Harvest Small Business Finance, LLC

Harvest Small Business Finance, LLC is a Commercial Real Estate Finance company based in Laguna Hills, California. In a strategic partnership between Medalist Partners and Harvest's Senior Management, Harvest acquired an SBLC (Small Business Lending Company) Non-Bank Lender License that allows for originating and servicing SBA 7A loans on a nationwide basis.

A separate company division, Harvest Commercial Capital also has an on-balance sheet SBA 504 and Small Balance Commercial loan products to be held for securitization. Harvest conducts business in all 48 contiguous states.

Senior Vice President

Plaza Bank

Lend to many business types including auto repair, car dealerships, private schools, laundromats, day care, contractor yards, convenience stores and self storage, construction, tenant improvements, investor properties

93% LTV on owner-user purchases – sba 7(a) & 504

Will consider credit scores as low as 600 with some of the most aggressive loan-to-value standards in the industry

Vice President

Greystone Servicing Corporation, Inc.

Responsible for multifamily loan production and servicing. Fannie Mae, Freddie Mac, FHA, DUS.

Managing Director

Specialize in owner-user commercial real estate financing. Please contact me for a quote on term and pricing.

Bank of East Asia

Business development commercial real estate lending.

Cathay Bank

Business development in commercial real estate lending.

US Bank

Business Banking Officer

Accenture

Consultant

York International

Sales Engineer

Senior Vice President at Harvest Small Business Finance, LLC. Direct 310-363-9346

At Harvest Small Business Finance, I focus on fortifying businesses nationwide with robust SBA 7A and 504 loan products. Our team has excelled in delivering financial solutions that empower small to medium-sized businesses to thrive, thanks to a strategic partnership with Medalist Partners and a commitment to New Business Development and Customer Relationship Management.

My analytical skills are pivotal in managing our expansive portfolio, ensuring high-quality loan servicing across all 48 contiguous states. By leveraging my MBA in Finance, I contribute to the company's mission, supporting clients with tailored financial structures and maintaining the integrity of our loan products.

Chris Rabenold

City National Bank

VP, Credit Officer

West Valley National Bank

VP, Sr. Portfolio Manager/Commercial Underwriter

Nevada State Bank

AVP, Corporate Banking

Town & Country Bank

Piloting BusinessManager Program (Asset-Based Lending)
Underwrite C&I and commercial real estate loans
Perform annual term loan reviews
Complete cash flows for new & current customers
File maintenance

Credit & Relationship Officer

Underwrite complex commercial SBA transactions (SBA 7(a) & 504)
Document the detail and requirements of loan decisions, including conditions to close
Insure compliance with all SBA eligibility issues and regulations with SBA SOP standards when evaluating, analyzing and forming opinions for approving or denying SBA loan applications, as well as insuring compliance with bank policy
Perform annual reviews on required credits.
Analyze repayment ability historically or on proforma/projection basis and complete personal/business/global cash flow.
Review professional real estate appraisals
Assess environmental risks
Analyze commercial leases
File maintenance

Credit Officer

SouthwestUSA Bank

Analyze financial statements and tax returns at a complex level using spreading software (Cash and Tax Analysis) and documenting results and analysis in writing
Monitor financial and loan ticklers, conduct follow-up, prepare correspondence to customers requesting financial information, as required by policy
Assist in the preparation of detailed credit presentations for workout loans with complex structures, often not consistent in nature or product driven
Assist in underwriting and the pre-qualification assessment and analysis of financial condition and risk of new and renewal financing requests within framework of bank credit culture and current economic and industry trends for pass graded credits
Order and ensure credit inquiries and UCC searches, research filings to determine credit worthiness and appropriate collateral positioning 
Compile and analyze data from credit bureaus, conduct industry peer comparisons, and perform cash flow analyses and other such tasks and comparisons
Order and conduct reviews of complex appraisals for conformance with bank policy, USPAP, and regulatory standards
Prepare Special Attention Credit reports (SAC) for all watch or greater graded credits for the entire loan portfolio bank wide
Assist in the preparation and validation of information for accuracy, completeness, and adherence to bank policy for ASC 310 worksheets, charge-offs, risk grade changes, accrual status changes, etc.
Coordinate the collection of information and prepare department reports, i.e. litigation, foreclosure, OREO, status of watch and greater credits
Maintain department logs for the tracking and processing of loan approvals, charge-offs, accrual status changes, grade changes and appraisals in process
Licensed Notary Public for the State of Nevada

taplio

The Battle

Chris Rabenold

Jaclyn Steele

Followers

Posts

Engagements

Likes

Ready to grow your LinkedIn presence?