My career started as an assistant golf course superintendent in one of the oldest golf clubs in Kuala Lumpur after graduating with a Bachelor of Science in Agricultural and being promoted to Golf Course Superintendent two years later.

 Four years later, I was offered as Golf Course Superintendent at another reputable Golf Course in Kuala Lumpur. I oversaw the golf course construction and eventually to the maintenance stage. 
Curiosity regarding the investment world and financial literacy never thoughts in school made me further my self-study related to the subjects. 

Long story short, 2021 is my 20th Anniversary with Public Mutual Berhad. It has created my perpetual passive income indefinitely and been able to embark on my other interest and study in Chinese metaphysics.

We are looking for like-minded, inspired, and motivated individuals to join our Family in a proven recession, crisis, and pandemic-proof industry.

Phua Kea Tong (Lifestyle planner and Destiny Coach)

Banking & Consulting - BCM, GRC, Proj Mgmt, Tech, Training, Transformation

Jennifer Lim | Senior Banking & Risk Management Professional | PMP | Scrum Master | ACTA-DACE

I have so many stories in the Banking & Consulting world, and I am still collecting stories! 
#jljenniferlimstories

With over 20 years of experience in banking, I have tried different hats: Operational Risk Management, Technology Risk Management, Third Party Risk Management, Project Management, Solution Design, Training, Business Continuity. I also have extensive experience helping vendors tailor their GRC and Identity Management systems to meet needs of stakeholders in the banking industry. By leveraging my deep business knowledge, I bridge the gap between technology and business, ensuring vendors can effectively showcase how their solutions can add value to clients.

Key Highlights:

. Process Improvement: Reduced Outward Telegraphic Transfer processing time from 2 days to 10 minutes, enhancing efficiency.

. Cost Savings: Delivered S$400K savings in mail services and implemented straight-through processing for payments via SWIFT and MEPS.

. Consulting Expertise: Conducted gap analysis and led remediation projects for major financial institutions, ensuring compliance with MAS TRM and BNM Technology Risk regulations.

. Vendor Solutions: Expert in helping vendors customize their systems, demonstrating how tailored solutions can solve client-specific challenges.

. Training & Development: Designed and delivered training in Operational Risk, Six Sigma Yellow Belt, and Business Continuity.

Certified in PMP, Agile (Scrum Master & Product Owner), and DACE, I am passionate about transforming businesses and ensuring that technology solutions align with business goals.

Let's Connect!
If you're looking to discuss risk management, system design, or vendor solutions, I'd love to connect.

#Banking #Consulting #RiskManagement #ProjectManagement #Agile #Scrum #GRC #Technology #Compliance #BusinessContinuity #Leadership #Parenting #Eldercare #Lifelesson #Storyteller

Jennifer Lim

A Surprise That Changed My Plan

What’s one unexpected moment that completely changed your direction?


My heart has always been far from Singapore—not because I don’t love my home, but because I’ve always longed for a place with four seasons😀.


Back in the early 2000s, the bank encouraged staff to take up overseas roles. I excitedly told my mum that I planned to apply for positions in London and France.


She bent over, whispered softly, “I wish you could stay in Singapore.”


That stunned me. My mum was never someone who whispered. In that moment, I realized how deeply she wanted me close. So I gave up the idea. I wanted to be here for as long as she was around.


For years, I kept joking that I wanted to escape to a country with four seasons. At an office gathering, someone reminded me that Singapore is heaven for many who come here—suddenly, I felt a little silly.


Recently, I said the same thing to a senior leader. He laughed and told me, “Just stay in air-con—that gives you all the seasons you need!” Honestly… that’s the best answer I’ve heard so far.


Has there ever been a simple act or sentence from someone you love that made you change your path?


I write stories on my experiences in the banking & consulting world, and personal life. 


Follow, save, repost, share your thoughts in the comments to keep the conversation alive for this post.

#jljenniferlimstories #Storyteller
 #Banking #Consulting #LifeChoices #CrossroadsInLife

“She isn’t married — yet she gave me an ang pao.” 🧧

That moment made me rethink what tradition really means in a Gen Z world. 🤔 

A Gen Z in my family did something unexpected again this Chinese New Year.

She is not married.  Yet she gave an ang pao to every elder at home.

Traditionally, only the married do that.

She knew the rule — and chose to express respect in her own way.

I’ll admit, I used to think some Gen Zs needed to be taught what to do.  (I even joked about whether it had something to do with the rice they eat.)🤣

This moment surprised me.

And I liked it — especially since I received an ang pao too (3 digit cash)🥰 ！

She’s my niece.  In  that simple red packet, I saw something powerful 💡: 
Respect doesn’t disappear across generations.  It just changes form.

What’s one tradition you’ve seen
reinterpreted beautifully by the younger generation?

I write stories on my experiences in the banking & consulting world, and personal life. 


Follow, save, repost, share your thoughts in the comments to keep the conversation alive for this post.

#jljenniferlimstories #Storyteller
#Lifelesson #GenZ #Leadership #intergenerational

Speaking up is not just about courage.

It’s about whether the system is ready to listen.

Which scenario can you speak up?

Scenario 1 – At work
There was a clean-up exercise.  4 juniors and 5 seniors were asked to share the load.  Each person was assigned 30 records.  For seniors to handle those 30 records, they had to attend two training sessions.

I asked a simple question:  Could the 150 records to be assigned to seniors be redistributed across juniors, so seniors could focus on higher-value analysis work instead?

The response?
 👉 “Please be cooperative.”

Scenario 2 – Outside of work
My favourite vegetarian fried kway teow with pumpkin used to cost S$2.40.  After a coffee shop renovation, it became S$2.60 — with less pumpkin and more fried beancurd.  When I asked why, the elderly stall owner explained it was because tau gua (beancurd) was added.

I shared that I preferred pumpkin only.  Initially, I felt frustrated and thought of stopping altogether.  But one evening, I noticed a younger man behind the counter — someone who seemed to have more say. I shared my feedback calmly.  The next time I returned, the price was back to S$2.40.

Same act.
Different outcomes.

Speaking up is a skill.  So is knowing when, where, and to whom your voice will be heard.

#SpeakUp #Communication #Leadership #PsychologicalSafety #Influence #WorkplaceCulture

Which matters more to you — monetary rewards or recognition for your work?

I genuinely enjoy designing learning content, conducting training, and implementing e-learning solutions. Especially the kind that requires real business knowledge, not just pretty slides.

Early in my career, I designed an e-learning programme on operational risk and introduced a game-based module to assess participants’ knowledge.
 My bosses were surprised a “serious” topic could be taught through a game.
 I, on the other hand, quietly enjoyed the satisfaction of a breakthrough idea coming to life.

Not long after, a colleague offered to “help”… and then fought to take over the project.

Management supported her.

Another time, a former classmate proposed we work together on e-learning development.  He asked for a 70–30 split, despite the knowledge and design coming from me.   We eventually agreed with a more reasonable split — and the moment I shared my design, he backed out.

Then came a project I truly loved: designing a training on Third Party Risk Management.

Challenging. Technical. Meaningful.

No fanfare. No credit beyond the team. No monetary reward.

A year later, I heard compliments from two senior leaders.  

No bonus.

No public recognition.

But honestly?

It was one of the most satisfying moments of my career.
💬 Because sometimes, knowing your work made a real impact is worth more than a line item on your payslip.

So I’m curious —
What motivates you more: monetary rewards or genuine recognition for your work?

I write stories on my experiences in the banking & consulting world, and personal life. 


Follow, save, repost, share your thoughts in the comments to keep the conversation alive for this post.


#jljenniferlimstories #Storyteller
#Banking #Consulting #Leadership #LearningAndDevelopment #Elearning #RiskManagement

I almost didn’t go.

At a division event, only 12 'athletes' were selected based on physical game scores.

I was #12 — last on the list.

I still made it.

On the day itself, none of my team members could attend with me.

As an introvert, and being new to the team, my first instinct was to stay quiet… or even step back.

But the games couldn’t be played alone.

Partnering with colleagues from other functions earned more points — and meant talking to people I didn’t know.

So I did something uncomfortable.

I approached strangers. I joined teams. I played.

That day wasn’t about winning games.

It was about building thicker skin, stepping out of my comfort zone, and taking my first real step into networking.

Sometimes growth doesn’t look loud or confident.

Sometimes it looks like showing up anyway — even when you’re afraid.

“Courage doesn’t always roar. Sometimes courage is the quiet voice at the end of the day saying, ‘I will try again tomorrow.’” — Mary Anne Radmacher

What fear have you overcome recently?

I write stories on my experiences in the banking & consulting world, and personal life. 


Follow, save, repost, share your thoughts in the comments to keep the conversation alive for this post.

#jljenniferlimstorie
#Storyteller
#SteppingOutOfComfortZone #Networking #PersonalGrowth #IntrovertLife #Courage #CareerJourney #GrowthMindset

Have you had experience of your work that has created real impact and no one publicly acknowledges it ?

Hope to hear from your views before I share my story on 28 Feb '26!

When your work creates real impact — but no one publicly acknowledges it — how do you feel?

The author can see how you vote. Learn more

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The Battle

Phua Kea Tong (Lifestyle planner and Destiny Coach)

Jennifer Lim

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The Battle

Phua Kea Tong (Lifestyle planner and Destiny Coach)

Jennifer Lim

Followers

Posts

Engagements

Likes

Performance Score.css-goub6s{font-size:var(--chakra-fontSizes-md);font-weight:500;color:var(--chakra-colors-gray-600);display:block;margin-top:var(--chakra-space-1);}Jennifer Lim's LinkedIn Performance

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