27+ Years Helping Lawyers Build for Life After Law — Without Sacrificing Today | Clarity • Intention • Legacy | Founder, The Wealthy Lawyer

LET’S BE HONEST.
Law school likely didn’t teach you much about personal finance.

But then you’re thrust into a demanding career — often with a ton of student debt — and suddenly you have a second job:
👉 Managing your money.

Whether you're in your first year of practice or a senior partner, you’re busy building your practice and keeping clients happy.

That leaves little time (or energy) for the things you actually enjoy — time with family, travel, hobbies… let alone planning for your financial future.

And honestly?

Most of the lawyers I speak with have spent more time planning their next vacation than protecting the lifestyle they've worked so hard to build.


That’s where we come in.

Using our Wealthy Lawyer™ Program, we take the guesswork out of financial planning.

We help you:
✅ Protect your family and income from the unexpected
✅ Build wealth intentionally
✅ Prepare for Life After Law


Our clients typically reach out when they:

• Are worried about how their family would cope if they couldn’t work
• Don’t know whether to save or pay down debt
• Feel behind, despite earning well
• Know they need a plan — but don’t know where to start
• Realize they can’t do it all alone — and want trusted guidance


What they’re tired of:

• Being the sole/primary income earner without a backup plan
• Wondering if they’d need to change their lifestyle if a family member got sick
• Stressing about whether they’re saving enough for retirement
• Not knowing how to leave a legacy for their kids or grandkids


After just a few months in the Wealthy Lawyer process, our clients tell us they feel more:

✅ Confident about hitting their financial and lifestyle goals
✅ Prepared to face unexpected life events
✅ Assured that their spouse and family won’t be financially stressed
✅ Clear about the legacy they’re leaving behind


You’re in the business of law — not financial planning.
Let us take the worry off your plate so you can focus on what matters most…

Like that next vacation.

📩 Ready to take control of your financial future?
Let’s connect for a Virtual Coffee Chat —  no pressure, just a conversation

Jeffery M. Lamont

Life hack:

Build a life with a partner who, even if you were both exhausted and broke, you’d still want beside you on the couch eating takeout.


👉 What is the last movie you and your partner in crime watched on a night in?


────
I’m Jeffery, the advisor who helps lawyers build a financial life that supports the moments (and the people) that matter most.

Helping Lawyers Build for Life After Law — Without Sacrificing Today | Founder, The Wealthy Lawyer

Most people think they don’t need insurance…
until life proves them wrong.

That's what I thought at 23.

Six weeks in a hospital changed that.

I’d just come back from playing pro baseball in Europe.
Best shape of my life.

Nothing could touch me…
or so I thought.

Then I got seriously ill.
Six weeks hospitalized.
Three months off work.

It was a wake-up call I never expected.

And it taught me something I’ll never forget:

Life is unpredictable.
And when things flip, they flip fast.

So here’s the real question:

If something unexpected happened tomorrow, do you have a plan to protect yourself and the people who rely on you?

Here’s the blind spot most people never see until it’s too late:
insurance isn’t about fear...
it’s about keeping your life stable when everything else feels shaky.

Here are three ways it does that:

➡️ Life Insurance:
Gives your loved ones financial stability — mortgages, debts, daily expenses covered.

➡️ Disability Insurance:
Replaces your income so your lifestyle doesn’t have to change if you can’t work.

➡️ Critical Illness Insurance:
Provides a lump sum so you can cover medical costs and focus on recovery, not money.

The best time to get insurance?
It’s when you’re young and healthy.

It’s more affordable…
and it guarantees you’re protected no matter what life throws at you.

Don’t wait for a wake-up call like I did.
 
👉 What’s one thing you thought was unnecessary when you were younger that makes a lot more sense now?

Share below 👇
 
────
I’m Jeffery, the wealth advisor who helps lawyers build, protect, and transition their wealth.

☕ If you ever want to talk through your options, I’m always happy to grab a quick virtual coffee.

No pressure. No pitch. Just clarity.

Three years ago, I started on LinkedIn…

And three years ago, I was ready to quit…

I was posting Googleable facts.
Zero personality.
Generic advice.
Safe takes.

And it showed.

That was, until I met Holly Crawshaw Joyner
She called me out…
then helped me find MY voice.

That was a little over year ago.

Since then, things shifted in a way I never expected.
Here’s the difference: 2023 vs 2025 (to date).

📈 Impressions: 100K → 2.2 Million
📈 Engagement rate: 1.1% → 5.1%
📈 Comments: 125 → 16,600

This year I’ve had 6 posts get more impressions — individually — than all of 2023.

But the numbers aren’t the part I’m most proud of.

It’s this:

→ People messaging me saying “It felt like you were talking directly to me.”
→ Real conversations with lawyers and professionals who feel seen — not sold to.
→ And the part I never saw coming: actual friendships with people in parts of the world I never imagined I’d be connected to.

If you’d told me three years ago that LinkedIn would introduce me to people I genuinely care about — mentors, peers, friends — I probably would’ve laughed.

But it has.
And it’s one of the best parts of this whole thing.

This reality is, this stopped being “marketing” a long time ago.
Now, it’s turned into a mission.

A mission to help people build wealth with more clarity…
less noise…
less shame…
and a whole lot less stress.

If you’ve been reading, commenting, DM’ing, supporting, or even just quietly lurking…
thank you 🙏

You helped me turn something small and uncertain
into something meaningful.

And if you’re still in the early stages of your own thing?
Stay with it.

Most good things don’t look good at the beginning.
But they become good because you stayed.


 👉 what’s one surprise you’ve experienced as a result of being on LinkedIn?


────
I’m Jeffery. I help professionals build wealth intentionally so they can live with more freedom and peace.

If you want more clarity heading into 2026, let’s grab a Virtual Coffee ☕

Find the “Become a Wealthy Lawyer” link in my profile.

I write your LinkedIn™ posts + your books || Top 20 LinkedIn™ Expert [Favikon, 2025] || New York Times + USA Today Bestseller

The real flex isn’t making $1M a year.

It’s making $1M a year without:

→ Missing every family milestone
→ Sacrificing your health
→ Living life on autopilot

That’s the real flex.

Jeffery M Lamont

I thought I understood gratitude… until one day changed everything.

As we head into American Thanksgiving, I’ve been thinking about what gratitude actually is.

It’s not comfort.
It’s not ease.
It’s not the good years.

It’s perspective.

I didn’t understand that until 2019.

That was the year I lost my mom
and our house flooded
on the very same day.

One morning changed everything.
And it marked the start of one of the hardest chapters of my life.

But it’s incredible what living in a hotel with your wife, three kids, and a dog will teach you.

In the middle of the chaos, I found myself grateful
not for what was happening… but for what I still had.
My family.
Our safety.
And the lessons my mom left behind.

That’s when it finally clicked:

Gratitude isn’t a reaction to things going right.
It’s the anchor that gets you through what isn’t.

So today, I’m grateful for:

• Quiet mornings with Colleen and the kids (even if the house is a little quieter these days)
• Family, baseball, and the memories that outlast the seasons
• Clients who trust me to help them simplify and protect what they’ve built
• And this community — the conversations, connection, and support

Thanksgiving is a time to hit the pause button.
A moment to look around and realize that even in the mess…
there’s still so much to be thankful for.

From my family to all my American friends — Happy Thanksgiving.


🦃Who or what are you grateful for this week — even if life isn’t perfect right now?


📸 Our family’s tradition of writing what we’re grateful for on pumpkins. I’ve included a photo with one of my mom’s final inscriptions.

Simple. Honest. Lasting.

You earn $330,000 and still feel broke.  Here's why...


Meet a client of mine who faced this exact challenge.

→ 34
→ newly engaged
→ student debt finally paid off
→ $285k annual salary
→ $45k-ish annual bonus

Despite his earnings, he was struggling to plan for his future.

He had three main goals:

 1. Save for the wedding
 2. Buy their first home
 3. Retire early-ish

Here's the kicker:

His bonus isn't always guaranteed.

That uncertainty made long-term financial decisions more difficult to make and brought anxiety to him.

 When he came to us, he had:

 → $14,000 in his savings account
 → $27,000 in his TFSA
 → $42,000 in his RRSP

I'd call this a good start for where he's at, but he felt unsure how to manage his finances most effectively each year.

For further context…

He's finding practicing law to be a grind.

Despite being a high performer, the demanding nature of BigLaw has made early retirement a goal of his.


 Here’s what we did:

 → Covered him and his (soon to be) fiancée with the proper insurances in case something happens to him.

 → Created a financial plan to make his bonus work for him, treating it as the game-changer it is when/if it comes next Feb.

→ Implement a cash flow management system that will help ensure he lives comfortably on his salary alone.

→ While not expected to pay for it all, he and his fiancée want to contribute to the wedding, so we upped their short-term savings

→ We've set up FHSA accounts for his fiancée and him so they can take advantage of that opportunity.

The result?

→ As they prepare to start their new life together, both he and his fiancée have peace of mind with the various insurances (life and Critical Illness) we put in place.

→ He feels much more comfortable with his month-to-month cash flow

→ They will have enough saved for what they feel should be their share of the wedding annnnnnd a down-payment on a condo.

→ His retirement plan projects he can retire by 58 (provided he maintains his savings percentages)

We’re little more than a year into his journey with us.

He's told me he already feels more in control and less anxious about his financial future.

Hearing the relief in his voice when we chat is priceless.

It's incredible what a customized financial plan, and his taking action, can do.

No more sleepless nights worrying about where his money is going.

Instead, he now has a clear path to achieving the life he desires.



👉If your money could talk, what do you think it would say about you?👇


────
I'm Jeffery, the wealth advisor helping lawyers take control of their finances and achieve their biggest goals.

🔗 Let’s connect for a Virtual Coffee Chat ☕️ to create a clear path toward your financial future—no more sleepless nights, just a plan that works.

No pitch.  No pressure.  Just clarity

If you feel behind at 41, you’re in good company...

Your income rises quietly…
and then, your lifestyle outruns intention even faster.

On my way home from the F1 in Austin a few weeks ago, I ended up in one of those easy airport conversations that starts as small talk… 
then goes a little deeper than you expect.

I was in the lounge half-working when the guy next to me noticed my F1 bag and said he was there for the race too.

We did the usual recap:
the heat, the crowds, the traffic.

He said he was heading home to NYC.
I said I was making my way back to Toronto.

Then he asked what I did.

I gave him the short version:
I help lawyers simplify their financial lives so money feels less chaotic and more intentional.

He nodded and said:

“Well… I practice at [he named a Top100 firm.]”

That opened the door.

We talked about the pace of practice, the hours, the pressure…
and how hard it is to juggle time and money when both feel scarce.

Then he hit me with something I wasn't expecting:

“This is my first full year as an Equity Partner. Still not making a ton yet, but definitely more than I ever thought I’d be making at 41.”

He paused, then admitted:

“And the worst part is… I still can’t get ahead. I thought by now I would be. But I'm not.”

No blown-out budget.
No crisis.

Just the quiet lifestyle upgrades that sneak in when income rises:

• a nicer hotel
• a faster flight home
• Paddock tickets because “why not?”
• and a handful of conveniences that feel harmless in the moment…

But they add up fast.

Then he said the line most lawyers eventually reach:

“I don’t think mine is a money issue…"

And he’s probably right.

Most lawyers don’t run out of money.
They just let lifestyle outrun the planning that’s supposed to support it.

Which is why tomorrow’s 1% Shift is all about timing…
and the tiny change that helps you finally feel ahead before life expands — not after.

More tomorrow.

☕ If you’ve ever hit that “I’m earning more… so why doesn’t it feel like it?” moment, let’s grab a Virtual Coffee.

You’re not the only one — and clarity comes fast once you have a structure.

Most lawyers don’t run out of money…
They just let their lifestyle outrun their structure.

And a conversation I had recently brought it right back into focus.

The partner I met wasn’t being reckless.
No blown-out budget.
No splurges.
No crisis.

Just the same quiet drift I see every single week:

A nicer hotel.
A quicker flight home.
Paddock tickets because “we might as well.”
Conveniences that feel harmless in the moment… and heavy later.

Then he said the line almost every lawyer eventually reaches:

“I’m earning more than I ever imagined…
but I still can’t get ahead. I thought by now I would be. But I’m not.”

And he said it quietly...
the way people talk when they’re tired of carrying it.

Here’s where most people get it wrong:

It’s not a money issue.
It’s a timing issue.

He wasn’t saving too little.
He was saving what was left after living life the way he wanted.
And that will always feel like you’re chasing something that keeps moving.

Savings before lifestyle?
That’s when things finally flip in your favour.

THE 1% SHIFT FOR TODAY

Set up one automatic transfer (15–20% of your net pay) that leaves your account the same day you get paid.

Put it in a TFSA, your RRSP, or a non-registered account
It doesn’t really matter.
The magic is in the automation.

When your money has a job,
your stress drops,
your decisions get cleaner,
and your lifestyle stops silently stealing your progress.

Tiny shift.
HUGE difference.

If you’ve ever asked yourself why you’re not ahead yet…
you’re not alone.

If you want the exact setup I walk clients through,
DM SHIFT.

No pitch.  No pressure.  Just clarity — and the feeling of finally getting ahead again.

Some weeks don’t hit you until Sunday night...

Not because anything dramatic happened.

But because you spent a week managing work, family, pressure, expectations…
and all the little things no one notices unless they’re the ones carrying them.

By the time Sunday night rolls around, the weight finally shows up.

If that’s you tonight, you’re not alone.

Here’s what I remind myself before a new week starts:

Most of us underestimate how much we're carrying…
until we stop long enough to feel it.

Progress rarely feels fast.
Most of the time it’s quiet, steady… almost unremarkable.

And here’s the part we forget:
Those quiet days —
the ones where you just keep showing up —
they’re the ones that move you forward.

Take the quiet win.
You handled more than you realize…
and you’re still here.

Let tonight be the reset.
Not the end of a long week...
but the chance to set yourself up for an even stronger one.


How do I get myself ready?
I keep it simple:

Three “result priorities” — the three things that, if I do nothing else, will make it a great week.

Three “activity priorities” — the actions that help me hit those results and move me toward my year-end goals.

Six lines.
Ten minutes.
A calmer Monday.

Tomorrow’s yours to set the tone.

Walk into it with clarity, conviction,
and a refueled tank, ready to win the week.


👉 What is one thing you want to accomplish this week to make it a real winner?


If financial clarity is something you want more of as we head into 2026, grab a quick Virtual Coffee using the link in my profile.

Protect your income first…
Everything else depends on it

If you read my post from yesterday,
you saw how quickly life can flip…
and how painful it is to discover you’re underinsured at a time you need it most.

Every lawyer wants to build wealth…
but almost no one starts by protecting the thing all else depends on:

Your ability to earn an income.

If that stops, everything downstream gets shaky fast.

And the cracks usually show up in the same places:

• Group disability that barely covers half the lifestyle
• No critical illness plan
• Life insurance that was “temporary”… a decade ago
• Partners assuming success = invincibility

Here’s your 1% Shift for today:

→ Action: Review your insurance — or ask an advisor to run a quick Insurance Audit.

That’s it.

One audit.
One hour.
Massive clarity.

You’ll know what’s locked in…
and what needs attention before life forces your hand.


💭 When did you buy your first insurance policy?


If you want a quick check-up,
DM “Audit” and I’ll walk you through it.


No pitch.  No pressure.  Just clarity.

There’s a moment I see all the time with lawyers.

It usually happens right after we walk through the numbers...
the real ones.

They exhale.
Their voice softens.
Their shoulders drop.

And they say some version of:

“I didn’t realize how much this was weighing on me.”

Not the savings.
Not the insurance.
Not the tax structure.

The uncertainty.

I saw it again this summer.

A 41-year-old partner I first had a Coffee Chat with a couple years ago.
Back then, he was DIY’ing through a robo-advisor and felt he was “doing fine.”

Then July hit.
And suddenly “fine” wasn’t fine anymore.

Cash flow felt tighter.
Taxes were starting to mount.
And the gap between what he thought he had and what he actually had started to widen.

That’s usually when clarity becomes non-negotiable.

Because optimism works…
until it suddenly doesn’t.

And when you replace,
“I hope everything is fine”
with
“I know exactly where I stand,”
something shifts.

The noise quiets.
The pressure eases.
You make decisions faster.
Your family feels more stable.
You feel a lot more like yourself.

That’s the real benefit of clarity.
Not the spreadsheets.
Not the projections.
Not the policies.

It’s the calm that shows up once you stop relying on hope...
and start relying on structure.

────
I’m Jeffery, the advisor lawyers call when “doing fine” stops feeling fine.

If you want the same kind of calm and clarity...
find the Become a Wealthy Lawyer link in my profile and let's sit talk.

No pressure.  No pitch.  Just clarity.

Most lawyers don’t have a money problem...
they have a “things won’t happen to me” problem.

Most lawyers I meet aren’t careless.
They’re just, shall we say...
optimistic.

• Optimistic that income will stay steady.
• Optimistic that health will hold.
• Optimistic that nothing unexpected will knock them sideways.

Until something does.

And that’s the moment
“I’ll get to it later”
turns into
“I should’ve done this sooner.”

Because it only takes one thing...
• one phone call
• one appointment
• one test result...
for “later” to become “too late.”

And here’s the part no one likes admitting:

Most lawyers aren’t reckless.
They're busy.
They’re overloaded.

And optimism is what fills the gaps they don’t have time to think about.

You don’t need paranoia.
don’t need perfection.

You just need to replace optimism with clarity.

Because the lawyers who feel calm?

They aren’t the ones earning the most.

They’re the ones who stopped assuming things would always stay the same.


👉 Does this sound at all familiar?

Funny how the right people show up at exactly the right time...

I just got off a long call with a group that’s become one of the best parts of my Wednesdays this past year.

Beyond the Apex — led by Anthony Vicino — has pushed me in ways I didn’t even know I needed.

It’s helped me get clearer on how Lamont Wealth Strategies and The Wealthy Lawyer Podcast can support lawyers at every stage…
from the final stretch of law school to partnership, firm-building, retirement, and life after law.

And with American Thanksgiving tomorrow, it felt right to pause and acknowledge how much this work — and the people in it — mean to me.

While I’m not sharing details yet, I can say this:

2026 will see me expand what I offer so more lawyers — in Canada, the U.S., and beyond — can get the clarity, structure, and support they deserve.

From protecting their families…
to building wealth intentionally…
to planning for retirement…
to creating legacies that outlive them.

I’m excited for what’s coming…
and grateful for everyone who’s been in my corner along the way.

So to my American friends…
Enjoy a meaningful holiday with friends and family, tomorrow, wherever you’re celebrating.


👉 What’s one thing you’re grateful for heading into tomorrow?


—
If you’re a lawyer wanting to simplify your financial world before the new year hits, let’s connect for a Virtual Coffee.

No pitch. No pressure. Just clarity.

Helping entrepreneurs build a business that maximizes their Return on Life. | ADHD is my superpower | Bestselling Author | Keynote Speaker | DM “COACH” if you’re ready to scale.

Lamont Wealth Strategies

The Wealthy Lawyer Podcast

Most lawyers don’t fear money…
They fear not doing it right.

I see it all the time.
That quiet moment when a lawyer stops mid-sentence, looks down for a second, and finally says:

“I make good money…
but I don’t actually know where it all goes.”

And here’s the part no one tells you:

• It’s rarely overspending.
• It’s rarely a discipline issue.
• It’s almost never “not caring.”

It’s the uncertainty.

The sense that you’re one step ahead in your career…
but half a step behind in saving and building.

The uncomfortable feeling that no one ever taught you how to manage money at this level…
and somehow you’re still expected to “just know.”

But here’s the truth:

Clarity doesn’t come from making more.
It comes from understanding the flow of what you already have.

Because almost every lawyer I work with has a similar pattern:

About 10% of their income goes unaccounted for.
Not stolen.
Not wasted.
Just… drifting.

A few quiet upgrades.
Some convenience purchases.
A busy month where “I’ll check it later” turns into later never happening…

And — POOF — and it’s gone!

So we walk through cash flow together.
We find the leaks.

Then we give that money a job going forward,
so it starts working as hard for you as you did for it.

And once that starts to click?

• Stress drops
• Confidence rises
• Life finally feels a little less chaotic

That’s when money finally feels like an ally…
not another pressure.


👉 Where does money feel the most unclear for you right now?
(I ask because your answer helps me shape posts that actually help.)

And if you’d rather sort this out with a guide, you can book a virtual coffee anytime through the“Become a Wealthy Lawyer” link in my profile.

You think everything is fine…
until life proves you wrong.

A few years ago, I sat across from a lawyer who’d been blindsided.

Brilliant woman.
Mother of two.
Partnership-track.
Income only going higher.

But her world changed overnight…
and what hit her hardest wasn’t the diagnosis.

It was the realization that nothing she had in place was actually built to fully protect her family.

Here’s what we found:
• Group disability that barely covered the mortgage
• Life insurance worth maybe two years of income
• No critical illness coverage
• A lifestyle built on today’s income… with no backup plan for tomorrow

And I’ll never forget when she looked up and said:

“I just assumed I’d get to it later.”

That sentence has stayed with me for years.

Because the truth is, most lawyers aren’t reckless…
they’re overwhelmed.

They’re building careers, raising kids, keeping the lights on…
and trusting that whatever they set up ten years ago is probably good enough.

Until it isn’t.

And when that day comes, the reaction is almost always the same:

A sigh.
A shake of the head.
And a quiet, painful…
“Why didn’t I look at this sooner?”

It wasn’t a massive mistake.
It was a 1% blind spot.
The kind that hides in plain sight until life forces it into focus.

Tomorrow’s first 1% Shift for Lawyers is exactly about this:

Why income protection comes first…
not tenth.
Why the foundation matters more than the shiny stuff.
Why one small adjustment can protect everything you’re working so hard to build.

More tomorrow.


💭 Do you know someone who’s had a heart attack, been diagnosed with cancer, or had something else pull them out of work unexpectedly?


☕ If you want to make sure your safety net is actually a net, let’s grab a Virtual Coffee.

What do you really get out of being on LinkedIn, anyway?

That was the question a friend threw at me recently.

Before I could even answer, they followed up with:
"Has it actually been good for business?"

I didn't realize the chat was turning into an interview.

Well… yes. I've met clients here. I've built partnerships here.

But truthfully? That's not the best part.

Connection. That's been the real win.

And I don't just mean clicking the "Connect" button.

I mean real conversations.
Shared experiences.
People I've never met in person who genuinely cheer me on...
and vice versa.

The best clients I work with?
They didn't come from a cold call or a sales pitch.
They came from conversations—real ones—where we connected first as people, then as professionals.

Recently, I had the chance to turn a couple of those online connections into real-life ones.

First was Patti Macdonald, founder of Fit Law LLP , who stopped in from Edmonton on her way to an east coast event.

Having spoken over Zoom and in the comments, sitting down in person felt like catching up with an old friend. We talked about life, LinkedIn, and building professional service businesses—great ideas, lots of laughs, and plenty of energy.

Then, during my trip to Austin for F1, I met Jess Sargus for coffee.

A lawyer turned MMA fighter turned business owner, Jess is a high-performance evangelist and keynote speaker who helps others unlock their inner badass. She also hosts The Legal Athlete  Podcast, where she bridges law, mindset, and performance.

We swapped stories about growth, balance, and how to get beyond your own self-doubt—with her sidekick, Paul Newman, joining us too.

Jess reminded me that high performance isn't about doing more—it's about getting clear on what matters. That hit different when you're building a business and trying to serve clients well.

Two incredible women I have the utmost respect for and am excited to call friends.

My only regret?
We forgot pictures.
But honestly, the best conversations don't need documentation…
they just need to happen again.

So as you scroll through here, remember...
behind every profile photo is a real person...
with a story worth hearing.

That's what makes LinkedIn special.

It's not just business. It's belonging.


💭 When was the last time you turned a LinkedIn connection into a real-world friendship? Tag them so we can all connect.


📸 here's Paul Newman… not quite as into the idea of LinkedIn coffee meetups... especially the ones that go long.

#KindnessAndDecency | Fit Law LLP | Founder | Changemaker | Leader | Innovator | Lawyer & Agent - Commercial Lending and Real Estate

Fit Law LLP

Self-Leadership & High-Performance Evangelist | Keynote Speaker | Certified Mental Performance Mastery Coach | Author of Fierce Agency™ (2026) | Ivy League-trained Lawyer, Undefeated MMA Fighter & Neuroscience Ninja

The Legal Athlete

Black Friday isn’t the danger…
Starting 2026 already behind — that’s the danger.

Every year, I see the same pattern:

Smart, thoughtful people walk into the holidays feeling excited and organized…
and walk into January shocked and already behind.

You worked all year to get ahead.
Don’t let one month quietly set you back.

Not because you’re reckless.
Not because you’re careless.

But because December is the one month where overspending feels “special,” “exceptional,” or “worth it.”

Until Blue Monday hits…
and that credit card bill shows up.

Don’t let the excitement of December’s gift-buying become January’s headache when you open that statement.

Because here’s what holiday overspending silently sabotages:

For most lawyers:
• Savings targets
• Debt repayment rhythm
• Investment contributions

For partners, it derails all of that plus:
• Corporate withdrawal strategy...
and with it, tax planning windows

So today, I encourage every client to do the same thing:

Before you buy anything, decide the number you won’t go past.
That top-line budget is the guardrail that protects next year’s goals.

A few simple rules help:

1. Set the ceiling first.
If you don’t pick the number, December will.

2. Use a spending calendar.
We overspend when all the decisions pile up at once — spread them out.

3. Stick to the list.
If it wasn’t on the list yesterday, it’s not suddenly a “deal.”

4. Decide what you’re not doing this year.
Impulse buys.
“Just in case” gifts.
Last-minute panic shopping.

The holidays feel better when the money part is calm.

You get to enjoy your people…
without waking up from this holiday shopping season with a full-blown January spending hangover.


Quick holiday question:
👉 Re-gifting — yes or no?
(Honesty encouraged. Judgement-free zone.)


────
I’m Jeffery, the advisor who wants to help you stay generous… and financially sane.

If you want help making sure 2025’s holiday spending doesn’t blow up your 2026 plan, let’s have a Virtual Coffee Chat.

📩 Send me a message or grab a spot through the link on my profile.

What’s old is new again.

For years, I had the print Globe & Mail delivered to the house.

Then someone convinced me to “go digital — it’s easier.”

Sure…
Great to have it on my iPad when I'm traveling and don't want to deal with carrying the paper...
but there was one problem:

No puzzles.

And as silly as it might sound, I missed my morning Sudoku and KenKen...
the quiet ritual that gets my brain firing before the day gets loud.

Sure, I was doing them on my iPad... sometimes, bit it just wasn't the same.

I prefer doing them pen in hand.

So this weekend, I went old school and restarted my print subscription.

Today was my first day back.

So, at 5:37am, I went downstairs...
got the paper off the porch...
made an iced coffee (still pretending it’s warm out)...
read through the Business section…
then hit my two favourite puzzles.
(Don’t @ me — crosswords and I have never gotten along.)

Why bring back something so simple?

Because it sharpens me.
It grounds me.
And it eases me into the morning just enough to think clearly before I jump into LinkedIn, and the client calls and problem-solving of the day.

I was a little rusty with them, but it felt good.
It felt familiar...
in a good way...
and as a reminder that sometimes the smallest rituals are all we need to get the day going right.


👉 What’s the thing you do every morning that gets you going?

It’s become almost cliché to talk about ‘1% improvements'...
but what the f*ck does that even mean?

Sure, “Get 1% better” sounds great…
but without direction?
It’s just another Instagram quote that disappears by Monday morning.

So for the next 5 weeks, I’m going to give you:

Small, clear, lawyer-focused shifts you can use immediately.

Shifts that will...
• Create clarity
• Lower financial stress
• Make decisions easier

One new shift every Tuesday.
One tiny action you can take that same day.

Nothing technical.
Nothing overwhelming.
Just the next right move.

See you Tuesday.
Let’s get after it.


💭 It’s Sunday night... how do you get ready for a killer week?


────
I’m Jeffery, the advisor who helps lawyers build financial clarity one small shift at a time.

☕ Want a head start?  Find the "Become a Wealthy Lawyer" link in my profile and let's talk.

Spend 30 minutes a week setting goals with your partner...
and you'll never argue about money surprises.

Talk. Plan. Align.

Next year?
Grow together.

JP Albano

"So Rich You Can Quit" book  is out now on Amazon!

Author

Host of So Rich You Can Quit video podcast show.

Host

Significan LC

Co-Host of the Significan Lifestyle Communities Real Estate Video Podcast show.

Principal of Significan Lifestyles Communities, who specialize in apartment real estate investments.

Principal

Cambridge Computer Services

As a Sr. Relationship Manager, I manage senior relationships. I essentially perform the same duties as I did before as a Systems Consultant, but with a more distinguished title.

Senior Relationship Manager

As a Systems Consultant (Technical Account Manager / Resource Broker) I work as both a Account Executive and a Pre-sales Engineering resource for my customers. Positioned as such for customers, I am able to have both technical and business discussions with them.

Systems Consultant

Provided pre-sales engineering support to customers. Manage a number of accounts as an account executive in a sales capacity.

Solutions Architect

Exanet

Responsible for product support / integration of ExaStore clustered NAS units as well as engaging in pre-sales cycles in my region. Run performance benchmarks and system tests for throughput and I/O. Prepare technical documents, Visio diagrams and comparison papers. Act as a technical account manager, providing product and customer support. 

In addition to my regular duties, I work in a pre-sales role supporting the Director of Sales in my territory.

Technical Consultant / Pre-Sales Engineer

Zumasys

At Zumasys I have had the opportunity to perform numerous VMware 3.5 virtualization installations, connected to HP EVA, MSA and Network Appliance SANs. In addition to VMware installs, I perform Citrix Presentation Server 4.0 and 4.5 installations for clients of all sizes. I also provide technical support and project management for those installs.

Performed numerous Exchange 2003 to 2007 installs as well as many Active Directory system upgrades.

Senior Systems Engineer

VPSI

Technical point of contact for the PMW 160 program office. Co-ordinate resolutions to various software related issues.

Sr. IT Specialist

IAG Research

Designed Citrix envirornment, planned helpdesk system, including hiring helpdesk staff. Provided system support.

Systems Administrator (Sr. Role)

Gaming Laboratories International

IT Systems Engineer (Senior)

Involved in cross-country 2500+ user Win2K rollout including quality assurance testing, system ghosting and migrating mailboxes and settings from Notes to MS Exchange 2k.

SSR-Technician

PC Magazine Labs

Benchmarked and inventoried computer systems that were featured in a holiday shoot-out.

Technician

Helping B2B Tech Sales AE's earn passive income while saving taxes by investing in real estate. From $220MM in tech sales to 700 apartment units. Soon to be best-selling author.

Tech Sellers looking to:

☑️ Lower your tax burden
☑️ Escape tech sales burn-out
☑️ Create a sales "escape plan"
☑️ Generate passive income through low risk hands-off real estate investing

My Story: 

Having sold $220M as an Enterprise Account Exec., I was making a ton of money but I was getting killed on taxes and sales just became a transactional flywheel. 

I had to keep selling, selling, selling to keep my head above water.

I finally realized that Tech Sales was really a vehicle to creating wealth by combining it with real estate investing where I can start to put my money to work for me, so I don't have to keep working for my money.

Benefits:

1️⃣ Diversify your W2 sales income (insulate yourself from job loss or market shifts)
2️⃣ Save on taxes (bigger/better write-offs! Save a ton on taxes & earn a return)
3️⃣ Low risk, hands off passive investments (no 2nd job of dealing with tenants / toilets)
4️⃣ Put your cash in the bank to work for you (like the wealthy do)

What we offer:

  ---  Our invitation only investment club helps Tech Sellers to quickly learn how to invest passively in apartment real estate deals that we screen and vet for you, saving you hundreds of hours.

My Real Estate Background and Record

🏦 Sometime in 2017 thanks to a desire to create passive income, I discovered multifamily real estate investing and fell in love.

👛 I put together my first deal with a group of friends in 2019, a 28-unit in Houston, TX.

We put our second deal together, a 12-unit, in Austell, GA.

Our 3rd, a 56-unit in Atlanta, GA, followed by a 96-unit in Augusta, GA.

Our 5th deal, our largest, a 278-unit in Shaker Heights OH came together during COVID, our most difficult to pull off, but had so much untapped potential.

🏧 We exited three deals of our deals and achieved the following returns for our investors;

  ---  28-Unit - 1.83x Equity Multiple and 57.79% Avg. Annual Return 💰 
  ---  96-unit - 2.86x Equity Multiple and 17.49% Avg. Annual Return 💰💰 
  ---  56-unit - 3.27x Equity Multiple and 103% Avg. Annual Return    💰💰💰

John-Paul Albano

Lately I’ve noticed something about myself.
I tell myself I don’t have time to sit down and really look at my finances.
 
And technically, that’s true.
 
When you’re in sales, your entire day is one long stream of decisions -
Which deal to prioritize.
Which client to chase.
Which lead to let go.
Even lunch feels like a strategic call.
 
By the time the day ends, you’ve made hundreds of micro-decisions.
And the thought of one more - especially something like “review my finances” - feels heavy.
So you skip it.
 
You tell yourself it’s not urgent.
You’ll get to it “when things slow down.”
But they never really do, do they?
 
It’s easier to just spend and move on.
Buy the thing. Cover the bill. Keep the motion going.
 
But here’s the part I’ve been avoiding:
Every time I say “I don’t have time” to manage my money,
it quietly costs me more than I realize.
 
Tiny leaks. Missed opportunities.
That low-grade stress humming in the background —
the kind that doesn’t stop you from performing,
but quietly chips away at your peace.
 
Ignoring it doesn’t save time.
It steals it.
 
That’s the truth I’ve been sitting with lately.
 
Because for people like us - high performers, always on salespeople, always moving -
it’s easy to confuse momentum with clarity.
But momentum without clarity is just motion.
And motion burns energy fast.
 
I’m trying to slow down long enough to make decisions that give me back my time - not take more of it.
 
This photo pretty much sums up what I’m aiming for - fewer rushed moments, more time where life actually feels full for the right reasons.
 
Anyone else feel like this too?
How do you handle it when life already feels too full?

Helping high earning sellers make money and B2B enterprises save money.

I found something recently that made me laugh and cringe at the same time.
 
A $29 monthly subscription that’s been quietly running for four years.
That’s almost $1,400 gone -
on something I don’t even use.
 
When I saw it, I felt two things at once:
embarrassed that it slipped through the cracks,
and relieved that I finally caught it.
 
It’s wild how easy it is to miss these things.
One tiny charge. Buried in the noise.
And month after month, it quietly drains money, attention, and energy.
 
What hit me most wasn’t the $29.
It was realizing how easy it is to drift financially when you’re not paying attention.
 
Because most of us aren’t careless -
we’re just busy.
 
But busy gets expensive.
 
Even for high earning sellers, it’s rarely the big losses that sting.
It’s the small, invisible ones that slip past while everything’s moving too fast.
 
Anyone else ever find one of those “how long has that been charging me?” surprises?
 
Drop yours below...no judgment. (Here's mine)

I used to think my problems were huge… until I looked around.

It’s easy to get caught in the grind.
Missed quotas. Tough quarters. Deals that stall out.
All of it can feel overwhelming in the moment.

But this Thanksgiving, I’m seeing things through a different lens.

I’m grateful for a happy, healthy family.

I’m thankful that the problems I face are small in the grand scheme of things.

And I deeply appreciate the people I work with: customers, partners, and investors. People who show up every day with integrity and grit.

Gratitude doesn’t make the stress disappear…
But it does remind me what actually matters.

Health.
People.
Perspective.

This week, I’m choosing to see the good and be present for it.

What are you grateful for this year?

Drop it below, I’d love to hear what’s been meaningful for you.

I was standing in the kitchen the other night, handing out slices of pizza to my kids, when it hit me:
it’s funny how easy it is to feed everyone else first.
 
That same pattern had quietly crept into my finances too.
 
I re-learned something I thought I’d already mastered years ago:
Pay yourself first.
 
It’s one of those principles you hear early on - set aside at least 10% of your income before anything else.
I used to do that religiously.
 
Then I started making more money.
And somewhere along the way, I convinced myself I didn’t need to be as disciplined about it.
That I’d always have enough coming in.
 
So I let it slide.
And for a while, it didn’t seem to matter.
Bills were paid, life was comfortable, and everything looked fine from the outside.
 
Then one day I woke up with this nagging feeling:
I should be farther along than I am.
 
Not in a self-critical way, just an honest realization that the numbers didn’t reflect the effort.
And when I started digging in, I saw why.
 
I wasn’t paying myself first anymore.
I was paying everyone else first.
Living on what was left.
 
That was the moment it hit me: I’d drifted from the fundamentals.
Not because I didn’t know better, but because I got comfortable.
Comfort hides leaks.
 
So I brought it back.
10%, automatically, the second money comes in.
No waiting. No “I’ll catch up next month.”
 
And it’s amazing how much that one simple rule changes things.
It’s not just about saving money - it’s about reclaiming ownership.
 
It’s the difference between working for your money and having your money work for you.
 
Paying yourself first doesn’t just build wealth.
It builds stability, confidence, and direction.
It reminds you that you’re not just earning - you’re building.

Something small happened last week that stuck with me.
 
I found a $12 charge buried in my statements.
Nothing major, but it made me realize how fast small leaks erode big goals.
 
Every salesperson I know focuses on the next deal, not the dollars that quietly slip through.
We lose more to distraction than to bad decisions.
 
It’s not about the money.
It’s about attention.

How to get financially clear in 15 minutes a week (no spreadsheets required):
 
I used to treat managing my money like a major project.
Hours of spreadsheets, statements, and guilt.
 
So I avoided it.
For years.
 
Then I tried something different, a 15-minute Friday check-in.
 
One short ritual:
• What came in
• What went out
• One thing to cancel, fix, or automate
 
That’s it.
 
Fifteen minutes of attention has done more for my finances
than years of “I’ll deal with it later.”
 
Turns out, feeding pigs and managing money have a lot in common.
You can’t ignore either one for too long - both get messy fast.
 
Because the problem was never discipline - it was awareness.
 
It’s crazy how much stress disappears once you know what’s happening with your money.
 
High performers don’t need more systems - they need sharper visibility.
 
Anyone else have a quick ritual that keeps your money clean and calm?
 
How do you stay on top of it without letting it take over your life?

You don’t rise to your quota - you fall to your systems.
 
Top sellers don’t fail because they can’t sell.
They fail because their personal finances have zero process.
 
If your commissions disappear faster than your pipeline refills, it’s not about income.
It’s about infrastructure.

I opened my subscription list expecting a few familiar charges.

Instead… I found a small village of monthly bills quietly living their best life with my money.

That was my wake-up call.

So I’m starting a weekly accountability pod - nothing intense, just a simple habit of checking in, canceling what no longer serves, and getting clearer every week.

If you want to walk this journey with me, drop a comment.

Clarity hits different when you don’t do it alone.

Looking for honest opinions - what’s your favorite personal finance or budgeting app?
 
I’ve been doing my weekly 15-minute money check-ins manually for a while now.
It works, but I keep wondering if there’s a tool that could make it smoother.
 
Something that:
• Syncs easily with multiple accounts
• Tracks spending without becoming another full-time job
• Doesn’t guilt-trip you every time you grab coffee
 
The other day, I was talking with a guy in the Publix parking lot — total stranger, standing next to his Porsche, both of us laughing about how many different apps we’d tried to “simplify” our finances.
 
We agreed on one thing: the tools are great, but you still have to show up for them.
 
I’ve tried a few myself (YNAB, Monarch, Copilot), but I’m curious what’s actually working for real people right now.
 
If you’re using something you genuinely like - or ditched something that didn’t work - I’d love to hear it.
Bonus points if it’s simple enough to actually stick with.
 
How are you managing your money these days?
Which tool has earned a permanent spot in your routine?

Yesterday I found that forgotten $29 subscription.

But here’s the part that stuck with me today:

It wasn’t a $29 mistake -
it was a ‘not paying attention’ habit.

And that habit shows up everywhere:

Auto renewals we never question
Fees we assume are “normal”
Purchases we barely remember making
Money we mean to save… someday

Most people don’t overspend because they’re reckless.
They overspend because their spending runs on autopilot.

And autopilot is convenient…
…but it’s also expensive.

Today I took 10 minutes to look through three things:
- Subscriptions
- Card statements
- Apps linked to billing

It wasn’t complicated.
It wasn’t extreme.
But it made me feel more in control than lowering expenses ever has.

It’s wild how just looking creates clarity.

No shame. No panic. Just awareness.
And awareness is where financial confidence starts.

So now I’m curious…

What’s ONE small area of your money you haven’t looked at in a while?

Not to fix it.
Just to notice it.

I looked at the calendar today and laughed a little.
November 21st already.
Another year that somehow felt fast and slow at the same time.

And then the familiar thought hit me:
“Did I actually keep anything I worked for this year… or did I just run revenue for the IRS?”

It’s weird being a high earning seller.
People assume money is the reward.
But the truth is, money isn’t the reward if you don’t keep any of it.

You grind, you close, you stack commissions…
and then December arrives and your take-home feels like the punchline of a joke you didn’t know you were in.

Nobody warns you that high income can feel like low value
when half of it disappears before you ever touch it.

At some point you realize the problem isn’t your effort.
It’s the operating model.

High earning sellers don’t need to make more.
They need to stop bleeding value into a system that punishes them for being good at what they do.

I had to learn that wealth isn’t built in the income…
it’s built in what you’re allowed to keep.

If this hits you the same way it hits me every November…
DM me “QUIT.”
I’ll send you the idea from my book that finally stopped me from giving half my year away.

Most salespeople think budgeting means restriction.
The truth is, it creates direction.
 
A budget doesn’t kill your freedom. It funds it.
 
Every commission dollar you don’t assign gets lost between Costco runs, client dinners, and “I’ll invest it later.”
And when you stop paying attention, your income starts running you.
 
Structure isn’t punishment, it’s leverage.
 
You can’t feel free if you’re constantly wondering where your commission went.
Freedom only comes from clarity.

Lately I’ve realized something -
growth in business isn’t just about what we sell,
it’s about how we reinvest what we earn.

This morning feels different.
I’m prepping for something new - my sponsor call with our investors.
It’s a chance for them to ask questions, understand the deal in depth,
and see what it really means to become a passive investor.

What makes this exciting is how many people have been asking for it.
There’s a real hunger to not just work for money - but have money work for you.

We can’t disclose too much about the deal here,
but on the call, we’ll be breaking down how investors are positioned
to earn around $666 per month - without taking on active risk.

It’s been a high-demand conversation
and for me, it’s a reminder that clarity attracts opportunity.

If you’re someone who’s been building income through sales
and now want to step into earning passively,

DM me. Let’s talk about how you can join future calls like this
and start investing where your time grows, not just your effort.

How many subscriptions do you think you’re paying for right now that you don’t use?
 
I did a small “subscription audit” recently, and it was equal parts humbling and hilarious.
 
A couple $9.99s here.
A $29 trial I forgot to cancel.
One that’s been quietly charging me since 2021.
 
None of them big on their own, but together… let’s just say it added up fast.
 
It made me realize how easy it is to lose track when life’s moving quickly.
Tiny, invisible leaks.
Nothing urgent enough to notice, until you finally look.
 
I’ve started checking mine quarterly now.
Fifteen minutes, once a season.
Just to clean house a little.
 
Curious how others handle this.
Do you track subscriptions manually, use an app, or just let your card statements tell the story?
 
What’s the funniest or most painful “wait, I’m still paying for that?” moment you’ve had?

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Jeffery M. Lamont

John-Paul Albano

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The Battle

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John-Paul Albano

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Performance Score.css-goub6s{font-size:var(--chakra-fontSizes-md);font-weight:500;color:var(--chakra-colors-gray-600);display:block;margin-top:var(--chakra-space-1);}Jeffery M. Lamont's LinkedIn Performance

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