BigPay 

Committed to our vision, our people and our customers. Rising to the challenge everyday.

Always happy to help,
Let's grow! 💪💙💪

Chief Product Officer

Chapter 3: Path to Profitability. 

Set Product culture, structures, and product operating model that allow us to improve Product Efficiency across 5+ squads in order to transition to scale up mode and reach profitability. 

Co-Led our Embedded Finance solution with one of our superstar PMs. 

Trained and coached the Product team.

Principal, Product Ways of Working

Chapter 2: Growth at All Cost. 

Led key strategic initiatives including Payout Payments APIs, Engagement and Gamification, Ministry of Finance initiatives for financial inclusion, 

Set the Product foundations for Thailand Market Expansion.

Product Lead

Chapter 1: From Zero to One. 

Built BigPay Product from scratch to multiple Geos and Business Lines, including Payments, Analytics & Remittances, across Singapore and Malaysia reaching 1 Million downloads. 

Built a strong Product and Design team of twelve and the foundations of BigPays Product Culture and Processes across the organization.

Head of Product

Purpose Driven Fintech

I speak with Founders, CEOs, and CPOs to understand the challenges of our industry and how to better build products and FinTechs with impact across customers, colleagues and profitability

I release new episodes every Tuesday and you can listen or watch in YouTube, Spotify, Apple Podcasts or your favourite platform

Reach out to be part of the pod

Podcast Host 

PayEd - Education in Payments

Advisory Board Member

Connecting the dots in FinTech...

APAC Newsletter Contributor & News Curator

Tandem Bank

Consultant, CEO Office

Service Design Delivery Manager, CEO Office

- First member of the Banking Products team. Employee num. 18th. 
- Led credit cards design and implementation from zero to pilot launch

Product Manager, Banking Products

barclaycard

Product and Propsositions Manager Small Business Cards

Existing Customer Manager Small Business Cards

Visa

Global Client Sales Account Manager, CEMEA

Banco del Ahorro Nacional y Servicios Financieros BANSEFI

Product Development Manager

Empowering FinTech Product Leaders to navigate complexity with purpose, passion, and impactful conversations for inclusive financial well-being I Join to connect, learn, and lead the industry forward.🚀

Hello 👋 I’m a hands-on product leader with a proven track record of building and scaling digital banking solutions across multiple geographies.  I am mission driven (because money has been a pain point, and it didn’t have to be like that).

I thrive at the intersection of a fast-paced entrepreneurial culture, customer centricity, and solving real problems with actual impact.

*Results Oriented*

At BigPay, one of Southeast Asia's largest NeoBanks, I’ve helped steer our product through three critical phases: Zero to One, Growth at All Costs, and now, sustainable Path to Profitability - growing the customer base to over 1.37 million users. We are known mainly as a travel solution and increasingly becoming a day to day app. 

My expertise spans from product design, delivery and growth, team building, and driving the cultural shift and ways of working necessary to go from startup to scaleup. 

At Tandem Bank, I helped build from scratch, and worked with Tandem's CEO on strategic initiatives and Board management. 

*Achievements & Impact*

1. Product Growth & Innovation: 

Led the development of credit cards, BigPay’s prepaid card with its app, remittances, a payments API, an embedded finance solution for airasia, and engagement initiatives to meet evolving needs.

2. Strategic Planning: 

Collaborated with the CEO and ExCo to shape product strategy, aligning squads on growth, innovation goals, OKRs, and resource planning.

3. Expansion: 

Launched BigPay’s product in Malaysia, Singapore, and empowered teams to launch in Thailand. 

4. Cultural Transformation: 

Established a strong Product Operating Model, guiding BigPay’s shift from startup to scaleup.

5. Team Building: 

Recruited and mentored a high-performing product and design team, setting a scalable foundation.

*Knowledge Sharing*

I host the Purpose Driven FinTech podcast, where I interview FinTech Founders, CEOs, and leaders on how to build differentiated FinTech products that drive 10x impact. We cover customer needs, solving pain points, and leadership insights.

I’m keen to explore:
- Incorporating AI into existing workflows
- Building AI-powered products
- Staying at the forefront of AI innovations

I’m recognized as one of Singapore’s #Fintech65 Product Leaders and Women in FinTech, I’ve spoken at Money2020, and am an active mentor for women in Fintech and new to FinTech.

*Let’s Connect*
 
If you’re a leader, founder, or innovator passionate about transforming FinTech and driving real impact—I’d love to chat!

We can ideate, collaborate, podcast, mentor & coach.

Monica

Monica Millares 🎙️

Talent Corporation Malaysia Berhad (TalentCorp)

Head - Sector Development

Principal (Talent) at GCEO Office 

CIPD

Advisory Committee Member - Malaysia

UNITAR International University

Adjunct Professor

Senate Member

Director Of Partnership

Universiti Utara Malaysia

University Fellow

XP School of Sustainability and Global Citizenship 

FOUNDER

ASEAN Human Development Organization (AHDO)

Board Member Malaysia 

TULIPS MOVEMENT

Community Interest Company - Not For Profit Women Centric movement

Malaysia Global Sharing Week

Founder of Malaysian chapter of Global Sharing Week UK

FOUNDER & Chair

Chartered Management Institute

 Fellow

Regional Board Member, Malaysia

World Assessment Council

Global Digital Ambassador

About Me: 

I am committed to architecting Malaysia’s workforce transformation through high-impact collaborations. As Principal and Head of MyMahir Sector Development at Talent Corporation Malaysia, my role extends beyond strategy—I lead future-focused partnerships that bridge education, industry, and the evolving world of work to create sustainable talent ecosystems.

My expertise lies in sectoral talent development, workforce agility, and inclusive growth. Through my Board and Committee roles in the ASEAN Human Development Organisation (AHDO), Chartered Institute of Personnel and Development (CIPD), and Chartered Management Institute (CMI) Malaysia, I contribute to shaping regional and global human capital strategies, ensuring that Malaysia’s workforce remains competitive, adaptable, and future-ready.

I have been involved in capacity building and sustainable workforce development for more than 30 years and I specialise in:
✔ Aligning education with industry needs to bridge skills gaps and enhance employability.
✔ Leveraging digital transformation to future-proof workforce capabilities.
✔ Fostering inclusive talent pathways to drive equitable workforce participation.
✔ Developing sustainable talent models that integrate ESG and social impact principles.

Beyond professional engagements, I am the Founder of purpose-led initiatives such as the XP School of Sustainability, Malaysia Global Sharing Week, and The Tulips Movement—platforms that empower individuals, enhance knowledge-sharing, and advance leadership in sustainability, workforce inclusivity, and career resilience.

The future of work demands bold thinking, strategic collaboration, and data-driven execution. By fostering meaningful partnerships and innovative workforce solutions, I am committed to positioning Malaysia as a global talent hub that thrives on adaptability, inclusivity, and economic foresight.

Let’s connect to explore how collaboration and strategic foresight can shape a workforce that is not just ready for the future, but one that defines it.

Badrie Abdullah

taplio

The Battle

Monica Millares 🎙️

Badrie Abdullah

Followers

Posts

Engagements

Likes

Ready to grow your LinkedIn presence?