Co-Founder and CEO of Ask Bob AI | Empathetic Builder of Things that Matter | Normalizing Bipolar

Seasoned in the realms of finance and technology, I bring over 20 years of diverse experience as a founder and C-suite executive. I've navigated businesses from startups to Fortune 500 companies, specializing in operations, product and business development, as well as client service management. My approach is rooted in strategic growth, innovation, and fostering mentally healthy workplace cultures. Passionate about mental health advocacy and a compelling communicator, I am dedicated to guiding companies towards sustainable success and cultivating next-level teams.

Andrew DeGood

First Merchants Corporation

VP, Senior Commercial Relationship Manager

Fifth Third Bank

Vice President Business Banking Relationship Manager

JPMorgan Chase & Co.

Middle Market Commercial Relationship Manager

Wells Fargo

Objectives: Develop strong and trusting relationship with existing clients by understanding their industry, business objectives and anticipating needs while managing risk. Also, identify new opportunities for portfolio growth.
Achieving Objectives by:
-Continuously developing person knowledge based as to provide expert knowledge valuable information
-Leveraging resources to derive the best outcomes and service levels for client respective needs 
-Assessing financials and client objectives as to provide optimal ideas and solutions for client and bank
-Underwriting and advocating for the client internally with the goal of obtaining bank support
-Understanding various industries, the respective trends to identify/ lessen risk and maintain regulatory compliance
-Uniting with BDO’s to identify prospects, evaluated financial needs and developed new business opportunities through providing valuable industry date, superior consultative and negotiation skills

Commercial Relationship Manager

Objective: Develop solid foundation in commercial lending and credit.
Achieved Objectives by:
-Successful completion of Omega Performance Courses: Financial Accounting for Lenders, Commercial Loans to Business and Commercial Real Estate Lending
-Cultured analytical and decision-making practices needed to make sound credit decisions using financial accounting/financial statement analysis/cash flow analysis. 
-Performed annual review and underwrote various credits for new and existing clients

Business Banking Relationship Manager Associate / Commercial Credit Analyst

Objective: Provide exceptional service to consumer clients with a wide range of depository and credit needs.
Achieved Objectives by:
-Understood/identified needs and delivered appropriate solutions while leveraging internal relationships
-Managed incoming/outgoing cash shipments, conducted audit preparation and assisted with limit approvals

Personal Banker

Objective: Grow portfolio of consumer auto loans by developing strong and dependable relationship with dealerships. 
Achieved Objectives by:
-Analyzed consumer credit profile, decisioned credits and leveraged risk vs. reward to ensure a quality portfolio
-Negotiated approvals with dealers to capture business while adhering to state and federal regulations  
-Coordinated with other departments to resolve funding, account servicing and/or collections issues

Dealer Services Consumer Loan Underwriter

Objective: Lead team of five collectors in loss prevention initiatives and training new employees. 
Achieved Objectives by:
-Oversaw portfolio losses,  implement/initiate risk management procedures and provided support for Collectors
-Provided support to the team by coaching through difficult calls and being available for transferred calls
-Arranged repossession of collateral through vendors and negotiated terms, conditions and costs with vendors

Lead Collector/ Repossession Specialist

Objective: Provide exceptional service to consumer clients with a wide range of depository and credit needs.
Achieved Objectives by:
-Performed timely and accurate transactions for clients, prepared cash shipments, balanced vault/coin machine 
-Performed teller drawer audits and trained new employees

Lead Teller

St. Anne Home

-Responsible for performing proper patient care, Ensured all residence received preventative rehab care, Participated in Actives of Daily Living, Interacted with and built confidence in patient’s families
-Began with part time position in Assisted Living Unit; eight months, Moved to full time position, higher assistance unit, upon high school graduation; seven months, Promotion: Co-Coordinator of Adult Day Center upon completion of QMA course; January 2010

Co-Coordinator of Adult Day Services

I connect businesses across NE Indiana with financial resources and provide guidance as they navigate through business life cycles, scale economies, and everyday opportunities. My attention and experience as a commercial banker is anchored in working with organization in the commercial/ industrial- more specifically manufacturing, nonprofit, and services, sectors. 

Having the advantage of learning and developing relationships in Northeast Indiana for nearly 15 years, I’ve had the opportunity to connect and spend time with many diverse people, companies and industries across our market. This has given me the opportunity to build a strong network of friends and professionals who I can rely on to support the efforts of my clients and partners. 

If there is anything I can do to help you, please don’t hesitate to reach out! 

taplio

The Battle

Andrew DeGood

Natalija Trokic

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