US Business Funding

US Business Funding is dedicated to empowering entrepreneurs with tailored financial strategies and expert guidance. Our offerings include working capital, business lines of credit, equipment financing, SBA loans, financing for business acquisitions, and commercial real estate loans, all designed to fuel business growth and success.

Funding Specialist

Best Prosperity Investments

Fund Manager

Easy Go Express LLC

Revision Homes

Real Estate Investor , Short Sales  , Tax Deeds & Tax Liens, Wholesale, Performing Notes and Non-Performing  Notes

Associate Partner

Bottom Line Concepts, LLC

Partner

I Help Small Business Owners to Find The Right Capital for Their Business

"The Financing Guy" Business Mentor. Making finance easy for small businesses. Guiding you to the right capital and seeing your business grow is my passion

As a professional who specializes in start-up and business finance options, 

I work with start-up companies to large and established businesses to help them attract the right capital for their business. 

My goal is to educate entrepreneurs, small business owners, franchise owners, business consultants, and professionals on how to obtain capital in today's lending environment and avoid declines.

Over the years, my partners and I have helped direct thousands of entrepreneurs and businesses in the US in obtaining access to hundreds of millions of dollars so they could start, grow and expand their businesses.

Our expertise and knowledge in the field of business finance has enabled us to assist our clients in securing financing options that are tailored to their specific needs.

If you are looking to start a business or grow an existing one, it is crucial to have a solid understanding of the financing options available to you. With my help, you can explore different financing options and make informed decisions that will benefit your business in the long run.

Whether you need guidance on securing a business loan, a line of credit, or alternative financing options, I am here to help. My experience and expertise in the field of business finance will provide you with the tools and resources you need to succeed.

I look forward to connecting with you and helping you achieve your business goals.

Specialties
♦Working Capital
♦ Business Acquisition
♦SBA loans 
♦ Small Business Lending 
♦ Small Business Lines of Credit 
♦ Cash Advances 
♦ Equipment Financing 
♦ Transportation Financing 
♦ Start-up Financing Options
♦ Business Loan Packaging 
♦ Commercial Real Estate Loans 
♦ Helping Referral Partners Like Mortgage Brokers, Business Consultants, Business Brokers, Entrepreneurs, Small Business Owners, Accountants, Attorneys and many other Professional Service Providers.

 An Active and Positive Entrepreneur, Small Business Owner, and  Note and Real Estate Investor.

At moment looking to purchase Multifamily 10-100 units nationwide if you have any please email me at george@usbizfunding.net

Judgment Recovery Specialist, 

Judgment Negotiation Specialist,

I have been involved in Real Estate Mortgage Activity. Also, I deal with other Real Estate Investors, Short Sale Negations and have been involved in other real estate transactions.

My mission is to help and change people's lives in a positive way.

George Otel

Across the board, this is the mood:

“Let’s circle back next week” has become the national survival strategy.

George Otel  / CRE Financing 

💰 "The Financing Guy" Business Mentor. Investor. AI-Driven. I help small business owners own their commercial buildings by simplifying financing, offering nationwide solutions for commercial real estate.

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Everyone’s mad about 50-year mortgages…
but they forget the last decade where real estate doubled in value.

Debt isn’t the enemy, bad timing and bad mindset are.

Understand risk, reward, and opportunity cost.

Happy December 1st
The holiday season is officially here. 

Grateful for the blessings, the people, and the opportunities this year brought. 

Let’s finish the last month strong and start the new year even stronger.

Opportunity doesn’t wait for your savings account.
Some of the best deals vanish while people are still “trying to save up.”

A real estate investor I work with used business credit + an SBA program to close a property he thought was out of reach.

That asset now pays him monthly… while others are still waiting to have the perfect down payment.

The opportunity of a lifetime won’t last a lifetimebut it will go to someone prepared.

My goal is simple:
Give every client the best financing options available in the market.

People will judge you no matter what you do.

If you play it safe and try to please everyone, they’ll still have something to say.
If you take risks and go after what you really want, they’ll still talk.

So why not do what makes you happy?

When you follow your own path, you build something real.
When you live for others, you build regret.

They’ll judge you anyway.
So give them something worth talking about.

He didn’t win the lottery.
He didn’t have millions in the bank.

He just learned one simple truth.
Wealth isn’t about having money. It’s about knowing how to use it.

When he discovered creative financing, everything changed.
He used leverage to buy a property that now pays him passive income every month.

His tenants cover the loan. He builds equity.
That’s not luck.
That’s leverage. And anyone can learn it.

If you’re ready to stop trading time for money, start learning how to make money work for you.

Follow my page for strategies that turn funding into freedom.

If I do a job in 10 minutes,
it’s because I spent 10 years learning how.

You’re paying for the years, not the minutes.

Same rule applies to a finance broker.

Right now, banks are pulling back.
Approvals are down.
Cash is tight.

Yet some business owners still get funded.
Why?
Because they have a good finance broker.

There are over 7,000 banks and lenders in the U.S.
Each has its own rules, programs, and risk appetite.

You don’t have time to figure out who’s lending today.
Your job is to run your business.

A good broker knows where money is moving.
They know who’s funding this week
and how to structure your deal so it gets approved.

In this market,
a finance broker isn’t a luxury.
It’s survival.

Good news for business owners and real estate investors.

SOFR, the rate that influences how much it costs banks to borrow overnight, just dropped sharply.

In simple terms, there is now more cash in the system, which makes it cheaper for financial institutions to access short-term funding. This usually happens when the Federal Reserve is adding extra liquidity or when investors are moving toward safer assets.

What does this mean for you?
It means borrowing could soon get cheaper.

Lower short-term rates often lead to better loan terms, more flexible lending, and easier access to capital for businesses and real estate investors.

If you have been waiting for the right time to expand, refinance, or buy property, keep a close eye on this trend.

Liquidity is coming back into the market, and that is a signal of opportunity.

If you have a real estate deal and want updated loan pricing or options, my team and I are always available to help.

#businessfunding #realestateinvesting #smallbusiness #finance #entrepreneurship #commercialrealestate #funding

Trump just announced a $2,000 “Tariff Dividend”… but it might not be a check.

He says it’s funded by tariffs, not printed money and could come as a rebate, tax cut, or direct payment.

If that happens, over $400 billion could flood into the economy… fast.

That means short-term spending might jump, but so could inflation and interest rates.

Smart business owners and investors are already paying attention.

#TrumpDividend #Stimulus2025 #BusinessFinance #EconomicUpdate

36.8% more sellers than buyers in October.
That’s not just a big number it’s the largest seller-surplus Redfin has recorded since 2013.

(528,000 more sellers than buyers overall.) 

Translation:
•  Buyers finally have leverage
•  Sellers are facing real competition
•  The “lock-in effect” is cracking

If you’ve been waiting on the sidelines to buy, the data says your moment is here.

If you’re thinking of selling in 2025, now’s the time to start preparing because this gap likely won’t last forever.

What’s your take turning point or head fake?

Senate passes 60–40 vote to reopen the government after a 40-day shutdown.

In finance, every day is a crazy day.
If it’s not crazy, it’s not normal something’s off.
Welcome to 2025.

OpenAI just made everyone’s job easier.

They released Prompt Packs designed specifically for your role:

IT
Sales
Product
Managers
Marketing
Engineers
Executives
Customer Success

Clear prompts. Ready to deploy. Built for real work.

If you’re not using AI yet, this is the simplest way to start getting 10× more done in less time.

graphical user interface, application, PowerPoint

Are there any lenders offering a second lien on a 1–4 unit investment property?

I’m checking options for a client.
If you can do this, comment or send me a message. 

Thank you in advance.

Friendly reminder…

If your commercial real estate deal isn’t set to close by December 20, there’s a good chance it won’t close in 2025.

Here’s why:

Banks slow down.
Underwriters take time off.
Title companies run short staff.
Year-end files get priority.
New deals get pushed into January.

And once you roll into January?

Everything takes longer.
Your deal gets stuck behind everyone who waited too long.

What people don’t see is how fast the industry slows down.

Underwriting, appraisal, compliance, title everything moves differently this time of year.

Knowing these patterns helps you avoid unnecessary delays.

A 36-hour Thanksgiving flight delay definitely wasn’t part of the plan but we still made it back to Chicago. 

Sometimes the journey tests you, but you keep moving forward.

Moments like these are a reminder that patience matters. 

Stay steady, stay positive, and great things will always find their way to you.

The worst deal Chicago ever made.
36,000 parking meters sold for $1.15B… now generating $200M per year for private investors.

They already made their money back and there are still 58 years left on the contract.

Wild.

What do you think? Was this the biggest L in city history?

Trucking companies and logistics operators… serious question.

Thanksgiving should be peak season. Rates, demand, volume all should be up.

But this year? 
The market is weak.

If peak season is underperforming, what happens in January when freight naturally slows down?

Curious to hear what you’re seeing in your lanes, pricing, and volume.

Our equipment department is seeing the same trend in this chart.

Almost two-thirds of heavy-truck applications have gone silent.
Buyers just aren’t motivated in this weak market.

And from the files that do move forward, nearly half get declined 
mostly credit or company-performance issues.

It’s a tough environment.
Lenders have very little appetite for anything that isn’t a strong file

AIRE + Partners

Architect | Design Principal | Strategic Development
Co-Founder, AIRE + Partners

• Lead business development and opportunity identification across emerging markets and sectors, supporting AIRE’s strategic growth and market positioning.
• Define the design vision of AIRE, ensuring each project challenges convention while delivering contextual, performative, and poetic outcomes.
• Lead innovation through advanced architecture and computational design, integrating bioclimatic strategies and material intelligence to shape future-forward environments.
• Champion “Strategic by Design,” embedding research, systems thinking, and regenerative principles into every phase of the design process.
• Guide multidisciplinary teams across architecture and interiors, ensuring seamless integration and a unified spatial narrative from concept to execution.
• Cultivate meaningful partnerships with clients and collaborators—aligning spatial ambition with programmatic needs, investment frameworks, and long-term value.
• Expand AIRE’s influence through global design discourse, competitions, and thought leadership—positioning the studio as a platform for transformative ideas.
• Foster a studio culture rooted in experimentation, precision, and curiosity—where design excellence emerges from collaboration and deep contextual insight.
• Work across a wide range of sectors, including commercial, residential, hospitality, education, and cultural, with a focus on large-scale, future-resilient design solutions.

Design Principal | Architecture

Stantec

Leadership |  Lead Designer | Visioning   
Design Process | Sustainability | Regenerative
Design

	•	Establish and guide foundational design principles from project inception through completion, ensuring a seamless alignment with the highest standards of design integrity and excellence.
	•	Contribute to firm-wide strategic initiatives, leveraging expertise to elevate the firm’s profile and influence across key markets and industry sectors.
	•	Mentor and lead multidisciplinary design teams, fostering a collaborative environment that encourages innovation, professional growth, and a culture of creativity.
	•	Develop and advance groundbreaking design concepts, incorporating rigorous precedent studies, contextual analysis, and emerging trends to inform and refine architectural solutions.
	•	Ensure the superior quality of all graphic and visual outputs, maintaining consistency with the firm’s established aesthetic standards and design ethos.
	•	Facilitate design workshops and charrettes, creating dynamic spaces for ideation, critical dialogue, and the iterative refinement of design strategies.
	•	Engage directly with clients and stakeholders, articulating design visions and strategies with clarity and sophistication to build trust and align project goals.
	•	Represent the firm’s design philosophy in professional forums, publications, and the broader architectural community, positioning the practice as a thought leader in innovative design.
	•	Successfully led design teams to exceed project goals, resulting in high-quality outcomes.
	•	Unique management and Collaboration with clients to meet design requirements.

Senior Associate | Senior Lead Designer

Leadership |  Lead Designer | Visioning   
Design Process | Sustainability | Regenerative
Design

Associate | Senior Lead Designer

ADD Inc, now with Stantec

Associate Principal | Lead Designer

Kobi Karp Architecture Interior Design

Specialists in Architectural Design Concepts, Florida Building Codes, Program Areas, 3D Visualizer, renderings & high quality photo realistic images. Interior Design, Site Planning, Landscape Design & Lighting Design. With extensive experience in Commercial Projects, Hospitality, Residential & Institutional. Outstanding design development projects for a diverse selection of public and private clients.

Architecture Lead Designer

Schapiro Associates

Includes Architectural Design & Project Management, Business Development, Design direction, 3D visualization and animation,  Site Planning, Production of Conceptual Design and Presentations.  Schematic Design thru Construction Documents, & Construction Administration for Custom & Estate Residential Projects providing innovative and strong artistic designs, leading a production design team thru Design Process & Project Delivery. Complex Resort Hotel & Spa, Restaurant and Condominium developments along with projects.

Architecture & Interior Design Manager | Associate

Frankel Benayoun Architects

Includes Architectural Design & Coordination. Creation of 3d models, renderings, Virtual Animations & high quality photo realistic images. Site Planning, Landscape Design, Lighting Design & Study of materials. Management of documents and mailing coordination for all project phases. Outstanding design development projects for a diverse selection of public and private clients. Construction Documents / Programming, Area & Budget Analyses for Residential & Mixed-Use Development Projects, Marketing &  Office Management Functions.

Senior Architectural Designer

Urbana,Inc.

Architectural Design Concepts, Exterior / Interior Rendering & Animation for a variety of clients. Specializes in the creation and visualization of highly detailed, photo realistic, virtual environments for the Film, TV, and Real Estate industries.

www.urbanainc.com

Founder

Design team leader with extensive expertise in the conceptualization, planning, and execution of complex, large-scale projects. Author of Experiential Buildings, with 25 years in architecture, I deeply believe in leading design teams through processes that inspire positive transformation, foster joy, and enhance wellbeing. 

Agustin Salas is a Venezuelan American Architect, award winning master planner, architectural designer, interior designer & furniture designer. His projects include Public & Private concourses, Institutional and Healthcare to Commercial Mixed-Use and Residential Low & High-Rises to High-End custom dream Homes. He has worked on numerous projects around the globe & specializes in finding functional solutions to a difficult programmatic issues, while maintaining a commitment to elegance and design excellence.
 
His visionary approach in design technology, sustainable and regenerative world is an ultimate platform to create a new mindset for the next 100 years of our design practice, Specializing in Bioclimatic Architecture with Post-Graduate Studies from the Polytechnic University of Cataluña, focusing on design solutions for a human Wellbeing experience and the ecological footprint. 

His career and portfolio have been developed with collaboration in multiple design teams and architectural firms of great renown and includes, residential & office towers in Israel, United States, Russia, Mexico, Africa, China. Hospitality projects in Dominican Republic, Guatemala, the Caribbean Islands, Haiti, Abu Dhabi, Miami, Costa Rica, the Bahamas, Malaysia. Agustin Salas is dedicated to realizing architecture that embraces creativity and innovation. 

"We transform ideas into spaces, unite people with place, and give architecture a voice and purpose "
Focus: Imagination / Design Architect Building Specialties:
• High-Rise
• Mixed-Used Commercial 
• Multifamily, Condo & Rental 
• Hospitality 
• Institutional & Education 
• Cultural & Civic 
• Bio-Climatic Buildings 
• Social Housing 

Software: BIM, Rhino - Grasshopper, Cad, 3dsmax, Sketchup, Blender, Adobe, Phyton
Specialist: AI, Computational Design, Sustainable Design, AI Researcher 

#Design #EfficientImpact #MentalModelShift #DesignSingularity #FutureMorphing #Hyperscaler #NeuralAesthetics #HyperAdaptiveDesign #ChangingPatterns #NewWays  #CodeToForm #ParametricFutures #SymbioticCities  #SensoryArchitecture #ImmersiveTopologies #Leader #DigitalTransformation #GenerativeAI #openai #ModernWork #Partner #WorkforceTransformation 

Get in touch:
Portfolio: www.agustinsalas.com/portfolio.pdf
Miami, FL

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George Otel

Agustin Salas, IAAIA

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