City of Durham

Sr. Business Systems Analyst | NIS

Sr. Code Enforcement Officer | NIS

Policy Analyst, Intern | General Services

Jonathan E. Rivera

Consultant

The Career Navigator

100+ professionals turn to The Career Navigator for help finding clarity, staying focused, and optimizing personal and professional growth.

Writer

Right Cleaning Solutions

Founder / Managing Owner

The Johns Hopkins University

Clinic Manager

Hi, I’m Jonathan—a public servant with a diverse background, driven to empower individuals and communities through self-belief, meaningful connections, and effective communication.

Jonathan E. Rivera, MBA

InterSys, LLC

InterSys LLC provides multi-language interpreting and translation services for monolingual Limited English Proficiency (LEP) speaking families. 

With over 25 years of interpreting experience across multiple industries, we help the underserved LEP community providing language interpreting and translation services in the areas including, but not limited to: 

-Medical
-Finance
-Education 
-Worker’s Comp.
-Immigration

Owner/Principal, CMI-Spanish                       Professional Interpreter

The J3 Project

"J3" consists of a uniquely engaging marketing platform with a 3-pronged approach focused on: 1st) supporting and enabling business ownership for African-Americans, Hispanics, & Women, 2nd) advocating business ownership diversity and 3rd) making an impact in our respective communities.

The good news is that there are franchises who are actively seeking to diversify their franchisee ownership base. J3 is their solution to attracting those franchisee candidates. 

We are where those qualified candidates are, we educate those candidates on how franchising can help them realize their dream of business ownership and we influence the decisions those candidates make due to the credibility we have within our communities and the trust we build with our candidates.

WHO WE WORK WITH

FRANCHISORS
In line with our mission to impact and empower our respective communities, we choose to only work with Franchisors who share our passion for inclusion and demonstrate it by creating an environment where our diverse community can thrive with business ownership! 
FRANCHISEE CANDIDATES
Our franchisee candidates are corporate managers and executives, entrepreneurs and recent college graduates. They are motivated, qualified people who are seeking business ownership and believe that the franchise model affords them the best opportunity to own a successful business, build a family legacy and create generational wealth.   
FRANCHISE CONSULTANTS
The J3 platform is where you can be exposed to diverse candidates as well as franchisors who have committed to ensuring an environment of success with strong DE&I principles. The platform also gives you access to tools you can use to grow your business.

Contact J3 today for more details!

Co-Founder

Apple American Group LLC

Manager

Liquid Capital

PROJECT MANAGER
March 2015 - January 2016

OPERATIONS MANAGER
February 2014 - February 2015

I help companies accelerate their cash flow so they can grow their business.

Primary Business clients are:
* New
* Fast Growing
* Small businesses with large customers
* Seeking capital but have tax issues
* Under-capitalized
* In need of immediate funding
* Have an existing Bank Line of Credit with a need for more
* Large Enterprises with many suppliers

We provide funding to most industry segments however we specialize in:
* Staffing
* Consulting
* Janitorial, Building Maintenance, Landscaping
* IT, Telecommunications and Data Services
* Non-Profits

By providing immediate cash we help solve problems such as:
* Meeting payroll
* Purchasing or leasing new equipment
* Hiring new employees
* Getting new business
* Slow paying customers

We are NOT a lender however we use well known, viable services for credit challenged businesses as well as unique financial programs for businesses with good credit. We also provide a custom cloud based Accounts Payable service for enterprise clients with several suppliers. Whether its providing clients a time-tested, efficient way to accelerate their cash flow by purchasing their Accounts Receivables or providing funding above an existing LOC, our solutions facilitate the growth they need in order to achieve success. Our experience crosses many business types including women and minority-owned businesses.

Liquid Capital of Greater Philadelphia

SENIOR OPERATIONS ACCOUNT MANAGER
January 2006 - October 2013

Managing a segment of Commercial Finance accounts ranging from small, mid, and large ticket accounts in the portfolio with total credit line exposure of $58M. Building account relationships by interacting with accounts on a daily basis. Monitor account payment performance, spread and analyze customer financial statements complete periodic collateral analysis, complete annual credit reviews and ensure that credit approval conditions are adhered to. Assigned to manage several complex ABL (Asset Based Lending) facilities in the office equipment, tech and healthcare space; with total credit limit ranging from $5M-$10M each. Performed site visits to provide customer service, sales support, inspect collateral, and obtain any documentation required to adhere to loan covenants. 

MAJOR ACCOUNTS COLLECTIONS
January 2002 - January 2006

Managing primarily the Ricoh Corporation portfolio under private label and occasionally serving as interpreter and collector for the Sharp Portfolio. Correcting administrative issues causing delinquency both internally and externally. Correcting booking errors, summary invoices misapplied funds, incorrect sales tax, meter issues, and billing issues. Request buyouts for equipment as well as terminations and at times submit repossession requests. Perform massive reconciliations involving both paper and system maintenance journals.

RECONCILIATION SPECIALIST
May 2000 - January 2002

Remittance department working a multi-functional position. Apply live checks, manual exceptions, lockbox exceptions, previous primary vendor contact, On-Account team, research accounts, assist with quality assessment, perform maintenance journal entries to general ledger to correct misapplied funds, solely responsible for the timely and precise application of funds for complex million dollar accounts, order department supplies, and serve as interpreter for various departments.

De Lage Landen Financial Services

Seasoned Finance Professional with a record of increased responsibilities and positions throughout my 25+ year career. Specializing in risk mitigation and B2B relationship management with strong attention to detail. Demonstrated negotiation abilities and execution of strategic cross-sell business initiatives. Experienced cash flow analysis, accounts receivable financing, and business funding. Proven ability to quickly develop and maintain strong ties with C-Suite stakeholders in an organization to accomplish goals. 

Certified Medical Interpreter, CMI Spanish, Licensed Trainer of Bridging The Gap (BTG) Medical Interpreter Training. 

Host “Tuned In” Vlog series 🎬, Podcaster, and Blogger: www.myintersys.com/blog

taplio

The Battle

Jonathan E. Rivera, MBA

Johnny Romero, CMI Spanish

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