Payments Experts

I'll help you decrease processing fees by 20%, and improve approval rates, guaranteed — or your money back. 

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Founder & CEO

Shift4 Europe (formerly Finaro)

Director Of Sales & Business Development

• Leading the technical engagement with customers and partners to ensure that the functionality, performance, services, and technical infrastructure are clearly understood and executed.
• Identify & build customized solutions for strategic customers and managing their delivery
• Actively involved in analysis, solution design, client communication, and implementation
• Close collaboration with different internal teams (such as Product, R&D, sales, marketing, operations & support)

Solution Architect

Hey-CPA

Hey-CPA offers a CPA as-a-service platform, automating Bookkeeping work.
• As a CTO I was responsible for all technology aspects: software development, specification, design, architecture, infrastructure, and implementation.
• Built the code and the product from the ground up to be scalable and user-friendly.
• Product presentation, Sales & Recruitment of new businesses.
• Engaging customers, to continuously collect feedback and improve the product.

Co-founder & CTO

Isracard

• Project leader and coordinator, achieving success through collaboration with multiple departments, including R&D, Product Managers, Sales & Marketing.
• Responsible for Business Development, partner success, and Go-to-Market strategy.
• Maintaining positive relationships with business partners and customers to ensure adoption success.

Technology Project Leader (Product Owner)

Wix.com

• Working with the most cutting edge methodologies and technologies to develop ground-breaking web platforms, optimized for performance and scale - Wix platform - which is used by millions of people around the globe every day to build websites. 
• Understand and leverage customers business challenges to expand revenue and increase usage rate.
• Worked in a small team, that follows agile work methods and use continuous integration/deployment methodologies to run quickly as a startup while maintaining the high-end quality of the product.

Web Developer at Wix.com

Touche

• Work in a cross-functional team to deliver a complete user experience.
• Development of full projects, client and server-side - from specification and UI to the stage deployment on the servers.
• Expert in JavaScript and Web development.
• Presented the company and its technology at conventions and trade shows all over the world.

Full Stack Developer

ClickSoftware

• Helped enterprises and SMBs solve workforce management obstacles using ClickSoftware products
• Worked closely with customers and partners, onsite and remotely, to ensure the successful launch of new products.

Solution Specialist

Ness Technologies

Software Development Instructor

RE4MA Group SL

Direct Retail in shopping centers
• Extensive experience in frontal sales, Retail activities, brands development.
• Managed the sales organization (120 employees) in 27 locations globally.
• Responsibility for the Go-To-Market strategy and sales plan.

Sales and Product Line Manager

The Payment Solutions Guy — I'll help you decrease processing fees by 20%, and improve approval rates (guaranteed) by finding the best Payment Providers for your business | Visit my website to learn how

We help companies struggling with difficulty finding the right payment solution, high transaction fees, low approval rates, hidden fees to decrease processing fees by 20% and improve approval rates by 5-10%.

Using our unique Discovery & Assessment process, Payments Strategy, Cost Optimization, and Increase Approval Rates steps from day one. 

If we cannot achieve these results, we will continue to work with our clients for free until we do.

Alan Brian Dardic

IRIS Analytics GmbH

•	Designed, developed, and trained AI/ML fraud detection models, reducing unauthorized transactions by 25% and improving detection accuracy by 40%.
•	Implemented IBM Safer Payments, cutting fraud-related losses by 25% and setting new security benchmarks.
•	Developed comprehensive training programs for international partners, improving operational efficiency by 20% and ensuring smooth adoption of fraud prevention solutions.

IT Consultant & Payments Specialist

Wirecard

•	Redesigned the ISO8583 Transaction Simulator, eliminating €250,000 in third-party licensing costs and increasing internal testing efficiency by 50%, directly impacting profitability.
•	Modernized legacy payment systems, boosting transaction processing speed by 70% and reducing operational overhead by 35%, positioning Wirecard as a payment technology leader.

Payments Test Architect

•	Deployed UL HTT Collis & FINsim test tools, boosting transaction validation accuracy by 50%, cutting test cycle time by 30% and streamlining vendor management.
•	Mentored global teams across multiple regions, enhancing project execution efficiency by 40% and ensuring seamless collaboration across time zones.

Payments Expert 

Cognizant

•	Led Base24-eps implementation for ACI Worldwide, Barclays, and First Data (Fiserv), enhancing transaction processing speed by 35% and ensuring 99.9% uptime.
•	Delivered 25+ international payment transformation projects, streamlining banking operations and reducing project timelines by 40%.

Sr. Product Consultant (Cards & Payments SME) - First Data, Slovakia

•	Developed visionary business strategies, tripling operational efficiency and increasing client satisfaction by 30%.

Sr. Product Consultant (Cards & Payments SME) - ACI Worldwide, India & Barclays, UK

Mastercard

• Conducted regular market analysis and stakeholder meetings, boosting customer satisfaction by 15% and annual revenue by 10%.

IT Program Manager - Western Union, Dubai

•	Introduced India’s first 3D Secure solution for IVR transactions, reducing fraud by 40%, strengthening the security framework of multiple financial giants.
•	Conducted biometric ATM security certifications for top ATM manufacturers, reducing processing time by 30% and generating €150,000 in annual savings.
•	Designed and deployed payment gateway solutions for Axis Bank, SBI, CBI, and Union Bank, increasing digital transaction volumes by 25% and reducing payment failures by 30%.

Implementation Project Lead / Development Engineer 

•	Implemented and optimized payment gateways for HDFC Bank & IRCTC, ensuring seamless integration and regulatory compliance.
•	Enhanced digital banking platforms, reducing post-deployment issues by 25% and improving client satisfaction.

Project Associate

Dharne & Co Inc- Web Development and Online Marketing Company, USA

•	Managed 15+ transformation projects, improving completion rates by 25% ahead of schedule.
•	Optimized workflows and team coordination, increasing project success rates by 20%.

Business Analyst/Project Coordinator 

Visionary fintech leader with around 17 years of global expertise in the payments and financial technology industry. Proven track record in driving organizational transformation, optimizing business strategies, and spearheading innovative payment solutions. Delivered AI-driven fraud prevention models, achieving a 40% reduction in fraud losses and setting new industry benchmarks. Adept at scaling operations, entering emerging markets, and influencing long-term business growth. Skilled in leading cross-functional global teams to deliver strategic initiatives, leveraging deep knowledge of payments technology, regulatory compliance, and digital transformation.  

🌟 Key Achievements Backed by Strategic Excellence:

✨ 	Revenue Growth: Designed ISO8583 simulators, generating €250,000 in annual revenue and increasing transaction volume by 15%, contributing $1.2M to quarterly revenue.
✨ 	Fraud Prevention: Implemented AI-driven fraud detection models, reducing fraud-related losses by 40% and unauthorized transactions by 25%.
✨ 	Operational Excellence: Optimized payment workflows, reducing error rates by 20% and saving $250,000 annually.  
✨ 	Global Market Expansion: Launched payment services in emerging markets, growing market share by 30% and establishing regional leadership.
✨ 	Customer-Centric Design: Directed the creation of user-friendly payment interfaces, boosting customer engagement by 25% and achieving 95% satisfaction rates.  


🌟 Skills that Drive Transformation:

✨ 	Payments Technology Leadership: Fraud Detection, Cards & Payments Solutions, AI/ML-Powered Systems
✨ 	Stakeholder Management: Investor Relations, Client Engagement, Cross-Functional Leadership 
✨ 	Business Strategy: Revenue Growth, Market Penetration, Digital Transformation
✨ 	Technical Expertise: IBM Safer Payments, EFT Switches, Acquiring/Issuing Platforms, ISO8583 Protocols
✨ 	Project & Change Management: Agile Methodologies, Workflow Optimization, Regulatory Compliance
✨ 	Team Leadership: Cross-Functional Collaboration, Stakeholder Engagement, Employee Training

🌐 Forge a Path to Excellence: 
My journey is a testament to my resolute dedication to impact. I'm poised to harness my extensive experience and strategic insights to contribute to your team's success. Let's connect and navigate the ever-evolving Fintech landscape together.

📧 Email Me | 📞 Call Me | 🌐 LinkedIn Profile

Together, we will sculpt the future of Fintech, where innovation thrives and success knows no bounds.

taplio

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Alan Brian Dardic

Anurag Kumar

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