I am a native Chicagoan, father of 3 wonderful children, and a 20 year veteran of the financial services industry. 

-I am passionate about working with business owners who would benefit from having an objective partner in their financial lives.   
-I am trying to help my clients realize their best selves. We use financial tools to help them achieve the freedom, control, or time that they desire. 

How do I know if I'm a good fit?

-Business Owners between 35&55 who want to have the ability to make work optional

-Household income of at least $150,000

-People who want to delegate so you can spend more time with the people they care about and doing the things they love


What is the benefit of working with Chris?

-Create an easily understandable 1 page financial gameplan so you always know what the next steps we will take are

-Knowing there will be a day when you can make work optional so you can have a defined goal to work towards.

-Optimize insurance policies to maximize coverage and reduce costs.

-Proactive tax planning to minimize your lifetime tax bill

-Provide financial partnership and help solve your financial problems so you can focus on the most important things in life

 I love working out, cooking, bourbon and cigars. 


Please note: While I appreciate endorsements of my services, I cannot accept endorsements or recommendations on my LinkedIn profile, as these are considered a prohibited testimonial under SEC regulations.

I can be reached at (312) 850 3600 x16 or you can schedule at https://app.acuityscheduling.com/schedule.php?owner=12813504&appointmentType=1941784

Securities offered through The O.N. Equity Sales Company, Member FINRA/SIPC, One Financial Way, Cincinnati, OH 45242 513.794.6794. Investment Advisory Services offered through the O.N. Investment Management Company

Christopher Clepp

Is it just me, or did alcohol suddenly come with terms and conditions?

One drink is enjoyable.
Two drinks require water.
Three drinks require a full recovery plan.

I still like the IDEA of drinking more than the aftermath.

Please tell me I’m not alone here.

President @ Building Towards Wealth | ChFC, Financial Planning, Wealth Management

Honest Question About Coffee 

Is it just me or does one cup of caffeinated coffee now feel like the exact right amount?

Two cups and I’m wired.
Three cups and I’m questioning my life choices.
Any more and I’m no longer a functional adult.

Somewhere along the way, my tolerance quietly retired.

Please tell me I’m not alone.

Entrepreneurs create something from nothing, often at a level of sacrifice most people never see.

You carry risk, financial, emotional, reputational.
You shoulder obligations, employees, clients, lenders, family.
You show up every single day because no one else will.

But when success finally materializes, the landscape shifts.
Suddenly it’s taxes, liquidity decisions, planning, and navigating the implications of the wealth you’ve built.

This is the part no one prepares business owners for:
The complexity doesn’t end when the struggle does.

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Business owners often say, “My money is tied up in the company.”
Exactly.

That concentration is the reason planning matters.

Not to diversify prematurely, but to manage risk, liquidity, and optionality while you’re still in control.

Turning 50 this year has clarified something for me.

Nothing is more important to my quality of life than my physical fitness.

It keeps me sane when work is heavy.
It gives me energy instead of stealing it.
And most importantly, it lets me keep up with my 5- and 7-year-old without feeling like I’m borrowing energy from tomorrow.

These days my routine is simple and sustainable:
• Cardio
• CrossFit
• Strength training
Usually five days a week
Rest days look like long walks or yoga

It’s not about aesthetics.
It’s about capacity.

Curious, what are you doing right now to maintain your physical fitness?

When Doing the Right Thing Isn’t Enough

I don’t often tell stories about clients we part ways with. The handful of times it has happened, those chapters close quietly and respectfully.

But occasionally, there’s a lesson worth sharing. 
We started working together with clarity. We laid out the objective for a specific investment account. Not hypotheticals. Not market-beating ambition. A clearly defined role for this money within a larger life context.

The mandate was conservative by design.
The time horizon was long, roughly 15-20 years.
The purpose was stability, liquidity, and reliability.

This wasn’t “swing for the fences” money. It was foundational money. Money that needed to do its job quietly and predictably.

And for 18 months, that’s exactly what it did.

We measured against the objectives we agreed on. The approach was disciplined, regardless of market conditions.

In March of 2025, when markets pulled back, we stayed the course.
When they rebounded, we stayed the course.

Not because we were stubborn.
Because the plan didn’t change.

There were calls and emails prompted by headlines, forecasts, and predictions.

Each time, the conversation came back to the same place.
We are investors, not traders.
This portfolio wasn’t designed to react to every piece of news.
Changes would happen at the margins, thoughtfully, deliberately, and rarely.

Despite that, dissatisfaction persisted.

Not because the goals weren’t met.
Not because the results were poor.
But because there wasn’t enough activity.

After revisiting the same issue multiple times, it became clear. We weren’t misaligned on performance. We were misaligned on philosophy.

Ultimately, we decided to part ways. The client chose to move the funds into a savings account. He expressed frustration about paying fees, even though the portfolio was performing well after factoring in those fees.

That’s on me.

From the start, this relationship was too focused on returns and not enough on planning, despite my guidance. Planning is what we lead with. Returns matter, but they are a byproduct of a disciplined process, not the purpose of the relationship.

Cost is only a factor in the absence of value.
And value looks different depending on what you believe progress actually is.

For some people, movement feels like progress.
For others, discipline does.

Sometimes, the hardest work in investing isn’t making a decision.
It’s having the patience to do nothing when doing nothing is the right move.

Mistaking activity for productivity is one of the most expensive mistakes an investor can make. And it’s a line I won’t cross, even if it means saying goodbye.

Because my responsibility isn’t to make portfolios busy.
It’s to make plans work.


The scenario is for illustrative purposes only and is not a recommendation. All investing involves risk, including possible loss of principal. Past performance is not indicative of future results.

Entrepreneurs are wired to see opportunity where others see danger.

That instinct is why most people never start a business, and you did.

But pushing through risk works best when effort directly changes outcomes.
In business, mistakes can be fixed with better hires, better systems, better execution.

In personal planning, time and capital behave differently.

Some risks compound quietly. Some mistakes don’t show up until there’s no clean reset.

The skill isn’t being less bold.

It’s knowing where boldness actually pays.

The instincts that make someone a great entrepreneur are powerful.

They also don’t always translate.

In business, reinvention is often necessary. Markets shift. Products evolve. Competition forces adaptation.

Personal wealth doesn’t operate the same way.

Constant tinkering, reacting, and pivoting often introduces more risk than reward. Wealth is built through alignment, patience, and repeating sound decisions over long periods of time.

What creates revenue growth doesn’t always create financial security.

Different arena.
Different rules.

We remember the winners.
We forget the graveyard.

For every innovation that reshaped the world, there were countless others that promised the same thing and quietly disappeared.

When making financial decisions, this matters.
Chasing the next big thing often ignores the far more powerful driver of long-term success: consistency.

Boring done well beats exciting done poorly.

This weekend is the deadline to help my daughter, Kari’s school reach their $2k fundraiser goal!
- Buy a Domino’s Slice The Price (STP) card for just $20, and the school earns $10 for every card sold.
- With the card, you can purchase unlimited large pizzas at Domino’s, and with each purchase you receive another large pizza! e.g. buy 10, get 10 FREE!
- Use the card as many times as you like for the whole year (think Super Bowl party, kid’s bday parties, etc)

Open article: Help us raise $2,000! — Kari Clepp & Hawthorne Scholastic Academy PTA by store.dominos.cards

Help us raise $2,000! — Kari Clepp & Hawthorne Scholastic Academy PTA

Traditional planning assumes predictability.

Entrepreneurial life is anything but predictable.

Real planning for business owners isn’t about perfect projections.

It’s about building flexibility into every decision.

I’m always on the lookout for great book recommendations.

A few favorites from this year that really stuck with me:

• The Art of Spending Money by Morgan Housel
No surprise here. He’s still my favorite writer. Clear, grounded, and endlessly re-readable.

• Atomic Habits by James Clear
I re-read this again. Every time I pick it up, something different clicks depending on the season of life.

• Anything by Ryan Holiday, especially his most recent, Wisdom Takes Work
Consistently practical reminders that growth and perspective are earned, not downloaded.

What are you reading right now?
What have you enjoyed or re-read recently?

Always looking to add a few good titles to the list.

Every generation believes it’s living through unprecedented change.
Some of that is true. Most of it isn’t.

Airplanes changed travel.
The internet changed communication.

But for every true breakthrough, there are dozens of ideas that were simply new, not better.
Novelty grabs attention. Fundamentals create outcomes.

In investing, business, and life, the question isn’t “Is this new?”
It’s “Does this actually improve the end result?”

A 9-to-5 plan optimizes savings rate.

A business-owner plan optimizes decision-making.

Those are very different objectives.

More feels productive.
More feels sophisticated.
More feels like progress.

But more is often just noise.

More accounts don’t mean better outcomes.
More strategies don’t mean better results.
More complexity doesn’t mean better control.

In fact, complexity often hides the absence of clarity.

The strongest financial plans are calibrated, not maximized. They’re built around enough—enough growth to meet goals, enough liquidity to stay flexible, enough risk to move forward without putting everything in jeopardy.

Optimization without purpose is just accumulation.
Enough is intentional.

Simple feels uncomfortable.

Complexity gives the illusion of control and intelligence.
But complexity without purpose usually just increases the chance of mistakes.

The most effective financial strategies are often simple, repeated consistently, and rarely exciting.

That’s not a flaw.
That’s the point.

Most entrepreneurs are comfortable with concentration.
One product. One market. One big bet.

That focus is often exactly what makes the business work.
Clarity beats diversification early on.

But personal wealth built the same way introduces a different kind of risk.
Not visible day-to-day. Not dramatic. Just quietly compounding exposure.

Success doesn’t require copying the business playbook everywhere.
Sometimes it requires knowing where not to use it.

Business owners don’t just have portfolios.

They have enterprise value, key-person risk, tax strategy, liquidity events, and optionality.

If your advisor is only talking about markets, you’re getting a partial conversation.

Wealth leakage is rarely dramatic.

It’s small decisions, made repeatedly, without a framework.

Founders don’t lose wealth overnight.
They lose it slowly, without realizing it.

“I’ll focus on my personal finances after the exit.”

That’s like saying you’ll worry about taxes after April 15.

The decisions that determine what you keep are made years in advance.

Planning early isn’t about slowing you down.

It’s about protecting the upside you’re working so hard to create.

Helen Yu

CEO @Tigon Advisory Corp. | Host of CXO Spice | Board Director |Top 50 Women in Tech | AI, Cybersecurity, FinTech, Insurance, Industry40, Growth Acceleration

As the founder and CEO of Tigon Advisory, I help tech companies of all sizes multiply their growth opportunities by leveraging AI, cybersecurity, IoT, supply chain, and customer experience. With over a decade of technology industry experience, I offer CXO-as-a-service and guidance to organizations through digital transformation, strategic planning, enterprise risk management, go-to-market optimization, and influencer marketing.

I have worked with enterprise clients such as SAP, IBM, Salesforce and Microsoft, as well as B2B SaaS, Fintech, Insuretech, and Martech startups. I also serve as an independent board director and a venture capital advisor, where I bring a unique perspective on technology thought leadership, cybersecurity risk management, go-to-market strategy, and customer experience. I am a certified cybersecurity expert from MIT Sloan School of Management, an MBA from Loyola University of Chicago, and a respected industry thought leader, a Wall Street Journal best selling author, a keynote speaker, and a host of CXO Spice podcast. I am passionate about empowering and mentoring the next generation of technology leaders, especially women and minorities.

Director Board of Directors

CEC is a security service integrator with focus markets in manufacturing, healthcare, SLED and Corporate Campus.  Customers with complicated organizations and physical plants rely on CEC as extensions of their teams in making strategic investment and management decisions related to their technology and infrastructure. I serve as Culture and Compensation Committee Chair. 

Is your data infrastructure ready for the robotics era?

At #CES, I reconnected with Spencer Huang, Product Lead for Robotics at NVIDIA to get an update on Cosmos and GR00T.

His statement resonated with me: the companies winning in robotics have stopped waiting for perfect models. They're capturing data NOW.

Three insights that changed how I think about this space:
✅ The data problem is here 2026 will see a massive influx of real-world robotic data. But Spencer warns: "It's very easy to generate lots of data that's not useful." Winners will build pipelines to curate and synthesize quality data.
✅ Hybrid tasks = biggest opportunity The sweet spot are tasks too complex for traditional robots but not complex enough to need general AI. This is where companies can deploy TODAY.
✅ Dual simulation unlocks scale Cosmos provides diversity through natural language. Omniverse delivers physical precision. Together, they solve what seemed impossible: infinite scenarios with accurate physics.

Spencer's key insight: "If you want to leverage the technologies coming out in a year or two, capturing that data today is extremely crucial."

The inflection point for Robotics is here. What's your move?
Full insights: https://lnkd.in/gUMawp8m

#Robotics #AI #PhysicalAI #Manufacturing #Innovation

To stay current with the latest trends in #Technology and #Innovation, Subscribe to 👉 #CXOSpiceNewsletter here https://lnkd.in/gy2RJ9xg 
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"It's completely infeasible in the robotics space to assume one company can solve this, because we have to represent the entire world. It's not just t

Open article: The Future of Physical AI: Key Insights from NVIDIA's Robotics Product Lead at CES by Helen Yu • 5 min read

The Future of Physical AI: Key Insights from NVIDIA's Robotics Product Lead at CES

The ChatGPT Moment for #Robotics Is Here.

Jensen Huang, CEO of NVIDIA delivered one of the most significant keynotes at CES, and the message is clear: physical AI breakthroughs are unlocking entirely new applications.

Just as ChatGPT transformed how we interact with AI through language, we're now witnessing a parallel revolution in the physical world. 

Huang predicts this could become the largest technology industry the world has ever seen, driven by three key pillars: agentic AI, self-driving cars, and humanoid robots.

Here are Key Announcements:
✅ NVIDIA Cosmos - A world foundation model platform trained on 20 million hours of real-world robotics and driving videos, enabling developers to create realistic simulations for testing autonomous systems
✅ Drive AV Stack - Mercedez Benz CLA achieved the highest Euro NCAP safety score in 2025, with urban driving capabilities rolling out via OTA updates in just over a year
✅ Isaac Robotics Platform - Open frameworks including Groot 1.6 with Cosmos Reason integration, enabling generalist-specialist robots that combine broad knowledge with deep expertise
✅Jetson Thor T4-1000 - Delivering 1,200 teraflops of AI compute at just 40-70 watts, making advanced robotics accessible at scale

The shift is already happening. Hundreds of billions in VC funding and trillions in R&D budgets are transitioning from classical computing methods to AI. Companies from Boston Dynamics to LEM Surgical AG are building on this platform to transform everything from manufacturing to healthcare.

Stay tuned for my conversation wtih Spencer Huang to get the latest update on Cosmos and GR00T. 

We're moving from AI that perceives and generates to AI that perceives, reasons, plans, and acts in the physical world. The future isn't just thinking machines; it's machines that can navigate our reality safely and intelligently.

What applications of physical AI are you most excited about? 

#CES2025 #PhysicalAI #Robotics #AutonomousVehicles #AI #Innovation #NVIDIAPartner

To stay current with the latest trends in #Technology and #Innovation,
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What better way to kick off the new year than “Everybody” at Sphere with robots? 🤖🎶

The Backstreet Boys’ performance at Sphere was a reminder that when music, immersive tech, and robotics collide, the future feels very present. High energy, iconic sound, and yes… robots stealing the show.

That momentum carries straight into #CES this week, where I’ll be diving deeper into what’s next through interviews on:
✅ Robotics (Cosmos and GR00T Year One)
✅ Smarter AI for Enterprises
✅ Intelligent Product Lifecycle

From the stage to the show floor, innovation is setting the rhythm for 2026.
Stay tuned as the future of AI, robotics, and intelligent systems takes center stage.

#CES2026 #Robotics #AI #Enterprises #Engineering #HNY

To stay current with the latest trends in #Technology and #Innovation,
Subscribe to 👉 #CXOSpiceNewsletter here https://lnkd.in/gy2RJ9xg
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What happens when Physical AI moves from demos to real-world deployment at scale, in motion, and in the operating room?

The NVIDIA Physical AI Showcase at CES had answers everywhere.
This short video captures some of the most memorable moments.

My favorite highlights:
✅ Miroki by Enchanted Tools
A familiar face from NVIDIA GTC last year - this social, general-purpose robot is designed to support patients through care, restorative, and cognitive assistance, making human-centered robotics tangible.
✅ Reachy Mini by Reachy.ai + NVIDIA DGX Spark
I got hands-on creating a stylized image with Reachy Mini, powered by NVIDIA DGX Spark. A fun, experimental process even though the result looked more like Shrek than me 😄.
✅ TRINITY – will.i.am’s one-seat EV concept
Focused on situational awareness, TRINITY lets drivers talk to AI about traffic and surroundings in real time, processing vision locally to understand the physical world beyond a map.
✅ LEM Surgical: From Innovation to Standard of Care
Already FDA 510(k) cleared and in routine clinical use, the Dynamis system shows how NVIDIA Physical AI is advancing robotic surgery toward greater autonomy and perception.
✅ AGIBOT at Scale
AGIBOT has shipped its 5,000th humanoid robot, now deployed across hospitality, manufacturing, logistics, security, and education; proof that humanoids are moving beyond prototypes.
✅ Reconnecting with Spencer Huang (NVIDIA Robotics)
A great conversation on what Physical AI enables next and how it’s moving from research to real-world impact. Stay tuned for the upcoming CXO Spice newsletter where I will be sharing more about our conversation.

Physical AI is no longer a glimpse of the future; it’s unfolding now across healthcare, mobility, and humanoid robotics.

To stay current with the latest trends in #Technology and #Innovation,
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What does 'durability over speed' require from boards and executive teams in practice?

What is emerging at Abu Dhabi Sustainability Week - ADSW is a view of leadership grounded in clarity and long-term alignment. Progress at scale is being discussed as something enabled by governance, consistency, and disciplined decision-making, rather than driven by momentum or messaging.

Partnerships are being framed as deliberate and earned, built on trust, shared values, and continuity over time. That framing will resonate with boards and executive teams operating in complex environments, where durability matters more than speed.

This perspective was articulated by Dr. Sultan Al Jaber during the opening ceremony and sits within a broader UAE emphasis on long-term alignment. Values are being positioned as a practical guide for how investments are assessed, how partners are chosen, and how progress is measured, with attention focused on systems that can hold over decades.

#ADSW2025 #Sustainability #ESG #CorporateGovernance #ClimateAction
To stay current with the latest trends in #Technology and #Innovation,
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What separates AI leaders from followers in financial services?

I'm pleased to share my perspective as quoted in sixth annual NVIDIA State of AI in Financial Services report: 89% of financial institutions report AI is increasing revenue while decreasing costs, and 65% are now actively deploying AI.

Here's my perspective on what matters:
"Open-source models are fundamentally changing the competitive dynamics in financial AI. The real value capture happens when institutions fine-tune these models on their proprietary transaction data, customer interaction histories and market intelligence, creating AI capabilities that competitors cannot replicate."

The institutions winning in AI are treating proprietary data as a strategic advantage. With 84% prioritizing open-source models and 42% exploring agentic AI, we're witnessing the foundation of competitive differentiation being built right now.

Download NVIDIA’s "State of AI in Financial Services: 2026 Trends" report to see where the industry is heading and how leaders are capturing value: https://nvda.ws/3ZqjDoW

#FinancialServices #AI #Innovation #CFO #CIO

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Are you tuning in to the Cisco AI Summit next Tuesday?

On February 3rd, Cisco Chair & CEO Chuck Robbins and President & Chief Product Officer Jeetu Patel are hosting a full day of live, candid conversations with the people building the AI economy. 

It's candid discussions with:
• Sam Altman at OpenAI on frontier models
• Jensen Huang at NVIDIA on AI infrastructure
• Fei-Fei Li at World Labs on spatial intelligence
• Mike Krieger at Anthropic, Dylan Field at Figma, Aaron Levie at Box, Matt Garman at Amazon Web Services (AWS) 

I'll be dialing in for "The AI Factory: Infrastructure for Intelligence" (7:30–8 p.m. PT); a conversation between Jensen Huang and Chuck Robbins on open models, next-gen accelerated computing, and building AI factories designed to manufacture intelligence at planetary scale.

February 3, 2026 | 9 AM – 8 PM PST. Free. No registration needed. Link to join: https://lnkd.in/gCP_5TYq

Check out the full agenda and drop in for whatever sessions interest you most. Follow along with #CiscoAISummit and I would love to hear your takeaways.

To stay current with the latest trends in #Technology and #Innovation, subscribe to #CXOSpiceNewsletter 👉 https://lnkd.in/gy2RJ9xg
Or #CXOSpiceYouTube 👉 https://lnkd.in/gnMc-Vpj

When a cyberattack hits, will your board lead or scramble?
✅ The average data breach now costs $4.88M globally and $9.3M in the U.S.
✅ 99% of ransomware attacks target backups, with recovery taking 24 days on average.
✅ 75% of security leaders say AI-powered attacks are already having a major impact.

This threat landscape is active and accelerating today.

AI and quantum computing are reshaping the threat landscape faster than most organizations can adapt. Building higher walls won’t save you when attackers scale faster, smarter, and cheaper.

Cybersecurity is no longer just a CISO issue; it’s a boardroom mandate.

Leading organizations are changing the playbook:
✅ From preventing everything → to managing acceptable risk
✅ From defense-first → to rapid response and recovery
✅ From cost center → to strategic business enabler

Read more from my blog: Is your board of directors truly leading on cyber readiness?
👉 https://lnkd.in/gMYj4TvD

Tune in Tuesday for the release of the 2026 Outlook for Identity Management Report to learn how boards and security leaders can stay ahead of the threat curve.

The convergence is underway and board preparedness will separate leaders from laggards.

#Cybersecurity #RiskManagement #BoardDirectors #CEOs 

To stay current with the latest trends in #Technology and #Innovation,
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What happens when your first Acumatica Summit turns into a masterclass in community?

It started with the little things: flowers, a fruit stand, Starbucks coffee. Then came the conversations, generosity, and people who truly showed up.

When my laptop charger broke, Monika Skibeness saved the day (twice!), and Shary Dye, CPA came through with a charger to power the final evening. That’s  community.

I was honored to speak at the WiT luncheon, connecting with an incredible group of women and men who are driving meaningful change across the ecosystem. Thank you Irina Barber, Ph.D. JJ DiGeronimo Loni Unser and Lori Seal.

A personal highlight was finally meeting Sanket Akerkar, now COO and President of Acumatica. I hosted Sanket on CXO Spice last year when he was CRO, so celebrating his well-deserved promotion in person felt full circle.

And because the best conferences don’t end with the last session, time on the dance floor with Marcia Kennedy and Kimberly Roma, and celebrating with Irina Barber, Ph.D. and Aliya Rakimgulova, was a reminder that real connections often happen after hours.

Meeting Acumatica founder Mikhail Shchelkonogov was truly special. Hearing firsthand how he started the company and navigated its growth added depth and meaning to everything Acumatica represents today.

🎥 I captured some of these moments in a 50 second video below.

My interviews with Paul Tedford, CEO of WM Synergy, and John Case, CEO of Acumatica will be released next week. Stay tuned.

Grateful for an unforgettable first Summit.

#AcumaticaSummit #Leadership #WomenInTech #ERP #Community

To stay current with the latest trends in #Technology and #Innovation, subscribe to #CXOSpiceNewsletter 👉 https://lnkd.in/gy2RJ9xg
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Are aerial robots quietly redefining how solar assets are maintained?

Drone-based cleaning is moving beyond novelty and into practical use. Instead of ground robots or rooftop crews, lightweight drones can now clear dust and sand from panels without contact; an important advantage for large solar farms where access is difficult and soiling losses add up fast.

What stands out is the operating model:
✅ Inspection and cleaning in a single pass
✅ No scaffolding or full-array shutdowns
✅ Far lower water use than conventional methods

This reframes cleaning from a periodic task into an ongoing maintenance process. It’s a subtle shift, but one that could compound into meaningful efficiency gains at scale.

It is still early, but this is a case where robotics fits the problem unusually well.

#Robotics #Solar #Drone #Innovation

To stay current with the latest trends in #Technology and #Innovation,
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The Battle

Christopher Clepp

Helen Yu

Followers

Posts

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Likes

Performance ScoreChristopher Clepp's LinkedIn Performance

Performance ScoreHelen Yu's LinkedIn Performance

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taplio

The Battle

Christopher Clepp

Helen Yu

Followers

Posts

Engagements

Likes

Performance Score.css-goub6s{font-size:var(--chakra-fontSizes-md);font-weight:500;color:var(--chakra-colors-gray-600);display:block;margin-top:var(--chakra-space-1);}Christopher Clepp's LinkedIn Performance

Performance ScoreHelen Yu's LinkedIn Performance

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Performance ScoreChristopher Clepp's LinkedIn Performance