝗻𝗹𝘆.
Come dressed in red, gold, cheongsam, samfu, or anything festive.

Why?
Because you’ll also get a proper CNY photo you can actually use on LinkedIn.

𝗔𝗻𝗱 𝘆𝗲𝘀, 𝘁𝗵𝗲 𝗵𝗼𝘁𝗽𝗼𝘁 𝗶𝘀 𝗱𝗶𝘁𝗮𝗻𝗴𝘂𝗻𝗴 𝗵𝗮𝗹𝗮𝗹, 𝘀𝗼 𝗲𝘃𝗲𝗿𝘆𝗼𝗻𝗲 𝗰𝗮𝗻 𝗲𝗻𝗷𝗼𝘆 𝘁𝗵𝗲 𝗺𝗲𝗮𝗹 𝗰𝗼𝗺𝗳𝗼𝗿𝘁𝗮𝗯𝗹𝘆.

📍 𝗦𝘂𝗽𝗮 𝗠𝗮𝗹𝗮 𝗛𝗼𝘁𝗽𝗼𝘁, 𝗕𝗦𝗖
🗓 𝟱 𝗙𝗲𝗯𝗿𝘂𝗮𝗿𝘆 𝟮𝟬𝟮𝟲 (𝘁𝗵𝘂𝗿𝘀𝗱𝗮𝘆)
⏰ 𝟳:𝟬𝟬 𝗣𝗠 𝘁𝗼 𝟵:𝟬𝟬 𝗣𝗠

Only one week to go! 

DM me to RSVP.
Limited seats.

PS. If you want an excuse to come to KL, SG folks are welcome too!

Pang Sern Yong ‎ Bojio me but Melissa Indot did, amazing show!

Matching Candidates and Clients ❂ Career Coaching and Counselling ❂ Local and International Consulting ❂ Mentor to C-Suite Leaders ❂ Advisor to SMES ❂ Talent Assessment ❂ Start-ups

𝗜𝘁’𝘀 𝘄𝗼𝗻𝗱𝗲𝗿𝗳𝘂𝗹 𝘁𝗼 𝗯𝗲 𝗽𝗮𝗿𝘁 𝗼𝗳 𝘁𝗵𝗲 𝗟𝗶𝗻𝗸𝗲𝗱𝗜𝗻 𝗰𝗼𝗺𝗺𝘂𝗻𝗶𝘁𝘆. 

There are many perks, but one of the best has to be the people we meet and the tribes we build around us.

Like 𝘵𝘩𝘪𝘴 mob below. They sang, danced, and gave it their all at Melissa Indot’s 80s show! 💃 🕺 🎸 

A brilliant mix of entrepreneurs and corporate folks. People who’ve lived through good days and setbacks, highs and lows. Constantly adapting, constantly changing, constantly seeking answers.

Bring them all together and something special happens:
You forget the week.
You forget the noise.
You just enjoy yourself. Completely.

A few discoveries from the night:
✳️Sharon Tan is a human magnet. Soooo good at pulling people together and getting them moving!
✳️ Zohrab Chong and Chevonne Hassan reenacted the final scene from 𝘍𝘢𝘮𝘦 in reverse. Brilliantly executed, even without a runway!
✳️An old face (yours truly 😉) that stares hard enough can get all the guys glued to their seats up and dancing!
✳️Girls know how to have fun… boys still have a long way to go!

An all-girl band on drums, guitar, bass, and keyboard, plus two female vocalists (with @Tiara as the guest artiste), is clearly a winning formula:
 - Great show.
 - Fun night.
 - Perfect way to almost end the week.

PS: Got home at 11-plus. When my son said, “𝘔𝘺 𝘮𝘰𝘵𝘩𝘦𝘳, 𝘵𝘩𝘦 𝘱𝘢𝘳𝘵𝘺 𝘢𝘯𝘪𝘮𝘢𝘭,” I immediately raised my drinking bottle, pointed it to the sky, and said, “𝗙𝗔𝗠𝗘.”
How’s that for style? 

So much fun Melissa Indot, Tiara, Sharon Tan, Chevonne Hassan, Deepa George, Tan Lorrin, Ciinndey Wong, Phoebe Lee, Chayenne Tan, Zohrab Chong, Dr Azhar Ahmad, Pang Sern Yong, MK Choong, Julius Lim and Bob Low.....tankiuuu, tankiuuu

can i bring my pet iguana?  Michael Teoh Su Lim ✔️ Keynote Speaker 📢 and Mentor🔥 



IYKYK

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The Battle

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The Battle

Renee Cohen, CFP®

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Performance Score.css-goub6s{font-size:var(--chakra-fontSizes-md);font-weight:500;color:var(--chakra-colors-gray-600);display:block;margin-top:var(--chakra-space-1);}Renee Cohen, CFP®'s LinkedIn Performance

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