Ajinkya Kulkarni

Wint Wealth 

Co-Founder

WintWealth.com ( Previously GrowFix) is a platform to invest in fixed income assets that give you higher than FD returns but are less risky than equities.

ICICI Bank

Building and enhancing corporate deposit and lending use cases for Large conglomerates

Product Manager

1.Managed a offshore tech team of 3 people, managing new onboarding and product roadmap
2.Lowered Merchant onboarding time by 19%, by streamlining onboarding journey
3.Enhanced payment success rates by 2%, by optimising payment flow and tech integrations
4.Lowered merchant churn by 10% by introducing new features and enhancements
5.Developed process to reduce bank and merchant response time by 20% to chargeback requests
6.Increased conversion rates by 5% by revamping GTM motion
7.Lead the development of embedded bill payment features via BBPS ,enhancing product adoption

Product Manager-Payments & Merchant Experience

Mercedes-Benz Research and Development India

1.Reduced GTM timelines for EV product by 3%, by enhancing digital adoption
2.Enhanced passenger safety by developing innovative solutions, protecting them via IP/patents
3.Reduced manufacturing costs by €90k collaborating with suppliers to develop unique solutions
4.Steered new product validation discussions with marketing, project ,operations and after sales teams

Product Engineer

Daimler Truck Innovation Center India (DTICI)

1.Lowered vehicle repairs during testing by developing comprehensive product design guides
2.Reduced wiring assembly time by 5% for heavy duty trucks , resulting in cost savings of €5 per vehicle
3.Managed and trained a team of 5 external consultants to develop product assembly manuals 
4.Digitally validated usability scenarios to reduce product assembly issues by 5% during production

Graduate Engineer Trainee

ASHOK IRON GROUP

Intern

AKP Foundries

Operations Intern

With 6+ years across global brands like ICICI Bank and Mercedes-Benz R&D, I’ve led end-to-end product journeys — from concept and strategy to delivery and scale.

Most recently, I’ve been building fintech experiences that improve payments, streamline merchant onboarding, and unlock ₹1000Cr+ growth in capital markets. Earlier, I worked on customer-first innovations at Mercedes-Benz, where I designed features that shipped globally.

Now, I’m channeling that experience into roles focused on growth, marketing, and customer success — where product intuition meets performance metrics, GTM meets storytelling, and every decision is rooted in user outcomes.

💡 What I bring:

A sharp eye for user insight → product opportunity

Hands-on experience in GTM, embedded payments, revenue ops, and CX

A hybrid background spanning tech, mobility, and banking

Strong ownership of metrics, from conversion to retention

🎯 Let’s connect if you’re building customer-first products and growth strategies — especially in fintech, SaaS, or B2B platforms.

I write a newsletter , predominantly focussed on product, marketing and strategy:
https://aneternalminimalist.substack.com

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