Building Towards Wealth

Helping Gen X & Gen Y Business Owners Make Smart Financial Decisions

President

Strategic Financial Group

Chicago-based wealth management practice providing financial planning to business owners.

Financial Planner & Wealth Advisor

Christopher Clepp Financial Solutions

Providing financial solutions to the Chicagoland area. We specialize in two areas.
1)Helping small business owners plan for the protection and growth of their business. 

2)Helping high-income earners, above find unique ways to protect and grow their income for retirement.

Owner

ASUREA

Area Manager, representing 60 Life, Disability, Mortgage Protection, Annuity and LTC carriers

Chicago Area Manager

Integrated Financial and Insurance Strategies

Opened and developed 4 insurance offices across the country

Specialized in insurance solutions for high-income earners and business owners.

Partner and Business Insurance Specialist

Promark Financial

Sales Manager

Marriott

Phone sales for their Vacation Club division

Team Leader

I am a native Chicagoan, father of 3 wonderful children, and a 20 year veteran of the financial services industry. 

-I am passionate about working with business owners who would benefit from having an objective partner in their financial lives.   
-I am trying to help my clients realize their best selves. We use financial tools to help them achieve the freedom, control, or time that they desire. 

How do I know if I'm a good fit?

-Business Owners between 35&55 who want to have the ability to make work optional

-Household income of at least $150,000

-People who want to delegate so you can spend more time with the people they care about and doing the things they love


What is the benefit of working with Chris?

-Create an easily understandable 1 page financial gameplan so you always know what the next steps we will take are

-Knowing there will be a day when you can make work optional so you can have a defined goal to work towards.

-Optimize insurance policies to maximize coverage and reduce costs.

-Proactive tax planning to minimize your lifetime tax bill

-Provide financial partnership and help solve your financial problems so you can focus on the most important things in life

 I love working out, cooking, bourbon and cigars. 


Please note: While I appreciate endorsements of my services, I cannot accept endorsements or recommendations on my LinkedIn profile, as these are considered a prohibited testimonial under SEC regulations.

I can be reached at (312) 850 3600 x16 or you can schedule at https://app.acuityscheduling.com/schedule.php?owner=12813504&appointmentType=1941784

Securities offered through The O.N. Equity Sales Company, Member FINRA/SIPC, One Financial Way, Cincinnati, OH 45242 513.794.6794. Investment Advisory Services offered through the O.N. Investment Management Company

Christopher Clepp

Financial planning has a branding problem.

It’s been boxed into “retirement.”

But the real purpose is far more practical: it’s a roadmap to autonomy.

Autonomy means having the flexibility to walk away from a job that no longer serves you, pivot when your industry evolves, or say yes to opportunities without wondering whether the numbers will break your life.

If you’re a high earner who thinks planning doesn’t apply to you because retirement feels distant, ask yourself:

How stable is your field in the coming AI wave?

And if the landscape shifts, are you prepared—or exposed?

Planning isn’t about ending your career. It’s about protecting your ability to shape it.

President @ Building Towards Wealth | ChFC, Financial Planning, Wealth Management

If your business is thinking about growth, whether that means expanding into new regions, attracting international talent, or building a stronger global strategy, this upcoming session from Carl Kutsmode is worth your time.

Carl’s been advising executives and ownership teams on how to align vision, operations, and talent strategy for years. This webinar brings together those lessons in a practical way for leaders navigating expansion or transformation.

Plus, you get legal powerhouse SohYoon Atac and Togai Atac giving their great legal insights.

I’d highly encourage any founders, business owners, or growth-minded professionals in my network to register.

If you are an executive in a global company trying to make sense out your 2026 strategic plan for doing business in the US, then be sure to register for my upcoming webinar on Nov 12th below!  Registration link and video preview of our panel discussion topics are in the comments below. #globalbusiness #strategicplanning #usabusiness #ustariffs #usimmigration #b2b-vip #talentrise #praxialliance #praxi #aleroninc

Happy Thanksgiving from my family to yours!

No alternative text description for this image

Honoring all that have served 🇺🇸


#financialplanning #businessowner #buildingwealth #financialplanner #wealth #smallbusiness #genx #geny #buildingtowardswealth #henrys #abundantwealthprocess #stability #financialfulfillment #highearner #strategicfinancialplanning

A lot of high earners dismiss financial planning because they’re not thinking about retirement yet.

Here’s the truth:
Financial planning isn’t about retirement.

It’s about autonomy—having the ability to choose your next step without being handcuffed to your paycheck.

And with AI transforming industries faster than most people realize, autonomy matters more than ever. Even strong careers are facing uncertainty, and the professionals with a plan will be the ones who stay in control.

You don’t plan because things will go wrong.

You plan so that if the path changes, you’re not caught off guard.

If you value control, clarity, and optionality, you’re the exact person financial planning is built for.

Most people hear “financial planning” and immediately jump to “retirement planning.”
 
But retirement is only one version of the real goal: autonomy.
It’s about having control over your decisions so your career, your family, and your life aren’t dictated solely by money.
 
If you’re a high earner who says, “Financial planning isn’t for me—I’m nowhere near retiring,” it’s worth asking a different question:
 
Do I want to be able to make decisions without fear?
 
We’re heading into an era where AI is reshaping entire industries. Even talented, high-earning professionals may see their roles shift faster than expected.
 
Having a plan isn’t about predicting the future. It’s about preparing for a future that might look different from the one you assumed—and keeping your options open if the path changes.
 
Autonomy > retirement. Always.

🚀 Are You Running a Business or Just Owning a Job? 🚀

Many business owners get stuck working in their business instead of on it. They’re buried in daily tasks, leaving no time to grow or strategize.

The Fix?
✅ Create systems and processes to delegate effectively.
✅ Focus on building a scalable asset—not just income.
✅ Plan for the future with an exit strategy that works for you.

Pro Tip: Stop being the bottleneck in your business. Build systems that let your business run even when you’re not there.

https://lnkd.in/g2TqT_8V

#financialplanning #businessowner #buildingwealth #financialplanner #wealth #smallbusiness #genx #geny #buildingtowardswealth #henrys #abundantwealthprocess #stability #financialfulfillment #highearner #strategicfinancialplanning

Open article: 5 Common Problems Business Owners Have by buildingtowardswealth.com

Long-Term Success Comes From Consistency

Success in financial planning, like anything in life, isn’t about one big decision—it’s about the habits built over time.

Small, consistent actions—whether it’s reviewing financial goals, planning ahead, or learning something new—lead to long-term results.

#financialplanning #businessowner #buildingwealth #financialplanner #wealth #smallbusiness #genx #geny #buildingtowardswealth #henrys #abundantwealthprocess #stability #financialfulfillment #highearner #strategicfinancialplanning

🚫 Not everything we hear about money is true.

There are plenty of financial myths out there. Some people think debt is always bad, or that investing is only for the wealthy. 

What’s a common money myth you used to believe?

#financialplanning #businessowner #buildingwealth #financialplanner #wealth #smallbusiness #genx #geny #buildingtowardswealth #henrys #abundantwealthprocess #stability #financialfulfillment #highearner #strategicfinancialplanning

Wealth isn’t built overnight.

 It comes from consistent, intentional financial decisions over time. 

Understanding how different strategies work together—such as savings, investments, and risk management—can help create a strong foundation for long-term success. 

Every step forward, no matter how small, contributes to financial security. 🏗️📈

#financialplanning #businessowner #buildingwealth #financialplanner #wealth #smallbusiness #genx #geny #buildingtowardswealth #henrys #abundantwealthprocess #stability #financialfulfillment #highearner #strategicfinancialplanning

CEO @ Cubish

My passion for technology started at 8, when my grandmother gave me a Compaq 286, my first computer. I took it apart to understand how it worked, and I haven’t stopped since.

Augmented Reality is my greatest passion, not just a technology, but a true revolution. It’s a way to amplify the world as we know it and imagine new possibilities.

Today as CEO of Cubish S.r.l.

Cubish is a geolocated social network built on Spatial Web technology that divides the Earth's surface into over 5.1 trillion cubes, each covering 100 square meters. Each cube acts as a geolocated container where anyone can create one or more Cube Domains, digital spaces for videos, audio, images, documents, interactive content and much more. Thousands of Cube Domains can coexist in a single cube, creating a unique layering of digital experiences and allowing users to leave content anywhere on Earth.

In the future, Cube Domains will be organized by quality through a merit-based system that highlights relevance, usefulness and impact, ensuring the most valuable content is prioritized. Cubish is an open, general-purpose system, just like the web once was.

Cube Domains are anchored to real-world coordinates and can expand into other cubes across streets, squares, shops, buildings and public or private spaces, even locations far apart. Each expansion can host different content depending on the location, creating a rich, distributed, geolocated digital network.

"It is like taking a web domain or a social network and spreading it across the real world."

Today it starts with data. Tomorrow, immersive technologies like Virtual Reality (VR), Augmented Reality (AR), Mixed Reality (MR), Extended Reality (XR) and more will be fully integrated. The team envisions Cubish as a geolocated social platform where people, communities, businesses and content coexist within the same spatially organized, interactive digital layer.

It is the first true Spatial Web, designed to bring the web fully into the real world and create an intelligent, living digital layer seamlessly integrated into the physical space around us.

Cubish S.r.l., an innovative startup officially registered in the Business Register (VAT: IT10724711212), has 26 cofounders, including two corporate entities. Cubish is protected by PATENT PENDING No. 102025000004906, filed March 10, 2025.

Dorian Lazzari

One of the initial objections we often hear is: “Oh, so Cubish is just an app that geolocates content.” ❌ In reality, this is a misunderstanding.

There are hundreds of apps that geolocate data and content in the real world 🌍, Google being the first. But try organizing hundreds or thousands of pieces of content in the same location using these platforms, and the result is total chaos ⚠️ (see image below).

Cubish does more than just geolocate content. Its strength lies in organizing large amounts of content and data in the same space, in this case a 10x10 cube 🧊, solving a real technical problem: content overlap and collision management.

The Cubish system manages content through multiple layers and patented priority rules, preventing conflicts between elements and allowing the orderly overlap of multiple contributions in the same real-world space. Essentially, this makes it possible for multiple “realities” with different data to coexist, and in the future, even overlapping immersive realities in the same location 🎮. It is like having hundreds of different Pokémon Go games in the same spot without creating chaos.

Imagine what would happen without this system. John creates a piece of content at a location, but it is not useful or high-quality, so the space is wasted. Michael, on the other hand, had a great idea to enhance that spot, but John has already “occupied” the space. The result is that the structure fails to share value because it is constrained by low-impact content and built on a single imaginary layer.

With Cubish, this cannot happen ✅. Thanks to multi-layer management and priority rules, John, Michael, or anyone else can enrich the same location, creating an overall effect of shared value where content integrates and amplifies each other.

So yes, Cubish uses geolocation, but it is not the main feature. The real innovation lies in the structure of the Cubes, Cube Domains, and Expansions, a completely new, patented system not immediately recognizable unless explored in depth, which revolutionizes the way content is organized and experienced in both real and immersive spaces. 🚀

#EmpowerYourReality #SpatialWeb #LocationBased #GeoTech #GeoWeb #ImmersiveTech #GIS #Social #Data #Geolocation #App #MultiLayered #XR #AR #MR #VR #DigitalTwin #BIM #GEO #StartupItalia #PokemonGo #Tech

The web is no longer something we use. It’s something we live 🌐.

Digital spaces, immersive interactions, endless possibilities 🚀. This isn’t science fiction. It’s the present.

Every day, we get closer to a digital multiverse, made up of worlds we can inhabit and shape ✨.

Cathy Hackl Diego Borgo Leila Hurstel Nonny de la Peña, PhD Laura Shin Anthony Pompliano Camila Russo Brady Dale Olga Kharif Josh Quittner Kent Bye Adaora Udoji 

#DigitalTransformation #Web3 #ImmersiveTech #SpatialWeb #Multiverse #FutureOfWeb #TechInnovation #Metaverse #DigitalExperience #Innovation #EmergingTech #XR #AR #VR

The Peaceful Coexistence Between Web Domains and Spatial Domains 🌍

Whenever something new emerges, there is always a mix of curiosity and apprehension. But innovation does not necessarily imply replacing what already exists.

Spatial domains represent a new generation of domains. They no longer live exclusively on the classic web but take root in reality, in physical places. They extend at the discretion of their owners like a “cloak” over the real world, coexisting with it invisibly, without overlapping, and offering gateways to the digital world directly within physical space. This is what makes Cubish domains unique. ✨

They were not created to replace traditional web domains, but to extend their reach beyond the online digital realm. The classic web will continue to function as a vast archive of accessible data; spatial domains allow that content to gradually “spill over” into the real world, in the places that best represent the information they contain.

Imagine, for example, a tree in a forest: it could have its own domain telling its story, its spread, and the habitat around it. This information already exists on the web, but thanks to spatial domains, it becomes an integral part of the place it represents. 🌱

That’s why we speak of peaceful coexistence and mutual value: the web and spatial domains complement each other, enriching one another.

However, immersive experiences require a solid infrastructure, and until now, it simply didn’t exist. This is exactly what Cubish provides, enabling a new dimension of interaction between the digital world and the physical one. 🔗


#SpatialWeb #GeoSpatial #Startup #EU #UK #USA #ImmersiveTech #Tech #DigitalTwin #SocialNetwork #XR #AR #VR #MR #GeoWeb #Innovation #IT #DigitalAssets #Domains #Investing

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The Battle

Christopher Clepp

Dorian Lazzari

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The Battle

Christopher Clepp

Dorian Lazzari

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Engagements

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Performance Score.css-goub6s{font-size:var(--chakra-fontSizes-md);font-weight:500;color:var(--chakra-colors-gray-600);display:block;margin-top:var(--chakra-space-1);}Christopher Clepp's LinkedIn Performance

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Performance ScoreChristopher Clepp's LinkedIn Performance