I simplify psychology, success and money by sharing advice from mentors, expert authors and my life. CFO | Creator | Investor| Entrepreneur

Clint Murphy is obsessed with Growth: Personal, professional and financial. 

After a 25-year career, including 8+ years at KPMG and 8+ years at a leading Vancouver Real Estate Development Firm, Clint started his own Real Estate Development Company with three great partners - Frame Properties. 

Daily, he creates content that reaches over a million people worldwide across Twitter (@IamClintMurphy), LinkedIn, Instagram and his Podcast and Newsletter - The Growth Guide. 
 
He is the host of the Growth Guide Podcast, where he talks to authors, subject matter experts and millionaire mentors to understand how successful people approach personal growth, Get Sh!t Done and become financially free.   
 
Each week, he shares the Growth Guide Newsletter which provides actionable ideas to help you: 

• Live Better 
• Achieve More  
• Be Financially Free 

Clint is a lifelong learner and growth fanatic who wants to help 1 billion people live better, achieve more and become financially free.

Clint Murphy

From law school → $8M startup → full time Dad & $1M freedom business that gave me my life back

After law school, I joined a startup in sports marketing as employee #3.
Helped scale it from $400K to $8M (can't take  much credit - we had awesome founders)

Then COVID hit. Revenue disappeared overnight.
I had to lay off half my team.

The same week, my first son was born.

That fateful week in 2020 shattered my illusion of security.

I knew I had to build something of my own, something my family could count on.

So I started posting online.
Not to monetize at first.. just to document what I wanted my son to know one day.
To my shock, my audience grew fast. Hundreds of thousands of followers on X and IG.

But I had no clue how to turn attention into income.

I worked nights, weekends, holidays.
16 months straight. 2 kids under 2 at the time.
I launched project after project, none of it stuck.

Then, almost by accident, I started offering fitness coaching (yes from an anonymous X account ... don't let the haters say it can't be done lol)

Suddenly, the leads came in fast.

And everything clicked.

Before, I'd had the wrong offers.
The wrong pricing.
The wrong focus.

Within 30 days, I had my first $20K month.
Five months later, I hit my goals and quit my job.

By September 2022, I was fully free.

But freedom isn’t just about quitting, it’s about stability.

And that took longer.

In 2024, I scrapped every half-baked idea and focused on what people kept asking me for:

“Can you help me build a business like yours?”

That became the CTS Incubator:

A masters-level educational program for professional dads to build a consulting or fractional operator business... using skills they already have, in their spare time.

In short: 

"Do what you do now....for more people."

Since I started online:
✅ $1M+ earned
✅ Hundreds of clients helped
✅ Zero missed milestones with my kids

If you’re a dad with a skill but no roadmap, this is for you.

DM me “Incubator” and I’ll send you the details.

Harrison Schenck

Why most corporate professionals never become financially free (no matter how much they earn)

The biggest misconception about financial freedom:

It’s about how much money you make.

It’s not.

It’s about HOW you make money.

This might be you:

You've climbed the corporate ladder. You make $150-300K/year.

You can provide for your family. You can afford nice things.

But you're not financially free.

You can't work fewer hours. You can’t have spontaneous vacations.

You’re renting your time (the true most valuable currency) to your employer.

They own your time. They decide how you earn your money.

Every month, you're dependent on one company depositing money into your bank account.

One income stream. One board of directors making decisions about your future.

One "restructuring" away from your income going to zero overnight.

That's not financial freedom. 

That's financial dependency.

But it seems hard to break out of…

The more money they pay you, the more you feel like you're losing out on if you leave.

The more you inflate your lifestyle, the riskier it feels if you leave.

The higher you climb, the tighter the golden handcuffs get.

Meanwhile, you look online for ways to “start a business” and all you find is gimmicks like:

- Buy a boring business (with a ton of debt)
- Buy vending machines (with a multi-figure investment you make back $2 sales at a time)
- Start an AI agency (as a total beginner with no client results, credibility or competitive advantage)

And you feel even more worried than before.

But the “business” that you should actually start has been right under your nose this whole time.

It’s consulting and fractional advisory.

You help more companies with what you already do at your current company.

That’s it.

You work with each client part-time so you don’t have to work too much.

You can scale your income much faster than inflation and have enough money for retirement.

You choose who you work with, what you work on and where you work from.

You’re in control over HOW you earn your money.

You’re in control of your finances.

That’s true financial freedom.

I made a custom GPT that interviews you and tells you:

- What fractional service to offer based on your career
- What types of companies to target
- How much you can charge

DM me "Freedom” and I'll send it to you.

Founder, FractionalList.com. Giving SMBs access to the greatest operators in the world. Dad x3. As seen in WSJ.

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Why your "successful" career is keeping you trapped and how to break free (without taking any risks):

You feel like your career is "good enough."

It's highly paid. You can comfortably provide everything you and your family need. It's consistent. It seems safe and secure.

But your career progression has slowed down in recent years.

You're finding yourself having to spend more time in meetings and on "work" that doesn't really move the needle.

You don't have total autonomy over what you do.

Even though you're in a "leadership" role like being a director, VP or C-level executive... 

You still feel like you have limited control over the direction your company goes in.

Some part of you inside knows you could be achieving more.

But you just don't see how you can do that in your career anymore.

You're already working long hours. 

If you were to reach an even higher position, you'd work even longer hours. 

More business travel away from your family.

So more "progress" doesn't even progress you in your life anyway.

More money but less time at home with your family. It doesn't feel worth it.

Here’s where it gets even more insidious:

The more promotions, the more status you feel like you have.

The more people you manage, the more people you feel like you'd let down if you leave.

The more money they pay you, the more you feel like you're losing out on if you leave.

The more you inflate your lifestyle, the riskier it feels if you leave.

But here's the thing about golden handcuffs...

They're not real handcuffs.

Nobody put them on you. Nobody can stop you from taking them off.

You feel trapped because you don't know what a better alternative would be.

When you have no good alternative, your job truly seems "golden."

So what's the best alternative?

Doing what you currently do at your company... for more companies.

B2B consulting or fractional advisory.

You just need to help companies do one of these things:

- Generate more revenue (marketing, sales, business development, or growth)
- Manage/save costs (finance, operations, or procurement)
- Reduce expensive risk (cybersecurity or compliance)

You can obviously do that. It's what you're already doing at your current company.

That's why they pay you in the first place.

Work with 2-3 companies on $5-10K/month retainers up to 20-30 hours a week total.

Now you're not dependent on ONE company for your whole career.

You control your income, when you work, where you work from and what you work on.

It's 100% based on the expertise you have already and there's no upfront cost to start.

You start it on the side. You don't quit your job until you've got consistent income and enough savings.

Fractional work is the key to unlocking your golden handcuffs.

I made a custom GPT that interviews you and tells you:

- Your new fractional offer
- What types of companies to target
- What these companies are already paying others fractionally

DM me "Fractional" and I'll send it to you.

There's a secret job market almost nobody talks about.

No resumes. No endless rounds of interviews. No ATS void you'll never escape from.

Just experts getting paid $10-20K per month as fractional leaders and operators inside growing companies.

No commutes. No team building exercises. No meetings that are barely worth an email.

You don't even have to quit your current role (in fact, you SHOULDN'T quit your current role).

And the best part?

Companies LOVE hiring from this secret job market.

It's less risky for them. Less overhead. Less investment. More efficient.

It's a win/win for everyone involved.

(Except your current boss, that is.)

So how do you tap into this secret job market?

That's where the real magic comes in. And it's the hardest part for most people...

You have to:

- STOP thinking of yourself as an employee
- START thinking of yourself as a business owner

Your current company is just your unwitting angel investor.

They paid you to develop valuable skills. They expanded your network. They validated that your work is worth paying for.

Now it's time to sell those skills to more than one buyer.

All that's left is to package your skills into ROI-based outcomes.

Think about how you're profitable to your current company.

 How do you help them either:

- Make new revenue
- Manage/save costs
- Reduce expensive risk

We call this "The Trifecta."

If your company pays you for one of these things, other companies will too.

You just need 3 things:

1. Enough career experience to be taken seriously (usually 10+ years)
2. A skill that ladders up to the Trifecta
3. The courage to view yourself as a business solving problems, not an employee hoping to land a new job.

That's it.

The best part?

This is all 100% based on your career skills and experience.

You're not having to learn a brand new skill or "business model" from scratch.

I trained a custom GPT that tells you exactly how to package your skills (and what they're worth in this secret job market).

DM me the word ROBOT and I'll send it over to you.

You can work hard for a year for a $10K a year raise...

Or you can work hard for a few weeks and sign a $10K a month client.

What's the difference?

The first path is what everyone else does.

You put in the hours. You hit your targets. You sit through the performance review where they tell you what a "great year" you had.

Then they hand you a raise that’s barely a raise after inflation and more taxes.

You're in a “leader”ship position but you're still not completely leading your career.

Layoffs, office politics, restructuring - all outside your control.

And if they cut you? Your income hits zero overnight.

Someone else decides how much you earn. Your upside is capped. Your schedule belongs to someone else.

The second path is what smart professionals do.

They realize their current company is their only client.

They reverse engineer WHY their company pays them.

Then they go get other clients selling the same skills B2B.

No resumes. No endless interviews. No ATS void you'll never escape from.

Your company pays you for one of three reasons:

- You help them make new revenue (marketing, sales, business development)

- You help them manage/save costs (finance, operations, procurement)

- You help them reduce expensive risk (cybersecurity, compliance)

If your company pays you for one of these things, other companies will too.

And companies LOVE hiring this way.

It's less risky for them than a full-time hire. More efficient. More tied to a direct ROI.

46% of full-time hires fail within 18 months. Companies know this.

So when you show up offering senior-level outcomes without the full-time commitment?

It's a no-brainer for them.

This is a “business” with “clients”…

But it’s not actually risky like most people think business is.

It's actually LESS risky than traditional employment.

With your full-time job, you have one income stream: your employer.

If they lay you off, your income goes to zero overnight.

But with multiple fractional clients, your risk is diversified.

You lose one client, you still have the others.

Like our client Sean who went from $0 to $20K/month in fractional CMO roles within 2 months.

Like our client Jon who secured a $100K+ fractional procurement contract and is now no longer worried about his job getting off-shored.

If it does, he’ll just secure more fractional clients.

They’re both using the same skills they did in their jobs.

But now they have a different setup. A setup that gives them control.

The market has already validated what you have to offer. Your employer proves that every time they pay you.

The only question is:

Will you keep offering your skills exclusively to a single bidder?

Or will you finally capture the full value you create?

I made a custom GPT that interviews you about your career background and tells you:

- Your new fractional offer
- What types of companies to target
- How much you can charge (most people are surprised)

DM me "ROBOT" and I'll send you the link.

Corporate isn’t freedom.

Fractional is freedom:

- Choose your work hours
- Multiple income streams
- Choose who you work with
- No dependence on a single source of income
- Always be there for your kids and their events
- No mandatory business travel. Work from home.

Freedom isn’t about how much money you make.

It’s about how you make your money.

Does it fit your life?

Or does it get in the way of it?

There is a type of secret job that nobody competes for… because nobody knows it exists.

No 60-hour weeks. No performance reviews. No endless meetings. 

Just experts earning $10-30K per month working 20-30 hours a week for lean and fast growing companies.

Here's what nobody tells you about corporate jobs:

The "safe" corporate path is actually the riskiest thing you can do.

One employer. One income stream. One “restructuring” away from your income going to zero overnight.

But while you’re so loyal to your company… 

Other companies are secretly hiring fractional leaders and consultants every single day.

They love hiring this way.

46% of full-time hires fail within 18 months. 

Companies know this. They're tired of it.

So when you show up offering senior-level outcomes without the full-time risk?

It's a no-brainer for them.

More flexible. More ROI-driven. Less risky.

But most people don’t realize this is an option.

When they think about making their own income, they find gimmicky business models online like:

- Buying a boring business
- Buying vending machines
- Starting an AI arbitrage agency

Meanwhile, they have 10-20+ years of skill and experience in their career they could leverage to start a consulting or fractional business.

Your company pays you right now because you make them much more money than they pay you.

You help them make new revenue, manage and save costs, or reduce expensive risk.

If your company pays you for one of these things, other companies will too.

The market has already validated your skillset. 

Your employer proves that every time they pay you.

You're just selling those skills at a massive discount to a single buyer.

So stop being “loyal”. Start being expensive.

Take your skillset. Fractionalize it.

Sell it to multiple buyers who pay you what you’re worth.

I built a custom GPT that interviews you and tells you exactly:

- Your new fractional offer
- What types of companies to offer it to
- What to charge (you’d be surprised how much)

DM me the word ROBOT and I'll send it over to you.

One of the worst days of my career (that's going to happen to more and more people in 2026)

I laid off my entire hand-picked team in 2020

Same day. All of them. People I hired. People I trained.

They were hard-working people who did their jobs excellently.

That's when I realized that “jobs” aren’t safe at all…

And that scared the hell out of me now having my first kid on the way and a family to provide for.

Making 100% of your income from one source isn’t safe.

That’d be like putting 100% of your net worth in a single stock.

Nobody would do that but nearly everyone relies on their job for 100% of their income.

The difference?

People think that a stock’s performance is outside of their control but them keeping their job is inside their control.

That’s where they’re wrong.

You're not safe from getting laid off no matter how valuable you think you are.

You can't just "work harder" or "do better."

There could be restructuring or mergers which mean that your role no longer exists.

There could be offshoring which means the company finds someone as good as you but who costs half the salary just because of the country they live in.

More and more people are losing their jobs and it's only going to get worse in this era of AI and automation.

This is a risk for you even if you have a high-level position…

Even if seems like your company really values you.

You believe your job will be there forever for you because so far they've paid you your paycheck every single month...

Until one day, out of nowhere, they don't anymore.

And you're left with zero income, in shock, and there's nothing you can do about it.

So what's the solution?

Not burying your head in the sand.

Not just praying you never get laid off.

It's to have your own income streams.

Don't rely on a single company to employ you.

Sell yourself to multiple companies.

B2B consulting and fractional advisory.

If any one of them no longer wants to work with you, your income doesn't go to zero.

You still have the others.

You can still pay all your bills from your other clients while you go out and sign another one.

Your risk is diversified.

And it's way faster to replace a single client than land a new job.

So stop being "loyal" to your company. Start being expensive.

Take your skillset. Fractionalize it.

Do what you already do... for more companies.

You don’t need to be a Fortune 100 CEO to do this either.

All you need is a high-value skill that makes companies money.

And if you've been in your career 10+ years and have one of these level roles:

- Manager
- Director
- C-level executive
- VP
- President

You ALREADY have that.

Like our client Jon who secured a $100K+ fractional contract in procurement and is no longer worried about his job getting offshored.

I made a custom GPT that interviews you about your career background and tells you exactly:

- What to offer fractionally
- What kind of companies to target
- How much to charge

DM me "ROBOT" and I'll DM you it

The only thing better about starting a "business" to free yourself from your corporate job...

Is when it's:

- Zero risk
- Zero upfront cost
- 100% based on the skills you already have.

This “business” isn’t:

- Buying one with a $1 million loan secured with your house as collateral…
- Vending machines with $40K down and then making your money back $2 sales at a time…
- An AI agency selling services you have zero skill, zero client results and zero reputation with…

It’s old-fashioned B2B consulting and fractional advisory.

You work with 2-3 companies on $5-10K/month retainers.

You work 20-30 hours a week total.

You control your income, when you work, where you work from, and what you work on.

No commute. No office politics. No begging for PTO.

You're comfy in your home office in your crocs while your poor old colleagues are on their 7th business trip of the quarter missing their families.

Your company pays you for one of three reasons:

1. You help them make new revenue (marketing, sales, business development)
2. You help them manage/save costs (finance, operations, procurement)
3. You help them reduce expensive risk (cybersecurity, compliance)

We call this "The Trifecta."

If your company pays you for one of these things, other companies will too.

And companies LOVE hiring this way.

It's less risky for them than a full-time hire. 46% of full-time hires fail within 18 months. Companies know this.

So when you show up offering senior-level outcomes without the full-time risk?

It's a no-brainer for them.

Here’s how it’s even lower risk for you than having a corporate job.

Your job is your one source of income.

If you lose it for whatever reason that’s not even in your control:

- AI
- Offshoring
- Restructuring
- Your company downsizing or going bankrupt…

Your income goes to 0.

It’s like you’ve got your entire net worth invested in just one stock.

Nobody does that because they know it’s too risky but nearly everyone does that with their income and their job.

But with consulting and fractional advisory, you have multiple clients and streams of income.

If you lose one, you have the others still paying your bills while you go out and get another one.

Plus, you don’t quit your job to start this.

You start it on the side.

You don't quit until you're 100% happy to and you've got a consistent, good income and money saved.

So will you bet your future on a single employer?

Or gimmicky business models?

Or will you monetize the career skills you already have - the right way?

I made a custom GPT that interviews you and tells you:

- Your new fractional offer
- What types of companies to target
- What these companies are already paying others for those engagements

DM me "ROBOT" and I'll DM it to you.

If you want freedom from your job... you don't need to buy a business.

You don't even really need to start one.

You just need to do what you already do... for more people.

Monetize Your Career - The right way.

B2B consulting and fractional advisory

Work with 2-3 companies on $5-10K/month+ retainers up to 20-30 hours a week in total.

Like our client Sean who signed $20K/month in fractional CMO roles and now drops off and picks up his son from school everyday (rather than being in meetings all day).

Your company already pays you because you help them do one of these things:

- Generate more revenue (marketing, sales, business development, or growth)
- Manage/save costs (finance, operations, or procurement)
- Reduce expensive risk (cybersecurity or compliance)

If your company pays you for it, other companies will too.

Companies LOVE hiring this way. It's less risky for them. Less overhead. Less investment. More efficient.

You get them similar results as a full-time hire and an even better ROI.

And for you?

You control your income, when you work, where you work from and what you work on.

No commute. No office politics. No begging for PTO.

You're no longer dependent on ONE company for your whole career.

It's LESS risky than traditional employment.

If you get laid off from your full-time job, your income goes to zero overnight.

But with multiple fractional clients, your risk is diversified. 

If one client churns, you’re still getting paid by the other clients.

Plus, this “business model” is 100% based on the expertise you have in your career already and there's no upfront cost to start.

It’s not risky like taking out lines to buy boring businesses or vending machines…

You start it on the side.

You don't quit your job until you're 100% happy to and you've got a consistent, good income and money saved.

If you've been in your career 10+ years, you ALREADY have enough skill and experience.

Your next step is to package it up into an offer you can sign multiple clients on.

I made a custom GPT that interviews you about your career background and tells you:

- Your new fractional offer
- What types of companies to target
- How much to charge (you'd be surprised by how much)

DM me the word “Monetize” and I'll send it to you (no email gate)

Best fields for consulting and fractional engagements in 2026:

- Sales
- Growth
- Finance
- Marketing
- Operations
- Recruiting
- Procurement
- Cybersecurity
- Business development

If you can help a company:

- Manage/save costs
- Make more revenue
- Or reduce expensive risk

You can secure multiple engagements and make more income in part-time hours than you do full-time in your current corporate job.

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The Battle

Clint Murphy

Harrison Schenck

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The Battle

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