Prudential Assurance Company Singapore

Financial Services Director

Jaslyn Ng representing Prudential Assurance Company Singapore (Pte) Ltd 
Reg. No. 199002477Z

Senior Financial Services Manager

Financial Services Manager

Associate Financial Services Manager

Preferred Financial Consultant of Prudential Corporate Staff | Award-Winning Financial Consultant| Court of the Table (COT)| Keynote Speaker

Career Highlights:
- Provide sound and valuable financial planning to clients, including Individuals from various levels including C-suite Executives, Business Owners, and Families. 
- Awarded 3 times Million Dollar Round Tables (2018 / 2019 / 2020)
- One of the top Financial Consultants in 2018 for Protection plans & Wealth Accumulation Plans Financial Consultant
- Invited as Dedicated Keynote Speaker for several Prudential events namely, 
      Prudential Aspiring StarClub Panel Speaker to fellow Financial Consultants (Jun'18)
      Prudential Client Seminar "Cancel on Cancer" to Public Audience (Jun'18)
      Prudential Mega Recruitment Event Game to Public Audience (Mar'18)
      Prudential New Financial Consultants Sharing (Aug'17, Oct'17, Jan'18, May'18)
      Prudential Inaugural Breakfast Event New Financial Sharing (Aug'17)

Senior Financial Consultant

Transforming People's Lives through Comprehensive Life Planning to Protect them and Loved Ones

Back in July 2017, I did a major career switch to leave my comfort zone of Corporate HR which I had been operating in the past 11 years to join the Insurance Industry due to various reasons but primarily to achieve optimal balance in life and be a good working mother to my two young kids.

Within 1st month of joining, I had achieved multiple Top Sales Awards and was invited to speak to 300 new Financial Consultants.

Financial Consultant

Institute for Human Resource Professionals (IHRP)

I am extremely proud and honoured to be conferred the prestigious “Certified IHRP - Senior Professional” title through a Singapore nationwide HR examinations that involve understanding Singapre HR legislations & knowledge as well as demonstrations of HR Competencies.

Though I am now in a different industry, I see it even more pertinent to proactively engage myself in HR skill sets because Human Capital development is the pinnacle to every organisation’s success. This is a set of foundational skills which should be imparted to all Managers and Leaders so that we continue to develop a sustainable pipeline of talents in the community we work in.

Certified IHRP-Senior Professional

Archroma

Double-Hat as Head of Total Rewards and Global Head of Mobility
Managed Total Rewards and collaborated with 9 Asia Country HR Heads including Singapore, Indonesia, Thailand, Hong Kong, China, Vietnam, India, Bangladesh, Pakistan to strategise and implement key initiatives
Responsible for Planning, Strategising, and Implementation of Global General Incentive Plan for worldwide employees
Responsible for Global Mobility for international expatriation and transfers which include designing compensation packages, benefits and establishing Mobility Guidelines
Designed and implemented Flexible Benefits for Singapore employees

Regional Head of Total Rewards Asia

FMC Technologies

Key member of the Global Compensation Council responsible for HR Transformation projects including Global Job Structure/Levelling and Global Business Services implementation:

Responsible for the strategic design, planning and implementation of Compensation & Benefits programmes in APME, including Singapore, Malaysia, Australia, China, Indonesia, India and Middle East countries with a headcount of 2200.

Regional Compensation & Benefits Lead

International Rectifier

Asia C&B Lead who is responsible for the Region compensation & benefits programs and practices that impact employees in 7 countries with a headcount of 400. 
- Identifies areas for improvement and contribute to the development of C&B strategy
- Accountable for impact analysis of compensation and benefits and HR initiatives
- Manages benefits delivery including partnering with vendors and selection of vendors
- Obtain buy-in from and communicate with senior managers to deliver guidance and desired results for compensation and benefits programs.
- Experience in various survey methodologies including Radford, Towers Watson, Mercer & HRBS in conducting job evaluations / market analysis using established processes and provide detailed compensation recommendations covering pay adjustments, promotions, bonuses
- Manage the full cycle of annual salary review and quarterly incentive payouts
- Project Lead in HRIS outsourcing and streamlining of HR processes for Asia

Regional Compensation & Benefits Manager

Du Pont Company (Singapore) Pte Ltd

Singapore C&B Lead in development and implementation of Compensation & Benefits initiatives for country office and 2 plant sites with a headcount of 420, reporting directly to Country HR Manager

- Manage full cycle of annual salary and bonus review payouts
- Evaluate and market prices all executive jobs based on analysis to recommend appropriate job grade and compensation packages for new hires, promotions & salary adjustments
- Support M&A integration activities such as Benefits Harmonisation
- Participate in survey and conduct analyses to make appropriate recommendations to Country HR Manager

Compensation & Benefits Analyst

The Coca-Cola Company

Singapore C&B Lead in development and implementation of Compensation & Benefits initiatives for Singapore Bottling plant with a headcount of 690 employees.

Compensation & Benefits Executive

Sodexo Asia Pacific Pte Ltd

C&B/HR Generalist individual contributor supporting regional operations for 2 business entities (Sodexo Asia Pacific and Sodexo Facilities Management Services) in the Asia Pacific zone

Regional Compensation & Benefits Executive

DHL Logistics Asia Pacific

Support VP C&B in development and implementation of compensation & benefits solutions in Asia Pacific region

Regional Compensation & Benefits Analyst

I am a corporate rebel. And with a mission you’ll not think of.

7 years ago, I left a $250K per annum salary package as a Global HR Director to seek that optimal balance which I yearned for - Financial and Time Autonomy.

Today I proudly stand at the apex, recognised with the prestigious Top of the Table (TOT) Qualification, representing the top 0.5% of all financial consultants worldwide. 

Serving more than 700 clients, amongst them are over 400 senior corporate leaders, including CEOs, Chief Officers, Managing Directors, and Senior Vice Presidents. 

As perhaps the sole top Financial Consultant in Singapore specialising in catering to CEOs, I have an unparallelled level of expertise and an execellent track record, with a 100% satisfaction rate from them. 

“The biggest win working with Jaslyn is planning for a long term sustainable growth and not short term hits. Jaslyn is easy to work with and able to put the building blocks in simple terms and she is deeply focused on my goals rather than just selling a product.”

Jeyakumar Janakaraj, CEO, Adani Global.

Leveraging my background as an Ex-Global HR Leader, I combine strong quantitative skills in Compensation & Benefits with an empathetic consulting approach, fostering reassurance and confidence among my clients.

Drawing from my extensive experience with industry giants like DHL, Coca-Cola, and FMC Technologies, I bring a global outlook to financial advisory, enriching my clients' perspectives and strategies.

Setting myself apart from conventional financial consultants, I adhere to a distinct 3-Step PURE Approach:

1. Proactive Listening
2. Understanding
3. Recommendation
4. Evaluation

Recognising that financial planning is not one-size-fits-all, I provide customised solutions across various domains, including:

🚨 Wealth Protection
💹 Wealth Accumulation
💵 Wealth Management
🏦 Wealth Preservation
🧧 Wealth Distribution

Today I am a highly sought-after speaker. Till date I have spoken on more than 70 occasions on my advisory practice, on international and local platforms. 

A crowning achievement was delivering a keynote address at the MDRT Global Conference in 2023, addressing an audience of over 7,500 industry peers who are the creme de la creme of my space. 

Driven by a profound mission, I aspire to foster greater financial awareness and empower individuals to lead fulfilling lives and retire with dignity. 

Jaslyn Ng
representing Prudential Assurance Company Singapore 
1280/27Nov23
http://www.prudential.com.sg/FC-info

Jaslyn Ng Asia Insurance Agent of the Year Ex-HR Global Leader, Top of the Table Qualifier

Absolute honour to speak at this panel yesterday at Raffles Hospital. 

I was reminded again healthcare is an inter-connected ecosystem. 

We had Dr Sarah Lu representing medical specialists. She’s a top breast surgeon! 

Dr Sidharth Kachroo, who is our Chief Health Officer representing Prudential Assurance Company Singapore  

With Yasminne Cheng moderating the panel in her charismatic charm and humour. 

And I represented what I know best:

The real voices, fears and questions of everyday clients. 

And I shared one key insight:

People don’t delay healthcare because they’re careless.

They delay because they’re uncertain.

When something happens: 

When there is a diagnosis or severe medical condition, clients would reach out immediately:

“Jas, am I covered?

Private or public?

Single bed or 4-bed?

Will this affect my future premiums?

Which policy (shield plan or company coverage) do I claim from first?”

Behind every question is the same fear:

“I don’t want to make the wrong move.”

That’s where the role of Financial Representive becomes critical.

1️⃣ Premium Sustainability is Key. 

Adequate protection isn’t enough. 

Underpinning the peace of mind is premium sustainability.

Hospital shield plan premiums rise with age, regardless whether there’s a claim.

So I help clients plan long-term:

Conduct proper cashflow analysis. 

Understand family history. 

And whether private coverage fits their future, not just their present.

Some people misunderstand about private health. 

They think it’s luxury. 

But buying private health care is simply buying flexibility and options when you need it the most at life’s lowest. 

2️⃣ Clients don’t want jargon. They want clarity.

I simplify everything in what I say to clients. 

Underwriting → Go through a list of questionnaire and declare Yes/No. Follow up checks if needed.

Claims → Step-by-step guidance on which plan pays first.

Benefits → How it fits into clients’ real life scenarios, not just using technical terms.

Fear delays care.

Clarity reduces fear.

3️⃣ Buying is the first half.

Claims support is the second half and the hardest.

My clients know I’m always reachable.

Even if I’m in an appointment, I acknowledge, update, and guide.

Because nothing erodes trust faster than an MIA agent.

Sitting on this panel reinforced something I’ve believed for years:

Doctors treat.

Insurers innovate.

But financial consultants are the ones who connect every moving part, translate the complexity and give the quiet confidence to clients to act early. 

That’s the real value of our work. 

Thank you Prudential Assurance Company Singapore Raffles Hospital Singapura for this opportunity!  

#Panel #Speaker #TopFinancialConsultant

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Jaslyn Ng Asia Insurance Agent of the Year

LinkedIn Top Voice | “THE Go-To” Financial Consultant of CXOs CEOs and Senior Corporate Leaders

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𝐎𝐮𝐫 𝟓𝐭𝐡 𝐌𝐮𝐥𝐭𝐢-𝐌𝐢𝐥𝐥𝐢𝐨𝐧 𝐃𝐨𝐥𝐥𝐚𝐫 𝐀𝐠𝐞𝐧𝐜𝐲 𝐓𝐢𝐭𝐥𝐞

This is our 5th year achieving this most highest accolade as a team
"Multi-Million Dollar Agency" (MMDA) award.

Before year 2025 ended, that goes to show how hard our small yet elite team has worked. 

But this year hits my team and I deep.

Two weeks ago, our team member Adrian Toh, underwent major surgery to remove a 10.5cm cancer tumour due to cancer relapse.

Adrian had been diagnosed with non small cell lung cancer few years ago. 

Just when things were looking well and happily in remission, his cancer relapsed. 

This time with super aggressive cancer cells attacking him. 

Today happens to be his first day of chemotherapy.

During this period of illness, Adrian did not stop. 

He continued to meet his clients while he was at his weakest.

Adrian submitted mostly protection plans.

I know it's not for numbers, but because he truly cares.

It's precisely Adrian himself has lived through his cancer (twice) and benefited from the protection coverage.

That's why he was willing to use his own experience to influence people around him to get the adequate protection. 

Adrian was also the final case that sealed our MMDA title this year.

Many teams achieve only with teams double our size. 

We may be 0.5x in size. 

We run 2x as productively. 

We own 3x the purpose to do the right things. 

2025 has been our most productive and most meaningful year.

📌 245 lives protected

📌 425 cases incepted

And here’s something I have to shout out to thank my team.

While the team was delivering these results, I was also contributing heavily to the wider industry:

📌 22 keynote presentations and panel sessions

📌 13,000+ audiences across Asia and the US.
The audience range  from public attendees seeking financial literacy to more than 10,000 industry practitioners

I share this not for bragging rights but to make one point very clear:

I’m not always around because I have got bigger responsibilities to uplift the profession.

Yet my entire team self-runs, stays disciplined, and always does what’s right for clients.

That, to me, is the real mark of a strong agency.

To my team:

Thank you for your independence, integrity, and the way you always put clients first. Even when I’m travelling, speaking, or serving abroad.

To our clients:

Thank you for trusting us, referring us, and growing with us through the years.
Your confidence fuels our purpose.

To Adrian:

Your courage is the quiet heartbeat behind this year’s achievement.

You remind all of us why protection work matters & deeply.

Success isn’t measured only in awards.

To our team, success is measured in purpose, resilience, and the lives we protect together.

🔔 Follow Jaslyn Ng Asia Insurance Agent of the Year for more real stories and sharp financial insights.

Maybel Heng [Asia Employee Benefits Consultant of the Year] Adrian Toh Jasmine Hong Celeste Xu Jaylyn Ng Gui Ying Yating Mak

#MMDA #ThankYou

𝐓𝐡𝐞 𝐁𝐨𝐨𝐤 𝐓𝐡𝐚𝐭 𝐌𝐚𝐝𝐞 𝐌𝐞 𝐅𝐞𝐞𝐥 𝐋𝐢𝐤𝐞 𝐚 𝐂𝐄𝐎 𝐟𝐨𝐫 𝐭𝐡𝐞 𝐅𝐢𝐫𝐬𝐭 𝐓𝐢𝐦𝐞

Last night I was honoured to be invited to this “Optimal Leadership” book launch. 

The author was none other than Wilf Blackburn.  
 
It felt like watching someone I deeply respect open up the blueprint of his mind and his heart.

I went home, picked up the book, and started reading.

My usual practice was to skimp through. 

But this time, I was “sucked” in and read it word for word.

For the first time ever, I genuinely felt like I was sitting in a CEO’s chair. 

The First 100 Days chapter completely shifted how I view leadership.

You don’t wait six months to “observe.”

During the first 100 days, how do you conduct 1:1 interviews, understand their deepest motivations and know who are the right fit. 

The CEO role suddenly felt so real, understandable and humane.

Then there was one idea in the book that absolutely blew my mind:

➡️Hiring talent from outside the sector.

If they thrive, they bring in fresh ideas that disrupt the status quo.

If they don’t, they will likely exit the industry entirely instead of joining a competitor. 

It’s such a brilliant defensive strategy that only someone who has played on the global stage would think of.

And it reminded me of the Wilf I know personally.

Last night, he shared publicly the story of how he bought a plan from me when I was a 4th month rookie. 

During that time, I had just left my corporate HR role to start from scratch as a Financial Consultant. 

He shared as a CEO moving across countries and companies, he couldn’t possibly buy everywhere he went.

So he made a rule:

Whoever approached him first, he would buy from that person.

By sheer timing and courage, I happened to be the first.

He was describing to the rest how “smart” I was to make this bold move. 

But hearing him tell this story again brought back all the memories. 

Wilf opened the very first door for me into C-suite financial planning.

Maybe that’s why this book hit so deeply.

Because I don’t just see the CEO.

I see the human behind it all.

The boy who wanted to be a footballer.

The actuary who rose to become a CEO early in his career. 

Im sure it did not happen by chance, but by deliberate, strategic decisions and the right mentorship.

His humility is as striking as his intelligence.

And his leadership is as intentional as it is inspiring.

This book isn’t a memoir.

It’s a manual:

If you’re mid-career, read it.

If you’re stepping into bigger roles, read it.

If you’re already a CEO, you may want to read it twice.

Smart people learn from mistakes.

Wise people learn from others’ mistakes.

And this book lets you skip a few painful ones.

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#OptimalLeadership #BookLaunch #WilfBlackburn #TopOfMind #CEOFinancialConsultant

This morning at 5:30am, I entered the gym and picked the weights. 

It was not purely for fitness. 

It was about fear.

The quiet one that creeps up when life reminds you that none of us are invincible.

Recently I learned how fast we lose muscle after 40.

Then I looked at my dad’s health decline.

And a teammate around my age who just had a cancer relapse.

Suddenly the image in mirror and the number on the weighing scale did not matter. 

Only this thought hit me:

If I lose my health… 

I lose my freedom too…

That was the wake-up call.

This morning I went  back to my 5am life.

I’ve been going to bed earlier at 10pm.

Waking up before the world does. 

Rebuilding the discipline I used to own.

I contemplated signing up for a big gym package.

Then I stopped myself since I already have a yoga unlimited pass. 

My condo gym is already downstairs.

Then it dawned on me that the real membership I needed wasn’t a contract. 

It was just my own time commitment.

Today wasn’t a big workout.

It wasn’t impressive.

But it was mine. 

An accountability to myself. 

A promise to myself. 

I’m not waiting for a doctor, a diagnosis, or another reminder of mortality before I get my act together.

I just want to grow stronger again.

I just want to build back the muscles time quietly stole.

And keep the health that lets me live, work, love, and raise my kids with energy.

If you’re reading this and feeling that same little fear…

Maybe it’s your wake-up call too.

Your future self is begging you: 

Don’t wait. Start today.

♻️ Repost this if it reminded you what truly matters.

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✉️ DM me if you want financial clarity not just more policies.

𝐑𝐞𝐟𝐥𝐞𝐜𝐭𝐢𝐨𝐧𝐬 𝟐𝟎𝟐𝟓

As I'm sitting down in a cafe, waiting for my next appointment. 

I went into introspective mode. 

Looking back at the last 340 days, 2025 stretched me in ways I never imagined.

It pushed my time management to its limits. 

Optimising every single hour every day. 

It’s truly no joke being a 100% full-time financial consultant serving 700 clients while also leading a team that has now protected 500 lives.

This year, I had the privilege to fly across countries to share my journey with fellow practitioners.

I stood on more stages than ever and at the same time, faced personal storms I didn’t see coming.

My dad’s sudden medical condition tested our family’s limits.

A timely reminder to me again that nothing in life is guaranteed.

Not health.

Not stability.

Not the future we assume we will have. 

I watched people I care about fall ill.

I saw careers shift overnight.

Yet I also experienced wins I never dared to predict.

If I had to summarise 2025 in one sentence:

Life is fragile but we are all far stronger than we think.

Here’s what this year has taught me repeatedly.

We don’t have limitless time.

So stop procrastinating.

Go do that thing you’ve always wanted to do now.

Do not wait for the perfect time or when you're ready.

Health is the one thing every sick patient wishes they had.

Stop Making Regret A Habit. 

Clarity beats being “always busy,” every single time.

You don’t need to hustle for the sake of hustling.

Focus on the strategic few things that truly move the needle.

Resilience is simple - Let's all learn to be a baby again. 

Fall down, Stand up, Repeat.

I’m walking into 2026 with clearer priorities and tighter boundaries, plus a strategic mind.

We can all build a big life without burning out but only with clarity and intention.

Here’s to closing the year strong. 

And stepping into 2026 wiser, lighter and bolder (especially when it comes to saying NO).

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#Reflection #Instropection

𝐖𝐡𝐲 𝐄𝐚𝐫𝐧𝐢𝐧𝐠 $𝟖𝟖𝐊 𝐩𝐞𝐫 𝐦𝐨𝐧𝐭𝐡 𝐃𝐢𝐝𝐧’𝐭 𝐒𝐚𝐯𝐞 𝐇𝐢𝐦

And this could happen to anyone. 

Last week, an article caught my attention:

A bank director earning $88,828 every month ended up with only $13,000 in savings.

Not $130K. Not $1.3M.

But rather he only has cash savings of roughly 3 days of his monthly salary.

($88,000 / 22 work days = $4K per day). 

Before anyone judges, it isn't rare in Singapore, especially when we live in one of the highest cost of living cities in the world.

In my line of work, I have seen many high-income earners fall into this same brutal trap, quietly and consistently.

Here’s the part most people get wrong:

1️⃣ High income doesn’t protect you. Control does.

This man’s household monthly expenses hit $46,000.

The money didn’t vanish. 

It was intentionally spent on a top notch quality of lifestyle.

Holidays, allowances and lifestyle perks. 

Everything adds up when you stop counting.

2️⃣ Lifestyle creep is a silent killer.

Despite owning a $2.9M home, he took two additional mortgages

Not for investment but yet to fund his daily living expenses.

He even rolled a $200,000 credit card loan.

High income + Over spending = Financial Disaster 

3️⃣ Retirement gets expensive if lifestyle gets expensive.

If he maintains the same standard of living at 65, he will need at least $10 million just to fund expenses till 85.

This is why I drill so deeply into my client's monthly expenses.

Retirement planning isn’t about how much you earn.

It is about how much you spend, save and invest and how long you want your lifestyle to last.

4️⃣ Wealth isn’t built by accident.

It's built with strategic long term intention.

You need to know your numbers.

You need to be honest with your spending habits. 

Only then you can be protected against the blind spots of "lavish spending"

I’ve worked with CEOs, CFOs and Senior Corporate Executives. 

All their income levels differ drastically. 

Whilst their spending habits may not be the same, there is an universal truth behind these case studies. 

The people who win financially may not always be highest earners.

Instead these are the ones who stay aware, stay intentional, and stay in control.

Hope this news comes as a good reminder:

It's not how much you earn. 

It's how much you spend.

It's how much you save and invest.

That gives you the last laugh. 

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𝐌𝐲 𝐅𝐢𝐫𝐬𝐭 𝐌𝐚𝐧𝐝𝐚𝐫𝐢𝐧 𝐊𝐞𝐲𝐧𝐨𝐭𝐞 — 𝐓𝐡𝐞 𝐁𝐢𝐠𝐠𝐞𝐬𝐭 𝐒𝐭𝐞𝐩 𝐎𝐮𝐭 𝐨𝐟 𝐌𝐲 𝐂𝐨𝐦𝐟𝐨𝐫𝐭 𝐙𝐨𝐧𝐞 𝐓𝐡𝐢𝐬 𝐘𝐞𝐚𝐫

Last Sunday in Hangzhou, I stood on stage as an MDRT representative for the Manulife Sinochem Kick-Off 2026.

I did something I had never done before.

It was to deliver a full 40 minutes Mandarin keynote presentation in front of 300 top China Senior Leaders and Financial Representatives.

I'm not going to lie. 

At some moment, there was this split second doubt “Can I really do this?”

But another part of me whispered, “If you're scared, you're on the right track!"

So I mustered all courage and stepped out (of my own comfort zone).

My topic was Closing High Net Worth Clients and Big Deals.

But what hit me hardest wasn’t the content.

It was what the experience taught me about people and problem-solving.

Because the truth is, no matter your job or industry, all the big problems are solved the same way.

1. See the real issue beneath the surface.
 
2. Clarify and discern the actual problem, not the "loudest" one.
 
3. Create win-win alignment so that everyone benefits, and people want to move forward with you, not against you.

4. Activate your resourcefulness and tap into your strengths to solve the complex problem.

And these are not just insurance lessons.

But they are true life lessons that I've learnt in my corporate days.

Toward the end of my keynote, I referenced the latest Chinese drama 《许我耀眼》because the show reminded me of something important:

Be observant. Be aware of what people need even when they don’t say it.

Then help others solve problems quietly, thoughtfully, and sincerely.

That, to me, is real leadership.

Personally for me, just standing on that stage in Hangzhou, speaking in a language I don’t normally present in…

I truly felt myself grow. 

This trip humbled me.

 It reminded me that courage doesn’t come when you’re ready.

Instead it emerges when you force yourself to get into uncomfort zones.

To Manulife Sinochem & MDRT, thank you for the trust.

To the audience, thank you for receiving me with warmth.

To myself, thank you for stepping forward even when it was scary.

The photos and videos from this trip say it all.

__________________________________

第一次全程中文压轴演讲——也是我今年最大的一次突破

上个星期天，我在杭州参加中宏人寿的开门红大会，代表 MDRT 上台分享。

这是我人生第一次，做一场40分钟全中文的主题演讲。

我甚至怀疑自己：“我真的行吗？”

但另一个声音对我说：“怕就对了，只有害怕你才会成长！“

分享主题是《如何成交高净值与大保单》

但真正触动我的是：

无论哪个行业，要解决“大问题”的逻辑，其实都一样。

1. 看见表面之下的真正问题。

2. 分辨并厘清真正的核心，而不是被“最吵的那个问题”带走。

3. 找到双赢的方向，让每个人都能受益，也愿意与你一起往前走，而不是对着干。

4. 发挥你的资源与优势，把复杂的问题化解、拆开、解决。

这不是保险的道理。

这是人生的道理。

在结尾，我也提到最近很火的华语剧《许我耀眼》。

剧里的人物很会观察、很会体察别人、很会默默解决问题。 

我告诉在场的伙伴：

“当你能更细心、更敏锐、更懂得用自己的力量帮助别人，你就已经比别人多了一束光。”

站在杭州这个舞台，我清楚感觉到：

成长从来不是在舒服的时候发生的。

是你明明害怕，却依然往前迈一步的时候。

谢谢中宏人寿和MDRT的信任。

也谢谢台下每一位听众给我的温暖。

也谢谢自己，为这一份勇气。

这次行程的照片和视频，我也会一起分享——因为这是值得被记住的时刻。

Wef 1 January 2026, all secondary schools in Singapore must ban use of smartphones and smartwatches during school hours.

I was invited to Channel 8 National TV to share my perspective as a parent on my views about this move:

Here's my key points:

1. Phones disrupt focus. 

Kids scroll endlessly, their minds stay “active”, and many struggle to rest or concentrate after.

2. My daughter’s secondary school banned phones since 2019.

Every morning, students lock their phone in the classroom lockers and only retrieve them after lessons. 

3. At home, we set boundaries too.

My children get only 60 minutes of screen usage daily. 

The restriction forces them to prioritise and plan their screen time efficiently: 

- Homework Discussion, 

- Casual Chats/Text with Friends,

- Social Media (Youtube/Mothership News)

- Games

 Instead of endless scrolling, they actually plan their time.

To me, this is not about restriction.

It's about teaching digital responsibility early under parental's supervision. 

#Channel8 #TV #MobilePhone #Ban #News

I chanced upon this news article. 

Being once married, this news hit me hard.

When two people are in love, everything feels simple.

Money, ownership, “who pays what", all these seem secondary to the relationship.

Even talking about dividing things too equally can feel calculative and awkward.

However when a marriage falls apart, the past feelings don’t hold up in court.

The reality is only "Black-and-White" agreements do.

Over the years, I’ve witnessed enough family disputes to know this:

If parents and children can also end up fighting over assets, then married adults, are not immune either.

Here are some reflections I hope more couples (especially women) will think about:

1) Love is emotional. Assets are legal.

You can be deeply in love and still protect yourself.

House ownership, financial agreements, asset titles are not signs of distrust.

They’re signs of clarity.

If your married spouse is not happy whenever you raise such issues, then think twice, or even better think thrice.

2) I always encourage women to stay financially active.

This is especially relevant for us who are staying in Singapore. 

When you have your own income, you naturally have more say and more negotiating power when things go downhill. 

Even if you choose to be a homemaker (which is a full-time job on its own), make sure you still have visibility and control over the household finances.

3) Build your own safety net.

Do not feel bad about quietly stashing funds managed under your own name. 

This funds can be life-saving in times of emergency, e.g. family crisis, kids' education or even worse case scenarios like business failures or divorce.

And in the worst-case scenario, you’ll need resources to:

 • Consult a lawyer
 • Secure housing
 • Stabilise your children
 • Make decisions without fear

This creates options for you. 

4) Prevention is always cheaper than cure.

It's pertinent to talk about money matters even before marriage. 

Who pays for what?

or how should expenses be split?

 50/50? 

70/30? 

Does increase in income level change the split?

There's no right or wrong in such discussions. 

The biggest mistake we can all make is to avoid this open conversation until it’s too late.

That's because in any legal dispute, the one with financial resources always has the upper hand.

They can afford to drag the case, while the weaker party is pressured to settle because they can no longer pay for the costly legal fees.

This post isn't about being cynical.
 
It’s about being prepared and awareness. 

We can all love wholeheartedly but yet plan wisely. 

♻️ Repost this if you found it insightful.

 🔔 Follow Jaslyn Ng Asia Insurance Agent of the Year more real stories and sharp financial insights.

 ✉️ DM me if you want clarity — not just more policies.

Last Saturday, we wrapped up our final two client appreciation events of the year.

Without a doubt, we ended this year 2025 on a high note! 

This was our 15th client appreciation event this year.

And one insight stood out loud and clear:

Customisation wins. Every Single Time.

During this customised keyboard workshop, every client rolled up their sleeves to construct their own. 

After the event, each client walked away smiling from ear to ear.

It was because personalisation allowed them to be as creative as possible. 

For the first time they could create their own unique keyboards. 

They chose everything:

1. The keyboard structure (with or without number pad)

2. The “clickiness” level 

(I jokingly told them choose the loudest one if they want their boss to hear how hard they’re working. 

Otherwise, another good outcome arising out of this would be they would be sent back to work from home. Too Disruptive!)

3. The colour theme of their keyboard - ranging from Mahjong set, to all black to colourful ones)

These clients were not just building keyboards.

These clients were building something of their own.

And that’s where the real insight hit me.

If even a keyboard deserves this level of personalisation...

What's more our own life planning! 

This is why I always emphasise that in every client meeting:

You should never be buying an “off-the-shelf” product.

Your financial planning should be customised and built around what you truly need.

A married father will prioritise life coverage completely differently from a single professional.

A 58-year-old nearing retirement should not be taking the same risks as a 28-year-old with 30 to 40 years time horizon.

All of us are at different milestones of our life.

These milestones then reshape our priorities and what “important” looks like.

Last Saturday alone, many clients came with their family and friends.

We were not just assembling switches and keycaps.

We were creating memories together!

One client joked, “Jas… every time I type now, I’ll think of you!”

To me, that's a GREAT MISSION ACCOMPLISHED!

15 client appreciation events this year.

Imagine running at an intensity of organising more than 1 event per month. 

Here's the Universal Truth: 

Clients do not want products.

Clients want something crafted for them something that fits.

If you attended this event, comment with a photo of your customised keyboard ⌨️ 

 If you joined any of our other events e.g Yoga, Movie, Pickleball, Enneagram, CPF retirement workshop, share your experience below!

♻️ Repost this if you found it insightful.

🔔 Follow Jaslyn Ng Asia Insurance Agent of the Year for more real stories and sharp financial insights.

✉️ DM me if you want clarity not just more policies.

People are always strangely curious about how financial consultants actually work.

Do we have big monitors?

Do we have assigned seats?

Do we have a work schedule to follow?

So here’s a short video of how a typical office morning looks for me.

Watch at your own risk. (It's nothing fanciful, just routine work)

First thing you’ll see:

I have my own “To-Do” list everyday.

Totally love the feeling of striking the tasks one by one! 

To me it's highly addictive (for a Type 3 accomplisher) and highly therapeutic (Type 5 working alone)

And unlike many consultants, my team and I do not engage in cold calls or roadshow prospecting. 

Instead we focus on the most important element of human interaction.

That is to know and engage each of our prospect turned client in deep manner. 

My calendar is planned at least two weeks ahead.

Having a work structure keeps me sane to serve my clients well.

Right now, I’m replying to a prospect after our third Zoom call. 

To give her the clarity needed to make the best informed financial decisions.

Concurrently that’s where my iPad comes in: running multiple simulations and scenarios, toggling between projections, and stress-testing options.

What we do requires us to pivot quickly.

At the same time, I’m preparing an update for an overseas client reviewing his financial status and exploring how he can transfer more funds over.

Later today, I have two appointments:

 • A new prospect who attended our customised keyboard event — his review alone takes at least 3 hours of deep work for analysis. 

 • Another client discussion lined up right after - to review his retirement planning that was put in place 2 years ago.

Somewhere in between, I’m also coordinating with the publisher for my 2026 book.

And of course not to forget, squeezing in time to write this Linkedin post of th day.

Well, this is the real real day-to-day of a Top of the Table financial consultant.

As far as possible, everything is planned with strategic intention.

Using the most efficient way to generate the greatest effectiveness.

Staying in the flow is key to me, especially when I’m only in the office for a few hours everyday before heading out to meet my clients. 

Frankly, I'm thankful for this keyboard.

Productivity → GONE UP. 

Stress → GONE DOWN.

♻️ Repost this if you found it insightful.

🔔 Follow Jaslyn Ng Asia Insurance Agent of the Year for more real stories and sharp financial insights.

Final thought:

The setup may look simple, but the work is not just complex but to me, deeply meaningful. 

Every hour spent to guide my clients to help them navigate the nuances of life gives me great sense of satisfaction.

#ADayatWork #Productivity #TopOftheTable #FinancialConsultant #AsiaInsuranceAgentOftheYear

Here’s a video footage of the recent client appreciation event! 

Different clients. 

Different back stories. 

But they all had something in common. 

Onboarded in my community to share joy and experience together! 

Grateful for every client who showed up, had fun and shared their honest feelings. 

This is how real authentic relationships are built. 

#Keyboard #Customisation #JaslyNgroup #TopOfMind #FinancialConsultant

MDRT Center for Field Leadership

Founding Member MDRT Center for Field Leadership

Metropolitan Life

Recrutarea și creșterea în carieră a noii generații de profesioniști în vânzări asigurări de viață

Senior Expert Unit Manager

Dezvoltare echipe de vanzari asigurari de viata 
Retentie si dezvoltare portofoliu

Agency Manager ( AIG Life - ALICO Asigurari)

Recrutare, formare si dezvoltare echipa vanzari asigurari de viata si cresterea portofoliului de clienti

Unit Manager ( AIG Life)

Consultant Asigurari Viata ( AIG Life)

Colegiul Tehnic Media, Bucuresti

PROFESOR MATEMATICA

"A învăța pe cineva înseamnă a schimba o viață pentru totdeauna"
Când inspiri pe cineva, schimbi o viață💙💚

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