WHAT I DO: I help entrepreneurs, solopreneurs, and small business owners protect their brands and businesses, allowing them to protect their business, grow their customer base, and do what they do best. . . run their business. 

HOW I DO IT: I do this by advising my clients on legal structuring, and tax planning and helping my clients form business entities to protect their assets. 

WHY IT WORKS: When a business owner forms their legal entity and has lawyer-approved contracts with their employees, contractors, and vendors, the business can operate with confidence and purpose. In turn, this positions the business as a legitimate company ready to serve its customer base. Separation of personal and business provides authority and legitimacy. 

WHO I WORK WITH: I’ve worked with businesses of all sizes, new start-ups, companies with 5-50 employees, and Fortune 1000 Corporations. I provide clear, actionable ideas using my relatable approach to business formations and tax planning.

READY TO TALK? Reach out to me directly here on LinkedIn or visit my website www.joshualowenthal.com

 Areas of Practice: Business Formations / Tax Controversy / Tax Planning / Tax Structuring / Corporate Governance / Mergers & Acquisitions 

Social Links
•	Website: www.joshualowenthal.com
•	X: www.x.com/joshualowenthal

Josh Lowenthal

One of the most hotly contested areas of a transaction is reps and warranties.

Unlike buying a house where you can see the defects, the loose shingles, the missing brick, the water damage, when buying a business you don't have the same flexibility.

Enter reps & warranties.

Reps and warranties are statements of fact, made by both parties, that form the foundation of a purchase agreement. The seller represents that the business is what they say it is: accurate financials, no undisclosed liabilities, no pending litigation, employees properly classified, taxes filed and current.

If a rep turns out to be wrong, the consequences survive closing.

Indemnification is the mechanism that gives teeth to reps and warranties — meaning the seller may owe the buyer back for losses tied to a breach.

Typically, we negotiate the survival period for reps and indemnification to run somewhere between 12 and 24 months past closing. Sometimes longer.

Most sellers assume closing is the finish line. Legally, it's not.

Understanding which reps are worth fighting for and which ones you can accept and move on from is critical to keeping a deal moving toward closing.

Lawyer ⚖️ | 💰Tax Planning | 🚀M&A | Helping you build your business empire by acquiring your next SMB.

Most buyers negotiate deal price.

Almost none negotiate deal structure.

That's backwards.

The structure of a transaction, equity vs. asset sale, has real tax implications and can be used as leverage throughout the negotiation.

Know the difference before you sign the LOI.

Founder/CEO @ SMBee Advisors | I advise C-suites on capital raises, M&A and their CFO office through my best-in-class experience and training

At QuantFi, we provide full-stack finance and accounting departments as a service to PE- and VC-backed businesses.

Our work is grounded in four pillars:
- Engagement Management – financial leadership for an accountable team
- Strategic Finance & CFO – advanced financial modeling, analysis, and planning
- Exit Prep, M&A & Restructuring – transaction readiness and value optimization
- Accounting & Controllership – disciplined reporting, compliance, and operational rigor
- ERP, AI & Data Infrastructure – technology-enabled finance architecture for scale

By combining hands-on leadership with a specialized expert network, we deliver tailored support across the finance function.

Our philosophy is to translate qualitative goals into quantifiable metrics, enabling data-driven decision-making and accountability.

Christian Sanford

I just taught 400+ finance leaders how to build with AI in a live session with CFO Connect.

Not theory. Not slides. Three live builds in 30 minutes.

Build 1: Claude's Excel add-in. We fed it a financial model with a busted balance sheet and ran a model tie-out. It traced the break, identified the mislinked cells, and walked through the fix. The kind of thing that costs an analyst two hours on a Friday night before a deal closes.

Build 2: Claude Cowork for month-end. We automated a multi-entity reconciliation. GL-to-bank, intercompany eliminations, the full workflow. Cowork read the source files, flagged the exceptions, and produced a reconciliation package. No code. Just a folder structure and clear instructions.

Build 3: Claude Code for a custom QC tool. Every finance team has the same problem: sales data flows into the CRM, and half of it is wrong by the time it hits the financial model. We built a working application from the command line that validates CRM data before it touches the finance team's numbers.

The session was scheduled for 30 minutes. The majority of the room stayed on for 45.

That tells you everything you need to know about where finance leaders' heads are right now. They're not asking "should we use AI?" They're asking "show me exactly how to set it up" or "help me set it up" ... which is exactly what we are doing at QuantFi.

Full session recording is live. Link below.

AI-Enabled Finance Departments | Co-Founder @ QuantFi

Citadel Securities just published data showing software engineering job postings are surging after a two-year decline.

The reason is a 160-year-old economic principle most operators have never heard of.

In 1865, William Stanley Jevons observed that making steam engines more efficient didn't reduce coal consumption. It increased it. Cheaper energy unlocked new use cases that consumed more total coal than before.

The same paradox is arriving at the Office of the CFO.

AI is compressing month-end close cycles from 15 days to under 5. The instinct is to cut headcount. That's the wrong move.

When the cost of producing clean financial data collapses toward zero, the demand for real-time scenario modeling, unit economics analysis, and EBITDA bridge work explodes. Boards and investors have always wanted those answers. The bottleneck was that the finance team was buried in reconciliations.

87% of enterprise CFOs now expect AI to be crucial to operations in 2026. And the U.S. accounting workforce has contracted 17% since 2020 with CPA exam volume down over 30%.

The finance function is being repriced. Not downward. Upward.

Sponsors who treat automation purely as a cost-cutting tool will lose their best talent and destroy strategic capacity. The winners will redeploy that bandwidth into forward-looking analysis.

We wrote the full breakdown in this week's Capital & Clarity. Link in comments.

Most AI consultants sell you a roadmap. We sell you working automations.
We just launched AI Sprints at QuantFi.

Four to six weeks. We embed with your finance & accounting team, find the workflows that are eating your month alive, and fix them.

You walk away with five process workflow designs and two MVP automations.

Not a slide deck. Not a proof of concept. Working starting points your team can build on immediately.

If your team spends more time assembling reports than analyzing them, let's talk.

AI-Enabled Finance Departments as a Service | Co-Founder @ QuantFi

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The Battle

Josh Lowenthal

Christian Sanford

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Performance Score.css-goub6s{font-size:var(--chakra-fontSizes-md);font-weight:500;color:var(--chakra-colors-gray-600);display:block;margin-top:var(--chakra-space-1);}Josh Lowenthal's LinkedIn Performance

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Performance ScoreJosh Lowenthal's LinkedIn Performance