I Help Small Business Owners to Find The Right Capital for Their Business

"The Financing Guy" Business Mentor. Making finance easy for small businesses. Guiding you to the right capital and seeing your business grow is my passion

As a professional who specializes in start-up and business finance options, 

I work with start-up companies to large and established businesses to help them attract the right capital for their business. 

My goal is to educate entrepreneurs, small business owners, franchise owners, business consultants, and professionals on how to obtain capital in today's lending environment and avoid declines.

Over the years, my partners and I have helped direct thousands of entrepreneurs and businesses in the US in obtaining access to hundreds of millions of dollars so they could start, grow and expand their businesses.

Our expertise and knowledge in the field of business finance has enabled us to assist our clients in securing financing options that are tailored to their specific needs.

If you are looking to start a business or grow an existing one, it is crucial to have a solid understanding of the financing options available to you. With my help, you can explore different financing options and make informed decisions that will benefit your business in the long run.

Whether you need guidance on securing a business loan, a line of credit, or alternative financing options, I am here to help. My experience and expertise in the field of business finance will provide you with the tools and resources you need to succeed.

I look forward to connecting with you and helping you achieve your business goals.

Specialties
♦Working Capital
♦ Business Acquisition
♦SBA loans 
♦ Small Business Lending 
♦ Small Business Lines of Credit 
♦ Cash Advances 
♦ Equipment Financing 
♦ Transportation Financing 
♦ Start-up Financing Options
♦ Business Loan Packaging 
♦ Commercial Real Estate Loans 
♦ Helping Referral Partners Like Mortgage Brokers, Business Consultants, Business Brokers, Entrepreneurs, Small Business Owners, Accountants, Attorneys and many other Professional Service Providers.

 An Active and Positive Entrepreneur, Small Business Owner, and  Note and Real Estate Investor.

At moment looking to purchase Multifamily 10-100 units nationwide if you have any please email me at george@usbizfunding.net

Judgment Recovery Specialist, 

Judgment Negotiation Specialist,

I have been involved in Real Estate Mortgage Activity. Also, I deal with other Real Estate Investors, Short Sale Negations and have been involved in other real estate transactions.

My mission is to help and change people's lives in a positive way.

George Otel

Recently funded.

One of the hardest and longest deals we have closed.
Ten months from start to finish.

This was a commercial property for a transportation company, strategically located right off a major exit, close to truck stops and distribution hubs. Most importantly, it is in an emerging market. I believe the property has a strong probability of doubling in value over the next 10 years based on the area’s growth and positioning.

Perfect positioning for growth.
Perfect positioning for long term control.

The process was not easy.
We went through government shutdown delays, insurance issues, and multiple restructures to keep the deal alive.

There were moments it could have died.
It did not.

We adjusted.
We restructured.
We stayed in the fight.

This site will give them:
Better access to freight corridors
Operational efficiency for drivers
Stronger positioning with shippers
Long term real estate control instead of paying rent

If you are a transportation company thinking about buying your own facility, understand this.
The right deal is worth the patience.

George Otel - Private Money Financing 

💰 “The Financing Guy” Business Mentor. Investor. AI-Driven. I help investors and business owners acquire and refinance residential and commercial real estate using private capital.

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Where Americans are moving tells a bigger story.

Regulation, taxation, and business climate are shaping migration across the U.S.

States with rising taxes and heavier regulation are losing residents.
States that favor business growth and opportunity are attracting people.

This shift is especially visible among business owners and high earners who have more flexibility to relocate.

South Carolina is a great example.
I personally know friends who moved there, and I also have clients considering the same move.
The growth numbers show why.

From a lending perspective, this type of data matters.

Population shifts influence housing demand, commercial development, and where capital will flow next.

Understanding these trends helps us adapt and position financing where the opportunities are growing.

Markets move.
Capital follows people.

What trends are you seeing in your market?

For everyone worried about the markets, remember this simple advice from Peter Lynch.

Market pullbacks are normal.
Corrections happen regularly.

The investors who succeed are the ones who understand this and stay focused on the long term.

There is only one sun.
But there is enough money for everyone.

I never understood why some people get upset when someone becomes successful.

Success is not a limited resource.
Wealth is not stolen by proximity.
Another person’s growth does not shrink your future.

If someone is ahead of you, sit at their table.
Ask better questions.
Build the relationship.

Envy isolates.
Curiosity multiplies.

In business and in life, it is always smarter to learn from the wealthy than to resent them.

Number of home sellers now exceeds buyers by more than 600,000, one of the largest gaps we have seen.

This chart reflects something we have been noticing in real transactions as well.

Over the past couple of weeks we received multiple appraisals coming in below the contract price for several 1 to 4 unit residential investment properties we are financing.

In some cases our borrowers walked away from the deal when sellers didn’t want to adjust the price.

That’s part of how markets rebalance.

We are also becoming more cautious with fix and flip loans and reviewing deals more carefully to make sure the numbers still work in the current environment.

One important thing flippers should consider right now.

Properties may stay longer on the market than they did over the past few years.

Every additional month means:

Holding costs
Interest payments
Taxes and insurance
Pressure on profit margins

In some cases it may also lead to price adjustments.

That said, it’s important to keep the broader perspective in mind.

Today’s housing market is very different from the conditions leading up to the 2008 financial crisis.

Many homeowners currently have significant equity in their homes.

A large number of borrowers also locked in very low mortgage rates, which reduces the pressure to sell.

Banks are generally better capitalized and more conservative than they were in the past cycle.

At the same time, there is still a meaningful amount of capital on the sidelines, with investors watching closely for opportunities if pricing adjusts.

In other words, we may be seeing a shift in the cycle, but that doesn’t necessarily mean a financial system crisis.

Real estate markets move through cycles.

The key for investors is recognizing when conditions are changing and adjusting strategy accordingly.

Curious what others are seeing in their markets.

Are appraisals starting to come in below contract price
Or are deals still closing at the numbers sellers expect?

And just like that… the sentiment on interest rates shifted in a matter of days.

Oil is moving higher.
If it stays elevated, inflation pressure follows.

If inflation picks back up, rate cuts slow down.
And if cuts slow down, the risk of hikes comes back on the table.

This is why I keep saying:
Rates may stay higher for longer until we are truly out of the woods.

For business owners and real estate investors, this is not the time to “wait and see.”
It is the time to stress test deals, lock strong terms, and focus on cash flow that survives higher rates.

The market doesn’t reward hope.
It rewards preparation.

A man spends years chasing happiness…
and still feels empty when he gets there.

We want what we don’t have…
and ignore what we do.

The single person wants a partner.
The one in a relationship wants space.

The person without money wants more.
The one with money wants peace.

The hungry want food.
The full complain about taste.

Nothing is ever enough
when we don’t appreciate it.

The problem isn’t what we have.
It’s how we see it.

Look at your life today.

Someone out there
would trade everything for it.

Gratitude doesn’t stop you from growing.
It helps you enjoy what you already built.

Moldova is known for having the largest wine cellars in the world. 

Around 70% of the participants were foreigners getting to know Moldova while running a marathon inside the wine cellar.

The Milestii Mici Winerun 2026 was the largest underground race ever! More than 70 percent of the participants were foreigners getting to know Moldova.
Run like a Moldovan!

Wall Street has always been brilliant at one thing: 

Rebranding risk as exclusivity and selling it to people who don't know what they're buying.

Learn from MISTAKES with AI | Tech Transformation | Innovation | Cloud | DevSecOps

Are you struggling to demonstrate the business value of technology?

With over 25 years of experience driving innovation and architecting complex systems, I've seen fantastic technology fail because it did not adequately address the user needs of the people it was built to serve.

I specialize in creating clarity amidst complexity - bridging the gap between technology capabilities and business priorities. My superpower is quickly grasping the heart of ambiguous problems and rallying teams to deliver solutions that create measurable value.

If you are a technology or business leader tired of:

❌ Chasing the latest hype while struggling to justify budgets

❌ Translating technobabble for skeptical executives

❌ Watching projects derailed by misaligned priorities

I can help you cut through the noise to build innovation strategies and technology roadmaps that move the needle for your organization and fully leverage AI and automation.

My approach combines systems thinking, design practices, and technical fluency to:

🎯 Uncover the root causes of business problems

🎯 Rapidly validate solution ideas

🎯 Deliver technology that users love

🎯 Continually optimize to drive outcomes

I've applied this formula to industry leaders like PepsiCo and helped clients build and integrate critical IoT, cloud, data, DevOps, and AI capabilities. 

Let's connect for a discovery call to explore if my expertise can help unlock value in your technology investments.

Daniel Lemire

You want a real AI mistake story?

I set up Claude Code on my new NVIDIA Jetson AGX Thor. Hit an issue immediately. In retrospect it probably not smart to run a coding agent on the same machine that's also running a local model. 

Ok, let’s try again and keep ‘em separated.

Got everything running. OpenAI Codex + GPT-5.2 as the main agent, Anthropic sub-agents for the heavy lifting. I tell Claude explicitly: "Use these agents for this project. Always refer to it by this name."

Claude says: great.

Time passes. I check in.

"How's that project going?"

"Oh, I haven't been working on that."

No alarm. No flag. No warning.

"Alright, let's get moving on it."

"Will do." 

Then proceeds to use GPT-5.2 !! (not the Anthropic agents I specified.)

What happened next? We exhausted the Codex tokens. And then everything broke. I had asked for a fallback to the local model but that wasn’t configured with a large enough context window to work with OpenClaw. 

This is the part nobody talks about when they say "just tell the AI what you want."

Context windows drift. Agents forget. Token budgets run dry in the background while you think work is happening.

I found a way to turn this into an asset. But first I had to live through the mistake.

That's the beauty of AI MISTAKES. Right?

Go make some.

ServiceNow AI Consultant | AI MISTAKES | Transformation | DevOps

GPT-5.3 instant. Gemini 3.1 Flash Lite. (That's just today)

Every week, we get a new capability. 

Skills. Agents. Interfaces. Apps.

Here's the problem: People often don't really know what to do with it all.

Model choice is a thing, as are all the other new things that arrive apace.

But if your team can't turn that choice into value, you're just adding complexity.

I see this constantly in enterprise AI: Companies and their knowledgeable experts obsess over which model to use rather than asking what problem they're trying to solve. 

Especially when it comes to advanced AI models, we all want the latest, the most accurate, the fastest, the cheapest...

The real problem is neglecting to define success.

The best AI strategy isn't about the model. 

It's about:
→ Knowing your use case
→ Picking the right tool for the job
→ Shipping something that works
→ Iterating based on real feedback

Stop optimizing for choice. Start optimizing for impact.

We are no longer talking about just an AI chatbot, or even an AI agent. 

This is the help I've been excited about Generative AI making real.

For years, people have been talking about AI as a tool – something you use, something you prompt. What we’re building at  ServiceNow is different – where AI is a true teammate working alongside you. 

We’re launching two new agentic innovations: ServiceNow EmployeeWorks, and near and dear to my heart (and team), ServiceNow Autonomous Workforce! 🚀  

With ServiceNow Autonomous Workforce, AI specialists are augmenting human teams by actually executing jobs – coordinating across systems, making decisions, acting with precision. Because ServiceNow combines AI intelligence with workflow orchestration, AI specialists can interpret a request, decide the right action using business context, and execute autonomously across systems with governance built in.

It’s a new class of digital workforce designed to earn trust every step of the way. Built on our AI Platform. Grounded in our Knowledge Graph. Orchestrated through Workflow Data Fabric. Governed by AI Control Tower.

We’re just getting started! Kudos to everyone on my amazing team who has been working behind the scenes to bring this to life for our customers. Julie Black Greg George Simon Fauvel Amanda Joslin  

Check out my video with Bhavin Shah below and learn more: https://lnkd.in/d56whgXh

Not AI hype. 

Not AI in theory. 

AI you can actually use. 

Register now and let's get to work. 

Seriously. I'll see you there, come on, let's go!

https://lnkd.in/gTj6hDXf

You've seen it, you visit a website that gives you that great new chatbot experience, and it tells you what to do. 

What you probably haven't see is AI that does it.

Does what?

Expense reports.

Drafting emails.

Handling service desk tickets.

It's not just a platform. It works! 

Let's put AI to work, so you can focus.

Join us live on February 26 to see it in action. https://lnkd.in/gkhd-GGi

The future isn't waiting for your permission to arrive.

Right now, AI is rewriting the rules of work, creativity, and problem-solving at a pace that makes yesterday's innovations feel ancient. 

Some people are paralyzed by the speed of change.
Some are trusting AI blindly, copying and pasting their way to mediocrity.
Others are sitting on the sidelines, hoping it all goes away.

Here's the thing about transformation:
It doesn't care if you're ready.

It's not all good though, so the only way to know is start. 

You need to get started. 

Think about it this way:
→ Every breakthrough started with someone willing to experiment
→ Every innovation came from learning what didn't work
→ Every expert was once a beginner who kept going

MISTAKES aren't just acceptable in this new world.
They're the curriculum.

When you learn to work WITH AI instead of being replaced BY it, something shifts.

You stop being a passenger.
You become a pilot.

The world needs people who can think critically about AI, use it responsibly, and create real value.

What's one AI experiment you've been hesitant to try? 

What's holding you back?

How can I help?

REST is great. 

CRUD is essential.  

But neither of these things means you’ll come away with a functioning app that is easy to use while also data-model compliant 
with governance enabled. 

Build Agent solves this.

For those evaluating vibe coding on ServiceNow: I ran the same app through five approaches and documented everything.

Three paths used Claude Opus from outside the platform. Namely, raw REST API calls, REST to build a workspace, and the ServiceNow SDK with its Fluent API. Two used ServiceNow Build Agent from within. Same brief, a Travel Request app.

Every approach created the data model in minutes. The UI is the hard part.

REST took 2 hours and 4 failed iterations to land on a working UI. The workspace attempt never finished. The SDK deployed the entire backend from a single prompt in 18 minutes and its Workspace Fluent API successfully created a native workspace, something REST couldn't achieve at all. But the custom UI page and dashboard still couldn't reach parity with Build Agent despite multiple iterations.

Build Agent delivered a working custom UI from one prompt in 20 minutes. A full workspace with dashboard, charts, business rules, Polaris, mobile-ready, upgrade-safe. All within five prompts, under 15 minutes.

The AI models are equally capable. The variable is where the agent operates. Build Agent is fastest for interactive building. The SDK is the path for teams who need Git, CI/CD, and promotion pipelines. Both are platform-native. Both sidestep the friction that REST hits.

Full comparison, iteration artefacts, and every limitation documented, see comments for the GitHub repo in case you want to reproduce this.

The Cumaean Sibyl wrote her prophecies on oak leaves and let the wind decide how they landed. Most of us speak in vibes now.

taplio

The Battle

George Otel

Daniel Lemire

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The Battle

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Daniel Lemire

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Engagements

Likes

Performance Score.css-goub6s{font-size:var(--chakra-fontSizes-md);font-weight:500;color:var(--chakra-colors-gray-600);display:block;margin-top:var(--chakra-space-1);}George Otel's LinkedIn Performance

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