Aidan Hartley

Home Loan Officer

Owl Home Loans

Getting home loans approved (with 98.3% success rate)

Mortgage Broker & Director

St.George Bank

Senior Home Loans Manager

Intelligent Finance - Australia's #1 Mortgage Broker

Home Loans Manager

Great Southern Bank

Home Loans Team Manager

The broker for first home buyers - helping you keep more of your time, money and sanity. Home loans, Investment, Refinance.

There's 22,031 mortgage brokers in Australia

Home buyers chose me to get their home loan approved because;

🎯 They access my 98.3% home loan approval record

🏠 They have choice of 53 lenders, meaning you can access the best offers

🦉 They leverage my experience of over 13 years in home lending, helping over 3,000 Aussies into their homes

🌱 They love that we plant 5 trees for every home loan 

🏦 You'll have access to; CBA, ANZ, Westpac, NAB, Suncorp, Bankwest, St George, Ubank, ING, Macquarie, ME, Bendigo.... the list goes on and on.

☎️ Let's begin - book a chat, or message me on LinkedIn 

🙋🏼‍♂️ About Me - I'm a home owner, I'm a property investor (9 properties). I'll organise and set up your loan as if it were my own.

Married, two cats, one dog.


You must be bored if you're still reading...

Fun fact - you can typically shave off 5.5 years from a 30 year home loan, just by paying it weekly or fortnightly, instead of monthly. 
Crazy hey!

Mortgage Broker & Owner

Getting home loans approved (with over 98% success)

How I paid-off my first Sydney unit by 33 (and bought with just 3% deposit)

My secret isn't complex

I didn't

- live off baked beans
- have a massive salary
- refinance every 6 months
- attend 'wealth creation' seminars
- get help from bank of mum & dad

I did

- buy a property within my means
- cut out the crap spending
- use an offset account
- smart debt recycling
- avoid bad debt

I've since used the equity to buy my Sydney house, which is now also paid off 

And leveraged that to buy a total of 10 quality properties (none of this regional $150k druggie town / flood zone crap)

P.s. my mortgage broking business exists to help you do the same, if you so choose.

The broker for first home buyers - Saving your time, money... and sanity. *Open to media and podcast opportunities*

I've used these 4 banks for my home loans:

(they got me to $10M property portfolio)

1st) Commonwealth Bank - Because I banked with them. Didn't really know what a broker did. Big error, cost me $1,000s

But, quickly made $150k equity, which allowed me to pull out the cash, and buy again.

2nd) St.George Bank - I was an employee, so could buy with 10% deposit and LMI waived

Bought my first investment with them.

3rd) Suncorp Bank - Locked in a 1.79% fixed rate with a refinance (ahhh those were the days!)

4th) NAB - allowed me to easily borrow as self-employed with high commission, scaled the property portfolio - just bought my 'forever' home!

Honestly... it's highly unlikely just one bank will help you climb the property ladder.

You purchase a home 2-3 times in your life

I do 2-3 purchases, per day.

Who do you think is better at picking the bank that will actually approve your loan?

---

My name is Aidan, and I get home loans approved standing on my head.

30, 40 or 50 year home loan term? It makes no difference 

You're going to pay it off in 5 years anyway 

Probably less.


Chances are, in two to five years you'll either:

A) Refinance to another bank

OR 

B) Sell the property (to upgrade)

So, just get whatever loan suits you at the time to acquire the property.

Because even if we get to 50 year loans

45 of them won't matter.

Swap 7pm mates for 7am mates 👍

w/ Matt Spears at Bondi this morning

The 10 Commandents for First Home Buyers: 

I) You don't need a 20% deposit

II) The best loans are the ones you're eligible for

III) Explore every single way to avoid LMI, but pay it if you must

IV) Never provide more documents than the bank requires

V) Pick the fast bank when purchasing

VI) Offset and redraw are not the same, get the offset

VII) View your credit history before applying

VIII) Always get the loan pre-approved first

IX) Pick a specialist first home buyer broker 

X) Thou shalt not skip thy property checks 🙏

If I can get myself to 10 properties...

I can (probably) get you to 1 🤷🏼‍♂️

This will spin your head - but AVOID applying with the bank you do your banking with 

The reason is simple:

They have years of your spending habits

They have too much information mate.

Yet, most banks these days DON'T require to see your transaction statements... 👀

maaate - buy the property BEFORE you buy the fancy car

My first home buyer was about to go to auction - but she didn't know she could save $30k

She's buying in Sydney, so stamp duty is fully waived up to $800k

BUT she was thinking the property might go for $805k...

So she thought the WHOLE stamp duty would then be applicable 

We ran the calculations, and the stamp duty is reduced from $31k, to just $1k

Because - she still gets a first home stamp duty reduction, when buying between $800k and $1m.

That extra few $k's could get you the property (and dissuade other FHBs you're competing against 😉)

p.s. she ended up winning the auction on this knowledge...

That money you salary-sacrificed to Super...

You can use it to buy your first home 🤯

Steps to see how much you can use:

- Log into MyGov
- Open ATO
- Click 'Super'
- Click 'Manage'
- Click 'First Home Saver'
- Click 'Start Determination'

Scroll down, and you'll be able to see the funds you can withdraw for your first home deposit 👌

Investors Advisors

Property Expert | Property Seminar | Property Education | Property Investor | Property Advisor | Residential Property
► About Investors Advisors 
▬▬▬▬▬▬▬▬▬▬▬▬
Investors advisors is  real estate investment-based agency specializing helping the medical professionals first home, dream home or investment property buyers. The business is designed to assist, connect and educate property buyers with great opportunities and safe, quality information. 

Though helping people buy real estate is how we run the business, we look far more holistically at your situation than that. We know everyone has different buying abilities and criteria. Our mission is to free people financially to live the life they want. We are actively achieving this by helping Australians build security and value through investing in real estate. 

Investors advisors  have collaborated some of Australia’s most sought-after property and finance experts (many who are property millionaires and investors in their own right) who have been meticulously handpicked for their abilities to offer clients and their families the most sophisticated and up-to-date strategies for phenomenal profits in real estate investing.

► Want to know more?
▬▬▬▬▬▬▬▬▬▬▬
Call: ✆ (0424) 265-525 Mobile 
Email: ✉ Hass@investorsadvisors.com.au 
Visit: ☛ www.investorsadvisors.com.au

Managing Partner

Loans Advisors 

Loans Advisors specialises in quick funding for small to medium size businesses in Australia. Together with lenders, brokers and accountant partners, we are able to assist with commercial finance to keep businesses moving forward.

We don't just deliver loans. We deliver a proposition that will keep businesses growing!

Co-Founder

Pharaon Realty

Licenced Real Estate Agent and servicing the Inner West Area of Sydney
Managing the Pharaon Team, Listing and Selling our Residential Property, Providing Appraisals to our clients, Operating the office of Pharaon Reality in the inner west, NSW.

Real Estate Principal

 Fastest House Buyer Australia

Experienced Investment Consultant with a demonstrated history of working in the real estate industry in Sydney. My heart is to help clients achieve comfortable retirement and financial freedom through strategic property investment using our company's unique investment model. 

We also have a group of investors looking for opportunities  from buying houses, lands to development sites acquisitions.

Senior Partner at fastesthousebuyer.com.au

E-Professionals Sydney

My focus at E-professionals  is growing our culture and our people.

Sècoya Pty Ltd

Experienced Investment Consultant with a demonstrated history of working in the real estate industry in Sydney. My heart is to help my clients achieve comfortable retirement and financial freedom through strategic property investment.

The aim is help create a powerful investment portfolio for clients, giving them the best investment experience.

Senior Managing Partner

Partnering with Doctors, Dentists and Vets to fulfil their property aspirations

WHAT I DO:
I manage and operate the Investors Advisors Australia, a real estate investing company whose aim is to help everyone kickstart on property investing through giving free seminars and consultations and guide would be investors and clients in coming up with the right investment decisions. 

Other than specializing in creative real estate and offer alternative solutions in selling and buying properties, my services include a complete solution for all of Property Investment needs:

✔ Property Investment
✔ Property Management
✔ Property Sales
✔ Property Sales Advice
✔ Property - Off the Plan Sales
✔ Property Strategy

WHY I DO IT: 
I provide innovative Property Investment offerings to help individuals prepare a secure and comfortable future through investment growth.

We will help develop the best structure and strategy for your Investment Property requirements. We will work closely with you, your accountant and your financial advisors to provide solutions that enable you to build and grow wealth. We don’t just want to give an Investment Property, but we also want to make sure it is the right investment property for you.

We have affiliations with leading financial planners, accountants, mortgage brokers and conveyancers' to ensure all of our clients' property investment needs are seamlessly project managed under the one 'roof'. our website www.investorsadvisors.com.au has a large range of our stock to view.
We develop relationships with not only clients, but also seasoned professionals across all sectors which are involved in a transaction during a potential deal. These include:


- Accountants
- Solicitors
- Financial planners
- Builders/Developers

Whether your a potential client or business partner seeking a new relationship based on cross referrals, feel free to contact us and arrange a meeting.

Call: ✆ 04 2426 5525
Email: ✉ hass@investorsadvisors.com.au
Visit: ☛ www.investorsadvisors.com.au
Check us out: ☛ https://www.facebook.com/Investors-Advisors-1694220100872019/

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Aidan Hartley

Hassan Pharaon

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The Battle

Aidan Hartley

Hassan Pharaon

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Engagements

Likes

Performance Score.css-goub6s{font-size:var(--chakra-fontSizes-md);font-weight:500;color:var(--chakra-colors-gray-600);display:block;margin-top:var(--chakra-space-1);}Aidan Hartley's LinkedIn Performance

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