Amity Printing Company

Board Member

UBS Publishing Company

Clermont Group

Head of Training

CapitaLand

Senior Learning Specialist

Singapore Bible College Ltd.

Associate Professor

Adjunct Lecturer

Ministry of Home Affairs Singapore

Senior Research Officer

Hello! Thanks for stopping by here to learn more about me. 

I bring with me over two decades of experience in the education, training, and learning and development space across various sectors including non-profit organizations, academic institutions and the private sector. Over the years, the skills-sets I have acquired and honed include:

•	Curriculum design and development
•	Training delivery and facilitation
•	People development (mentoring, coaching)
•	Communication skills (both written & oral)
•	Research and writing
•	Competency roadmap development
•	Strategic thinking
•	Leadership
•	Administration
•	Project management

I see myself as a well-rounded individual with an analytical mind, a critical eye for details, strong administrative abilities, commitment to excellence, effective communication skills, strong ability to work independently as well as in a team, a friendly disposition and a passion for people development. My DiSC style is CS (Conscientiousness-Steadiness). My top five CliftonStrengths are Intellection, Learner, Input, Deliberative and Connectedness. My personality type is ISTJ-T.

My passion and mission is to enable, equip and empower people to build and bring out the best in them, so that they become better people who would build better companies and a better world.

Knowing that I have only one life to live, I want it to count and matter. A quote that deeply resonates with me and informs how I live and frame my life is this:

“An awareness that our days are limited imbues them with both a steward’s sense of urgency (now rather than later) and a strategist’s sense of clarity (this rather than that).” – Tony Jones

Bernard Low, PhD

The Bankers Bank

Senior Vice President | Texas Lending Division

SouthTrust Bank

Vice President | Lending

BBVA Compass

Senior Vice President | Relationship Manager, Houston Commercial Banking

Leaders in Experienced Banking | Greater Houston Area

Founder | Experienced Banking Executive

Lynn Krauss, Independent Bank Consultant, Sugar Land, TX

*  Perform short-term consulting assignments including: Supervisory Agent for a Texas bank; credit administration; business development & loan brokering; and executive search.
*  Performed as contract Sales Director for Employee Professionals, a PEO outsourced HR solution specifically targeting commercial banks in Texas (Apr. 2011 - Aug. 2011).
*  Performed as independent contractor for KPMG doing credit reviews in support of KPMG's audit services and loan loss adequacy analyses.  Also performed due diligence credit reviews (Nov. 2009 - Dec. 2010).
*	Explored executive position with new Houston, TX. Holding company formed to invest in Texas banks.
*	Explored the formation of “new” bank holding company to acquire Texas bank(s).

Principal

First Community Bank, N.A. | FC Holdings, Inc.

Member of executive management team reporting directly to the Chairman & CEO.  Director of the bank and an Advisory Director of the holding company.  Member of Directors’ and Senior Loan Committees.  I joined the Company in Jan. 2006 when it was $32MM in assets with only 2 locations.  In 3 years, we grew the Company through 4 bank acquisitions (50%) and through organic growth (50%) to $900+ million in assets and 37 locations.  In addition, actively involved in capital raising efforts and bringing in key Company leadership.  Managed our 5 individual bank charter Presidents which included attending monthly Board, Loan, and Market Committee meetings.

Executive VP | Advisory Director

Amegy Bank of Texas (fka Southwest Bank of Texas, NA)

Worked in the Correspondent Banking Group.  Actively marketed bank services and financial products to commercial banks and thrifts in Texas.  Only one of 4 officers in the group to exceed 2003 personal goals for which incentive compensation was received.  During the first six months of 2004, one of only 5 officers recognized for outstanding calling efforts for which a trip to the Bahamas and cash award granted.  Stock option grants also provided.

Senior VP | Senior Commercial Lender

Christian Brothers Automotive - New Territory

Owner / operator with my wife of full service, 9 bay automotive repair shop in Sugar Land, TX.  Worked on wide range of domestic and foreign vehicles - from oil changes, to engines, to electronics.  Left in 2003 to return to banking and my wife continued to run the business until we sold the franchise in November 2006.
•	Assisted franchisor in negotiations to purchase property and oversee construction of facility.
•	Responsible for daily operations of 9 bay, full service auto repair facility including:  all personnel decisions (7 employees); marketing / advertising; accounting / bill paying; customer service; setting up credit lines with vendors; shuttling customers; and picking up parts.  For the first 18 months, opened the shop daily at 7:00 am and closed at 6:00 pm Monday – Friday.
•	1st year sales of $775,000 set record for startup Christian Brothers franchises.
•	Recognized for “Best Customer Relations” in 1999 and 2000 and “Most Improved Performance” in 2000 among all Christian Brothers franchises.

Local Franchise Owner | CEO

Wells Fargo Bank (formerly First Interstate Bank of Texas)

Actively marketed bank services and financial products to downstream commercial banks, thrifts, and credit unions in Texas.
Managed accounts through tumultuous hostile merger and transition to Wells Fargo Bank.  Ultimately assumed management for South Texas Correspondent Banking.  Received incentive compensation and stock awards for outstanding performance.

VP | Correspondent Banking

Federal Home Loan Bank of Dallas

Actively marketed FHLB products and services to commercial banks, thrifts, credit unions, and insurance companies in South Texas from remote office in Houston, TX.  Exceeded all 1993 performance goals in month of August 1993 for which incentive compensation was received.  Outstanding 1993 performance resulted in highest percentage salary increase (16%) given by the Bank for 1994.

VP | Correspondent Banking Division

Experienced Commercial Banker and Former National Bank Examiner

****************
Experienced commercial banker with over 35 years banking experience including Commissioned National Bank Examiner.  People and detail oriented leader with expertise in:  lending / relationship management; credit administration; management; bank M&A; recruiting quality personnel at all levels; and correspondent banking.

Lynn Krauss

taplio

The Battle

Bernard Low, PhD

Lynn Krauss

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