7 Years in Pharma until I Escaped the 9 to 5 | I Help 249+ People Build Financial Freedom ($29.3M+) by Passively Investing in Multifamily Real Estate

Concerned with the sobering reality that you're not on track to provide for your family.

No one to turn to develop a strategy to help. I get it, and that's why I am here for you.

Everywhere you look, people appeared to have mastered their finances, and yet no one talks about money or helps. 

Being in this situation is confusing.

In 2015, I was confused.

I had an average income...

and a high expense lifestyle. 

I viewed it as normal.

I was not on track.

Why do I share this?

Because it's a honest, simple and powerful realization that most people don't reach.

This reality is true for a lot of us, irrespective of income.

I say this backed by anecdotal evidence.

Everyday I help people redefine their relationship with money. 

I've done it for 277+ people. 

Making them $14.9M+ since 2018.

Growing their net worth by $31.9M+.

And the average client has a similar story. 

Looking to make money, but doesn't know where to start.

And no time to figure it out.

And so, I help people build financial security.

Using the tips and tricks that I've done for myself. 

I help people that are: 

- Tired of paying too much in taxes
- Confused with how to manage their investments
- Unsure how to grow their business
- Flustered with the myriad of options   
- Overwhelmed with where to start

Nothing is more important to me than adding value to those around me. This is why I actively work to understand pain points and how to turn them into the foundation for people to scale. 

What I do isn't for everyone. If you think we might be a good fit, contact me:

📞 https://calendly.com/mustafal/15min

📧 ml@velocecapital.com

Disclaimer: Please note that past performance is not indicative of future results and investing involves risks, including the potential loss of principal. There are no guarantees in any investment. Content is for informational purposes only and should not be construed as investment advice or a recommendation to buy or sell any security. Any forward-looking statements or forecasts are based on assumptions and actual results may differ materially from those expressed in such statements.

Before investing, carefully consider the investment objectives, risks, charges, and expenses of the investment product or strategy. Each investor's financial situation and investment objectives are unique, and the information contained herein may not be suitable for all investors. Prospective investors should consult with a financial or legal professional to determine the appropriateness of any investment in light of their individual circumstances.

Mustafa Ladha

Here’s the crazy thing about personal finance

Sometimes it’s illogical 

Here’s what I mean

I have a client that’s living rent-free.

And he wants to give it up.

He sold his home in New Jersey

Moved to Texas, 

And invested with me.

His investments make him ~$56,000/year.

Passively.

His rent is ~$48,000/year.

His portfolio covers his housing — and then some.

Now he wants to pull everything out and buy a house, all-cash.

Sounds illogical.

Or smart...

Depending on your perspective 

On paper, it's a downgrade.

He'd be trading an income-producing asset that pays him

For a non-income-producing asset that has taxes, insurance, and maintenance.

On the other hand 

He's swapping cash flow for certainty.

And I get both sides of the story

There's real peace in knowing nobody can raise your payment, 

Nobody can foreclose, 

And you don't owe anyone a dollar.

That peace is real.

But most people chase "debt-free" without pricing what it actually costs:

1. Less monthly flexibility.
2. Slower compound growth.
3. Fewer options if life changes.

The right question isn't "Should I buy a house cash?"

It's "What am I buying... and what am I giving up?"

Because if your investments already pay for your lifestyle, 

Selling them might feel safer 

While quietly trapping you.

Freedom isn't just owning something outright.

It's what that ownership empowers you to be able to do.

If you're thinking about using a big cash pile to buy a house outright, DM me "CASH."

I'll help you see what you're really trading.

From 9–5 to Financial Freedom | Helping 277+ People | Generated $14.9M+ in Passive Income & Increased Net Worth by $31.9M+ | Learn How You Can Too

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Here's what no one tells you about money

Chasing money keeps you broke.

In 2016, I got my first "real" job.

Prestigious company.

$42,000/year.

I was 22 and obsessed with one question:

How do I help people at scale?

Here's what didn't help

Comparing myself to people making more.

Because comparing doesn't give you a plan.

Doesn’t give you actionable steps. 

It just gives you anxiety.

So I took advice from someone 2–3 steps ahead of me:

"Optimize for growth, not salary."

Life changing advice.

It can seem simple 

But it changed everything.

I spent nights learning to underwrite real estate deals.

Took calls with investors and real estate professionals

Reviewed 100s of opportunities before finding the right one... before saying yes.

Built relationships with people who saw potential, not a resume.

Within 5 years, my income and trajectory looked completely different.

Here's what drives me:

The fulfillment of actually helping people where it matters most...

Building financial stability 

Helping people build wealth 

So they don't have to trade their time for money.

This passion led me to create passive real estate opportunities.

Help 277+ investors make over $14,900,000+ passively.

It also pushed me to teach personal finance in a simple, real-world way.

I'm not a financial advisor.

I'm not from a finance background.

I'm just someone who built it for himself — and now helps others do the same.

If you're early in your career and feel behind, here's the shift:

Stop asking "How do I earn more than them?"

Start asking "What skill would change everything for me in 12 months?"

Questions like this built my career.

It can build yours too.

If you want my simple framework for growing income + building wealth without making your life more stressful

Comment or DM "GROWTH"

Most people don't lose trust because they ‘mess up.’

They lose it because they show up with an agenda.

On my podcast, Joshua Wilson said something I’ll remember:

Love is spelled T-I-M-E.

Not gifts. Not words. Not ‘checking in’ when you want something.

Time.

And honestly.....this applies to business even more than people admit.

Because a lot of ‘relationship building’ is just a nicer outfit for the same thing:

Hunting

If your warmth disappears the moment they don't buy...
If your follow-ups only happen when your pipeline is dry…
If the ‘care’ is tied to a transaction…

That wasn't a relationship.

That was a strategy.

And people feel it.

Not because they're cynical.

Because humans are wired to notice when they're being used.

Time is the receipt.

It proves intent.

You can't fake it.
You can't shortcut it.
You can't ‘value add’ your way out of manipulation.

Real trust gets built in moments that don't benefit you immediately:

When you follow up and there's nothing to sell.
When you help without keeping score.
When you show up the same way whether they buy or not.

So I use one filter before I reach out to anyone:

Would I still show up if they never bought?

If the answer is no…

I either change my approach, or I stop calling it a relationship.

Trust builds slowly.

And then it compounds.

What's your tell when someone is building a real relationship vs chasing a sale?

Here’s what no one tells you about money 

The most expensive thing my work costed me wasn't money.

It was bedtime with my kids.

I was home.

But I wasn't there - mentally.

Laptop open. 

Slack pinging. 

Mind on scaling.

My daughter would say goodnight.

I'd mumble something back without properly looking up.

That's not presence. 

That's proximity.

Your kids won't remember every lesson you taught them.

They'll remember whether you were there.

Not every rule.

But how safe they felt around you.

Not every explanation.

But whether you were patient when they were struggling.

Presence builds a kind of security no textbook can replace.

After helping 277+ investors build passive income, I've noticed something:

The ones who stay committed aren't just chasing a number.

They're chasing a lifestyle.

One client used to miss bedtime three nights a week.

Now his passive income give him peace of mind.

He crushes it at work.

And has the security to be home by 6.

Same job. 

Same title. 

Different mindset.

That's what financial freedom actually buys.

Not stuff. 

Not status.

Time with the people who matter most.

If you're earning well but still missing moments that matter DM me "PRESENCE"

Let's build a financial structure that gives you back your time.

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Here’s what no one tells you about risk...

And how it made 180k evaporate 

Every decision carries risk 

And usually the only way to understand that is to experience it

Here’s what I mean 

Two weeks ago, 

I shared why relentless learning separates those that build wealth from everyone else.

This is what happens when you skip it.

There is a clear, consistent pattern:

Investments are calm. 

Returns are steady.

People stop paying attention.

Then something shifts.

A project underperforms. 

Rates change. 

Suddenly the investor is scrambling.

Googling terms they should've understood before they invested.

Asking questions they should've asked 18 months ago.

One investor I know fits this exactly.

Smart guy. 

High earner. 

Made his first few investments without much diligence.

Things went well. 

He got comfortable.

Then one investment went sideways.

He didn't understand the capital stack. 

Didn't know he could lose money.

Didn’t know that his investment wasn’t collateralized.

Lost $180K.

Now he studies everything. 

Obsessively.

This experience costed him $180K and 3 years of missed growth.

The strategic investors 

The ones who build wealth the fastest

They don't wait for pain to teach them

They learn from other people’s mistakes, saving time and money.

They find the right mentors, people with the experience to see around corners. 

They learn when things are good - because that's when you can think clearly.

After helping 277+ investors generate $14.9M+ in passive income, I've seen this truth over and over...

Reactive learning is the most expensive kind.

You pay, in dollars and time.

Are you learning proactively - or waiting for a painful lesson?

DM me "PROACTIVE" if you want to talk about building a process to strategically grow

The beliefs I grew up with nearly broke me.

As a son of immigrants, I was molded to believe:

1. Hard work is the only path forward
2. Taking breaks is weakness
3. Whatever I do isn't good enough

These beliefs built my career.

They’ve helped me scale beyond what I thought was possible. 

But, they also created blind spots.

I reached a point where I'd come home exhausted

But I didn’t understand why

I wasn't doing physical labor.

I was just thinking all day.

Eventually I learnt what was going on...

I was experiencing decision fatigue.

Your brain actually gets tired from making too many choices.

I dismissed it at first. 

Sounded soft.

But the evidence was hard to ignore.

I was home with my kids but not actually present.

My body was there.

My mind was still solving problems.

I started watching people I respected - high performers who seemed to have more hours in the day than I did.

They weren't working harder.

They were protecting their thinking time.

In 2025, I made one change:

Time blocking, doing my most draining tasks first thing in the morning.

LinkedIn content creation? 
I hate it.

So I do it at 6am before my brain has a chance to resist.

Then I take a break to be present for my kids' morning routine.

This shift helped me serve an extra 42+ people last year.

It helped create over $3.7M in value for clients.

And I got to watch my kids eat breakfast without checking Slack.

Retraining your brain isn't fun.

Addressing blind spots feels uncomfortable.

But the compound effect is unreal.

Were you raised to believe rest is weakness?

I'd love to hear how that shaped you.

Comment below or DM me.

If it triggers you, it's probably the truth.

If two missed paychecks would break your life, you are not okay.

You are in danger.

I'm talking about you, reading this on your lunch break or in the car.

Check yourself:

Your salary lands......and within days it's gone to rent, fees, debt, stop orders

Your chest tightens when HR sends a 'quick calendar sync'

You tell yourself it's fine, I'll fix it later - and another year disappears

From the outside, everything looks polished.

But if your salary stopped for 60 days, what happens?

-Do you start swiping credit cards to survive?
-Do you call family to borrow just until things settle?
-Do you downgrade your kids' school, your plans, your life?

That's not bad luck.

That's a system built on one weak pillar.

And here's the brutal part:

You don't control that pillar.

One decision in a room you're not invited to.....and your stability is gone.

After helping 277+ people generate $14.9M+ in passive income,

I've seen this pattern too many times.

-The fix isn't another budgeting app.
-It isn't spending less this year.
-It isn't waiting for a bigger bonus.

The fix is building income that keeps coming when your salary doesn't.

One client came to me exactly like this - high earner, two weeks of runway.

18 months later: $6,200/month in passive income from real estate.

Same job. Same salary. Completely different foundation.

You don't need 20 doors.

You need enough passive income that:

-One HR email
-One health issue
-One we're going in a different direction

…doesn't flip your whole life upside down.

If this feels uncomfortably accurate, don't just scroll.

DM me ENOUGH.

I'll help you:
→ See exactly how exposed you are today
→ Work out how many calm months you truly have
→ Map one practical, hands-off real estate path to actual stability

Two paychecks shouldn't be the difference between your life and chaos.

Here’s the dangerous truth that most people don’t realize 

Most people don’t burn out because they’re working too hard.

They burn out because they’re watching everyone else.

Andrew Coleman shared something on my podcast that I keep replaying:

If you focus on your journey and helping others hit their goals...

...you stop caring about unhealthy competition.

And you start building something real.

Your uniqueness is your strength.

This is the piece we skip.

We think the ‘edge’ is a smarter strategy.

But the real edge 

The one nobody can copy is

Your lived experience.

A mix of:

-what you’ve been through
-what you’ve learned the hard way
-who you’ve helped

The standards you refuse to drop

Comparisons make you feel behind.

But behind who?

-Someone with different goals.
-Different responsibilities.
-A totally different starting line.

I see this constantly in investing.

People compare returns.

They change their strategy too early.

They chase noise.

They reset the clock.

And they call it ‘being proactive.’

The people who build real wealth do something boring:

They choose a plan that fits their life.

They execute consistently.

They ignore the scoreboard.

They let compounding do the heavy lifting. 

That’s how 82+ clients made 29.74%+ over 2 years

Andrew Coleman - appreciate the timely reminder. 

It’s simple. 

And it’s real.

If you’ve ever caught yourself comparing…..

What helped you get back to focusing on yourself

Focusing on how you help people

Comment below or DM

Here’s the simple reality most people ignore...

2025 was the year you learnt

2026 is the year you take action.

Most people don't lack information.

They lack implementation.

After helping 277+ investors generate $14.9M+ in passive income, I've seen this too many times:

Another year passes.

More articles. 

More "I should really do something about this."

Same position in December as January.

Not because you're lazy.

Because planning feels like progress.

Spreadsheets built, but never used to make a decision.

Notes on opportunities, but no actual capital deployed.

Real progress is usually 20% planning, 80% action.

One client spent all of 2024 researching.

Zero investments.

In January 2025, she made one decision.

Asked the right questions.

Took a modest first step.

3 hours of planning. Then she took action.

By December 2025, she was generating $4,100/month in passive income.

Same person.

Same knowledge.

Different year.

Because she finally took action.

You don't need the perfect strategy to start.

You need a step that's proportionate to where you are right now.

Here's the math that should bother you:

Every month you wait is $400-$800 in passive income you'll never get back.

Not "might miss."

Will never get back.

12 months of "I'll start next quarter" = $4,800-$9,600 gone.

Not lost to a bad investment.

Lost to no investment.

That's the cost of waiting.

And it compounds — against you.

So here's my ask:

Stop researching. 

Start a conversation.

DM me "Action" and I'll send you the exact 3 questions I ask every new investor.

Takes 3-10 minutes to answer.

But it'll show you whether you're actually ready — or just comfortable planning.

December 2026 is coming either way.

The only question: Will you be in the same spot?

Here’s how I made investors ~15.73% last here
 
This is something I don’t talk about
 
And there are a few reasons why
 
1. I don’t want you to assume you’ll make money
2. I don’t want you to assume making money is easy
3. I don’t want you to walk into things without understanding the risk
 
A few years back I launched a fund
 
A fund is basically when people pool their money to invest into something together
 
Think of a partnership
 
Everyone wants to invest in real estate
 
Some people don’t know how
 
So, they partner with someone that can do it for them (me)
 
The fund was a 506(b)
 
For most people this legal designation is useless
 
The reason why I mention it is that it’s open to accredited investors
 
And 35 non-accredited investors
 
The people that invested in this fund are everyday people:
 
1. They’ve never invested in real estate before
 
2. They probably don’t know what the word ‘accredited’ means
 
3. They’re looking to invest on an all cash basis
 
The 3rd point is unique
 
There are certain people that want to make money without leverage
 
This fund is actually built for those people
 
The fund has made 14%+ each year for ~3+ years
 
Imagine investing $100,000 in 2022
 
And it growing to $148,154.40 by the end of 2025
 
48% growth in 3 years
 
Awesome, but honestly
 
Here’s the legal disclaimer
 
This is just an illustration
 
If you want to see actual performance reach out and I’ll send you the information
 
The point here isn’t how people are making a lot of money passively
 
The point is actually what I mentioned last week
 
Wealthy people are disciplined
 
Making 14%+ feels amazing
 
But if you’re doing it year after year it can get monotonous
 
Discipline isn't flashy. 
 
We’re not investing in real estate to be flashy
 
We’re investing in real estate to build financial freedom
 
If you want to join the 277+ people scaling
 
Comment or DM

You don't need another strategy, you need clarity...

Here’s what I mean

On Friday I asked a simple question

A question I’ve asked over 277 people

How do you make investment decisions

I recently asked a 21 year old making 250,000+ a year

His brutally honest response was that he follows his gut

This 21 year old makes more than everyone in his family

High income.
Smart.
Serious about building wealth.

And completely honest about the chaos behind his choices.

The Friday poll had 4 options:

- Research deeply and decide
- Follow a trusted mentor/advisor
- Copy friends/colleagues
- Gut feel / FOMO

In real life

Most portfolios are a blend of all four.

A little research.
A little "my friend made money in this."
A little "my advisor said it's good."
A little "I don't want to miss out."

That's how people end up with:

A crypto position they don’t understand.

An angel investment because their friends said it was the next best thing.

A "passive" property that became a second job.

Different assets.

Same root problem: no clarity.

Here are the 3 questions you need to ask 

Before any new investment

𝟭. 𝗗𝗼𝗲𝘀 𝘁𝗵𝗶𝘀 𝗺𝗼𝘃𝗲 𝗺𝗲 𝗰𝗹𝗼𝘀𝗲𝗿 𝘁𝗼 building 𝗳𝗿𝗲𝗲𝗱𝗼𝗺?
Not "does it sound exciting?"
Does it actually support the life I'm building?

𝟮. 𝗖𝗮𝗻 𝗜 𝗲𝘅𝗽𝗹𝗮𝗶𝗻 𝗵𝗼𝘄 𝘁𝗵𝗲 𝗺𝗼𝗻𝗲𝘆 𝗶𝘀 𝗺𝗮𝗱𝗲 𝗮𝗻𝗱 𝗹𝗼𝘀𝘁?
If you can't explain the model simply, you're borrowing conviction.

𝟯. 𝗪𝗵𝗮𝘁 𝗮𝗺 𝗜 𝗿𝗲𝗮𝗹𝗹𝘆 𝗰𝗼𝗺𝗺𝗶𝘁𝘁𝗶𝗻𝗴 — 𝗺𝗼𝗻𝗲𝘆, 𝘁𝗶𝗺𝗲, 𝗼𝗿 𝗺𝗲𝗻𝘁𝗮𝗹 𝗲𝗻𝗲𝗿𝗴𝘆?
Many "great returns" stop being great once you price in stress and hours.

Same person.
Same income.
Completely different decision process.

If your portfolio looks more like "friend / mentor / FOMO" than you'd like to admit...

You don't need more noise.

You need a filter you can trust.

Want help pressure-testing your next investment decision?

DM me "INVEST"

We'll walk through it together.

Here’s what you don't realize

FOMO kills more portfolios than bad markets.

The people who quietly build wealth don't have a secret strategy.

They have habits most people skip.

After making 277+ people $14,900,000+, here are the three behaviors that repeatedly show up:

𝟭) 𝗦𝘁𝗲𝗮𝗱𝘆 𝘀𝗲𝗹𝗳-𝗱𝗶𝘀𝗰𝗶𝗽𝗹𝗶𝗻𝗲
They do the boring things

Reviewing their numbers monthly.
Honoring commitments even when it's inconvenient.
Sticking to a plan when it's no longer exciting.

Discipline isn't flashy.

But it’s at the heart of how people aggressively scale.

𝟮) 𝗪𝗵𝗶𝘁𝗲 𝘀𝗽𝗮𝗰𝗲
They time block

Create space to think without noise.

Good decisions rarely happen when you’re stuck in the beautiful chaos of life

Family, back-to-back meetings and late-night commitments.

A few protected hours a week changes the quality of choices over years.

𝟯) 𝗥𝗲𝗹𝗲𝗻𝘁𝗹𝗲𝘀𝘀 𝗹𝗲𝗮𝗿𝗻𝗶𝗻𝗴
They keep learning even when things are working.

Not from panic.

From respect for how quickly the world can change.

The best investors I know read more when they're winning, not less.

You don't build these skills in a weekend.

You build them one decision at a time.

Which one do you need to work on most?

Drop it below — sometimes naming it is the first step.

If you want help building these habits into your investing approach,

DM me "HABITS"

Here’s what most people don’t realize

You're probably wasting time learning about investing 

Here's what to do instead.

Not more threads.
Not more podcasts.
Not more "passive income" ideas.

You don't need more information.

You need to take action.

After helping 277+ investors generate $14.9M+ in passive income, I've seen this pattern hundreds of times:

Smart professionals who've consumed everything.

But still haven’t invested.

Or they’re stuck at one investment.

The issue isn't discipline or laziness.

It's that they lack conviction

They’ve never felt certainty.

𝗧𝗵𝗲 𝗳𝗶𝗿𝘀𝘁 investment 𝗳𝗲𝗲𝗹𝘀 scary.

Your brain screams:

What if I lose everything? 

What if I'm missing something?

What if I need to "research a bit more"?

You reread everything.

You draft questions, delete them, then ask anyway.

You almost pull out twice.

𝗧𝗵𝗲 𝘀𝗲𝗰𝗼𝗻𝗱 investment 𝗳𝗲𝗲𝗹𝘀 𝗵𝗲𝗮𝘃𝘆, 𝗯𝘂𝘁 𝗳𝗮𝗺𝗶𝗹𝗶𝗮𝗿.

You know the process.

You know what it feels like to invest and wait for your investment to make you money.

Fear is still there.

But it's no longer the driving force.

𝗕𝘆 𝘁𝗵𝗲 𝘁𝗵𝗶𝗿𝗱, 𝘀𝗼𝗺𝗲𝘁𝗵𝗶𝗻𝗴 𝘀𝗵𝗶𝗳𝘁𝘀.

You stop asking: "Is investing safe?"

You start asking: "Does this investment fit my plan, my risk profile, and help me build freedom?"

One client — high earner, had two weeks of savings— made his first investment in 2022.

Took him three weeks to pull the trigger.

By his third investment, he was in within 48 hours.

3 years later: $5,100/month in passive income.

Same person. Completely different operating system.

You're no longer consuming information about investing.

You're operating like an investor.

That shift isn't bravery.

It's momentum.

And momentum compounds faster than money.

So here's the hard question:

If someone looked at your last 12 months, would they see a person thinking about l investing — or a person who became an investor?

There’s a subtle but powerful difference.

If you're earning but still on the sidelines, DM me "MOMENTUM"

I'll help you define a realistic first position.

The best time to start was yesterday. 

The second best time is today.

Speak soon

The best salespeople talk less than you think.


Silence isn’t awkward. 

It’s empowering. 

It gives you the information you need to help.

🧠 Shannon Smith, J.D., M.S. 🚀 dropped this on the podcast 

And it's a powerful insight that will help you scale

Last year someone came to me ready to invest.

Had the capital. Had the stability. Said all the right things.

But something felt off.

So instead of selling or pitching, I asked questions.

Turns out he was about to go through a divorce. 

Didn't actually have the access to money he thought he had. 

He was looking for a distraction, not an investment.

I told him no.

Not "not right now." Just no.

He was confused. Maybe frustrated.

But setting up an investment opportunity for him would've been the equivalent of financial and personal malpractice.

It would have been wrong.

Most business owners are taught:

Get into as many inboxes as possible.

Push the offer.

Handle objections.

Close.

That's a transactional approach to life, it’s transactional selling.

It might make money in the short term. It rarely builds trust in the long term.

Consultative selling sounds different:

"What's the real problem you're trying to solve?"

"What have you already tried?"

"Is this actually the right move for you right now?"

Sometimes the honest answer is:

"No, I'm not the right person to help you."

The fastest way to lose trust is to push a solution to a problem someone doesn't have.

Or worse — to a problem they're trying to escape from.

You don't need more aggressive conversations.

You need cleaner intentions and better questions.

And if you want an honest conversation about whether passive real estate is even right for you, DM me "FREEDOM."

If I can help, I'll show you how.

If I can't, I'll tell you that too.

40+ Linkedin Money-Making-Influence Resources I Toxic Boss Immunity I Frequency of INFLUENCE: ETHICAL PERSUASION I $20k Brain-Based Sales System | HarvardX Neuroscience Research I Keynote 🎤 I X-Microsoft I Captain ⛵

Here’s something crazy you can implement in 2026.

You can acquire customers for $0.

Not a hack.

A strategy.

Become a micro-influencer before you launch the thing you want to sell.

I was talking about this recently with Domingo Valadez and it clicked.

AI already made building products easier than ever.

So the moat isn’t the product anymore.

It’s distribution.

And distribution comes two ways:

1. Pay for it (ads, partnerships, sponsorships)

2. Build it organically (free)

Most people default to option 1.

They launch first.

Then scramble for attention.

The smarter play?

Start posting now.

Share what you’re learning.

Document your thinking.

Help real people solve real problems.

Every post is a free lottery ticket.

Every follower is a potential customer.

Every piece of content compounds.

The founders who win won’t just outbuild the competition.

They’ll out-distribute them.

Start today. It costs nothing.

I started in 2024 on LinkedIn.

I focused on financial literacy.

Since then, I’ve watched people completely redefine their relationship with money.

Along the way, I’ve helped people invest passively in real estate.

I’ve helped people make money in their sleep.

That started with simple posts.

When will you start?

How will you help people?

Comment below or DM me if you want to:

1. Get clarity on your money
2. Explore how passive real estate can fit into your plan
3. Or just share where you’re at right now.

Co-Founder & CEO @ Homebase | Helping real estate sponsors close deals faster

One investor made 15.47% last year.

Another lost $280K.

The difference wasn't intelligence.

It was which levers they pulled.

Mentorship. 

Skills. 

Opportunities. 

Consistency.

Four different words. 

One common thread:

Money rarely grows just from working harder.

It grows when you pull the right levers, strategically.

After helping 277+ investors generate $14.9M+ in passive income, here's what I've seen:

𝗠𝗲𝗻𝘁𝗼𝗿𝘀𝗵𝗶𝗽
Helps you avoid mistakes you don't even see.

One client skipped a "great" deal after a 15-minute call with me. 

That deal went sideways 8 months later. Saved him $75K.

The most expensive lessons are the ones you could've skipped with the right guidance.

𝗦𝗸𝗶𝗹𝗹𝘀
Make you more valuable in whatever environment you're in.

Not just technical skills 

Knowing how to evaluate deals, read operators, and ask the right questions.

One client had zero investing background. 

She learned these skills. 

Last year she made 15.47% annualized. 

Passively.

𝗧𝗵𝗲 𝗿𝗶𝗴𝗵𝘁 𝗼𝗽𝗽𝗼𝗿𝘁𝘂𝗻𝗶𝘁𝗶𝗲𝘀
Position yourself to see opportunities others never get access to.

The person who lost $280K had access to capital. 

The person who made 15.47% had access to the right deal flow. 

Capital that isn’t invested strategically won’t grow and create financial freedom.

𝗖𝗼𝗻𝘀𝗶𝘀𝘁𝗲𝗻𝗰𝘆
Stops all of that growth from evaporating when life gets hard and uncomfortable.

One investor I work with has made 12 investments over 4 years. 

No home runs. 

Just steady 14-21% returns, compounding quietly every year.

One good decision doesn't build wealth. 

A hundred boring ones do.

Most people don't fail because they lack potential.

They get stuck trying to do everything alone, without structure, in too many directions.

The ones who build wealth?

They stack the right levers and stay patient.

Which lever do you need to focus on most right now?

Drop it below or DM

Growth starts when you know where you stand

The author can see how you vote. Learn more

Most high performers don’t realize what they’re trading until something breaks.

Curious what it is for you right now

Right now, which do you feel you’re sacrificing more?

Getting financial advisors millions of dollars & impressions | $20+ million in capital & AUM raised from LinkedIn | 100+ million client impressions | 400+ meetings booked | $1+ million in client courses sold

If you work in finance or real estate and want to add clients or capital through LinkedIn, send me a DM.

If you want to write a memoir or lead-gen book, send me a DM.

Adam Knorr

Sometimes I drink fish tank cleaner.

(And 5 other questionable health things I do) : 

1. I drink methylene blue. 

Methylene is a textile dye. It's also an industrial-grade fish tank clear. 

I also drink it, because some Bro Scientists think it slows aging, improves mood, sharpens cognition.

It tastes like someone stirred a glass of water and Malort with a Sharpie.

2. I've taken peptides.

Only BPC-157 to speed up injury recovery.

It's not FDA-approved, which I feel is a great sign.

3. I eat 15-18 lbs of plain Greek yogurt a week.

Those 3-pound Kirlkland tubs. Always with frozen blueberries, sometimes with honey if I want a nice little treat.

4. I mix my own electrolyte powder.

LMNT just posts their recipe on their website. Shoutout LMNT.

So I mix all the ingredients together and create my own. It's a bunch of white powders and I have to weigh everything on a scale, so I like to play Pusha T while I do this.

5. I drink ~800 MG caffeine a day. 

1-liter French Press before the coffee shop opens at 6:30.
2 16-oz coffees at the coffee shop from 6:30-11.
Sometimes a 100-200 MG energy drink in the PM. 

After writing this out, I realize I might actually need to get this under control. 

6. I tie my mental health to a social media algorithm.

I hope this post gets a lot of impressions.

Getting financial advisors millions of dollars & impressions | $20+ million in capital & AUM raised from LinkedIn | 100+ million client impressions | 450+ meetings booked | $1+ million in client courses sold

Dear Fernando Mendoza. I feel like I can call you Fernando because you and me are so alike. I'd like to meet you one day, it would be great to talk about writing LinkedIn posts. I know I can't reach as many people as you but I think you'd be impressed with my impressions. I love the way you conduct interviews, you speak so well. Did you have a good relationship with Curt Cignetti? Me neither. These are all things we can talk about and more. I know you are already doing really well on LinkedIn but I would like to be your ghostwriter so you can focus all your time on preparing for the NFL Draft. I hope you write back this time, and you can be my client. I am sure our relationship would be a real touchdown!

I'm terrible at coaching people at getting over the fear of posting on LinkedIn. I do not understand it.

What do you mean you're scared? Of what your friends will think? Or that people will leave mean little comments?

Do I need to remind you that you and I are not even really here? That if you stretch your arms out to represent the entire history of Earth, human history is the dirt under a fingernail? One swipe of a nail file and the Mona Lisa, the Great Pyramids, and your LinkedIn posts are all gone. 

How many posts can you actually remember reading in the past month? Week? Heck, last 24 hours? 

Do you need bigger problems to worry about? Is that it? As my parents used to say, "I'll give you something to worry about."

Yes! People are going to judge you! If you're any good at this, people are going to leave mean comments! That's OK! You learned emotional regulation from Barney! 

So, no. I can't help you get over the fear.

I don't know how to be afraid of something no one will remember by next Tuesday.

I tell clients to avoid blending in with their peers while being a 31-year-old male who runs a ghostwriting agency, pays $100/mo for Claude, gets 20K steps a day on his walking pad, researches Retatrutide, has strong opinions about seed oils, and talks about how much he loves Cormac McCarthy.

Anyway, did y'all see the Hormozi/Robbins interview?

Recycling your best-performing posts isn't lazy. 

It's the correct strategy.

Just... Make small adjustments so you're not outright lying to people.

Why you can't expect to make money on social media by copying what works for the gurus: Exhibit A.

I know it's easy to dunk on Hormozi. And I genuinely like a lot of his ideas. 

But I also know that if he saw this post, he'd agree with me. 

The ultimate irony:

To get to the point where you can post zero-calorie platitudes and get 2,600 likes, you have to create a tremendous amount of valuable, insightful, unique content that only you could have created.

Then, the bigger you get, the more beneficial it becomes to morph into a human fortune cookie.

I quit my finance job in 2022 to become a writer. 

Now, I write LinkedIn posts. Not what I dreamed of. 

But you know what?

It works. 

My real dream is to get paid for my own content. I want to write books and blogs and screenplays that people shell out millions for. And, candidly, I expect that will happen.

But had I tried that on day 1, I would've been broke by day 30. 

See, when I started in 2022, I had no audience. I had like 1,100 connections on LinkedIn and a Wordpress full of college newspaper sports recaps.

So even if I did write a mindbending novel, it wouldn't have mattered. 

What would I have done with it?
Who would have seen it?
Where would it go?

So you know what I did instead of trying to write something I was passionate about?

I accepted a contract from Progressive Insurance to copyedit their policy docs.

And that's how I made my first few thousand dollars as a "writer."

Since then, I've made LinkedIn ghostwriting my primary service offering. Turns out I'm pretty good at it, and it pays me well. 

I have some plans in 2026 to write and sell you all some original writing. That's a big part of why I try to avoid writing content that's only "7 LinkedIn Growth Hacks!!!!"  

I want to see how people respond to my voice — not just my meta LinkedIn content about LinkedIn on LinkedIn.

If I've earned the right to give any advice to people who want to write for a living, I'm going to commit the worst possible sin a writer can and plagiarize someone else's work.

"You can be idealistic and fail, or you can be pragmatic and succeed—while continuing to fulfill your ideals as best you can."

Lot of insurance companies out there. 

Lot of policy docs that need to be edited.

2022: Quit my job, had 0 clients.

2025: 51 clients. Here are the numbers:

-> LinkedIn Ghostwriting:

$2,650–$4,000/month
7 clients (1 churned)

I've worked with my clients for 7 months–2+ years.

Deliverables: LinkedIn posts, interviews, content strategy, account management, image sourcing, scheduling.

-> Email Newsletters:

$95–$200/email
4 clients

Usually email is a ghostwriting client saying, "Can you write my emails too?"

To which I say, "Yes."

-> Twitter/X Ghostwriting:

$500–$1,900/quarter
2 clients

I never quite got my pricing right for this.

-> Advisor GPS (Course + Community):

$2,199–$6,997
12 members

An accelerator program for financial advisors.

I built this with two partners, so the revenue is not 100% mine.

-> Skool Community:

$900/mo
10 members

I edit 3x weekly posts for clients, provide 1:1 consulting, community access, and coaching calls.

Yesterday, I edited 3 posts for a client. The posts totaled 567 words. I left 1,571 words of feedback on why I made the edits I made.

It's time-consuming, so I'll be raising the price, but I love this community.

-> Agency Work:

$2,500–$5,000/mo
2 clients

Content strategy, ghostwriting, systems work.

-> One-Off Projects: 

$497–$5,875
9 clients

Book ghostwriting, funnel builds, AI systems, guest speaking, tour scripts.

-> Consulting Calls:

$297–$347/hour
16 calls (15 people)

Raising the price on these, too. Prep, 60-minute calls, and follow-up add up. 

--

In total, I worked with 51 unique clients in 2025.

I don't really know what to say next. Because in my head, I'm still 28-Year-Old Adam From 2022 Trying To Figure This Whole Thing Out. And I think I'll feel that way tomorrow. And next year. And in 2030, 2035, 2050, and 2060, Lord-willing and the creek don't do that thing it tends to do.

When I had just started doing this, I paid another ghostwriting agency owner $400 for a 1-hour call. He was doing like $50K a month at the time.

I asked him: "Does this ever feel insane to you? What you've built?"

"Honestly man?" he said. "I've had my head down in the day-to-day for so long that I've never really had a chance to step back and look at it like that."

I couldn't understand that at the time, but now I do.

You could tell me the last 3 years have actually been 3 days. Or 30 years. I wouldn't blink at either.

Time stops being neatly packaged when you're trying to build something. It turns into a forever-unspooling piece of yarn, where every Monday is a Saturday, every Saturday a Monday. April is December. You eat your midnight snack at sunrise. 

It all blurs together, and nothing feels like it ever changes. When I went to sleep last night, I was still 28-Year-Old Adam From 2022 Trying To Figure This Whole Thing Out. When I woke up this morning, I was the same.

But when I pick my head up and look around, somehow everything has changed.

I never expected this. Not in 100 lifetimes.

But man.

I sure am grateful for it.

If I were starting as a ghostwriter with zero clients, here's how I'd close my first within 7 days:

Step 1: Go to YouTube. Click on videos in my niche.

Step 2: Watch the ads the algo serves to me in my niche.

Step 3: Look up the creators of those ads on LinkedIn.

Step 4: Make a list of the ones with no LinkedIn presence (it'll be 90%+).

Step 5: Go watch their 3 most popular YouTube videos.

Step 6: Write 10 LinkedIn posts for them for free. Include visuals.

Step 7: Message them on every platform offering those posts for free until they either agree to test them out or tell me to self-immolate. 

Step 8: Repeat with as many creators as possible.

Assuming you're good at writing LinkedIn content, you will 100% land a client within 7 days doing this.

Last week, I wrote about how I drink 800MG of caffeine a day. People told me that was concerning. But you know what?

Caffeine doesn't even affect me. And who are you to tell me what to do? Sure I get up at 4AM without an alarm and maybe twice per week I can't sleep past 3 and yeah maybe I feel like part of The Walking Dead every afternoon while I'm "crashing" or whatever but what do you even think that has to do with caffeine, anyway? You don't know me and you don't know my life. I know you claim to be "worried about my heart," but when I hurt my back again last month none of you said bupkus. And while we're on that topic, no one is every giving me any credit for showing up here darn near every single day WITH A HURT BACK and STILL posting to LinkedIn consistently. I'm like the Rob McClanahan of LinkedIn content, and you guys treat me like I'm Ralph Cox. Which is kind of a funny thing to bring up as a comparison because there's no way caffeine at the 1980 Lake Placid Olympics was like caffeine is in 2026. People wonder why everyone is so anxious nowadays, meanwhile all the corporate girlies are shotgunning afternoon Alanis after their morning double-shot iced mocha and wondering why oh why they feel so much existential dread about the trajectory of their life when everything is so good on paper. I'm telling you they did not feel this way back when Eruzione was lighting the lamp on the Soviets, they were just sitting in the chalet and maybe having a Miller Light and a drag or two of a Marlboro and getting energy from Cold War patriotism instead of cold-can-concoctions of cotton-candy-caffeine. I'm not saying everything is perfect or anything like that, but we used to be a proper country back before we pretended like Auston Matthews was enough to take us to gold in Italy and we left Jason Roberston offer the roster. Like, yeah, let's leave the leading goal-scorer over the past year in the NHL off the team and pretend like that's gonna work out for us, great call Bill Guerin, why don't you go back to mixing up D-pairings in Wilkes-Barre. 

So I don't know why y'all keep saying "800 mG iS toO mUcH cAfFeiNe."

It doesn't affect me like that.

The CEO of Goldman Sachs has 1.4 million LinkedIn followers. I'm just a few spots behind him on the list of top finance creators.

The playing field is more level than you think.

I can sit here and scream about how powerful writing content can be, or I can point to this Favikon list that has me ranked in the same breaths as:

• David Solomon
• Michael Kitces 
• Josh Brown

Dawg. I had my Series 7 for a couple years and sold a few muni bond SMAs. And they've got me a Blackstone's throw away from the guy who runs a $300 billion bank and winters in Baker's Bay.

Now that I'm done bragging, here's the point:

You are not competing against the biggest accounts. You are competing against the people who actually care, and most big accounts don't.

Most of these "thought leaders" have comms teams, PR approvals, and layers of approval processes that result in compliance-filtered, template-driven, toothless content. 

Meanwhile, you have the ability to actually be yourself. 

And being yourself can be powerful enough to get you in the same conversation as people with 1000x your resources and platform size.

Idk, guys. 

I want to talk about how ridiculous this is, but it's not ridiculous. 

It's the whole point.

Friendly reminder that the best way to use AI to write your LinkedIn content is to tell AI to forget everything it knows about writing LinkedIn content. 

LLMs are trained to write LinkedIn content based on LinkedIn content, and the worst thing about LinkedIn content is that it sounds like LinkedIn content. Ideally, you want your LinkedIn content to sound nothing like LinkedIn content.

So when you're using AI to write LinkedIn content, it's best you don't even bring up the fact that you're trying to write LinkedIn content, because then you'll end up with content that sounds like... LinkedIn content.

"How do I sell to people in the DMs?"

Tell them you're selling to them. 

If you genuinely think your service can improve someone's life, it is your obligation to sell to them.

If you do not think that, you are selling snake oil, and you should go do something that doesn't rip people off, like medieval jousting or leading tours on a coffee farm in Hawaii.

I am ashamed to admit I spent the last 3 years and 9 months referring to myself as a "Founder." Is there a more self-important title in the world? 

I did not "found" anything. I paid LegalZoom like $500 and started pressing buttons on my computer.

I've been writing for a living for 3.5 years.

Here are 5 ways to be a better writer: 

♻️ Repost if this helped you and because I paid money for someone to design this for me and I want to feel better about that investment.

I generated 59 million views for clients last year.

10 writing insights you won't get anywhere else: 

1. Create a common enemy. Attack them in third person.

The best content unites you and your reader against a shared villain — Wall Street, conventional wisdom, the Cleveland Guardians, whatever. 

When you throw stones at the enemy, use "they." When you pivot to help your reader, switch to "you." 

The Cleveland Guardians keep stealing your division. They succeed from devil magic. You deserve fair baseball.

2. When your reader IS the problem, use third person anyway.

Sometimes you need to call out a mistake your ideal client is making. 

Don't say: "You all suck at writing."

Say: "8 in 10 financial advisors write the wrong way." 

Third person lets them opt into the criticism instead of bracing against it.

3. Write "poorly" on purpose.

My job in 2022: "I know how to write properly. I will help you."

My job in 2026: "I know how AI writes. It's too proper. I will make it worse."

I sort of hate all of you who just copy and paste stuff from ChatGPT. It's embarrassing. You're an adult. At least pretend like your brain works.

I know I just violated rule 1. 

4. Nuance kills reach.

"I hate all of you" >>>> "I sort of hate all of you" 

If you're going to have an opinion, have the whole opinion. 

5. If it reads well but means nothing, kill it.

"It's all about strategy." 

Cool. 

What strategy? 
Why does it matter? 
What happens if they ignore it? 

If you can't answer those questions, delete the sentence.

6. Only ask questions people will answer publicly.

"What's your deepest darkest secret you've never told anyone?" might spark internal reflection. 

But nobody's typing that out for their boss to see. 

7. Proper nouns beat common nouns.

"Geek Squad" is more visceral than "tech support." 

"Zillow" hits harder than "real estate apps." 

Branded specificity makes abstract ideas concrete.

8. Write so specifically you never have to name your audience.

"I see this with [target audience] all the time" feels engineered. If your copy is specific enough, they'll see themselves without you pointing.

10. Intentionally skip one number in every listicle.

People will call you out for this in the comments bc they feel very smart and it will boost your engagement. 

--

Anyway, what's your deepest darkest secret you've never told anyone?

I've driven 23 inbound leads for 2 advisors in the last 60 days: 11 leads were $2M+ AUM.

→ 11 at $2M+ AUM 
→ 2 at $1.5M–$2M
→ 2 at $500K–$1M
→ 6 under $500K
→ 2 still getting info

I'm taking on one new ghostwriting client starting in March.

This is the first time I've publicly opened a new ghostwriting slot in... 2 years? More? Idk.

DM me if you're interested.

I am working within 15 minutes of opening my eyes every morning. 

Wake up (0.0001 seconds)
Scroll social media on my phone (13 mins, 56.9999 seconds)
Turn off my white noise machine (3 seconds)
Make coffee (1 min)

Then I fire up my laptop, put the Maggie Rogers Tiny Desk on my TV, and start arguing with Claude. 

By the time 8:00 AM hits, I have 4 hours of deep work done. At 11:00, I eat chicken and a boiled potato at my desk. By noon, I've worked an 8-hour day. Sometime between 4:30-5:30 PM, I generally shut it down and go to the gym.

Twice a week, I do 45-60-minute cardio sessions on the stationary bike. I had a friend at the gym 3D print me an attachment so I can snap my laptop onto the stationary bike and work during those cardio sessions.

Some Saturdays and Sundays, I sleep in until 5, but it's usually the same routine. I might start with the Phoebe Bridgers Tiny Desk or the Scarface Tiny Desk, but I run the rest of the playbook the same way.

My average work week is 70-80 hours.

And gosh, is it fun.

I'm always torn between how to post about my work online.

On one hand, I want to tell people to do what I did. Quitting my job and building my own business is the best decision I've ever made. And had I not seen content from other people who did it, I never would have done it myself.

On the other hand, survivorship bias. 

So — I think this post is the right middle ground.

I spend ~80% of my waking hours working, but only ~20% of those hours actually feel like work. The rest, genuinely, feels like play. 

Admittedly, it does go in seasons. I've had months where I've wanted to stab my laptop with a basilisk fang just in case the soul of Ebenezer Scrooge got horcrux'd in there somehow. 

And then I've had months that have gone by in the time it takes me to turn off my white noise machine.

The most important factor in your ability to successfully work for yourself is self-awareness. You need to know if you're actually talented, you need to know if you're actually a hard worker, you need to know if you actually love it — or if you just don't want to be doing the other thing you're currently doing. If you lie to yourself about any of these things, you're done. 

And even if you have a little bit of success, there will always be something in the back of your head telling you, "Tomorrow, this might all come crashing down."

So that's why I am working within 15 minutes of opening my eyes every morning.

The Goo Goo Dolls are a better band than The Beatles.

"Hook" is Dustin Hoffman's finest work.

On his deathbed, Andrew Lloyd Webber will admit that "Cats" was a social engineering project to see if he could fool the general populace. He won. 

The Detroit Tigers threw the 2006 World Series.

"My Beautiful Dark Twisted Fantasy" is the greatest work of art humanity has ever created. Not the greatest music album — the greatest work of art.

The Last Lost Continent by La Dispute is second. 

I shouldn't have gotten in trouble for watching baseball on my phone at the Grand Rapids Symphony that one time.

5'9 is a normal height, find a new slant.

Jeopardy! pretending Mayim Bialik ever deserved to host over Ken Jennings was the biggest charade since they tried to convince us La La Land deserved to win Best Picture. 

Someone needs to disrupt the printer industry.


These are some things I think.

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