I am a native Chicagoan, father of 3 wonderful children, and a 20 year veteran of the financial services industry. 

-I am passionate about working with business owners who would benefit from having an objective partner in their financial lives.   
-I am trying to help my clients realize their best selves. We use financial tools to help them achieve the freedom, control, or time that they desire. 

How do I know if I'm a good fit?

-Business Owners between 35&55 who want to have the ability to make work optional

-Household income of at least $150,000

-People who want to delegate so you can spend more time with the people they care about and doing the things they love


What is the benefit of working with Chris?

-Create an easily understandable 1 page financial gameplan so you always know what the next steps we will take are

-Knowing there will be a day when you can make work optional so you can have a defined goal to work towards.

-Optimize insurance policies to maximize coverage and reduce costs.

-Proactive tax planning to minimize your lifetime tax bill

-Provide financial partnership and help solve your financial problems so you can focus on the most important things in life

 I love working out, cooking, bourbon and cigars. 


Please note: While I appreciate endorsements of my services, I cannot accept endorsements or recommendations on my LinkedIn profile, as these are considered a prohibited testimonial under SEC regulations.

I can be reached at (312) 850 3600 x16 or you can schedule at https://app.acuityscheduling.com/schedule.php?owner=12813504&appointmentType=1941784

Securities offered through The O.N. Equity Sales Company, Member FINRA/SIPC, One Financial Way, Cincinnati, OH 45242 513.794.6794. Investment Advisory Services offered through the O.N. Investment Management Company

Christopher Clepp

I keep hearing that AI is going to replace financial advisors and other knowledge professionals.

Here’s the reality.

The information has always been out there.

You could Google how to build a financial plan 15 years ago. You can ask ChatGPT today. That doesn’t mean you have one.

Six-pack abs are the perfect analogy.
The workouts are free. The nutrition plans are free. The science is clear.

And yet most people don’t have them.

Not because they lack information.
Because they lack execution and accountability.

Financial planning is no different.

The real value isn’t in generating ideas. It’s in:

• Structuring them correctly
• Catching the mistakes before they become expensive
• Keeping you from stepping on landmines
• And helping you execute when emotions get loud

AI is a tool. A powerful one.

But tools don’t replace judgment, context, or behavioral coaching.

And they certainly don’t sit across the table when markets drop 20% and remind you why you built the plan in the first place.

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President @ Building Towards Wealth | ChFC, Financial Planning, Wealth Management

Exits reward preparation, not just performance.

Two founders can sell similar businesses for similar numbers and walk away with very different outcomes.

The difference isn’t luck.
It’s decisions made long before the deal was ever discussed.

Is it just me, or did sleep become the most valuable currency overnight?

Eight hours feels abotu right.
Six hours feels reckless.
Anything under 7 and I’m negotiating with myself all day.

I used to brag about running on fumes.
Now I guard bedtime like it’s a board meeting.

Please tell me this is normal.

Many founders are financially successful and financially anxious at the same time.

High net worth, but low liquidity.
Strong revenue, but unpredictable income.
Big upside, but unclear timelines.

That tension is normal.
Ignoring it is not.

Reinvesting everything back into the business sounds disciplined.

Sometimes it is.
Sometimes it’s avoidance.

Liquidity creates options.
Options create leverage.

A strong personal balance sheet doesn’t weaken your business.
It strengthens your ability to make better decisions.

AI is not the threat people think it is.

It’s a force multiplier.

For professionals who know what they’re doing.

The mistake is thinking that asking a chatbot a few questions equals real planning.

It doesn’t.

Planning is layered:

Business structure.
Tax exposure.
Liquidity timing.
Estate coordination.
Behavior under stress.

Miss one layer and you can create a cascading problem.

AI is helpful at surfacing options.
It is not yet reliable at spotting second- and third-order consequences.

That’s where experienced professionals still earn their seat at the table.

Optimization is nice.

Avoiding landmines is essential.

Experience in financial advice isn’t about knowing the newest products. It’s about recognizing patterns.

What tends to repeat.
What usually disappoints.
What looks great on paper but struggles in real life.

Most shiny objects aren’t bad because they’re evil. They’re bad because they’re mistimed, misunderstood, or misapplied.

Experience brings context. And context is what keeps people from making confident mistakes.

That perspective doesn’t come from headlines or sales decks. It comes from cycles, mistakes, and time.

Experience isn’t about knowing the newest strategy.
It’s about recognizing patterns.

What tends to work.
What usually disappoints.
What looks great on paper and fails in real life.

That perspective is hard to Google.

In business, long-term thinking is a competitive advantage.
In investing, it’s the same.

Most people aren’t underperforming because they lack information. They’re underperforming because they change direction too often.

A plan only works if it’s given time to work. Constant adjustments may feel responsible, but they often undermine the very outcomes people want.

The advisor who keeps you anchored to long-term outcomes isn’t limiting you. They’re protecting your edge.

I love building. I love competing. I love growing.

But my business is a tool. It’s not who I am.

If everything you built disappeared tomorrow, who would you still be?

That question has a way of clarifying priorities.

The best stories always sound like this:
“This is the moment.”
“This is different.”
“This time it’s obvious.”

That’s how marketing works.

A good advisor’s job is to slow that moment down and ask:
Does this actually move the plan forward?

Most of the time, the answer isn’t exciting.
It’s effective.

“Won’t AI replace financial advisors?”

Short answer: no.

Long answer: it depends on what you think a financial advisor actually does.

If you believe it’s just running numbers and producing a report, then yes — software has been doing that for years.

But that’s never been the core value.

The value is:

• Seeing around corners
• Coordinating tax, estate, business, and personal decisions
• Stress-testing assumptions
• And protecting clients from catastrophic errors

I’ve intentionally tested AI with complex scenarios.

It’s impressive. It’s also still wrong in ways that would be financially painful if someone blindly followed the output.

AI can generate possibilities.

It cannot yet own the consequences.

And that difference matters.

If you're worried about your job security or whether your business will weather what's coming, that's actually the perfect signal to get your finances in order right now. 

Uncertainty has a way of exposing the gaps in our financial plans that we've been meaning to address for years. 

We're helping clients build that safety net every single day, and the ones who act early are the ones who sleep better at night. 

Don't carry financial stress on top of everything else you're already managing. 

Reach out to me or another financial advisor and let's start building your resiliency plan.

Here's the thing about economic uncertainty: you can't control what's happening in your industry, your market, or the broader economy. But you can absolutely control whether you have a solid financial plan backing you up when things get hard. 

The business owners and professionals I work with who feel most confident right now aren't the ones with the most money. 

They're the ones who know exactly where they stand and what they can weather. 

That peace of mind is worth more than people realize. If you don't have that clarity, now is the time to get it.

The work of keeping what you earn doesn’t start at the exit.

It starts with:

Structure

Timing

Tax awareness

Risk management

Each decision compounds quietly.
So do the mistakes.

Let me save you $47,000 in taxes this year.

Just kidding. I have no idea what your tax situation looks like.

But someone on this platform will make that promise today — and some of you will believe them.

Here's what real tax planning actually looks like for the business owners I work with:
It's boring. It's detailed. And it starts with understanding your LIFE before touching your returns.
→ Are you planning to sell your business in 3 years or 15?
→ Do you want to fund your kids' education or are they figuring it out?
→ Is charitable giving part of your values or not?
→ What does your income look like this year vs. next year vs. five years out?

Once we know THAT, we can talk about:
Entity structure optimization
Retirement account strategies
Charitable giving vehicles
Capital gains harvesting
Income timing and deferral

Every one of those tactics is a lever. But a lever only works when you know what you're trying to move.

I don't do tax planning in a vacuum. I do tax planning inside a comprehensive wealth strategy that's built around your goals, your values, and the life you're trying to live.

Because saving $10K in taxes means nothing if you're still building someone else's version of success.

What's one tax strategy you implemented that you wish you'd done sooner?

#taxplanning #businessownertaxes #wealthmanagement #financialstrategy #smallbusinessfinance

If asset allocation is the first conversation, the planning is already backwards.

Founders need to answer:

What risks am I already taking?

Where am I illiquid?

What decisions are coming next?

Only then do investments make sense.

Aggression builds businesses.

But structure protects wealth.

At some point, wealth needs to become more than a scoreboard.

It needs to become:
• Stability for your family
• Freedom of time
• Optionality around what’s next

That requires structure:
• Intentional investment strategy
• Risk management
• Tax coordination
• Exit modeling

Aggression builds income.
Clarity turns it into freedom.

Business owners already understand this lesson, even if they don’t always apply it to their money.

You didn’t build your business by pivoting every time a new idea appeared. You picked a direction, refined it, stayed uncomfortable longer than most, and resisted distractions along the way.

But when it comes to personal finance, that discipline often disappears. A headline hits. A friend shares a strategy. A new product gets attention.

Suddenly, the patience that built the business is replaced by constant tinkering.

Your financial life deserves the same long-term thinking that made your business successful in the first place.

substack.com

Little Reminder (@littlereminder)

Home of #AskMikeG

What is #AskMikeG? 
As a seasoned consultant, I specialize in empowering small business owners to navigate financial challenges, drive growth, and achieve predictable success. With a focus on practical, actionable solutions, I help business leaders improve cash flow management, enhance profitability, and elevate communication for long-term stability.

 I assist businesses by:

+ Identifying gaps in financial practices and building a clear roadmap to stability.
+ Establishing robust tracking and forecasting tools for informed decision-making.
+ Implementing strategies to elevate communication to all stakeholders.

I provide one-on-one, group coaching and consulting.  I have spent 25+ years creating, starting, marketing, failing, and succeeding in B2B and B2C environments. I will happily share with you or your team what I have learned so you don't make the same mistakes I did.

Author, Coach, Consultant, Good Human - Cash Flow is the Success Metric.

Whose Story Is It?

The podcast was created for curious business owners who learn from other business owners’ experiences (mistakes). You will learn from other business owners who have succeeded but not without their own mistakes. But the twist is you will learn about “who” they are as much as what they did. And you will learn all of this without knowing their name. Guest identities will be unveiled after each story in the last few minutes of the podcast. To subscribe go here https://www.michaelgrabham.com/whose-story-is-it-podcast-learn-from-business-owners-stories/

Podcast Host

Hatchet Ventures 🪓

“Hatchet Ventures is defining a new VC model that fits with the needs of today’s founders. With our Co-Op model, Hatchet Ventures surrounds your company with 40+ executives, advisors, and like-minded founders who openly share insights; connections; best practices; and solutions, forming the optimal sounding board for bouncing ideas. Hatchet simplifies access to the knowledge of those who have walked the startup path, and provides attainable support to hatch your venture!”

Advisor

Survive the Streets

My wife and I started this nonprofit to help the homeless. We had originally created an organization that helps hundreds of homeless each year on Thanksgiving day. Go to survivethestreets.org if you would like to get involved with our 501(c)(3) nonprofit..

Director

Orbit Health 

Orbit was started with a simple vision of saving lives in sub-Saharan Africa, by applying technology in healthcare.
Considering the overburdened and clogged up healthcare services in Africa, we wanted to help hospitals and clinics increase their capacity and capability so that they will increase the number of patients by a minimum 10-15 additional patients per day. In this approach,  and if only one fourth of the healthcare facilities are participating in Ethiopia alone, there will be an opportunity for over 10,000 new patients that will be able to see a doctor in a day.

The Door Gym

Help your loved ones maintain their independence with the gift of fitness.
Many of the problems facing our rapidly growing senior population are due to preventable muscle atrophy. This is why we created The Door Gym, a patent pending technology that allows for a new level of safety and security when anchoring resistance bands and straps to your door. Our app and cell phone holder economically deliver over seventy guided exercises that can be tailored to any fitness level.

Customise To Your Style With Samshek

Samshék embraces the fashion popularism that inspires and creates trends that appeal to the modern consumer. Samshék recognizes that not all customers fit the mainstream retail clothing offerings, but rather seek the clothing that better suits their body size and shape, mood, character, style, and temperament. With Samshék’s clothing customization option and timely delivery, the customer's wonderful lifestyle and fashion desires can now become a reality.

samaritan

Samaritan is a mobile IoT startup that enables cashless, effective giving the moment a citygoer sees someone in need on the streets. This is changing the way people can give to people on the streets by knowing that the money is goes to help the person get basic needs met.

Compassion 4 Paws

We are a mobile veterinary practice that specializes in comfort care and end-of-life care for pets. Out of the drive to start her own practice combined with her passion for end-of-life care, Dr. Sara Hopkins founded Compassion 4 Paws in late 2012. Since then, her devoted team of veterinarians and care coordinators continue to offer you and your beloved companion the support and care you need during this difficult time of navigating your pet’s end-of-life journey.

Head of Strategy

Startup Grind

Awarded Chapter Director of the Year 2015.
Startup Grind is the largest independent startup community, actively educating, inspiring, and connecting more than 1,500,000 entrepreneurs in over 600 chapters. We nurture startup ecosystems in 125 countries through events, media, and partnerships with organizations like Google for Startups. 

The cornerstone of our global community is monthly events featuring successful local founders, innovators, educators, and investors who share lessons learned on the road to building great companies. Founded in Silicon Valley, Startup Grind has helped millions of entrepreneurs build their businesses, connect with strategic partners, and secure funding.

We believe in making friends, not contacts. We believe in giving, not taking. We believe in helping others before helping yourself. We are truly passionate about helping founders, entrepreneurs and startups succeed. We intend to make their startup journey less lonely, more connected and more memorable.

Chapter Director Seattle

Consultant | Author | Helping Founders make better decisions to scale their company.

The Two Pillars of Business Success: CASH  & COMMUNICATION
As a business owner, you know that growth is essential—but sustainable, profitable growth requires more than vision. It demands a disciplined focus on two critical areas: managing cash flow and fostering clear communication.

I specialize in helping business owners like you turn strategic goals into actionable plans by focusing on these key areas:

Optimized Cash: By analyzing and enhancing your profits and monitoring your cash flow, I help ensure your business remains financially strong and agile, giving you the confidence to invest in growth and navigate challenges effectively.

Aligned Communication: Both internally and externally, effective communication is essential to align your team with your goals, foster collaboration, and deliver a unified message to customers and stakeholders.

This is a Real life result... I started working with a small service based business. They had few processes in place and almost no financial insights. Fast forward 2 years and they got an offer to sell. We decided to turn it down and fast foward another 2 years and they got an offer they had to take. The value when I started working with them was around $2.5M and they sold for almost 3X that number. The changes we made were about optimizing profits, managing cash flow and making sure the business could operate without the owners doing ALL the work. 

By nature, I am a curious leader who has experienced success, failure, and everything in between. (6X founder).  I have been lucky enough to sell a few of those and unlucky enough to go through bankruptcy. (not fun)

At age 28, a partner and I bought a struggling magazine for the travel industry. Four years later, after growing revenues by 7X and introducing a disruptive product we sold the company to a larger industry leader. (Winner)

I was also a partner in a services company that grew from $750k to $7M in just 3 years. We grew too fast and made some mistakes. Over the next 2 years, I managed to keep parts of it alive but by 2011 I had to close it down. I went through some very dark times with this venture and I learned a few things. (Cash Flow is King)

My wife and I started a nonprofit, Survive the Streets, 25 years ago, to help people who live in shelters or who are almost living on the streets. This has been extremely rewarding and eye-opening. (Helping Others is good)

Mike Grabham

One of the most powerful parts of CMX Summit is the diversity of practitioners in the room.

Builders from 40+ countries.

Different platforms.

Different maturity levels.

Different challenges.

What makes this valuable?

You see how community operates across:
 • Enterprise vs. startup environments
 • Developer vs. consumer communities
 • Regional regulatory constraints
 • Cultural differences in participation

That cross-pollination is where breakthrough ideas happen.
Global growth requires global perspective.

If you're scaling community beyond one region  this is the room to be in.

I would like to do a shout out Derek Andersen, Lauren Indovina Yurii Lazaruk they have been helping people in the CMX community for years. Thanks for your support.

Helping service business owners maximize take home pay, and sell their company. Coach | Consultant | Good Human

The most valuable conversations aren’t on stage.

They happen in small groups — where practitioners are solving real problems together.

At CMX Summit, peer-led breakout discussions and our Unconference will create space for:

• Platform migration challenges
• Demonstrating ROI to leadership
• AI integration in community workflows
• Scaling globally with limited resources

Instead of passive listening, you participate in active problem-solving with people facing similar challenges.

The agenda evolves around the questions that matter most to attendees.

In an industry without formal training, shared experience becomes your strongest asset.

#CMXSummit
 #CMX
 #CommunityLeadership
 #CommunityStrategy
 #CommunityBuilders
 #CommunityManagers
 #CommunityLed
 #CommunityGrowth
 #ProfessionalCommunities
 #IndustryEvents

package-guard-inc

askmikeg

survive-the-streets

the-door-gym

compassion-4-paws

AI for Marketers

Package delivery notification and protection device, system and method 

Helping homeless and others in need by providing a website where donors can see who they can help and what they can help with before they give any money. Donors can provide for the less fortunate in a crowd-sourcing format. 

Survive The Streets - Charitable Organization

Helping business owners understand, manage and grow Cash Flow. Coach | Consultant | Good Human

The Two Pillars of Business Success: CASH FLOW & COMMUNICATION
As a business owner, you know that growth is essential—but sustainable, profitable growth requires more than vision. It demands a disciplined focus on two critical areas: managing cash flow and fostering clear communication.

I specialize in helping business owners like you turn strategic goals into actionable plans by focusing on these key areas:

Optimized Cash Flow: By analyzing and enhancing your cash flow, I help ensure your business remains financially strong and agile, giving you the confidence to invest in growth and navigate challenges effectively.

Aligned Communication: Both internally and externally, effective communication is essential to align your team with your goals, foster collaboration, and deliver a unified message to customers and stakeholders.

My approach is hands-on, practical, and results-oriented. Whether you're streamlining operations, boosting profitability, or planning for the sale of your company, I provide the tools, strategies, and support needed to achieve real, measurable outcomes.

If you're ready to turn challenges into opportunities and build a business that's both profitable and resilient, let’s work together to make it happen.

By nature, I am a curious leader who has experienced success, failure, and everything in between. (6X founder).  I have been lucky enough to sell a few of those and go through bankruptcy. (not fun!)

At age 28, a partner and I bought a struggling magazine for the travel industry. Four years later, after growing revenues by 7X and introducing a disruptive product we sold the company to a larger industry leader. (Winner)

In 2004, before the smartphone...with a team of smart engineers, we launched a software company that gave real estate agents access to maps, pictures, MLS info on their phones. We were the first in both Canada and the US to do this on a single wireless device.  (Started too soon)

I was also a partner in a services company that grew from $750k to $7M in just 3 years. We grew too fast and made some mistakes. Over the next 2 years, I managed to keep parts of it alive but by 2011 I had to close it down. I went through some very dark times with this venture and I learned a few things. (Cash Flow is King)

My wife and I started a nonprofit, Survive the Streets, 24 years ago, to help people who live in shelters or who are almost living on the streets. This has been extremely rewarding and eye-opening. (Helping Others is good)

Jim Dever from Evening Magazine spends time with Mike Grabham to get inspired about starting a new company. For more info go to https://youtu.be/WT3zwbuT6bg

How to Launch a New Idea with Mike Grabham

I have interviewed 200+ CEO’s worth billions, Venture Capitalists managing billions, Angel Investors betting on billions and Thought Leaders talking about billions. To see them all go to https://www.michaelgrabham.com/startup-grind-interviews/

NW Top CEO's Interviews

King 5's Evening Magazine talks with Startup Expert Mike Grabham about how to grow your business and the risks of starting a marketplace business. To see the highlights https://youtu.be/WT3zwbuT6bg

King 5 TV: How to Grow with Mike Grabham

A Monthly TV show on KOMO 4 about Startups in Seattle. Hosted by Mike Grabham who shares insights and first-hand experiences from some of the top entrepreneurs in the NW. To view an episode go to https://www.youtube.com/watch?v=VK5bB4oTAc0

Start IT Seattle | Episode 3

JAY B.

For years, community teams were measured by likes, comments, and login activity.

Today? The conversation has shifted.

Community is now viewed as a business driver  connected to product, sales, retention, and customer lifecycle impact.

At CMX Summit 2026, the focus moves beyond surface-level engagement into how community data connects to business systems — CRM alignment, attribution modeling, and measurable ROI.
If you're transitioning from “community moderator” to strategic operator, this is where the conversation is happening.

👉 Connect with peers.
 👉 Learn how teams are tying community directly to business outcomes.
 👉 See what’s working across organizations worldwide.

Explore tickets & details: cmxhub.com/summit 

CMX
Alex Hilleary
JAY B.

Designing Community @ Superpath | Co-Founder @ Gather (acqd) | YC & VFA Alum

👋 Human-Led LinkedIn Growth | 🤝 Conversations → Connections → Clients | Helping You Grow on LinkedIn with Ease 🌟

Belonging + Business Impact.

Community isn’t just about creating connection.

It’s about designing connection that drives retention, loyalty, and measurable growth.

At CMX Summit 2026, the conversation explores:

• Human-centered design in digital spaces
• Turning members into advocates
• Building inclusion into community governance
• Connecting participation data to business metrics

The key shift?

Belonging becomes intentional, and measurable.

When community strategy aligns with business goals, it stops being a “nice to have” and becomes infrastructure.

#CommunityLedGrowth
#BusinessStrategy
#CustomerRetention
#GrowthMetrics
#ROI
#BusinessInfrastructure

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The Battle

Christopher Clepp

Mike Grabham

Followers

Posts

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Likes

Performance ScoreChristopher Clepp's LinkedIn Performance

Performance ScoreMike Grabham's LinkedIn Performance

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taplio

The Battle

Christopher Clepp

Mike Grabham

Followers

Posts

Engagements

Likes

Performance Score.css-goub6s{font-size:var(--chakra-fontSizes-md);font-weight:500;color:var(--chakra-colors-gray-600);display:block;margin-top:var(--chakra-space-1);}Christopher Clepp's LinkedIn Performance

Performance ScoreMike Grabham's LinkedIn Performance

Ready to grow your LinkedIn presence?

Performance ScoreChristopher Clepp's LinkedIn Performance